Stock Fundamentals

Company Information

Company Name
MetroCity Bankshares
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US59165J1051
CIK: 0001747068
CUSIP: 59165J105
Currency: USD
Full Time Employees: 317
Phone: 770 455 4989
Fiscal Year End: December
IPO Date: Oct 19, 2017
Description:

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; and commercial and industrial, residential mortgage, small business administration loans, and consumer and other loans, as well as letters of credit and investment securities. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and banking by telephone, mail and personal appointment. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. MetroCity Bankshares, Inc. was founded in 2006 and is headquartered in Doraville, Georgia.

Address:

5114 Buford Highway, Doraville, GA, United States, 30340

Directors & Officers

Name Title Year Born
Mr. Nack Young Paek Chairman & CEO 1943
Mr. Farid Tan Interim CFO, Principal Financial & Accounting Officer, President and Director 1958
Mr. Howard Hwasaeng Kim Executive VP, Chief Lending Officer, COO & Director 1957
Mr. Abdul Mohdnor Executive VP & Chief Compliance Officer 1970
Mr. Sion Nyen Lai Secretary & Director 1955

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 25, 2024 Farid Tan N/A Sale 5.98K $35.64 $213.23K
Nov 13, 2024 Farid Tan N/A Sale 749.00 $35.56 $26.63K
Nov 11, 2024 Farid Tan N/A Sale 1.87K $35.55 $66.41K
Nov 07, 2024 Ajit A Patel N/A Sale 5.00K $33.10 $165.50K
Nov 06, 2024 Farid Tan N/A Sale 21.00K $33.81 $710.01K
Aug 22, 2024 Sam Sang-Koo Shim N/A Sale 46.20K $27.90 $1.29M
Aug 19, 2024 Sam Sang-Koo Shim N/A Sale 27.13K $28.00 $759.70K
Aug 01, 2024 Sam Sang-Koo Shim N/A Sale 3.61K $30.29 $109.44K
Jul 29, 2024 Don Leung N/A Sale 1.26K $31.47 $39.53K
Jul 29, 2024 Farid Tan N/A Sale 502.00 $32.00 $16.06K
Jul 26, 2024 Farid Tan N/A Sale 497.00 $32.00 $15.90K
Jul 25, 2024 Don Leung N/A Sale 9.55K $31.07 $296.84K
Jul 24, 2024 Nack Y Paek N/A Sale 18.29K $30.71 $561.59K
Jul 22, 2024 Don Leung N/A Sale 17.01K $31.02 $527.77K
Jul 17, 2024 Don Leung N/A Sale 68.32K $28.59 $1.95M
Jul 15, 2024 Don Leung N/A Sale 26.21K $28.50 $746.84K
Jul 12, 2024 Don Leung N/A Sale 61.00 $28.50 $1.74K
Jun 05, 2024 Sam Sang-Koo Shim N/A Purchase 1.42K $24.00 $34.08K
Apr 29, 2024 Sam Sang-Koo Shim N/A Purchase 1.90K $23.90 $45.41K
Apr 26, 2024 Sam Sang-Koo Shim N/A Purchase 695.00 $23.85 $16.58K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.50M Mar 31, 2026 5.25% $0.00 6.31%
Vanguard Group Inc 1.09M Dec 31, 2025 3.79% $0.00 2.80%
Vanguard Capital Management, LLC 878.20K Mar 31, 2026 3.06% $0.00 0.00%
American Century Companies Inc 625.05K Mar 31, 2026 2.18% $0.01 14.99%
Geode Capital Management, LLC 518.37K Mar 31, 2026 1.81% $0.00 15.51%
Dimensional Fund Advisors, Inc. 498.79K Mar 31, 2026 1.74% $0.00 4.55%
State Street Corp 474.28K Mar 31, 2026 1.65% $0.00 6.50%
Manufacturers Life Insurance Co 220.55K Mar 31, 2026 0.77% $0.01 6.13%
Northern Trust Corp 209.91K Mar 31, 2026 0.73% $0.00 13.59%
Charles Schwab Investment Management Inc 178.01K Mar 31, 2026 0.62% $0.00 16.24%
The Goldman Sachs Group Inc 159.65K Mar 31, 2026 0.56% $0.00 134.79%
Vanguard Fiduciary Trust Co 135.87K Mar 31, 2026 0.47% $0.00 0.00%
Vanguard Portfolio Management, LLC 129.78K Mar 31, 2026 0.45% $0.00 0.00%
Morgan Stanley - Brokerage Accounts 125.22K Mar 31, 2026 0.44% $0.00 25.35%
Bank of New York Mellon Corp 119.24K Mar 31, 2026 0.42% $0.00 -0.20%
HoldCo Asset Management, L.P. 100.66K Mar 31, 2026 0.35% $0.21 0.00%
Creative Planning Inc 71.53K Mar 31, 2026 0.25% $0.00 108.00%
Citadel Advisors Llc 63.29K Mar 31, 2026 0.22% $0.00 144.13%
Cape Investment Advisory, INC. 59.75K Mar 31, 2026 0.21% $0.57 0.42%
Advisor Group Holdings, Inc. 58.70K Mar 31, 2026 0.20% $0.00 0.86%

Shares Statistics

Shares Outstanding: 28.66M
Shares Float: 21.91M
% Insiders: 2,091.80%
% Institutions: 2,475.40%
Short % Float: 1.85%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 676.64K 2.36% ▲ 7.00% Apr 30, 2026
2 Avantis US Small Cap Value ETF 569.29K 1.99% ▲ 0.12% May 30, 2026
3 iShares Russell 2000 ETF 505.00K 1.76% ▲ 0.94% May 29, 2026
4 Vanguard Institutional Extnd Mkt Idx Tr 236.35K 0.82% ▲ 2.10% Apr 30, 2026
5 Fidelity Small Cap Index 217.41K 0.76% ▲ 13.57% Mar 31, 2026
6 State St Russell Sm/Mid Cp® Indx SL Cl I 130.15K 0.45% ▲ 0.00% May 31, 2026
7 Russell 2000 Equity Index Fund B 121.03K 0.42% ▼ 0.05% Dec 31, 2025
8 JHancock Regional Bank A 116.46K 0.41% ▲ 0.00% Apr 30, 2026
9 Fidelity Extended Market Index 114.00K 0.40% ▼ 0.36% Apr 30, 2026
10 Vanguard Russell 2000 ETF 112.16K 0.39% ▲ 2.78% Apr 30, 2026

Valuation Metrics

Enterprise Value: $1.03B
Trailing P/E: 12.34
Forward P/E: 0.00

Financial Highlights

Market Cap: $983.04M
P/E Ratio: $12.34
Book Value: $18.88
Dividend/Share: $0.98
Dividend Yield: 2.84%
Earnings/Share: $2.78
Profit Margin: 43.42%
Operating Margin: 61.74%
ROA (TTM): 1.79%
ROE (TTM): 15.18%
Revenue (TTM): $171.71M
Revenue/Share (TTM): $6.46
Earnings Growth (YOY): 22.20%
Revenue Growth (YOY): 44.00%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 28.64x 0.69x 0.89x 1.03x 4.04x
2024-12-31 0.10x 0.89x 0.88x 0.92x 4.18x
2023-12-31 0.06x 0.86x 0.89x 0.79x 4.54x
2022-12-31 0.07x 1.08x 0.90x 3.30x 3.96x
2021-12-31 0.21x 1.73x 0.91x 18.07x 5.87x
2020-12-31 0.11x 0.57x 0.87x 4.24x 2.72x
2019-12-31 0.22x 0.30x 0.87x 2.74x 1.02x
2018-12-31 0.12x 0.03x 0.88x 3.82x 0.07x
2017-12-31 3,117.26x 1.85x 0.90x 5.81x 4.94x
2016-12-31 0.11x 2.08x 0.90x 6.19x 6.75x
2015-12-31 0.13x 0.17x 0.87x 7.27x 0.58x
2014-12-31 178.02x 0.56x 0.87x N/A N/A
2013-12-31 104.90x 0.33x 0.88x N/A -255.75x

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