Stock Fundamentals

Company Information

Company Name
OceanFirst Financial Corp.
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US6752341080
CIK: 0001004702
CUSIP: 674904107
Currency: USD
Full Time Employees: 898
Phone: 888 623 2633
Fiscal Year End: December
IPO Date: Jul 03, 1996
Description:

OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.

Address:

975 Hooper Avenue, Toms River, NJ, United States, 08753-8320

Directors & Officers

Name Title Year Born
Mr. Christopher D. Maher Chairman & CEO 1967
Mr. Joseph J. Lebel III President, COO & Director 1962
Mr. Patrick Sean Barrett Senior EVP & CFO 1964
Mr. Steven J. Tsimbinos Esq. Senior EVP, General Counsel & Corporate Secretary 1970
Ms. Michele B. Estep Senior EVP & Chief Administrative Officer of OceanFirst Bank, National Association 1970
Mr. Patrick Chong Principal Accounting Officer 1989
Mr. Alfred Goon Senior VP of Corporate Development, Strategy & Investor Relations NA
Mr. Kevin Georgetti Senior VP & Chief Compliance Officer NA
Ms. Jill Apito Hewitt SVP Director of Corporate Communications and Community Impact 1965
Mr. David L. Berninger Senior EVP & Chief Risk Officer 1968

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 11, 2024 Joseph M Jr. Murphy N/A Sale 1.50K $20.03 $30.05K
May 02, 2024 Brian Schaeffer N/A Sale 3.50K $15.49 $54.22K
Apr 15, 2024 Josh Gottheimer N/A Purchase N/A $14.69 N/A
Mar 14, 2024 Josh Gottheimer N/A Sale N/A $14.71 N/A
Jan 11, 2024 Josh Gottheimer N/A Purchase N/A $17.01 N/A
Dec 11, 2023 Josh Gottheimer N/A Sale N/A $15.69 N/A
Dec 07, 2023 John F Barros N/A Purchase 462.00 $15.38 $7.11K
Dec 05, 2023 Robert C Garrett N/A Purchase 70.00 $15.04 $1.05K
Oct 26, 2023 Anthony Giordano III N/A Purchase 2.35K $12.75 $29.90K
Jun 02, 2023 Jack M Farris N/A Purchase 100.00 $14.76 $1.48K
May 09, 2023 Christopher Maher N/A Purchase 1.00K $13.34 $13.34K
May 04, 2023 Patrick Sean Barrett N/A Purchase 1.00K $19.11 $19.11K
Apr 27, 2023 Christopher Maher N/A Purchase 1.00K $15.26 $15.26K
Apr 27, 2023 Joseph M Jr. Murphy N/A Purchase 6.47K $15.45 $100.01K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 6.73M Mar 31, 2026 11.69% $0.00 -5.23%
Dimensional Fund Advisors, Inc. 3.41M Mar 31, 2026 5.92% $0.01 5.55%
Vanguard Group Inc 3.41M Dec 31, 2025 5.92% $0.00 0.27%
State Street Corp 2.88M Mar 31, 2026 5.00% $0.00 58.57%
Wellington Management Company LLP 2.60M Mar 31, 2026 4.51% $0.01 -20.52%
T. Rowe Price Investment Management,Inc. 2.18M Mar 31, 2026 3.78% $0.03 -3.06%
Amvescap Plc. 2.00M Mar 31, 2026 3.47% $0.01 -0.10%
Two Sigma Investments LLC 1.57M Mar 31, 2026 2.73% $0.02 183.94%
Geode Capital Management, LLC 1.41M Mar 31, 2026 2.45% $0.00 -0.73%
Systematic Financial Management LP 1.38M Mar 31, 2026 2.40% $0.57 15.10%
American Century Companies Inc 1.23M Mar 31, 2026 2.13% $0.01 -5.45%
GW&K Investment Management, LLC 1.22M Mar 31, 2026 2.13% $0.19 -2.18%
Endeavour Capital Advisors Inc 1.13M Mar 31, 2026 1.96% $4.62 41.04%
Charles Schwab Investment Management Inc 846.34K Mar 31, 2026 1.47% $0.00 0.97%
Mirabella Financial Services LLP 798.91K Mar 31, 2026 1.39% $1.36 0.00%
MetLife Investment Management, LLC 718.01K Mar 31, 2026 1.25% $0.07 0.13%
The Goldman Sachs Group Inc 698.41K Mar 31, 2026 1.21% $0.00 120.64%
Hotchkis & Wiley Capital Management LLC 691.41K Mar 31, 2026 1.20% $0.04 -1.79%
JPMorgan Chase & Co 638.68K Mar 31, 2026 1.11% $0.00 -13.88%
STRATEGIC VALUE BANK PARTNERS LLC 627.33K Mar 31, 2026 1.09% $6.08 0.00%

Shares Statistics

Shares Outstanding: 57.60M
Shares Float: 55.49M
% Insiders: 220.00%
% Institutions: 6,048.60%
Short % Float: 8.77%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 1.73M 3.00% ▲ 0.00% Apr 30, 2026
2 iShares Russell 2000 ETF 1.33M 2.32% ▲ 0.85% Apr 30, 2026
3 Avantis US Small Cap Value ETF 990.95K 1.72% ▲ 0.00% Apr 30, 2026
4 T. Rowe Price US Small-Cap Core Equity 969.04K 1.68% ▼ 0.15% Mar 31, 2026
5 T. Rowe Price Small-Cap Stock 969.04K 1.68% ▲ 0.00% Mar 31, 2026
6 State Street® SPDR® S&PRgnllBkgETF 866.99K 1.51% ▼ 0.92% Apr 30, 2026
7 Invesco Small Cap Core 793.72K 1.38% ▼ 3.36% Mar 31, 2026
8 Invesco Main Street Small Cap R6 793.72K 1.38% ▼ 1.40% Mar 31, 2026
9 BlackRock Advantage Small Cap Core Instl 784.10K 1.36% ▲ 0.00% Apr 30, 2026
10 DFA US Small Cap Value I 779.45K 1.35% ▲ 8.73% Mar 31, 2026

Valuation Metrics

Enterprise Value: $2.38B
Trailing P/E: 14.70
Forward P/E: 9.82

Financial Highlights

Market Cap: $999.36M
P/E Ratio: $14.70
PEG Ratio: $1.15
Book Value: $28.98
Dividend/Share: $0.80
Dividend Yield: 4.43%
Earnings/Share: $1.18
Profit Margin: 17.64%
Operating Margin: 35.23%
ROA (TTM): 0.50%
ROE (TTM): 4.15%
Revenue (TTM): $396.64M
Revenue/Share (TTM): $6.94
Earnings Growth (YOY): 2.70%
Revenue Growth (YOY): 8.50%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.13x 0.98x 0.89x 0.33x 17.51x
2024-12-31 0.10x 0.74x 0.87x 0.42x 8.67x
2023-12-31 0.09x 0.63x 0.88x 0.57x 6.83x
2022-12-31 0.16x 1.70x 0.88x 3.61x 12.78x
2021-12-31 0.21x 0.03x 0.02x 3.87x 2.24x
2020-12-31 0.37x 0.03x 0.02x 1.22x 3.86x
2019-12-31 0.05x 0.15x 0.86x 2.03x 1.41x
2018-12-31 0.04x 0.59x 0.86x 2.37x 6.22x
2017-12-31 0.05x 0.23x 0.89x 3.33x 1.85x
2016-12-31 0.08x 0.22x 0.89x 2.67x 3.10x
2015-12-31 0.03x 0.20x 0.13x 3.45x 12.79x
2014-12-31 0.03x 0.21x 0.14x 4.07x 12.42x
2013-12-31 0.05x 0.68x 0.90x 2.59x 5.00x
2012-12-31 0.35x 0.40x 0.90x 2.19x 2.51x
2011-12-31 0.14x 0.56x 0.91x 1.78x 3.32x
2010-12-31 0.02x 1.66x 0.91x 1.27x 9.55x
2009-12-31 0.02x 1.26x 0.91x 0.82x 8.51x
2008-12-31 0.02x 2.38x 0.94x 0.48x 11.08x
2007-12-31 0.03x 2.80x 0.94x 0.02x 42.33x
2006-12-31 0.02x 3.25x 0.94x 0.33x 16.84x
2005-12-31 0.02x 3.83x 0.93x 0.71x 15.03x
2004-12-31 0.05x 4.02x 0.93x 0.79x 16.81x
2003-12-31 0.03x 3.13x 0.92x 0.84x 10.69x
2002-12-31 0.02x 2.95x 0.92x 0.63x 10.48x
2001-12-31 0.02x 2.52x 0.92x 0.46x 9.66x
2000-12-31 0.01x 1.85x 0.90x 0.35x 9.97x
1999-12-31 0.01x 2.00x 0.89x 0.43x 10.70x
1998-12-31 0.01x 1.58x 0.87x 0.33x 10.91x
1997-12-31 0.01x 1.43x 0.86x 0.39x 10.50x
1996-12-31 0.01x 0.39x 0.81x -0.01x 76.38x
1995-12-31 0.02x 0.00x 0.91x 0.32x 0.00x

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