Stock Fundamentals

Company Information

Company Name
Safety Insurance Group Inc
Sector
Financial Services
Industry
Insurance - Property & Casualty
Exchange
NASDAQ
ISIN: US78648T1007
CIK: 0001172052
CUSIP: 78648T100
Currency: USD
Full Time Employees: 568
Phone: 617 951 0600
Fiscal Year End: December
IPO Date: Nov 22, 2002
Description:

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, and insure individual vehicles, as well as commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; dwelling fire insurance for non-owner occupied residences; and commercial umbrella, which offers an excess liability product to clients. Additionally, the company offers inland marine coverage for homeowners and business owner policies; and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.

Address:

20 Custom House Street, Boston, MA, United States, 02110

Directors & Officers

Name Title Year Born
Mr. George Michael Murphy C.P.C.U. President, CEO & Chairperson of the Board 1967
Mr. John Patrick Drago Vice President of Marketing 1967
Ms. Mary Frances McConnell Vice President of Underwriting 1985
Mr. Glenn Robert Hiltpold Vice President of Actuarial Services 1971
Mr. Brian Siu-Gae Lam Vice President of Insurance Operations 1980

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 20, 2026 Corp Srb N/A Sale 14.15K $71.12 $1.01M
Mar 17, 2026 Corp Srb N/A Sale 1.20K $73.06 $87.60K
Feb 26, 2026 Corp Srb N/A Sale 11.49K $78.36 $900.12K
Feb 25, 2026 Corp Srb N/A Sale 2.15K $78.29 $168.09K
Feb 24, 2026 Corp Srb N/A Sale 3.23K $77.14 $249.24K
Feb 23, 2026 Corp Srb N/A Sale 4.09K $77.48 $316.82K
Sep 18, 2025 Glenn Hiltpold N/A Purchase 55.00 $71.73 $3.95K
Sep 05, 2025 Dennis J Langwell N/A Purchase 2.00K $72.39 $144.78K
Aug 11, 2025 Dennis J Langwell N/A Purchase 2.00K $71.49 $142.98K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 2.24M Mar 31, 2026 15.23% $0.00 -0.62%
SRB Corp 1.79M Mar 31, 2026 12.22% $8.01 -2.59%
Vanguard Group Inc 1.66M Dec 31, 2025 11.31% $0.00 1.81%
State Street Corp 757.98K Mar 31, 2026 5.16% $0.00 31.75%
Dimensional Fund Advisors, Inc. 711.81K Mar 31, 2026 4.85% $0.01 0.47%
The Goldman Sachs Group Inc 405.28K Mar 31, 2026 2.76% $0.00 32.20%
Geode Capital Management, LLC 376.95K Mar 31, 2026 2.57% $0.00 3.83%
AQR Capital Management LLC 301.02K Mar 31, 2026 2.05% $0.01 -1.21%
Adage Capital Partners Gp LLC 300.00K Mar 31, 2026 2.04% $0.03 0.00%
JPMorgan Chase & Co 275.75K Mar 31, 2026 1.88% $0.00 -4.93%
TimesSquare Capital Management, LLC 236.54K Mar 31, 2026 1.61% $0.29 -13.01%
Charles Schwab Investment Management Inc 216.00K Mar 31, 2026 1.47% $0.00 -2.28%
Qube Research & Technologies 157.10K Mar 31, 2026 1.07% $0.01 58.78%
Northern Trust Corp 152.65K Mar 31, 2026 1.04% $0.00 5.01%
Renaissance Technologies Corp 140.40K Mar 31, 2026 0.96% $0.02 0.29%
Bank of New York Mellon Corp 138.89K Mar 31, 2026 0.95% $0.00 -0.18%
UBS Group AG 138.59K Mar 31, 2026 0.94% $0.00 373.72%
Morgan Stanley - Brokerage Accounts 122.41K Mar 31, 2026 0.83% $0.00 -13.85%
American Century Companies Inc 103.33K Mar 31, 2026 0.70% $0.00 74.64%
Teacher Retirement System Of Texas 90.69K Mar 31, 2026 0.62% $0.03 8.24%

Shares Statistics

Shares Outstanding: 14.68M
Shares Float: 14.35M
% Insiders: 212.20%
% Institutions: 8,806.60%
Short % Float: 2.12%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 908.65K 6.19% ▲ 0.03% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 470.50K 3.20% ▲ 0.00% Apr 30, 2026
3 iShares Russell 2000 ETF 351.93K 2.40% ▲ 0.85% Apr 30, 2026
4 Vanguard Small Cap Index 342.56K 2.33% ▼ 0.44% Apr 30, 2026
5 Vanguard Small Cap Value Index Inv 220.65K 1.50% ▲ 0.80% Apr 30, 2026
6 Stt Strt SPDR S&P Glbl DivAristETF 182.75K 1.24% ▲ 5.27% Apr 30, 2026
7 Vanguard Institutional Extnd Mkt Idx Tr 167.21K 1.14% ▲ 1.15% Apr 30, 2026
8 Fidelity Small Cap Index 145.82K 0.99% ▲ 1.50% Feb 28, 2026
9 State Street SPDR Port S&P 600 Sm CpETF 137.51K 0.94% ▲ 0.03% Apr 30, 2026
10 iShares Russell 2000 Value ETF 126.04K 0.86% ▲ 0.54% Apr 30, 2026

Valuation Metrics

Enterprise Value: $1.01B
Trailing P/E: 16.12
Forward P/E: 17.12

Financial Highlights

Market Cap: $1.00B
EBITDA: $88.85M
P/E Ratio: $16.12
PEG Ratio: $0.95
Book Value: $58.28
Dividend/Share: $3.66
Dividend Yield: 5.28%
Earnings/Share: $4.23
Profit Margin: 4.94%
Operating Margin: -5.48%
ROA (TTM): 2.19%
ROE (TTM): 7.39%
Revenue (TTM): $1.28B
Revenue/Share (TTM): $87.12
Earnings Growth (YOY): 153.20%
Revenue Growth (YOY): 4.40%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.84x 0.06x 0.64x 82.80x 0.39x
2024-12-31 7.82x 0.04x 0.64x 176.55x 0.30x
2023-12-31 0.74x 0.01x 0.59x 29.85x 0.14x
2022-12-31 64.67x 0.05x 0.59x 113.70x 0.59x
2021-12-31 13.58x 0.04x 0.56x 314.69x 0.20x
2020-12-31 12.68x 0.07x 0.57x 397.20x 0.33x
2019-12-31 19.85x 0.04x 0.60x 1,374.23x 0.26x
2018-12-31 2.82x 0.00x 0.61x 1,217.51x 0.00x
2017-12-31 3.65x 0.00x 0.61x 1,037.04x 0.00x
2016-12-31 2.69x 0.00x 0.62x 1,155.47x 0.00x
2015-12-31 3.89x 0.00x 0.62x -229.21x 0.00x
2014-12-31 3.23x 0.00x 0.58x 1,126.19x 0.00x
2013-12-31 3.19x 0.00x 0.57x 1,161.33x 0.00x
2012-12-31 2.73x 0.00x 0.56x 1,169.28x 0.00x
2011-12-31 3.48x 0.00x 0.55x 411.60x 0.00x
2010-12-31 3.21x 0.00x 0.55x 897.27x 0.00x
2009-12-31 3.10x 0.00x 0.57x 551.07x 0.00x
2008-12-31 2.84x 0.00x 0.58x 1,211.22x 0.00x
2007-12-31 3.20x 0.03x 0.61x 1,504.18x 0.13x
2006-12-31 2.81x 0.03x 0.63x 1,912.79x 0.09x
2005-12-31 5.08x 0.05x 0.69x 145.83x 0.14x
2004-12-31 0.18x 0.06x 0.75x 97.67x 0.23x
2003-12-31 0.20x 0.15x 0.75x 61.21x 0.85x
2002-12-31 0.05x 0.16x 0.75x 1.62x 1.66x
2001-12-31 N/A 0.91x 0.87x 62.24x 0.88x
2000-12-31 N/A 0.06x 0.74x 25.70x 0.45x
1999-12-31 N/A 0.00x 0.77x 12.49x 0.00x
1998-12-31 N/A 0.00x 0.77x 12.93x 0.00x

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