Stock Fundamentals

Company Information

Company Name
MetroCity Bankshares
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US59165J1051
CIK: 0001747068
CUSIP: 59165J105
Currency: USD
Full Time Employees: 240
Phone: 770 455 4989
Fiscal Year End: December
IPO Date: Oct 19, 2017
Description:

MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking accounts, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; letters of credit; and commercial and industrial, residential mortgage, and small business administration loans. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and telephone banking services. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. The company was founded in 2006 and is headquartered in Doraville, Georgia.

Address:

5114 Buford Highway, Doraville, GA, United States, 30340

Directors & Officers

Name Title Year Born
Mr. Nack Young Paek Chairman & CEO 1943
Mr. Farid Tan President & Director 1958
Mr. Lucas C. Stewart Executive VP, CFO & Assistant Corporate Secretary 1978
Mr. Howard Hwasaeng Kim Executive VP, Chief Lending Officer, COO & Director 1957
Mr. Abdul Mohdnor Executive VP & Chief Compliance Officer 1970
Mr. Sion Nyen Lai Secretary & Director 1955

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.40M Sep 30, 2025 4.87% $0.00 -0.53%
Vanguard Group Inc 1.09M Dec 31, 2025 3.77% $0.00 2.80%
American Century Companies Inc 543.59K Dec 31, 2025 1.89% $0.01 10.65%
Dimensional Fund Advisors, Inc. 477.08K Dec 31, 2025 1.66% $0.00 3.56%
Geode Capital Management, LLC 448.56K Sep 30, 2025 1.56% $0.00 1.04%
State Street Corp 439.77K Sep 30, 2025 1.53% $0.00 2.08%
Manufacturers Life Insurance Co 207.82K Dec 31, 2025 0.72% $0.00 -0.95%
Northern Trust Corp 201.15K Sep 30, 2025 0.70% $0.00 -2.77%
Charles Schwab Investment Management Inc 153.14K Dec 31, 2025 0.53% $0.00 -3.05%
Bank of New York Mellon Corp 102.93K Sep 30, 2025 0.36% $0.00 0.86%
Morgan Stanley - Brokerage Accounts 73.41K Sep 30, 2025 0.25% $0.00 -9.98%
Advisor Group Holdings, Inc. 58.61K Sep 30, 2025 0.20% $0.00 0.92%
Nuveen, LLC 58.31K Sep 30, 2025 0.20% $0.00 0.00%
Los Angeles Capital Management LLC 58.16K Sep 30, 2025 0.20% $0.01 16.92%
JPMorgan Chase & Co 55.24K Sep 30, 2025 0.19% $0.00 246.11%
Creative Planning Inc 41.62K Sep 30, 2025 0.14% $0.00 46.00%
Swiss National Bank 40.26K Dec 31, 2025 0.14% $0.00 2.29%
Barclays PLC 32.52K Sep 30, 2025 0.11% $0.00 -13.71%
The Goldman Sachs Group Inc 30.62K Sep 30, 2025 0.11% $0.00 24.21%
Rhumbline Advisers 29.32K Sep 30, 2025 0.10% $0.00 0.09%

Shares Statistics

Shares Outstanding: 28.82M
Shares Float: 22.16M
% Insiders: 2,188.10%
% Institutions: 2,255.90%
Short % Float: 1.13%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 1.40M 4.87% ▼ 0.53% Sep 30, 2025
2 Vanguard Group Inc 1.09M 3.77% ▲ 2.80% Dec 31, 2025
3 American Century Companies Inc 543.59K 1.89% ▲ 10.65% Dec 31, 2025
4 Dimensional Fund Advisors, Inc. 477.08K 1.66% ▲ 3.56% Dec 31, 2025
5 Geode Capital Management, LLC 448.56K 1.56% ▲ 1.04% Sep 30, 2025
6 State Street Corp 439.77K 1.53% ▲ 2.08% Sep 30, 2025
7 Manufacturers Life Insurance Co 207.82K 0.72% ▼ 0.95% Dec 31, 2025
8 Northern Trust Corp 201.15K 0.70% ▼ 2.77% Sep 30, 2025
9 Charles Schwab Investment Management Inc 153.14K 0.53% ▼ 3.05% Dec 31, 2025
10 Bank of New York Mellon Corp 102.93K 0.36% ▲ 0.86% Sep 30, 2025

Valuation Metrics

Enterprise Value: $945.07M
Trailing P/E: 10.64
Forward P/E: 0.00

Financial Highlights

Market Cap: $809.78M
P/E Ratio: $10.64
Book Value: $18.89
Dividend/Share: $0.96
Dividend Yield: 3.33%
Earnings/Share: $2.64
Profit Margin: 44.06%
Operating Margin: 61.54%
ROA (TTM): 1.64%
ROE (TTM): 14.23%
Revenue (TTM): $155.95M
Revenue/Share (TTM): $6.06
Earnings Growth (YOY): 8.40%
Revenue Growth (YOY): 24.50%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 28.64x 0.00x 0.89x 1.03x 0.00x
2024-12-31 0.10x 0.89x 0.88x 0.92x 4.18x
2023-12-31 0.06x 0.86x 0.89x 0.79x 4.54x
2022-12-31 0.07x 1.08x 0.90x 3.30x 3.96x
2021-12-31 0.21x 1.73x 0.91x 18.07x 5.87x
2020-12-31 0.11x 0.57x 0.87x 4.24x 2.72x
2019-12-31 0.22x 0.30x 0.87x 2.74x 1.02x
2018-12-31 0.12x 0.03x 0.88x 3.82x 0.07x
2017-12-31 3,117.26x 1.85x 0.90x 5.81x 4.94x
2016-12-31 0.11x 2.08x 0.90x 6.19x 6.75x
2015-12-31 0.13x 0.17x 0.87x 7.27x 0.58x
2014-12-31 178.02x 0.56x 0.87x N/A N/A
2013-12-31 104.90x 0.33x 0.88x N/A -255.75x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 25, 2024 Farid Tan N/A Sale 5.98K $35.64 $213.23K
Nov 13, 2024 Farid Tan N/A Sale 749.00 $35.56 $26.63K
Nov 11, 2024 Farid Tan N/A Sale 1.87K $35.55 $66.41K
Nov 07, 2024 Ajit A Patel N/A Sale 5.00K $33.10 $165.50K
Nov 06, 2024 Farid Tan N/A Sale 21.00K $33.81 $710.01K
Aug 22, 2024 Sam Sang-Koo Shim N/A Sale 46.20K $27.90 $1.29M
Aug 19, 2024 Sam Sang-Koo Shim N/A Sale 27.13K $28.00 $759.70K
Aug 01, 2024 Sam Sang-Koo Shim N/A Sale 3.61K $30.29 $109.44K
Jul 29, 2024 Don Leung N/A Sale 1.26K $31.47 $39.53K
Jul 29, 2024 Farid Tan N/A Sale 502.00 $32.00 $16.06K
Jul 26, 2024 Farid Tan N/A Sale 497.00 $32.00 $15.90K
Jul 25, 2024 Don Leung N/A Sale 9.55K $31.07 $296.84K
Jul 24, 2024 Nack Y Paek N/A Sale 18.29K $30.71 $561.59K
Jul 22, 2024 Don Leung N/A Sale 17.01K $31.02 $527.77K
Jul 17, 2024 Don Leung N/A Sale 68.32K $28.59 $1.95M
Jul 15, 2024 Don Leung N/A Sale 26.21K $28.50 $746.84K
Jul 12, 2024 Don Leung N/A Sale 61.00 $28.50 $1.74K
Jun 05, 2024 Sam Sang-Koo Shim N/A Purchase 1.42K $24.00 $34.08K
Apr 29, 2024 Sam Sang-Koo Shim N/A Purchase 1.90K $23.90 $45.41K
Apr 26, 2024 Sam Sang-Koo Shim N/A Purchase 695.00 $23.85 $16.58K

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