Stock Fundamentals

Company Information

Company Name
SoFi Technologies Inc.
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US83406F1021
CIK: 0001818874
CUSIP: 83406F102
Currency: USD
Full Time Employees: 6,100
Phone: 855 456 7634
Fiscal Year End: December
IPO Date: Nov 30, 2020
Description:

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Address:

234 1st Street, San Francisco, CA, United States, 94105

Directors & Officers

Name Title Year Born
Mr. George Thompson Hutton Independent Non Executive Chairman 1956
Mr. Anthony J. Noto CEO & Director 1969
Mr. Christopher Lapointe Chief Financial Officer 1984
Mr. Jeremy Rishel Chief Technology Officer 1973
Dr. Kelli A. Keough Executive VP and Group Business Unit Leader for Spend, Invest, Protect & Save 1970
Mr. Arun Pinto Chief Risk Officer 1979
Mr. Tom Karinshak EVP & Head of Global Operations NA
Mr. Robert Steven Lavet J.D. General Counsel 1949
Ms. Lauren Stafford Webb Chief Marketing Officer 1986
Mr. William F. Tanona C.F.A. Senior Vice President of Corporate Development & Strategic Partnerships 1973

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 21, 2026 Kelli Keough N/A Sale 9.74K $19.25 $187.53K
Mar 20, 2026 Kelli Keough N/A Sale 9.74K $16.94 $165.03K
Mar 18, 2026 Jeremy Rishel N/A Sale 94.96K $17.43 $1.66M
Mar 17, 2026 Anthony Noto N/A Purchase 28.90K $17.32 $500.55K
Feb 20, 2026 Kelli Keough N/A Sale 9.76K $18.87 $184.08K
Feb 06, 2026 Robert S Lavet N/A Purchase 5.00K $21.04 $105.20K
Feb 06, 2026 Steven J Freiberg N/A Sale 94.23K $20.31 $1.91M
Feb 05, 2026 Eric Schuppenhauer N/A Purchase 5.00K $19.93 $99.65K
Jan 20, 2026 Kelli Keough N/A Sale 9.47K $25.75 $243.80K
Dec 23, 2025 Kelli Keough N/A Sale 9.47K $27.14 $256.96K
Dec 17, 2025 Jeremy Rishel N/A Sale 91.84K $26.64 $2.45M
Nov 21, 2025 Arun Pinto N/A Sale 46.13K $24.76 $1.14M
Nov 20, 2025 Kelli Keough N/A Sale 10.34K $26.43 $273.29K
Oct 20, 2025 Kelli Keough N/A Sale 10.04K $28.33 $284.32K
Sep 18, 2025 Jeremy Rishel N/A Sale 98.73K $27.50 $2.72M
Sep 18, 2025 Kelli Keough N/A Sale 10.04K $27.86 $279.60K
Aug 20, 2025 Kelli Keough N/A Sale 10.58K $22.13 $234.09K
Jul 18, 2025 Kelli Keough N/A Sale 10.27K $21.80 $223.82K
Jun 20, 2025 Jeremy Rishel N/A Sale 66.85K $15.55 $1.04M
Jun 20, 2025 Kelli Keough N/A Sale 10.27K $15.22 $156.26K

Shares Statistics

Shares Outstanding: 1.28B
Shares Float: 1.26B
% Insiders: 139.90%
% Institutions: 5,666.50%
Short % Float: 14.71%

Valuation Metrics

Enterprise Value: $19.62B
Trailing P/E: 36.84
Forward P/E: 28.57

Financial Highlights

Market Cap: $21.27B
P/E Ratio: $36.84
PEG Ratio: $1.07
Book Value: $8.44
Earnings/Share: $0.45
Profit Margin: 14.76%
Operating Margin: 18.28%
ROA (TTM): 1.26%
ROE (TTM): 6.60%
Revenue (TTM): $3.91B
Revenue/Share (TTM): $3.27
Earnings Growth (YOY): 101.20%
Revenue Growth (YOY): 42.50%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.14x 0.17x 0.79x 0.45x 2.39x
2024-12-31 0.19x 0.47x 0.82x 0.79x 7.08x
2023-12-31 0.20x 0.94x 0.82x -0.38x -17.45x
2022-12-31 0.20x 1.08x 0.71x -1.68x -35.78x
2021-12-31 1.39x 0.97x 0.49x -4.68x -11.96x
2020-12-31 1.90x 1.61x 0.64x -1.77x -19.01x
2019-12-31 3.23x 2.36x 0.71x -0.86x -22.18x
2018-12-31 103.09x 0.00x 238.55x -0.77x -0.12x
2017-12-31 N/A N/A N/A N/A 0.00x

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