Stock Fundamentals

Company Information

Company Name
Primerica Inc
Sector
Financial Services
Industry
Insurance - Life
Exchange
NYSE
ISIN: US74164M1080
CIK: 0001475922
CUSIP: 74164M108
Currency: USD
Full Time Employees: 2,301
Phone: 770 381 1000
Fiscal Year End: December
IPO Date: Apr 01, 2010
Description:

Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives to middle-income households. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.

Address:

1 Primerica Parkway, Duluth, GA, United States, 30099

Directors & Officers

Name Title Year Born
Mr. Glenn Jackson Williams CEO & Director 1959
Mr. Peter Wayne Schneider President 1956
Ms. Tracy Xiangyan Tan Executive VP & CFO 1971
Mr. Robert Hudson Peterman Jr. Executive VP & COO 1966
Mr. Nicholas Adam Jendusa Chief Accounting Officer, Executive VP & Controller 1982
Ms. Nicole McIntosh-Russell Senior Vice President of Investor Relations NA
Mr. Brett Allan Rogers J.D. Executive VP & General Counsel 1965
Ms. Julie Anne Seman Executive VP and Chief Marketing & Innovation Officer 1970
Ms. Lisa Abraham Brown Executive VP & Chief People Officer 1970
Mr. Michael Craig Adams Executive Vice President of Special Strategic Projects 1957

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 10, 2026 Peter W Schneider N/A Sale 1.80K $252.38 $454.28K
Feb 18, 2026 Michael T. McCaul N/A Purchase N/A $259.77 N/A
Feb 17, 2026 Glenn J Williams N/A Sale 2.50K $256.41 $641.03K
Dec 03, 2025 Joel M Babbit N/A Sale 700.00 $255.00 $178.50K
Nov 17, 2025 Peter W Schneider N/A Sale 2.00K $255.30 $510.60K
Nov 12, 2025 Glenn J Williams N/A Sale 2.50K $259.65 $649.13K
Sep 22, 2025 Michael T. McCaul N/A Purchase N/A $272.47 N/A
Aug 21, 2025 Michael T. McCaul N/A Sale N/A $265.38 N/A
Aug 20, 2025 Michael T. McCaul N/A Purchase N/A $267.36 N/A
Aug 12, 2025 Glenn J Williams N/A Sale 2.50K $262.20 $655.50K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 3.29M Dec 31, 2025 10.54% $0.01 -2.71%
Kayne Anderson Rudnick Investment Management LLC 3.07M Mar 31, 2026 9.85% $2.26 -2.97%
BlackRock Inc 2.99M Mar 31, 2026 9.60% $0.01 1.42%
FMR Inc 2.83M Mar 31, 2026 9.07% $0.04 -1.22%
Bank of Montreal 1.26M Mar 31, 2026 4.03% $0.12 -4.14%
BMO Capital Markets Corp. 1.26M Mar 31, 2026 4.03% $0.12 -4.14%
State Street Corp 1.00M Mar 31, 2026 3.22% $0.01 -0.12%
Brave Warrior Advisors LLC 879.32K Mar 31, 2026 2.82% $5.45 12.72%
Geode Capital Management, LLC 870.27K Mar 31, 2026 2.79% $0.01 9.69%
BAMCO Inc 860.03K Mar 31, 2026 2.76% $0.65 -24.06%
Fiduciary Management, Inc. of Milwaukee 692.02K Mar 31, 2026 2.22% $2.15 13.21%
Dimensional Fund Advisors, Inc. 650.58K Mar 31, 2026 2.09% $0.03 1.19%
First Trust Advisors L.P. 529.21K Mar 31, 2026 1.70% $0.09 4.72%
Lyrical Asset Management LP 506.04K Mar 31, 2026 1.62% $1.93 -6.52%
AGF Management Ltd 430.75K Mar 31, 2026 1.38% $0.48 2.43%
Amvescap Plc. 357.62K Mar 31, 2026 1.15% $0.01 -0.02%
Charles Schwab Investment Management Inc 326.52K Mar 31, 2026 1.05% $0.01 3.05%
Fuller & Thaler Asset Management Inc 319.30K Mar 31, 2026 1.02% $0.27 -43.96%
Bank of New York Mellon Corp 314.13K Mar 31, 2026 1.01% $0.01 0.76%
Northern Trust Corp 292.29K Mar 31, 2026 0.94% $0.01 2.03%

Shares Statistics

Shares Outstanding: 31.18M
Shares Float: 31.01M
% Insiders: 56.20%
% Institutions: 9,682.10%
Short % Float: 4.40%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 1.08M 3.46% ▼ 0.05% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 1.02M 3.26% ▲ 0.23% Apr 30, 2026
3 Vanguard Small Cap Index 735.34K 2.36% ▼ 0.19% Apr 30, 2026
4 Baron Growth Strategy 576.00K 1.85% ▼ 31.43% Mar 31, 2026
5 Baron Growth Retail 576.00K 1.85% ▼ 31.43% Mar 31, 2026
6 Vanguard Small Cap Value Index Inv 472.33K 1.51% ▲ 0.73% Apr 30, 2026
7 Fidelity Low-Priced Stock 467.45K 1.50% ▲ 14.49% Feb 28, 2026
8 Virtus KAR Small-Cap Core I 441.29K 1.42% ▼ 10.72% Dec 31, 2025
9 Vanguard Institutional Extnd Mkt Idx Tr 360.39K 1.16% ▲ 1.03% Apr 30, 2026
10 Fidelity Small Cap Value Fund 357.59K 1.15% ▲ 5.61% Feb 28, 2026

Valuation Metrics

Enterprise Value: $9.53B
Trailing P/E: 10.71
Forward P/E: 14.04

Financial Highlights

Market Cap: $7.96B
EBITDA: $1.10B
P/E Ratio: $10.71
PEG Ratio: $1.07
Book Value: $80.39
Dividend/Share: $4.48
Dividend Yield: 1.72%
Earnings/Share: $23.83
Profit Margin: 22.61%
Operating Margin: 30.31%
ROA (TTM): 4.63%
ROE (TTM): 32.34%
Revenue (TTM): $3.42B
Revenue/Share (TTM): $106.00
Earnings Growth (YOY): 18.20%
Revenue Growth (YOY): 8.10%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 6.59x 0.73x 0.84x 40.68x 1.75x
2024-12-31 9.64x 0.84x 0.85x 41.02x 1.98x
2023-12-31 71.34x 0.96x 0.86x 29.02x 2.39x
2022-12-31 4.03x 1.55x 0.89x 26.39x 3.43x
2021-12-31 13.36x 0.95x 0.87x 21.02x 2.82x
2020-12-31 14.66x 0.94x 0.88x 17.57x 3.11x
2019-12-31 20.83x 0.94x 0.88x 16.56x 2.97x
2018-12-31 21.50x 0.92x 0.88x 15.44x 0.83x
2017-12-31 88.68x 1.63x 0.89x 14.32x 1.56x
2016-12-31 76.03x 1.49x 0.89x 7.65x 4.56x
2015-12-31 290.88x 1.35x 0.89x 5.37x 4.44x
2014-12-31 129.99x 1.00x 0.88x 5.20x 6.89x
2013-12-31 126.83x 0.31x 0.88x 8.17x 1.29x
2012-12-31 70.38x 0.29x 0.88x 9.06x 1.21x
2011-12-31 63.15x 0.21x 0.86x 8.72x 1.06x
2010-12-31 51.07x 0.21x 0.86x 17.32x 0.76x
2009-12-31 8.22x 0.00x 0.63x N/A 0.00x
2008-12-31 32.28x 0.00x 0.63x N/A 0.00x
2007-12-31 32.18x 0.00x 0.61x N/A 0.00x

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