Stock Fundamentals

Company Information

Company Name
Regional Management Corp
Sector
Financial Services
Industry
Credit Services
Exchange
NYSE
ISIN: US75902K1060
CIK: 0001519401
CUSIP: 75902K106
Currency: USD
Full Time Employees: 2,112
Phone: 864 448 7000
Fiscal Year End: December
IPO Date: Mar 28, 2012
Description:

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services. In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

Address:

979 Batesville Road, Greer, SC, United States, 29651

Directors & Officers

Name Title Year Born
Mr. Lakhbir S. Lamba President, CEO & Director 1974
Ms. Harpreet Rana Executive VP and Chief Financial & Administrative Officer 1972
Ms. Catherine R Atwood J.D. Senior VP, General Counsel & Secretary 1983
Mr. Brian J. Fisher J.D. Executive VP and Chief Strategy & Development Officer 1984
Mr. Robert William Beck Advisor 1964
Mr. Manish Parmar Executive VP & Chief Credit Risk Officer 1978
Mr. Steven B. Barnette VP, Corporate Controller & Chief Accounting Officer 1980
Mr. Chris Peterson Chief Data & Analytics Officer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 21, 2026 Fund L.P. Forager N/A Sale 5.79K $40.18 $232.56K
Apr 20, 2026 Fund L.P. Forager N/A Sale 15.00K $39.68 $595.20K
Apr 17, 2026 Brian J Fisher N/A Sale 2.96K $38.95 $115.33K
Apr 17, 2026 Fund L.P. Forager N/A Sale 7.17K $38.56 $276.59K
Apr 17, 2026 Steven B Barnette N/A Sale 1.60K $40.00 $64.00K
Apr 16, 2026 Fund L.P. Forager N/A Sale 12.83K $38.48 $493.58K
Apr 15, 2026 Brian J Fisher N/A Sale 5.46K $38.09 $207.86K
Apr 15, 2026 Fund L.P. Forager N/A Sale 17.60K $38.06 $669.93K
Apr 15, 2026 Harpreet Rana N/A Sale 14.98K $38.09 $570.51K
Apr 14, 2026 Brian J Fisher N/A Sale 3.00K $38.07 $114.21K
Apr 14, 2026 Fund L.P. Forager N/A Sale 7.40K $38.02 $281.27K
Apr 14, 2026 Harpreet Rana N/A Sale 3.01K $38.06 $114.52K
Feb 17, 2026 Catherine R Atwood N/A Sale 2.60K $35.02 $91.05K
Feb 13, 2026 Catherine R Atwood N/A Sale 400.00 $35.04 $14.02K
Jan 13, 2026 Fund L.P. Forager N/A Sale 809.00 $38.62 $31.24K
Jan 12, 2026 Fund L.P. Forager N/A Sale 500.00 $39.25 $19.63K
Jan 09, 2026 Fund L.P. Forager N/A Sale 21.56K $38.96 $840.02K
Jan 08, 2026 Fund L.P. Forager N/A Sale 18.29K $38.79 $709.62K
Jan 07, 2026 Fund L.P. Forager N/A Sale 300.00 $39.05 $11.72K
Jan 06, 2026 Fund L.P. Forager N/A Sale 7.58K $38.88 $294.55K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.14M Mar 31, 2026 12.34% $0.00 -0.26%
Forager Capital Management, LLC 1.02M Mar 31, 2026 11.07% $16.36 -6.07%
Basswood Capital Management LLC 820.68K Mar 31, 2026 8.91% $1.29 -4.20%
Dimensional Fund Advisors, Inc. 692.03K Mar 31, 2026 7.52% $0.00 0.05%
Vanguard Group Inc 459.35K Dec 31, 2025 4.99% $0.00 0.42%
LSV Asset Management 343.23K Mar 31, 2026 3.73% $0.02 1.30%
Tieton Capital Management, LLC 320.22K Mar 31, 2026 3.48% $3.46 5.10%
American Century Companies Inc 260.87K Mar 31, 2026 2.83% $0.00 10.63%
Renaissance Technologies Corp 223.23K Mar 31, 2026 2.42% $0.01 -8.19%
Geode Capital Management, LLC 212.59K Mar 31, 2026 2.31% $0.00 3.96%
State Street Corp 173.98K Mar 31, 2026 1.89% $0.00 -0.81%
The Goldman Sachs Group Inc 162.80K Mar 31, 2026 1.77% $0.00 8.20%
Charles Schwab Investment Management Inc 159.83K Mar 31, 2026 1.74% $0.00 -12.50%
Wellington Management Company LLP 159.59K Mar 31, 2026 1.73% $0.00 -26.85%
SEI Investments Co 157.15K Mar 31, 2026 1.71% $0.00 117.93%
Bridgeway Capital Management, LLC 117.21K Mar 31, 2026 1.27% $0.08 4.80%
Arrowstreet Capital Limited Partnership 108.44K Mar 31, 2026 1.18% $0.00 2.47%
Hillsdale Investment Management Inc. 97.52K Mar 31, 2026 1.06% $0.09 0.00%
Northern Trust Corp 92.63K Mar 31, 2026 1.01% $0.00 0.99%
Acadian Asset Management LLC 86.11K Mar 31, 2026 0.94% $0.00 2,121.59%

Shares Statistics

Shares Outstanding: 9.21M
Shares Float: 6.52M
% Insiders: 949.00%
% Institutions: 8,889.60%
Short % Float: 4.51%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Tieton Small Cap Value 320.22K 3.48% ▲ 5.10% Mar 31, 2026
2 Vanguard Total Stock Mkt Idx Inv 242.30K 2.63% ▲ 0.00% Apr 30, 2026
3 Avantis US Small Cap Value ETF 227.07K 2.47% ▲ 0.00% Apr 30, 2026
4 iShares Russell 2000 ETF 224.06K 2.43% ▲ 0.85% Apr 30, 2026
5 DFA US Small Cap Value I 161.46K 1.75% ▲ 0.00% Mar 31, 2026
6 BlackRock Advantage Small Cap Core Instl 110.57K 1.20% ▲ 0.00% Apr 30, 2026
7 Vanguard Institutional Extnd Mkt Idx Tr 97.52K 1.06% ▲ 2.89% Apr 30, 2026
8 DFA US Targeted Value I 95.36K 1.04% ▲ 0.00% Mar 31, 2026
9 Schwab Fundamental U.S. Small CompanyETF 93.56K 1.02% ▲ 0.00% Apr 30, 2026
10 Fidelity Small Cap Index 89.93K 0.98% ▲ 2.55% Feb 28, 2026

Valuation Metrics

Enterprise Value: $1.97B
Trailing P/E: 6.95
Forward P/E: 6.52

Financial Highlights

Market Cap: $315.29M
EBITDA: $168.83M
P/E Ratio: $6.95
PEG Ratio: $0.90
Book Value: $40.25
Dividend/Share: $1.20
Dividend Yield: 3.37%
Earnings/Share: $4.93
Profit Margin: 7.64%
Operating Margin: 23.29%
ROA (TTM): 4.76%
ROE (TTM): 13.30%
Revenue (TTM): $638.78M
Revenue/Share (TTM): $68.57
Earnings Growth (YOY): 68.60%
Revenue Growth (YOY): 9.60%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 8.39x 5.03x 0.83x 0.95x 20.39x
2024-12-31 0.05x 4.12x 0.81x 0.73x 21.60x
2023-12-31 0.11x 4.33x 0.82x 0.31x 39.39x
2022-12-31 0.16x 4.89x 0.82x 1.91x 19.36x
2021-12-31 0.06x 4.73x 0.81x 3.59x 10.77x
2020-12-31 0.03x 4.00x 0.75x 0.95x 22.08x
2019-12-31 0.01x 3.94x 0.74x 1.47x 17.06x
2018-12-31 0.14x 3.60x 0.71x 1.37x 18.39x
2017-12-31 0.03x 4.51x 0.71x 1.68x 22.69x
2016-12-31 0.01x 2.36x 0.71x 1.95x 10.78x
2015-12-31 0.02x 3.64x 0.67x 2.35x 17.76x
2014-12-31 0.02x 3.83x 0.66x 1.60x 24.54x
2013-12-31 0.02x 4.50x 0.70x 3.27x 14.59x
2012-12-31 0.03x 4.53x 0.70x 3.39x 13.95x
2011-12-31 0.03x 6.75x 0.79x 2.70x 12.59x
2010-12-31 0.01x 8.13x 0.82x 2.55x 13.08x
2009-12-31 N/A N/A N/A 1.65x 0.00x
2008-12-31 N/A N/A N/A N/A N/A

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