Stock Fundamentals

Company Information

Company Name
Wintrust Financial Corporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US97650W1080
CIK: 0001015328
CUSIP: 97650W108
Currency: USD
Full Time Employees: 5,902
Phone: (847) 939-9000
Fiscal Year End: December
IPO Date: Apr 16, 1998
Description:

Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

Address:

9700 W. Higgins Road, Rosemont, IL, United States, 60018

Directors & Officers

Name Title Year Born
Mr. David L. Stoehr Executive VP & CFO 1960
Mr. Jeffrey D. Hahnfeld Executive VP, Controller & Chief Accounting Officer 1972
Mr. Mike Ryan Executive Vice President & Chief Information Officer NA
Ms. Kathleen M. Boege Executive VP, Chief Legal Officer & Corporate Secretary 1967
Ms. Norah Larke Executive VP & Chief Human Resources Officer NA
Mr. Thomas Patrick Zidar Chairman and Senior Market Head of Wintrust Wealth Management & Mortgage 1969
Mr. David Eric Lee Vice Chairman 1959
Mr. Ezra Jaffe Senior VP & Head of Treasury Management Sales NA
Mr. Zoran Koricanac Senior Vice President NA
Mr. Jack Burback Executive VP & Chief Security Officer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 23, 2026 David L Stoehr N/A Sale 3.02K $150.45 $454.36K
Jan 30, 2026 David Eric Lee N/A Sale 558.00 $147.42 $82.26K
Jan 29, 2026 David L Stoehr N/A Sale 2.50K $146.16 $365.25K
Jan 29, 2026 Kathleen M Boege N/A Sale 5.00K $146.38 $731.90K
Jan 29, 2026 Richard B Murphy N/A Sale 3.29K $146.05 $480.65K
Jan 27, 2026 Jeffrey D Hahnfeld N/A Sale 314.00 $145.43 $45.67K
Jul 29, 2025 David A Dykstra N/A Sale 14.94K $131.53 $1.97M
Jul 25, 2025 Edward J Wehmer N/A Purchase 2.38K $26.35 $62.77K
Jul 25, 2025 Edward J Wehmer N/A Purchase 3.92K $26.35 $103.27K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 6.75M Dec 31, 2025 10.00% $0.01 -1.04%
BlackRock Inc 6.30M Mar 31, 2026 9.34% $0.02 2.14%
FMR Inc 5.29M Mar 31, 2026 7.84% $0.04 -1.83%
Dimensional Fund Advisors, Inc. 2.70M Mar 31, 2026 4.01% $0.08 -0.21%
State Street Corp 2.59M Mar 31, 2026 3.83% $0.01 -3.30%
First Trust Advisors L.P. 1.83M Mar 31, 2026 2.71% $0.18 26.64%
Earnest Partners LLC 1.40M Mar 31, 2026 2.08% $0.80 -2.74%
Amvescap Plc. 1.37M Mar 31, 2026 2.03% $0.03 20.16%
Geode Capital Management, LLC 1.32M Mar 31, 2026 1.96% $0.01 3.64%
Principal Financial Group Inc 1.27M Mar 31, 2026 1.88% $0.09 -0.55%
Bank of America Corp 1.02M Mar 31, 2026 1.51% $0.01 -3.11%
ClearBridge Advisors, LLC 957.24K Mar 31, 2026 1.42% $0.12 9.43%
Capital Research & Mgmt Co - Division 3 902.67K Mar 31, 2026 1.34% $0.03 -32.36%
Jennison Associates LLC 848.65K Mar 31, 2026 1.26% $0.08 -14.56%
Wellington Management Company LLP 832.35K Mar 31, 2026 1.23% $0.02 0.00%
Charles Schwab Investment Management Inc 807.55K Mar 31, 2026 1.20% $0.02 4.51%
NORGES BANK 800.49K Dec 31, 2025 1.19% $0.01 13.53%
Northern Trust Corp 787.58K Mar 31, 2026 1.17% $0.01 2.46%
SEI Investments Co 745.27K Mar 31, 2026 1.11% $0.10 -0.42%
JPMorgan Chase & Co 722.66K Mar 31, 2026 1.07% $0.01 -5.30%

Shares Statistics

Shares Outstanding: 67.45M
Shares Float: 66.47M
% Insiders: 143.50%
% Institutions: 9,813.90%
Short % Float: 3.27%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 2.26M 3.35% ▼ 0.05% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 2.13M 3.16% ▲ 0.23% Apr 30, 2026
3 Vanguard Small Cap Index 1.55M 2.30% ▼ 0.19% Apr 30, 2026
4 American Funds SMALLCAP World A 1.33M 1.98% ▲ 0.00% Mar 31, 2026
5 Vanguard Explorer Inv 1.20M 1.79% ▲ 0.00% Mar 31, 2026
6 Vanguard Small Cap Value Index Inv 995.49K 1.48% ▲ 0.72% Apr 30, 2026
7 First Trust RBA Amer Indl RenaisTM ETF 861.09K 1.28% ▲ 0.38% Apr 30, 2026
8 Fidelity Low-Priced Stock 779.26K 1.16% ▼ 0.08% Feb 28, 2026
9 Fidelity Mid-Cap Stock 761.26K 1.13% ▲ 0.00% Mar 31, 2026
10 Vanguard Institutional Extnd Mkt Idx Tr 756.36K 1.12% ▲ 1.02% Apr 30, 2026

Valuation Metrics

Enterprise Value: $11.12B
Trailing P/E: 12.41
Forward P/E: 11.90

Financial Highlights

Market Cap: $9.98B
P/E Ratio: $12.41
PEG Ratio: $1.17
Book Value: $102.03
Dividend/Share: $2.05
Dividend Yield: 1.37%
Earnings/Share: $11.93
Profit Margin: 32.02%
Operating Margin: 46.33%
ROA (TTM): 1.25%
ROE (TTM): 12.34%
Revenue (TTM): $2.69B
Revenue/Share (TTM): $40.17
Earnings Growth (YOY): 19.70%
Revenue Growth (YOY): 10.40%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.14x 0.62x 0.90x 0.74x 3.71x
2024-12-31 0.17x 0.75x 0.90x 0.63x 4.56x
2023-12-31 0.14x 0.68x 0.90x 0.05x 68.73x
2022-12-31 0.14x 0.82x 0.91x 2.78x 5.00x
2021-12-31 0.18x 0.56x 0.91x 4.24x 3.39x
2020-12-31 0.21x 0.31x 0.91x 1.54x 2.64x
2019-12-31 0.18x 0.31x 0.90x 1.45x 2.00x
2018-12-31 0.15x 0.26x 0.90x 2.23x 1.59x
2017-12-31 0.14x 0.34x 0.89x 3.41x 2.25x
2016-12-31 0.13x 0.28x 0.89x 3.68x 1.96x
2015-12-31 0.14x 0.49x 0.90x 3.27x 3.98x
2014-12-31 0.22x 0.31x 0.90x 3.39x 2.23x
2013-12-31 0.19x 0.39x 0.89x 2.80x 2.95x
2012-12-31 0.21x 0.43x 0.90x 1.68x 3.81x
2011-12-31 0.23x 0.96x 0.90x 0.89x 10.08x
2010-12-31 0.23x 0.63x 0.90x 0.57x 7.58x
2009-12-31 0.24x 0.64x 0.91x 0.54x 5.27x
2008-12-31 0.23x 0.71x 0.90x 0.11x 14.70x
2007-12-31 0.21x 1.06x 0.92x 0.24x 7.58x
2006-12-31 0.26x 0.82x 0.92x 0.34x 5.23x
2005-12-31 0.29x 1.01x 0.92x 0.55x 5.32x
2004-12-31 0.05x 1.61x 0.93x 0.78x 8.39x
2003-12-31 0.07x 1.16x 0.93x 0.71x 5.76x
2002-12-31 0.07x 1.55x 0.94x 0.51x 6.49x
2001-12-31 0.05x 2.01x 0.95x 0.32x 7.76x
2000-12-31 0.05x 0.93x 0.95x 0.19x 3.81x
1999-12-31 0.08x 0.64x 0.94x 0.23x 3.34x
1998-12-31 0.07x 0.00x 0.94x 0.09x 0.00x
1997-12-31 0.20x 0.52x 0.93x 0.03x 13.15x
1996-12-31 0.18x 0.17x 0.94x -0.10x -35.50x
1995-12-31 0.00x 0.00x 0.91x N/A 0.00x

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