TFS Financial Corporation

TFSL.US
Financial Services · Banks - Regional
18.48
+0.40 (+2.21%)
USD · NASDAQ

Company Information

Company Name
TFS Financial Corporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US87240R1077
CIK: 0001381668
CUSIP: 87240R107
Currency: USD
Full Time Employees: 958
Phone: 216 441 6000
Fiscal Year End: September
IPO Date: Apr 23, 2007
Description:

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. It also provides residential real estate mortgage loans, residential construction loans, purchase mortgages, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, the company offers escrow and settlement services. TFS Financial Corporation was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.

Address:

7007 Broadway Avenue, Cleveland, OH, United States, 44105

People

Directors & Officers

Name Title Year Born
Mr. Marc A. Stefanski Chairman, President & CEO 1954
Ms. Meredith S. Weil CFO, Corporate Secretary & Treasurer 1967
Mr. Andrew James Rubino VP & COO 1976
Ms. Cathy W. Zbanek VP & Chief Synergy Officer of Third Federal Savings and Loan Association of Cleveland 1973
Mr. Bradley T. Stefanski VP & Chief Strategy Officer of Third Federal Savings and Loan 1989
Ms. Susanne Noel Miller Chief Accounting Officer 1966
Mr. Timothy W. Mulhern VP & Chief Innovation Officer of Third Federal Savings and Loan Association of Cleveland 1967
Mr. Gavin B. Stefanski Chief Experience Officer of Third Federal Savings and Loan 1989
Ms. Deborah L. Hand Chief Risk Officer 1975
Ms. Sandra M. Long Chief Consumer Banking Officer of Third Federal Savings and Loan Association of Cleveland 1970

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 12, 2026 Anthony J Asher N/A Purchase 5.00K $13.37 $66.85K
Feb 20, 2026 Gavin B Stefanski N/A Sale 7.00K $14.97 $104.79K
Feb 17, 2026 Marc A Stefanski N/A Sale 36.84K $15.12 $557.08K
Feb 13, 2026 Marc A Stefanski N/A Sale 1.00K $15.00 $15.00K
Feb 12, 2026 Marc A Stefanski N/A Sale 7.15K $15.03 $107.45K
Feb 11, 2026 Marc A Stefanski N/A Sale 7.00 $15.00 $105.00
Feb 11, 2026 Meredith S Weil N/A Sale 15.00K $14.95 $224.25K
Feb 03, 2026 Barbara J Anderson N/A Sale 11.00K $14.21 $156.31K
Dec 15, 2025 Anthony J Asher N/A Purchase 1.44K $13.89 $19.99K
Dec 12, 2025 Ashley H Williams N/A Sale 7.60K $13.66 $103.82K
Dec 03, 2025 Cathy W Zbanek N/A Sale 20.00K $14.13 $282.60K
Nov 24, 2025 Andrew J Rubino N/A Sale 5.00K $14.23 $71.15K
Nov 12, 2025 Meredith S Weil N/A Sale 15.00K $13.85 $207.75K
Sep 11, 2025 Daniel F Weir N/A Sale 3.90K $13.37 $52.14K
Sep 02, 2025 Meredith S Weil N/A Sale 15.00K $13.70 $205.50K
Aug 29, 2025 Marc A Stefanski N/A Sale 7.20K $14.17 $102.02K
Aug 21, 2025 Anthony J Asher N/A Purchase 37.68K $13.26 $499.57K
Aug 15, 2025 Barbara J Anderson N/A Sale 12.00K $13.05 $156.60K
May 13, 2025 Gavin B Stefanski N/A Sale 3.51K $13.47 $47.21K
May 08, 2025 Anthony J Asher N/A Sale 59.51K $13.40 $797.39K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 5.00M Dec 31, 2025 1.78% $0.00 -1.88%
BlackRock Inc 3.75M Mar 31, 2026 1.34% $0.00 -6.98%
Dimensional Fund Advisors, Inc. 3.08M Mar 31, 2026 1.10% $0.01 5.19%
Lakewood Capital Management, LP 2.84M Mar 31, 2026 1.01% $2.52 3.09%
Renaissance Technologies Corp 2.55M Mar 31, 2026 0.91% $0.06 -4.04%
State Street Corp 2.36M Mar 31, 2026 0.84% $0.00 20.15%
Vanguard Capital Management, LLC 2.36M Mar 31, 2026 0.84% $0.00 0.00%
MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. 2.32M Mar 31, 2026 0.83% $0.04 -2.37%
Vanguard Portfolio Management, LLC 2.29M Mar 31, 2026 0.82% $0.00 0.00%
Bank of New York Mellon Corp 1.87M Mar 31, 2026 0.67% $0.00 -0.04%
Cramer Rosenthal McGlynn LLC 1.18M Mar 31, 2026 0.42% $1.21 0.25%
Geode Capital Management, LLC 1.17M Mar 31, 2026 0.42% $0.00 2.70%
Bank of America Corp 1.01M Mar 31, 2026 0.36% $0.00 27.15%
Morgan Stanley - Brokerage Accounts 796.57K Mar 31, 2026 0.28% $0.00 12.11%
Gator Capital Management, LLC 687.80K Mar 31, 2026 0.25% $1.98 46.30%
UBS Group AG 685.77K Mar 31, 2026 0.24% $0.00 37.18%
Squarepoint Ops LLC 448.71K Mar 31, 2026 0.16% $0.01 109.48%
Quantinno Capital Management LP 405.32K Mar 31, 2026 0.14% $0.01 52.98%
NORGES BANK 392.26K Dec 31, 2025 0.14% $0.00 -2.69%
Beverly Hills Private Wealth LLC 326.83K Mar 31, 2026 0.12% $0.76 12.02%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 1.78M 0.64% ▲ 4.42% Jun 30, 2026
2 WisdomTree US SmallCap Dividend ETF 1.46M 0.52% ▲ 0.00% Jun 30, 2026
3 Vanguard Small Cap Index 1.28M 0.46% ▼ 0.84% Jun 30, 2026
4 State Street® SPDR® S&PRgnllBkgETF 1.14M 0.41% ▲ 2.10% Jun 30, 2026
5 Global X SuperDividend™ US ETF 995.02K 0.35% ▲ 0.00% Jun 30, 2026
6 Global X SuperDividend™ ETF 813.30K 0.29% ▲ 0.00% Jun 30, 2026
7 Vanguard Small Cap Growth Index Inv 737.79K 0.26% ▲ 0.84% Jun 30, 2026
8 Global X SuperDividend ETF USD Cap 604.09K 0.22% ▼ 0.11% Jun 30, 2026
9 Vanguard Institutional Extnd Mkt Idx Tr 576.99K 0.21% ▲ 1.37% Jun 30, 2026
10 Dimensional US Small Cap ETF 517.69K 0.18% ▲ 0.00% Jun 30, 2026

Financial Highlights

Market Cap: $5.07B
P/E Ratio: $54.79
PEG Ratio: $72.62
Book Value: $6.89
Dividend/Share: $1.13
Dividend Yield: 6.21%
Earnings/Share: $0.33
Profit Margin: 27.77%
Operating Margin: 39.18%
ROA (TTM): 0.54%
ROE (TTM): 4.87%
Revenue (TTM): $335.00M
Revenue/Share (TTM): $1.20
Earnings Growth (YOY): 14.30%
Revenue Growth (YOY): 9.80%

Valuation Metrics

Enterprise Value: $9.78B
Trailing P/E: 54.79
Forward P/E: 76.92

Shares Statistics

Shares Outstanding: 280.43M
Shares Float: 50.25M
% Insiders: 45.90%
% Institutions: 9,496.70%
Short % Float: 15.17%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$791.96M
Cost of Goods Sold
adjust
$-472.99M
Gross Profit
subtotal
$318.97M
SG&A
adjust
$-119.03M
Other Operating Expense
adjust
$-85.23M
Operating Income
subtotal
$114.72M
Other / Non-Operating Items
adjust
$-23.76M
Net Income
subtotal
$90.96M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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