Stock Fundamentals

Company Information

Company Name
The Hanover Insurance Group Inc
Sector
Financial Services
Industry
Insurance - Property & Casualty
Exchange
NYSE
ISIN: US4108671052
CIK: 0000944695
CUSIP: 019754100
Currency: USD
Full Time Employees: 4,900
Phone: 508 855 1000
Fiscal Year End: December
IPO Date: Oct 10, 1995
Description:

The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services for individuals and businesses in the United States. It operates in four segments: Core Commercial, Specialty, Personal Lines, and Other. The company offers commercial multiple peril, commercial automobile, workers' compensation, and other core commercial coverage; and professional and executive lines, marine, and surety and other, as well as specialty property and casualty products comprising Hanover program business, excess and surplus business, Hanover specialty industrial, and specialty general liability business coverage. It also provides personal automobile; and homeowners and other personal lines, including residences and personal property, liability claims, personal umbrella, inland marine, fire, personal watercraft, personal cyber, and other miscellaneous coverages. In addition, the company offers insurance products for collector cars, motorcycles, off-road vehicles, condominiums, valuable items, business owners, international, and management and professional liability; and for the construction, cultural and educational institutions, financial intuitions, healthcare, human services, life sciences, manufacturing, professional services, real estate, retail, technology, and wholesale and distribution industries. It markets its products and services through independent agents and brokers. The company was formerly known as Allmerica Financial Corp. and changed its name to The Hanover Insurance Group, Inc. in December 2005. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts.

Address:

440 Lincoln Street, Worcester, MA, United States, 01653

Directors & Officers

Name Title Year Born
Mr. John Conner Roche President, CEO & Director 1964
Mr. Jeffrey Mark Farber Executive VP & CFO 1965
Mr. Richard William Lavey Executive VP & COO 1968
Mr. Dennis Francis Kerrigan Jr. Executive VP, Chief Legal Officer & Corporate Secretary 1965
Mr. Bryan James Salvatore Executive VP & President of Specialty 1965
Ms. Lindsay France Greenfield Senior VP & Chief investment Officer NA
Ms. Patricia Ann Norton-Gatto Senior VP, Corporate Controller & Principal Accounting Officer 1968
Ms. Oksana Lukasheva Senior Vice President of Corporate Finance NA
Ms. Toni E. Mitchell President of Technology & Life Sciences Business NA
Mr. Willard Ty-Lunn Lee Executive VP and Chief Information & Innovation Officer 1970

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 23, 2026 Ro Khanna N/A Purchase N/A $171.40 N/A
Feb 27, 2026 Jane D Carlin N/A Sale 1.20K $180.91 $217.09K
Feb 17, 2026 Ro Khanna N/A Sale N/A $175.03 N/A
Feb 05, 2026 Richard W Lavey N/A Sale 24.42K $178.92 $4.37M
Jan 29, 2026 Ro Khanna N/A Purchase N/A $173.79 N/A
Nov 12, 2025 Denise Lowsley N/A Sale 1.62K $181.47 $293.80K
Oct 27, 2025 Ro Khanna N/A Sale N/A $173.93 N/A
Oct 24, 2025 Ro Khanna N/A Sale N/A $174.81 N/A
Sep 26, 2025 Ro Khanna N/A Sale N/A $179.40 N/A
Sep 08, 2025 Ro Khanna N/A Sale N/A $177.87 N/A
May 12, 2025 Jefferson Shreve N/A Sale N/A $167.69 N/A
May 07, 2025 Bryan J Salvatore N/A Sale 10.53K $166.60 $1.75M

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 3.68M Mar 31, 2026 10.52% $0.01 2.84%
Vanguard Group Inc 3.66M Dec 31, 2025 10.46% $0.01 -1.14%
State Street Corp 1.63M Mar 31, 2026 4.66% $0.01 36.02%
T. Rowe Price Associates, Inc. 1.38M Mar 31, 2026 3.96% $0.03 -5.00%
AQR Capital Management LLC 1.01M Mar 31, 2026 2.90% $0.08 6.25%
American Century Companies Inc 1.00M Mar 31, 2026 2.87% $0.09 41.26%
Fuller & Thaler Asset Management Inc 989.84K Mar 31, 2026 2.83% $0.58 -48.14%
Dimensional Fund Advisors, Inc. 970.18K Mar 31, 2026 2.77% $0.03 16.44%
AllianceBernstein L.P. 831.55K Mar 31, 2026 2.38% $0.05 -22.79%
First Trust Advisors L.P. 827.32K Mar 31, 2026 2.36% $0.10 3.24%
Geode Capital Management, LLC 728.17K Mar 31, 2026 2.08% $0.01 0.03%
Ameriprise Financial Inc 694.77K Mar 31, 2026 1.99% $0.03 9.21%
Massachusetts Financial Services Company 598.79K Mar 31, 2026 1.71% $0.03 -50.77%
Qube Research & Technologies 492.75K Mar 31, 2026 1.41% $0.10 16.12%
Charles Schwab Investment Management Inc 470.83K Mar 31, 2026 1.35% $0.01 2.72%
Morgan Stanley - Brokerage Accounts 462.67K Mar 31, 2026 1.32% $0.00 14.92%
NORGES BANK 458.59K Dec 31, 2025 1.31% $0.01 0.95%
Amvescap Plc. 452.88K Mar 31, 2026 1.29% $0.01 -29.99%
Woodline Partners LP 418.98K Mar 31, 2026 1.20% $0.27 70.64%
Allspring Global Investments Holdings, LLC 401.54K Mar 31, 2026 1.15% $0.12 -6.96%

Shares Statistics

Shares Outstanding: 34.99M
Shares Float: 34.64M
% Insiders: 90.50%
% Institutions: 9,194.10%
Short % Float: 3.35%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 1.20M 3.42% ▼ 0.05% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 1.00M 2.86% ▲ 0.18% Apr 30, 2026
3 FullerThaler Behavioral Sm-Cp Eq R6 910.66K 2.60% ▲ 0.00% Dec 31, 2025
4 FullerThaler Beh Small-Cap Equity SMA 910.66K 2.60% ▲ 0.00% Dec 31, 2025
5 FullerThaler Behavioral Small-Cap Equity 910.66K 2.60% ▲ 0.00% Dec 31, 2025
6 Vanguard Small Cap Index 728.78K 2.08% ▼ 0.22% Apr 30, 2026
7 Avantis US Small Cap Value ETF 698.63K 2.00% ▲ 0.00% Apr 30, 2026
8 T. Rowe Price Mid-Cap Value 637.16K 1.82% ▲ 0.00% Mar 31, 2026
9 T. Rowe Price US Mid-Cap Value Equity 637.16K 1.82% ▼ 9.02% Mar 31, 2026
10 First Trust SMID Cp Rising Div Achv ETF 489.88K 1.40% ▲ 0.13% Apr 30, 2026

Valuation Metrics

Enterprise Value: $7.14B
Trailing P/E: 9.40
Forward P/E: 10.62

Financial Highlights

Market Cap: $6.52B
EBITDA: $888.50M
P/E Ratio: $9.40
PEG Ratio: $0.34
Book Value: $100.89
Dividend/Share: $3.70
Dividend Yield: 1.98%
Earnings/Share: $19.83
Profit Margin: 10.78%
Operating Margin: 14.57%
ROA (TTM): 3.78%
ROE (TTM): 21.75%
Revenue (TTM): $6.69B
Revenue/Share (TTM): $187.99
Earnings Growth (YOY): 48.60%
Revenue Growth (YOY): 6.10%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.62x 0.34x 0.79x 19.53x 1.37x
2024-12-31 7.18x 0.28x 0.81x 15.77x 1.37x
2023-12-31 1.99x 0.32x 0.83x 1.21x 9.61x
2022-12-31 15.59x 0.34x 0.83x 4.22x 4.10x
2021-12-31 65.48x 0.50x 0.78x 15.33x 2.73x
2020-12-31 68.89x 0.49x 0.76x 11.99x 3.12x
2019-12-31 4.04x 0.22x 0.77x 13.92x 1.12x
2018-12-31 169.04x 0.26x 0.76x 6.26x 2.21x
2017-12-31 2.71x 0.53x 0.81x 6.48x 4.27x
2016-12-31 2.36x 0.55x 0.80x 1.28x 10.62x
2015-12-31 2.39x 0.57x 0.79x 7.25x 3.05x
2014-12-31 2.49x 0.64x 0.79x 5.74x 3.79x
2013-12-31 4.10x 0.35x 0.81x 5.04x 2.11x
2012-12-31 9.34x 0.33x 0.81x 0.46x 6.73x
2011-12-31 0.44x 0.37x 0.80x 0.39x 8.82x
2010-12-31 30.88x 0.25x 0.71x 4.77x 2.23x
2009-12-31 1.50x 0.18x 0.71x N/A 1.53x
2008-12-31 0.25x 0.28x 0.80x N/A 2.96x
2007-12-31 0.22x 0.22x 0.77x 8.41x 1.25x
2006-12-31 1.03x 0.25x 0.80x N/A 1.69x
2005-12-31 1.12x 0.26x 0.82x N/A 4.94x
2004-12-31 0.84x 0.22x 0.90x N/A 2.26x
2003-12-31 0.90x 0.22x 0.91x N/A 5.20x
2002-12-31 0.12x 0.10x 0.91x N/A 1.32x
2001-12-31 0.09x 0.12x 0.91x N/A 0.59x
2000-12-31 0.08x 0.11x 0.91x N/A 1.06x
1999-12-31 0.08x 0.02x 0.92x N/A 0.05x
1998-12-31 0.09x 0.09x 0.90x N/A 0.69x
1997-12-31 0.09x 0.01x 0.87x N/A 0.01x
1996-12-31 0.04x 0.02x 0.87x N/A 0.01x
1995-12-31 16.88x 0.02x 0.87x N/A 0.14x

📦 Raw API Data (JSON Explorer)

Watchlist

0

No stocks in watchlist

Assistant

×
Hello! I'm your AI assistant. I have access to the financial data on this page. Ask me anything about THG.US!