Stock Fundamentals

Company Information

Company Name
Old Second Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US6802771005
CIK: 0000357173
CUSIP: 680277100
Currency: USD
Full Time Employees: 1,062
Phone: 630 892 0202
Fiscal Year End: December
IPO Date: Aug 18, 1995
Description:

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services in the United States. The company provides deposit products, including consumer and business checking, NOW, money market, savings, and other time deposit accounts, as well as certificates of deposit and individual retirement accounts. It also offers lending products, such as commercial and industrial loans; commercial real estate loans; multifamily loans; construction and development loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity lines of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; lease financing receivables and overdraft checking; and safe deposit operations. In addition, the company provides online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. The company was founded in 1871 and is headquartered in Aurora, Illinois.

Address:

37 South River Street, Aurora, IL, United States, 60507

Directors & Officers

Name Title Year Born
Mr. James L. Eccher President, CEO & Chairman of the Board 1965
Mr. Bradley S. Adams Executive VP, COO & CFO 1974
Mr. Darin P. Campbell Director, EVP & President, Nat'l Specialty Lending, President, FreedomRoad Fin. & Performance Fin. 1966
Mr. Donald J. Pilmer Executive VP & Chief Lending Officer 1965
Ms. Shirley Cantrell Shareholder Relations Manager 1962

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 18, 2026 Darin Patrick Campbell N/A Sale 35.00K $20.94 $732.90K
Feb 13, 2026 Darin Patrick Campbell N/A Sale 91.00 $20.70 $1.88K
Feb 05, 2026 Richard A Gartelmann Jr N/A Sale 2.00K $20.98 $41.96K
Oct 31, 2025 Darin Patrick Campbell N/A Sale 31.16K $17.89 $557.43K
Oct 30, 2025 Darin Patrick Campbell N/A Sale 26.41K $18.27 $482.44K
Aug 04, 2025 Billy J Jr. Lyons N/A Purchase 25.00 $16.61 $415.25

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 4.13M Mar 31, 2026 7.99% $0.00 -0.71%
Vanguard Group Inc 3.28M Dec 31, 2025 6.35% $0.00 0.26%
Dimensional Fund Advisors, Inc. 2.39M Mar 31, 2026 4.62% $0.01 5.66%
Davis Asset Management, L.P. 1.80M Mar 31, 2026 3.48% $1.05 3.12%
The Goldman Sachs Group Inc 1.69M Mar 31, 2026 3.27% $0.00 33.91%
State Street Corp 1.60M Mar 31, 2026 3.10% $0.00 3.89%
American Century Companies Inc 1.59M Mar 31, 2026 3.08% $0.02 8.21%
FJ Capital Management LLC 1.51M Mar 31, 2026 2.91% $3.42 -17.74%
Boston Partners Global Investors, Inc 1.44M Mar 31, 2026 2.79% $0.03 76.66%
Geode Capital Management, LLC 1.28M Mar 31, 2026 2.48% $0.00 -6.11%
Kennedy Capital Management Inc 1.27M Mar 31, 2026 2.46% $0.54 0.11%
Banc Funds Co LLC 1.03M Mar 31, 2026 1.99% $3.86 13.69%
Manufacturers Life Insurance Co 878.67K Mar 31, 2026 1.70% $0.02 -1.48%
Wellington Management Company LLP 857.79K Mar 31, 2026 1.66% $0.00 -11.54%
Stieven Capital Advisors, L.p. 773.53K Mar 31, 2026 1.50% $3.33 -0.34%
Northern Trust Corp 764.34K Mar 31, 2026 1.48% $0.00 -13.30%
River Street Advisors LLC 746.66K Mar 31, 2026 1.45% $5.09 103.97%
JPMorgan Chase & Co 700.95K Mar 31, 2026 1.36% $0.00 -18.38%
AllianceBernstein L.P. 690.85K Mar 31, 2026 1.34% $0.00 0.70%
Bridgeway Capital Management, LLC 438.26K Mar 31, 2026 0.85% $0.18 2.49%

Shares Statistics

Shares Outstanding: 51.43M
Shares Float: 49.60M
% Insiders: 452.70%
% Institutions: 7,583.40%
Short % Float: 3.42%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 1.61M 3.12% ▲ 0.00% Apr 30, 2026
2 Avantis US Small Cap Value ETF 1.36M 2.64% ▲ 0.00% Apr 30, 2026
3 iShares Russell 2000 ETF 1.19M 2.30% ▲ 0.85% Apr 30, 2026
4 Kennedy Small Cap Value 673.03K 1.30% ▲ 2.58% Mar 31, 2026
5 Vanguard Institutional Extnd Mkt Idx Tr 594.36K 1.15% ▲ 0.60% Apr 30, 2026
6 Fidelity Small Cap Index 488.38K 0.95% ▲ 1.41% Feb 28, 2026
7 JHancock Regional Bank A 450.95K 0.87% ▲ 0.00% Mar 31, 2026
8 State Street® SPDR® S&PRgnllBkgETF 444.75K 0.86% ▼ 0.91% Apr 30, 2026
9 Goldman Sachs Small Cap Value A 434.24K 0.84% ▲ 31.10% Mar 31, 2026
10 iShares Russell 2000 Value ETF 431.06K 0.83% ▲ 0.54% Apr 30, 2026

Valuation Metrics

Enterprise Value: $1.27B
Trailing P/E: 12.40
Forward P/E: 9.99

Financial Highlights

Market Cap: $1.06B
P/E Ratio: $12.40
PEG Ratio: $1.51
Book Value: $17.29
Dividend/Share: $0.26
Dividend Yield: 1.22%
Earnings/Share: $1.67
Profit Margin: 26.49%
Operating Margin: 42.50%
ROA (TTM): 1.37%
ROE (TTM): 10.84%
Revenue (TTM): $324.91M
Revenue/Share (TTM): $6.40
Earnings Growth (YOY): 11.60%
Revenue Growth (YOY): 19.20%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.10x 0.38x 0.87x 1.78x 2.80x
2024-12-31 0.36x 0.21x 0.88x 2.01x 1.16x
2023-12-31 0.34x 0.89x 0.90x 3.11x 3.91x
2022-12-31 0.37x 0.57x 0.92x 8.87x 2.65x
2021-12-31 136.46x 0.03x 0.02x 3.30x 5.29x
2020-12-31 41.37x 0.04x 0.03x 3.00x 2.87x
2019-12-31 0.29x 0.74x 0.89x 2.75x 3.75x
2018-12-31 0.29x 1.37x 0.91x 2.63x 6.70x
2017-12-31 0.32x 1.23x 0.92x 2.72x 6.72x
2016-12-31 0.32x 1.13x 0.92x 2.47x 7.36x
2015-12-31 0.27x 0.98x 0.92x 2.68x 5.69x
2014-12-31 0.25x 0.88x 0.91x 1.45x 8.69x
2013-12-31 0.25x 0.89x 0.93x 0.86x 7.85x
2012-12-31 0.39x 3.06x 0.96x 0.00x 50.35x
2011-12-31 0.21x 1.42x 0.96x -0.30x -66.53x
2010-12-31 0.08x 1.31x 0.96x -2.38x -1.81x
2009-12-31 0.08x 0.90x 0.92x -2.44x -1.70x
2008-12-31 0.04x 1.92x 0.94x 0.21x 17.41x
2007-12-31 0.04x 2.39x 0.94x 0.38x 9.11x
2006-12-31 0.05x 1.24x 0.94x 0.47x 4.80x
2005-12-31 0.05x 1.76x 0.94x 0.89x 5.47x
2004-12-31 0.04x 1.15x 0.94x 1.36x 3.33x
2003-12-31 0.04x 1.58x 0.94x 1.34x 4.45x
2002-12-31 0.05x 0.52x 0.92x 1.10x 2.05x
2001-12-31 0.05x 0.78x 0.91x 0.75x 3.25x
2000-12-31 0.05x 0.24x 0.90x 0.54x 1.21x
1999-12-31 0.08x 0.27x 0.90x 0.62x 1.34x
1998-12-31 0.11x 0.36x 0.90x 0.50x 1.77x
1997-12-31 0.11x 0.34x 0.90x 0.44x 2.00x
1996-12-31 0.11x 0.08x 0.90x 0.43x 0.40x
1995-12-31 0.13x 0.12x 0.90x 0.50x 0.64x
1994-12-31 0.13x 0.16x 0.91x 0.58x 0.86x
1993-12-31 0.11x 0.13x 0.91x 0.49x 0.72x

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