Stock Fundamentals

Company Information

Company Name
Lufax Holding Ltd
Sector
Financial Services
Industry
Credit Services
Exchange
NYSE
ISIN: US54975P2011
CIK: 0001006240
CUSIP: 549463107
Currency: USD
Full Time Employees: 33,163
Phone: 86 21 3863 6278
Fiscal Year End: December
IPO Date: Oct 30, 2020
Description:

Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.

Address:

No. 1333, Lujiazui Ring Road, Shanghai, China

Directors & Officers

Name Title Year Born
Mr. Tongzhuan Xi Executive Director & Chief Financial Officer 1987
Mr. Xiang Ji CEO & Executive Director 1983
Mr. Jinliang Mao Chief Technology Officer 1967
Ms. Xiaodi Wang Chief Compliance Officer 1984
Mr. Tao Wu Executive Deputy GM & Chief Marketing Officer 1974
Ms. Xinyan Liu Head of Board Office and Capital Markets NA
Mr. Jianbo Cheng Chief Risk Officer 1983

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 12.53M Dec 31, 2025 1.45% $0.00 1.09%
Alpine Investment Management Ltd 12.40M Mar 31, 2026 1.43% $5.79 53.01%
Yunqi Capital Ltd 10.95M Mar 31, 2026 1.26% $22.16 0.00%
Baillie Gifford & Co Limited. 8.19M Mar 31, 2026 0.94% $0.02 3.07%
Acadian Asset Management LLC 5.95M Mar 31, 2026 0.69% $0.02 0.00%
BlackRock Inc 5.83M Mar 31, 2026 0.67% $0.00 4.47%
Charles Schwab Investment Management Inc 4.88M Mar 31, 2026 0.56% $0.00 -15.94%
FMR Inc 3.95M Mar 31, 2026 0.46% $0.00 0.00%
NORGES BANK 3.15M Dec 31, 2025 0.36% $0.00 78.43%
State Street Corp 2.30M Mar 31, 2026 0.27% $0.00 -41.26%
Legal & General Group PLC 1.54M Mar 31, 2026 0.18% $0.00 -1.03%
UBS Group AG 1.26M Mar 31, 2026 0.15% $0.00 70.38%
Allianz Asset Management AG 1.10M Mar 31, 2026 0.13% $0.00 -11.92%
Jane Street Group LLC 798.79K Mar 31, 2026 0.09% $0.00 -20.40%
Amvescap Plc. 627.98K Mar 31, 2026 0.07% $0.00 -11.26%
Two Sigma Advisers, LLC 586.26K Dec 31, 2025 0.07% $0.00 -40.76%
Susquehanna International Group, LLP 548.17K Mar 31, 2026 0.06% $0.00 -2.08%
Barometer Capital Management Inc 534.70K Mar 31, 2026 0.06% $0.34 7,538.57%
Morgan Stanley - Brokerage Accounts 477.91K Mar 31, 2026 0.06% $0.00 -26.66%
Northern Trust Corp 477.28K Mar 31, 2026 0.06% $0.00 -10.42%

Shares Statistics

Shares Outstanding: 866.69M
Shares Float: 475.52M
% Insiders: 190.30%
% Institutions: 1,005.90%
Short % Float: 4.71%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Intl Stock Index Inv 4.50M 0.52% ▲ 0.00% Apr 30, 2026
2 Vanguard Emerging Mkts Stock Idx Inv 4.22M 0.49% ▲ 0.00% Apr 30, 2026
3 Fidelity Pacific Basin 3.95M 0.46% ▲ 0.00% Mar 31, 2026
4 Schwab Fundamental Emerging MarketsEqETF 3.83M 0.44% ▲ 0.00% Apr 30, 2026
5 iShares Core MSCI Emerging Markets ETF 2.83M 0.33% ▲ 0.00% Apr 30, 2026
6 Vanguard Instl Ttl Intl Stk Mkt Idx TrII 2.25M 0.26% ▲ 0.00% Apr 30, 2026
7 Pacific Horizon Ord 2.03M 0.23% ▲ 1.43% Feb 28, 2026
8 PIMCO RAE Emerging Markets Instl 1.03M 0.12% ▲ 0.00% Dec 31, 2025
9 PIMCO RAE Emerging Markets 1.03M 0.12% ▲ 0.00% Dec 31, 2025
10 R-co Thematic Blockchain Global Eq I EUR 874.85K 0.10% ▲ 0.04% Apr 30, 2026

Valuation Metrics

Enterprise Value: $52.19B
Trailing P/E: 0.00
Forward P/E: 3.71

Financial Highlights

Market Cap: $1.40B
EBITDA: $10.11B
Book Value: $13.56
Earnings/Share: $-0.36
Profit Margin: -6.99%
Operating Margin: 59.24%
ROA (TTM): 3.06%
ROE (TTM): -2.07%
Revenue (TTM): $29.99B
Revenue/Share (TTM): $34.61
Earnings Growth (YOY): 0.00%
Revenue Growth (YOY): -19.50%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.56x 1.89x 0.61x -0.46x 229.43x
2024-12-31 N/A 0.16x 0.60x -0.35x -7.41x
2023-12-31 29.50x 0.48x 0.60x 1.61x 21.59x
2022-12-31 4.89x 8.43x 0.73x 2.55x 23.10x
2021-12-31 6.48x 8.87x 0.74x 2.25x 34.62x
2020-12-31 8.66x 12.12x 0.67x 2.89x 53.66x
2019-12-31 45.56x 0.27x 0.68x 6.48x 0.64x
2018-12-31 69.35x 0.42x 0.70x 3.43x 0.74x
2017-12-31 19.27x 1.09x 0.88x 0.96x 2.50x
2016-12-31 7.87x 1.13x 0.89x N/A N/A

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