Stock Fundamentals

Company Information

Company Name
Lufax Holding Ltd
Sector
Financial Services
Industry
Credit Services
Exchange
NYSE
ISIN: US54975P2011
CIK: 0001006240
CUSIP: 549463107
Currency: USD
Full Time Employees: 35,875
Phone: 86 21 3863 6278
Fiscal Year End: December
IPO Date: Oct 30, 2020
Description:

Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. The company also provides wealth management products, such as asset management plans, bank products, mutual fund products, private investment fund products, trust plans, and others. In addition, it offers technology advisory, internet platform, banking, microfinance, financing guarantee, enterprise management, information consultation, asset management, and investment and financial consulting services. The company serves small and micro business owners, individual entrepreneurs, and individuals. Lufax Holding Ltd was founded in 2005 and is headquartered in Shanghai, China.

Address:

No. 1333, Lujiazui Ring Road, Shanghai, China

Directors & Officers

Name Title Year Born
Mr. Yong Suk Cho Executive Director & Co-CEO 1972
Mr. Xiang Ji Co-Chief Executive Officer 1983
Mr. Tongzhuan Xi Executive Director & Chief Financial Officer 1987
Mr. Jinliang Mao Chief Technology Officer 1967
Mr. Tao Wu Executive Deputy GM & Chief Marketing Officer 1975
Ms. Xinyan Liu Head of Board Office and Capital Markets NA
Mr. Jianbo Cheng Chief Risk Officer 1983
Mr. Dongqi Chen General Manager 1969

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 12.53M Dec 31, 2025 1.45% $0.00 1.09%
Yunqi Capital Ltd 10.95M Sep 30, 2025 1.26% $26.01 8.44%
Baillie Gifford & Co Limited. 7.94M Dec 31, 2025 0.92% $0.02 -5.52%
Acadian Asset Management LLC 7.35M Sep 30, 2025 0.85% $0.05 52,779.62%
Charles Schwab Investment Management Inc 5.80M Dec 31, 2025 0.67% $0.00 4.32%
BlackRock Inc 5.61M Sep 30, 2025 0.65% $0.00 5.74%
Tiger Pacific Capital LP 5.47M Sep 30, 2025 0.63% $5.62 -15.50%
State Street Corp 4.66M Sep 30, 2025 0.54% $0.00 -7.62%
Alpine Investment Management Ltd 4.23M Sep 30, 2025 0.49% $5.81 0.00%
FMR Inc 3.95M Dec 31, 2025 0.46% $0.00 78.07%
NORGES BANK 3.15M Dec 31, 2025 0.36% $0.00 78.43%
UBS Group AG 1.57M Sep 30, 2025 0.18% $0.00 82.52%
Legal & General Group PLC 1.56M Dec 31, 2025 0.18% $0.00 106.47%
Jane Street Group LLC 1.52M Sep 30, 2025 0.18% $0.00 26.87%
Allianz Asset Management AG 1.25M Sep 30, 2025 0.14% $0.01 -19.32%
Susquehanna International Group, LLP 1.09M Sep 30, 2025 0.13% $0.00 221.83%
Marshall Wace Asset Management Ltd 985.28K Sep 30, 2025 0.11% $0.00 1,616.40%
The Goldman Sachs Group Inc 876.80K Sep 30, 2025 0.10% $0.00 -12.10%
Citadel Advisors Llc 851.79K Sep 30, 2025 0.10% $0.00 -70.63%
Amvescap Plc. 715.67K Sep 30, 2025 0.08% $0.00 4.05%

Shares Statistics

Shares Outstanding: 866.69M
Shares Float: 475.60M
% Insiders: 190.30%
% Institutions: 1,024.20%
Short % Float: 4.71%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Group Inc 12.53M 1.45% ▲ 1.09% Dec 31, 2025
2 Yunqi Capital Ltd 10.95M 1.26% ▲ 8.44% Sep 30, 2025
3 Baillie Gifford & Co Limited. 7.94M 0.92% ▼ 5.52% Dec 31, 2025
4 Acadian Asset Management LLC 7.35M 0.85% ▲ 52,779.62% Sep 30, 2025
5 Charles Schwab Investment Management Inc 5.80M 0.67% ▲ 4.32% Dec 31, 2025
6 BlackRock Inc 5.61M 0.65% ▲ 5.74% Sep 30, 2025
7 Tiger Pacific Capital LP 5.47M 0.63% ▼ 15.50% Sep 30, 2025
8 State Street Corp 4.66M 0.54% ▼ 7.62% Sep 30, 2025
9 Alpine Investment Management Ltd 4.23M 0.49% ▲ 0.00% Sep 30, 2025
10 FMR Inc 3.95M 0.46% ▲ 78.07% Dec 31, 2025

Valuation Metrics

Enterprise Value: $-3.93B
Trailing P/E: 0.00
Forward P/E: 3.79

Financial Highlights

Market Cap: $2.25B
EBITDA: $7.47B
Book Value: $13.76
Earnings/Share: $-0.79
Profit Margin: -13.65%
Operating Margin: -12.79%
ROA (TTM): 2.10%
ROE (TTM): -4.09%
Revenue (TTM): $28.36B
Revenue/Share (TTM): $40.66
Earnings Growth (YOY): 0.00%
Revenue Growth (YOY): -31.10%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2024-12-31 N/A 0.16x 0.60x N/A -7.41x
2023-12-31 29.50x 0.49x 0.60x 1.61x 21.59x
2022-12-31 4.89x 8.57x 0.73x 2.55x 23.10x
2021-12-31 6.48x 9.01x 0.74x 2.25x 34.62x
2020-12-31 8.66x 12.35x 0.67x 2.89x 53.66x
2019-12-31 45.56x 0.27x 0.68x 6.48x 0.64x
2018-12-31 69.35x 0.42x 0.70x 3.43x 0.74x
2017-12-31 19.27x 1.12x 0.88x 0.96x 2.50x
2016-12-31 7.87x 1.14x 0.89x N/A N/A

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