Stock Fundamentals

Company Information

Company Name
Medallion Financial Corp
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US5839281061
CIK: 0001000209
CUSIP: 583928106
Currency: USD
Full Time Employees: 174
Phone: 212 328 2100
Fiscal Year End: December
IPO Date: May 23, 1996
Description:

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending, and Strategic Partnership Loans. The company offers loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. The company was incorporated in 1995 and is headquartered in New York City, New York.

Address:

437 Madison Avenue, New York, NY, United States, 10022

Directors & Officers

Name Title Year Born
Mr. Alvin Murstein Executive Chairman 1935
Mr. Andrew M. Murstein CEO, President, COO & Non-Independent Director 1964
Mr. Anthony N. Cutrone Executive VP & CFO 1980
Mr. David Justin Haley Executive VP & CFO of Medallion Bank 1975
Mr. Donald S. Poulton CEO & President of Medallion Bank 1953
Ms. Marisa T. Silverman J.D. Executive Vice President, General Counsel & Secretary, 1979
Ms. Samantha K. Rozovsky Chief Compliance Officer, Associate General Counsel & Assistant Secretary NA
Mr. Joel Cannon Senior Vice President of Sales & Marketing NA
Mr. Thomas J. Munson Executive VP & Chief Credit Officer 1983
Mr. Steven M. Hannay Executive VP & Chief Lending Officer of Medallion Bank. 1966

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.12M Sep 30, 2025 4.81% $0.00 -7.44%
Vanguard Group Inc 1.07M Dec 31, 2025 4.59% $0.00 -1.05%
Tieton Capital Management, LLC 980.24K Dec 31, 2025 4.20% $3.45 -0.40%
Geode Capital Management, LLC 400.30K Sep 30, 2025 1.72% $0.00 -2.06%
Uniplan Investment Counsel, Inc. 252.80K Sep 30, 2025 1.08% $0.25 14.24%
State Street Corp 241.05K Sep 30, 2025 1.03% $0.00 0.93%
Connor Clark & Lunn Inv Mgmt Ltd 221.77K Dec 31, 2025 0.95% $0.01 0.00%
American Century Companies Inc 216.18K Dec 31, 2025 0.93% $0.00 0.00%
O'Shaughnessy Asset Management LLC 185.70K Sep 30, 2025 0.80% $0.01 12.31%
Stifel Financial Corp 175.54K Sep 30, 2025 0.75% $0.00 -21.58%
Bridgeway Capital Management, LLC 162.28K Dec 31, 2025 0.70% $0.04 3.42%
Gamco Investors, Inc. Et Al 158.00K Dec 31, 2025 0.68% $0.02 -1.25%
Northern Trust Corp 131.93K Sep 30, 2025 0.57% $0.00 2.24%
Bank of New York Mellon Corp 128.18K Sep 30, 2025 0.55% $0.00 1.70%
Segall Bryant & Hamill 120.05K Dec 31, 2025 0.52% $0.02 -0.46%
Arrowstreet Capital Limited Partnership 118.32K Dec 31, 2025 0.51% $0.00 0.00%
Comprehensive Portfolio Management, LLC 92.70K Dec 31, 2025 0.40% $0.02 10.56%
Gabelli Funds LLC 78.00K Dec 31, 2025 0.33% $0.01 0.00%
Janney Montgomery Scott LLC 75.74K Sep 30, 2025 0.32% $0.00 9.58%
Marshall Wace Asset Management Ltd 74.64K Sep 30, 2025 0.32% $0.00 25.05%

Shares Statistics

Shares Outstanding: 23.28M
Shares Float: 14.83M
% Insiders: 3,158.00%
% Institutions: 3,986.60%
Short % Float: 4.44%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 1.12M 4.81% ▼ 7.44% Sep 30, 2025
2 Vanguard Group Inc 1.07M 4.59% ▼ 1.05% Dec 31, 2025
3 Tieton Capital Management, LLC 980.24K 4.20% ▼ 0.40% Dec 31, 2025
4 Geode Capital Management, LLC 400.30K 1.72% ▼ 2.06% Sep 30, 2025
5 Uniplan Investment Counsel, Inc. 252.80K 1.08% ▲ 14.24% Sep 30, 2025
6 State Street Corp 241.05K 1.03% ▲ 0.93% Sep 30, 2025
7 Connor Clark & Lunn Inv Mgmt Ltd 221.77K 0.95% ▲ 0.00% Dec 31, 2025
8 American Century Companies Inc 216.18K 0.93% ▲ 0.00% Dec 31, 2025
9 O'Shaughnessy Asset Management LLC 185.70K 0.80% ▲ 12.31% Sep 30, 2025
10 Stifel Financial Corp 175.54K 0.75% ▼ 21.58% Sep 30, 2025

Valuation Metrics

Enterprise Value: $2.53B
Trailing P/E: 5.90
Forward P/E: 0.00

Financial Highlights

Market Cap: $234.89M
EBITDA: $182.27M
P/E Ratio: $5.90
PEG Ratio: $0.41
Book Value: $18.09
Dividend/Share: $0.47
Dividend Yield: 4.63%
Earnings/Share: $1.71
Profit Margin: 12.18%
Operating Margin: 47.96%
ROA (TTM): 3.83%
ROE (TTM): 11.69%
Revenue (TTM): $353.31M
Revenue/Share (TTM): $15.51
Earnings Growth (YOY): 16.40%
Revenue Growth (YOY): 17.90%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 27.10x 0.23x 0.83x 1.81x 0.53x
2024-12-31 0.05x 0.77x 0.85x 0.71x 4.10x
2023-12-31 0.06x 0.72x 0.84x 1.37x 2.70x
2022-12-31 0.06x 0.75x 0.84x 1.88x 3.10x
2021-12-31 0.09x 0.77x 0.81x 2.63x 2.51x
2020-12-31 0.09x 1.05x 0.81x -1.08x -8.30x
2019-12-31 0.07x 0.82x 0.78x 0.07x 21.85x
2018-12-31 0.08x 0.81x 0.79x -0.38x -41.49x
2017-12-31 30.63x 1.72x 0.55x -0.57x -72.36x
2016-12-31 12.71x 1.81x 0.58x 5.49x 7.41x
2015-12-31 106.47x 2.08x 0.60x 3.12x 19.44x
2014-12-31 5.45x 2.38x 0.57x 3.36x 22.40x
2013-12-31 8.04x 1.01x 0.54x 3.08x 10.32x
2012-12-31 6.36x 0.57x 0.60x 2.26x 4.81x
2011-12-31 2.21x 1.98x 0.68x 1.42x 16.55x
2010-12-31 2.67x 2.02x 0.70x 0.77x 25.93x
2009-12-31 3.61x 2.14x 0.71x 0.48x 35.24x
2008-12-31 3.77x 1.29x 0.73x 0.64x 13.63x
2007-12-31 16.79x 1.38x 0.76x 0.50x 10.03x
2006-12-31 9.37x 2.53x 0.73x 0.54x 29.33x
2005-12-31 13.99x 1.02x 0.71x 0.38x 16.63x
2004-12-31 24.24x 1.71x 0.76x 1.77x 9.83x
2003-12-31 43.49x 1.75x 0.64x 0.17x 69.48x
2002-12-31 7.29x 1,131.64x 0.62x -0.62x -17,607.71x
2001-12-31 15.42x 1.84x 0.66x -0.16x -264.68x
2000-12-31 1.11x 2.84x 0.74x 0.25x 42.07x
1999-12-31 0.29x 0.60x 0.71x 1.00x 4.03x
1998-12-31 9.35x 0.00x 0.65x 0.96x 0.00x
1997-12-31 16.56x 0.00x 0.56x 1.13x 0.00x
1996-12-31 3.09x 0.00x 0.70x 0.81x 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Sep 04, 2020 Donald S Poulton N/A Purchase 2.50K $2.97 $7.43K
Aug 12, 2019 Donald S Poulton N/A Purchase 2.20K $4.58 $10.08K
May 17, 2019 Thomas J Munson N/A Sale 4.25K $7.34 $31.18K
Jun 14, 2018 Allan J Tanenbaum N/A Purchase 10.00K $5.55 $55.50K
Mar 15, 2018 Donald S Poulton N/A Sale 7.50K $4.67 $35.03K
Dec 05, 2017 Allan J Tanenbaum N/A Purchase 4.34K $2.72 $11.81K
Nov 28, 2017 Allan J Tanenbaum N/A Purchase 4.57K $2.71 $12.39K
Nov 17, 2017 Allan J Tanenbaum N/A Purchase 3.35K $2.64 $8.84K
Nov 15, 2017 Allan J Tanenbaum N/A Purchase 5.00K $2.62 $13.10K
Sep 13, 2017 David L Rudnick N/A Purchase 12.50K $2.26 $28.25K
Jun 15, 2017 Thomas J Munson N/A Purchase 2.00K $2.40 $4.80K
Jun 12, 2017 David L Rudnick N/A Purchase 1.55K $2.50 $3.88K
Jun 09, 2017 David L Rudnick N/A Purchase 13.05K $2.50 $32.62K
Jun 08, 2017 David L Rudnick N/A Purchase 20.70K $2.49 $51.54K
Jun 07, 2017 David L Rudnick N/A Purchase 4.70K $2.50 $11.75K
Jun 06, 2017 David L Rudnick N/A Purchase 60.00K $2.48 $148.80K
May 24, 2017 Alvin Murstein N/A Purchase 27.50K $23.93K $657.94M
May 17, 2017 David L Rudnick N/A Purchase 61.80K $2.18 $134.72K
Mar 16, 2017 Andrew Murstein N/A Purchase 5.00K $2.13 $10.65K
Mar 16, 2017 David L Rudnick N/A Purchase 2.66K $2.04 $5.43K

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