Stock Fundamentals

Company Information

Company Name
Palomar Holdings Inc
Sector
Financial Services
Industry
Insurance - Property & Casualty
Exchange
NASDAQ
ISIN: US69753M1053
CIK: 0001761312
CUSIP: 69753M105
Currency: USD
Full Time Employees: 439
Phone: 619 567 5290
Fiscal Year End: December
IPO Date: Apr 17, 2019
Description:

Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products. It markets and distributes its products through retail agents, program administrators, wholesale brokers, and strategic partnerships. The company was formerly known as GC Palomar Holdings and changed its name to Palomar Holdings, Inc. The company was incorporated in 2013 and is headquartered in La Jolla, California.

Address:

7979 Ivanhoe Avenue, La Jolla, CA, United States, 92037

Directors & Officers

Name Title Year Born
Mr. D. McDonald Armstrong Founder, CEO & Chairman of the Board NA
Mr. Jon Marcus Christianson President 1980
Mr. Rodolphe Herve Chief Operating Officer 1978
Mr. Jonathan Blake Knutzen Chief Risk Officer 1972
Mr. James Long Chief Technology Officer NA
Ms. Angela Leann Grant Chief Legal Officer & Corporate Secretary 1969
Mr. Timothy T. Carter Chief People Officer 1969
Mr. Kyle Morgan Chief Strategy Officer NA
Mr. Jake Armstrong Executive VP and Head of Marine & Property NA
Mr. Robert Beyerle Chief Underwriting Officer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 21, 2026 Mac Armstrong N/A Sale 3.50K $130.77 $457.70K
Apr 15, 2026 Jon Christianson N/A Sale 1.94K $128.62 $249.14K
Apr 15, 2026 Mac Armstrong N/A Sale 3.20K $129.46 $413.88K
Apr 07, 2026 Jon Christianson N/A Sale 3.00K $125.00 $375.00K
Mar 23, 2026 Mac Armstrong N/A Sale 3.50K $120.58 $422.03K
Feb 18, 2026 Jon Christianson N/A Sale 522.00 $128.04 $66.84K
Feb 18, 2026 Jonathan Knutzen N/A Sale 281.00 $128.04 $35.98K
Feb 18, 2026 T Christopher Uchida N/A Sale 783.00 $128.04 $100.26K
Feb 12, 2026 Mac Armstrong N/A Sale 5.00K $122.60 $613.00K
Jan 31, 2026 T Christopher Uchida N/A Sale 545.00 $121.74 $66.35K
Jan 31, 2026 Jonathan Knutzen N/A Sale 290.00 $121.74 $35.30K
Jan 31, 2026 Angela L Grant N/A Sale 260.00 $121.75 $31.66K
Jan 31, 2026 Jon Christianson N/A Sale 515.00 $121.75 $62.70K
Jan 31, 2026 Mac Armstrong N/A Sale 2.21K $121.74 $268.44K
Jan 31, 2026 Mac Armstrong N/A Sale 2.21K $121.74 $268.44K
Jan 31, 2026 Jon Christianson N/A Sale 515.00 $121.75 $62.70K
Jan 29, 2026 T Christopher Uchida N/A Sale 1.33K $122.04 $161.83K
Jan 29, 2026 Timothy Carter N/A Sale 254.00 $122.04 $31.00K
Jan 29, 2026 Rodolphe Herve N/A Sale 425.00 $122.04 $51.87K
Jan 29, 2026 Mac Armstrong N/A Sale 5.40K $122.04 $658.89K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 4.39M Mar 31, 2026 16.54% $0.01 -0.42%
Vanguard Group Inc 2.70M Dec 31, 2025 10.18% $0.01 2.55%
State Street Corp 1.06M Mar 31, 2026 4.01% $0.00 0.09%
HHG PLC 933.99K Mar 31, 2026 3.52% $0.05 17.39%
Westfield Capital Management Company, L.P. 854.12K Mar 31, 2026 3.22% $0.43 1.65%
Sumitomo Mitsui Trust Group Inc 716.34K Mar 31, 2026 2.70% $0.06 -8.77%
Stephens Inv Mgmt Group LLC 714.91K Mar 31, 2026 2.70% $1.17 2.97%
Geode Capital Management, LLC 683.01K Mar 31, 2026 2.58% $0.01 3.19%
Dimensional Fund Advisors, Inc. 653.03K Mar 31, 2026 2.46% $0.02 3.75%
American Century Companies Inc 585.71K Mar 31, 2026 2.21% $0.04 27.60%
Amvescap Plc. 499.29K Mar 31, 2026 1.88% $0.01 -26.35%
Freestone Grove Partners LP 476.48K Mar 31, 2026 1.80% $0.40 97.80%
Hood River Capital Management LLC 426.05K Mar 31, 2026 1.61% $0.51 0.00%
Champlain Investment Partners, LLC 326.95K Mar 31, 2026 1.23% $0.50 -1.68%
ING Investment Management LLC 320.45K Mar 31, 2026 1.21% $0.04 33.74%
Citadel Advisors Llc 312.73K Mar 31, 2026 1.18% $0.01 155.32%
Federated Hermes Inc 308.75K Mar 31, 2026 1.16% $0.06 -5.99%
The Goldman Sachs Group Inc 301.52K Mar 31, 2026 1.14% $0.00 21.97%
Emerald Advisers, LLC 298.36K Mar 31, 2026 1.13% $1.13 -1.19%
Northern Trust Corp 287.71K Mar 31, 2026 1.09% $0.00 2.12%

Shares Statistics

Shares Outstanding: 26.50M
Shares Float: 25.85M
% Insiders: 247.60%
% Institutions: 10,054.70%
Short % Float: 3.35%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 1.62M 6.11% ▲ 0.02% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 858.27K 3.24% ▲ 0.34% Apr 30, 2026
3 iShares Russell 2000 ETF 620.32K 2.34% ▲ 0.85% Apr 30, 2026
4 Vanguard Explorer Inv 514.23K 1.94% ▼ 1.81% Mar 31, 2026
5 Avantis US Small Cap Value ETF 507.78K 1.92% ▲ 0.00% Apr 30, 2026
6 Stephens SMID Select Growth 504.36K 1.90% ▲ 4.01% Mar 31, 2026
7 Champlain Small Company Fund, LLC 308.81K 1.16% ▼ 0.66% Apr 30, 2026
8 Vanguard Small Cap Index 307.70K 1.16% ▲ 0.03% Apr 30, 2026
9 Vanguard Institutional Extnd Mkt Idx Tr 298.78K 1.13% ▲ 0.74% Apr 30, 2026
10 Harbor Small Cap Growth Instl 296.55K 1.12% ▼ 0.49% Mar 31, 2026

Valuation Metrics

Enterprise Value: $3.08B
Trailing P/E: 14.60
Forward P/E: 0.00

Financial Highlights

Market Cap: $2.77B
EBITDA: $266.88M
P/E Ratio: $14.60
Book Value: $36.17
Earnings/Share: $7.17
Profit Margin: 20.11%
Operating Margin: 20.30%
ROA (TTM): 5.31%
ROE (TTM): 22.53%
Revenue (TTM): $980.27M
Revenue/Share (TTM): $36.83
Earnings Growth (YOY): 0.00%
Revenue Growth (YOY): 59.70%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 N/A 0.00x 0.58x 646.40x 0.00x
2024-12-31 0.50x 0.00x 0.68x 132.86x 0.01x
2023-12-31 1.24x 0.11x 0.72x 27.45x 0.47x
2022-12-31 56.72x 0.22x 0.70x 77.38x 1.15x
2021-12-31 12.40x 0.03x 0.57x 1,428.45x 0.19x
2020-12-31 13.62x 0.01x 0.50x N/A 0.60x
2019-12-31 270.73x 0.00x 0.45x 16.93x 0.00x
2018-12-31 6.61x 0.21x 0.61x 7.91x 0.92x
2017-12-31 12.33x 0.22x 0.58x 2.82x 2.50x
2016-12-31 0.18x 0.23x 0.12x 3.84x 2.12x

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