Stock Fundamentals

Company Information

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Company Name
MVB Financial Corp
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US5538101024
CIK: 0001277902
CUSIP: 553810102
Currency: USD
Full Time Employees: 453
Phone: 304 363 4800
Website: https://www.mvbbanking.com
Fiscal Year End: December
IPO Date: Aug 22, 2008
Description:

MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers fintech solutions for the gaming, payments, banking-as-a-service, and digital asset sectors; fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and digital products and web and mobile applications for forward-thinking community banks, credit unions, digital banks, and Fintech companies. It operates full-service branches in West Virginia and Virginia. MVB Financial Corp. was founded in 1999 and is based in Fairmont, West Virginia.

Address:

301 Virginia Avenue, Fairmont, WV, United States, 26554

Directors & Officers

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Name Title Year Born
Mr. Larry F. Mazza CPA President, CEO & Non-Independent Director 1961
Mr. Michael Louis Giorgio Executive VP & Chief Information Officer 1981
Mr. Craig Bradley Greathouse Executive VP & Chief Administration Officer 1972
Mr. Joseph R. Rodriguez Executive VP & Chief Risk Officer 1980
Mr. Michael R. Sumbs CFO & Executive VP 1986
Ms. Kelly Kroskie Chief Operations & Digital Officer NA
Esther L. Gorbey Vice President & Chief Technology Officer NA
Ms. Lisa J. McCormick Corporate Secretary/ Investor Relations NA
Mr. Eric L. Tichenor Treasurer of MVB Bank Inc 1968
Mr. James Potasky Senior Vice President of Audit NA

Institutional Holders

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Holder Name Shares Date Reported % Out Value % Change
Wellington Management Company LLP 1.78M Dec 31, 2025 13.96% $0.01 -0.37%
BlackRock Inc 1.03M Sep 30, 2025 8.07% $0.00 -2.77%
Vanguard Group Inc 634.41K Dec 31, 2025 4.99% $0.00 0.32%
Dimensional Fund Advisors, Inc. 486.96K Dec 31, 2025 3.83% $0.00 3.67%
Banco Santander Central Hispano Sa 365.11K Sep 30, 2025 2.87% $0.08 0.00%
Geode Capital Management, LLC 272.71K Sep 30, 2025 2.14% $0.00 -1.70%
State Street Corp 240.10K Sep 30, 2025 1.89% $0.00 2.31%
Ameriprise Financial Inc 188.18K Sep 30, 2025 1.48% $0.00 0.00%
Endeavour Capital Advisors Inc 188.02K Dec 31, 2025 1.48% $1.35 0.00%
Kennedy Capital Management Inc 120.72K Dec 31, 2025 0.95% $0.07 0.00%
Bridgeway Capital Management, LLC 117.13K Dec 31, 2025 0.92% $0.06 5.58%
American Century Companies Inc 115.26K Dec 31, 2025 0.91% $0.00 -1.40%
Ategra Capital Management LLC 110.54K Dec 31, 2025 0.87% $1.36 101.52%
Northern Trust Corp 93.82K Sep 30, 2025 0.74% $0.00 -0.19%
Pure Financial Advisors, INC. 84.82K Dec 31, 2025 0.67% $0.04 0.00%
Bank of New York Mellon Corp 80.91K Sep 30, 2025 0.64% $0.00 2.45%
Two Sigma Investments LLC 75.62K Dec 31, 2025 0.59% $0.00 480.35%
Diamond Hill Capital Management Inc 64.45K Dec 31, 2025 0.51% $0.01 0.00%
Morgan Stanley - Brokerage Accounts 55.84K Sep 30, 2025 0.44% $0.00 -16.55%
AllianceBernstein L.P. 55.33K Sep 30, 2025 0.43% $0.00 0.00%

Shares Statistics

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Shares Outstanding: 12.72M
Shares Float: 11.46M
% Insiders: 1,056.70%
% Institutions: 5,602.70%
Short % Float: 1.93%

🏆 Top 10 Institutional Holders

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Rank Holder Name Shares Held % of Shares Change Date Reported
1 Wellington Management Company LLP 1.78M 13.96% ▼ 0.37% Dec 31, 2025
2 BlackRock Inc 1.03M 8.07% ▼ 2.77% Sep 30, 2025
3 Vanguard Group Inc 634.41K 4.99% ▲ 0.32% Dec 31, 2025
4 Dimensional Fund Advisors, Inc. 486.96K 3.83% ▲ 3.67% Dec 31, 2025
5 Banco Santander Central Hispano Sa 365.11K 2.87% ▲ 0.00% Sep 30, 2025
6 Geode Capital Management, LLC 272.71K 2.14% ▼ 1.70% Sep 30, 2025
7 State Street Corp 240.10K 1.89% ▲ 2.31% Sep 30, 2025
8 Ameriprise Financial Inc 188.18K 1.48% ▲ 0.00% Sep 30, 2025
9 Endeavour Capital Advisors Inc 188.02K 1.48% ▲ 0.00% Dec 31, 2025
10 Kennedy Capital Management Inc 120.72K 0.95% ▲ 0.00% Dec 31, 2025

Valuation Metrics

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Enterprise Value: $173.23M
Trailing P/E: 13.11
Forward P/E: 14.60

Financial Highlights

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Market Cap: $343.49M
P/E Ratio: $13.11
PEG Ratio: $0.00
Book Value: $26.26
Dividend/Share: $0.68
Dividend Yield: 2.44%
Earnings/Share: $2.06
Profit Margin: 16.95%
Operating Margin: 14.76%
ROA (TTM): 0.84%
ROE (TTM): 8.42%
Revenue (TTM): $158.94M
Revenue/Share (TTM): $12.44
Earnings Growth (YOY): -55.40%
Revenue Growth (YOY): -19.40%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

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Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

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Financial Ratios (Yearly)

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Financial Ratios (Quarterly)

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Earnings History

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Balance Sheet (Yearly)

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Financial Ratios

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Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 N/A 0.00x 0.90x 0.54x 0.00x
2024-12-31 0.27x 0.25x 0.90x 0.34x 2.53x
2023-12-31 0.26x 0.29x 0.91x 0.41x 2.64x
2022-12-31 0.19x 0.75x 0.91x 1.06x 9.60x
2021-12-31 14.42x 0.31x 0.90x 7.57x 1.67x
2020-12-31 13.52x 0.23x 0.90x 4.04x 1.10x
2019-12-31 0.25x 1.12x 0.89x 1.52x 6.20x
2018-12-31 0.22x 1.40x 0.90x 0.87x 13.51x
2017-12-31 76.49x 2.39x 0.90x 1.00x 23.94x
2016-12-31 0.19x 1.03x 0.90x 1.20x 8.93x
2015-12-31 0.13x 0.53x 0.92x 1.03x 4.92x
2014-12-31 91.61x 1.84x 0.90x 0.39x 48.46x
2013-12-31 0.22x 0.97x 0.90x 0.96x 15.35x
2012-12-31 0.22x 1.55x 0.91x 1.18x 16.45x
2011-12-31 0.27x 1.92x 0.91x 0.76x 18.06x
2010-12-31 0.11x 2.00x 0.93x 0.55x 15.41x
2009-12-31 0.23x 1.83x 0.92x 0.34x 20.54x
2008-12-31 0.11x 2.12x 0.90x 0.18x 35.38x
2007-12-31 0.07x 2.65x 0.90x 0.27x 29.98x
2006-12-31 0.09x 1.56x 0.89x 0.30x 20.86x
2005-12-31 0.10x 0.98x 0.88x 0.33x 19.28x
2004-12-31 0.07x 0.03x 0.92x 1.07x 0.16x
2003-12-31 0.07x 0.00x 0.92x 0.69x 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Dec 05, 2025 Richard James Cordella Jr N/A Purchase 500.00 $27.70 $13.85K
Nov 03, 2025 Michael Robert Sumbs N/A Purchase 2.00K $26.00 $52.00K
May 12, 2025 Joseph Ryan Rodriguez N/A Purchase 1.13K $19.15 $21.54K
May 08, 2025 Joseph Ryan Rodriguez N/A Purchase 4.13K $18.00 $74.25K
May 01, 2025 Craig Bradley Greathouse N/A Sale 1.29K $17.49 $22.47K
May 01, 2025 Larry F Mazza N/A Sale 6.96K $17.49 $121.77K
Mar 14, 2025 Donald T Robinson N/A Purchase 1.45K $17.23 $24.98K
Mar 12, 2025 Michael Louis Giorgio N/A Purchase 5.70K $17.60 $100.32K
Mar 11, 2025 Victor Ray Maculaitis N/A Purchase 250.00 $17.08 $4.27K

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