Stock Fundamentals

Company Information

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Company Name
Open Lending Corp
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US68373J1043
CIK: 0001806201
CUSIP: 68373J104
Currency: USD
Full Time Employees: 205
Phone: 512 892 0400
Website: https://www.openlending.com
Fiscal Year End: December
IPO Date: Mar 06, 2018
Description:

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. The company was founded in 2000 and is headquartered in Austin, Texas.

Address:

1501 South Mopac Expressway, Austin, TX, United States, 78746

Directors & Officers

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Name Title Year Born
Ms. Jessica Elizabeth Buss CPA Chairman & CEO 1972
Mr. Richard F. Watkins Founder NA
Mr. Massimo Monaco Chief Financial Officer NA
Ms. Michelle Lynn Glasl Chief Operating Officer 1971
Mr. Ben Massey General Counsel & Corporate Secretary 1985
Mr. Kevin Filan Senior Vice President of Marketing NA
Mr. Matthew Sather Chief Underwriting Officer NA
Mr. Anthony Capizzano Chief Growth Officer NA

Institutional Holders

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Holder Name Shares Date Reported % Out Value % Change
True Wind Capital Management, L.P. 7.55M Dec 31, 2025 6.38% $4.47 0.00%
BlackRock Inc 7.50M Sep 30, 2025 6.34% $0.00 1.71%
Wasatch Advisors LP 6.34M Dec 31, 2025 5.36% $0.06 -1.08%
Whetstone Capital Advisors, LLC 6.01M Dec 31, 2025 5.09% $2.91 33.99%
Vanguard Group Inc 5.79M Dec 31, 2025 4.90% $0.00 -0.32%
LB Partners LLC 5.05M Sep 30, 2025 4.27% $6.84 0.00%
Portolan Capital Management, LLC 4.74M Dec 31, 2025 4.01% $0.39 28.93%
Palogic Value Management LP 4.04M Sep 30, 2025 3.41% $3.42 -31.60%
Ethos Financial Group LLC 3.46M Dec 31, 2025 2.93% $0.40 -0.02%
Cannell Capital LLC 2.62M Sep 30, 2025 2.22% $0.84 -27.18%
Geode Capital Management, LLC 2.59M Sep 30, 2025 2.19% $0.00 1.03%
State Street Corp 2.16M Sep 30, 2025 1.83% $0.00 0.27%
D. E. Shaw & Co LP 1.83M Dec 31, 2025 1.55% $0.00 13.38%
Morgan Stanley - Brokerage Accounts 1.71M Sep 30, 2025 1.45% $0.00 -2.61%
AQR Capital Management LLC 1.23M Sep 30, 2025 1.04% $0.00 -22.91%
Two Sigma Advisers, LLC 1.03M Dec 31, 2025 0.87% $0.00 -7.29%
Two Sigma Investments LLC 981.11K Dec 31, 2025 0.83% $0.00 -2.82%
JPMorgan Chase & Co 887.53K Sep 30, 2025 0.75% $0.00 4.61%
Dimensional Fund Advisors, Inc. 848.31K Dec 31, 2025 0.72% $0.00 -18.22%
The Goldman Sachs Group Inc 802.50K Sep 30, 2025 0.68% $0.00 -28.29%

Shares Statistics

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Shares Outstanding: 118.19M
Shares Float: 95.53M
% Insiders: 386.10%
% Institutions: 7,625.50%
Short % Float: 1.64%

🏆 Top 10 Institutional Holders

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Rank Holder Name Shares Held % of Shares Change Date Reported
1 True Wind Capital Management, L.P. 7.55M 6.38% ▲ 0.00% Dec 31, 2025
2 BlackRock Inc 7.50M 6.34% ▲ 1.71% Sep 30, 2025
3 Wasatch Advisors LP 6.34M 5.36% ▼ 1.08% Dec 31, 2025
4 Whetstone Capital Advisors, LLC 6.01M 5.09% ▲ 33.99% Dec 31, 2025
5 Vanguard Group Inc 5.79M 4.90% ▼ 0.32% Dec 31, 2025
6 LB Partners LLC 5.05M 4.27% ▲ 0.00% Sep 30, 2025
7 Portolan Capital Management, LLC 4.74M 4.01% ▲ 28.93% Dec 31, 2025
8 Palogic Value Management LP 4.04M 3.41% ▼ 31.60% Sep 30, 2025
9 Ethos Financial Group LLC 3.46M 2.93% ▼ 0.02% Dec 31, 2025
10 Cannell Capital LLC 2.62M 2.22% ▼ 27.18% Sep 30, 2025

Valuation Metrics

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Enterprise Value: $119.85M
Trailing P/E: 0.00
Forward P/E: 8.90

Financial Highlights

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Market Cap: $157.19M
EBITDA: $-72.57M
Book Value: $0.62
Earnings/Share: $-1.26
Profit Margin: 0.00%
Operating Margin: 13.65%
ROA (TTM): -13.41%
ROE (TTM): -102.53%
Revenue (TTM): $16.95M
Revenue/Share (TTM): $0.14
Earnings Growth (YOY): -56.50%
Revenue Growth (YOY): 3.00%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

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Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

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Financial Ratios (Yearly)

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Financial Ratios (Quarterly)

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Earnings History

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Balance Sheet (Yearly)

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Financial Ratios

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Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2024-12-31 5.84x 2.16x 0.74x -5.78x -3.27x
2023-12-31 14.08x 0.70x 0.45x 2.73x 3.50x
2022-12-31 18.58x 0.70x 0.44x 16.74x 1.48x
2021-12-31 16.81x 0.92x 0.50x 25.65x 0.74x
2020-12-31 9.57x 5.94x 0.91x 4.89x -2.04x
2019-12-31 5.52x -0.01x 3.96x 194.46x 0.05x
2018-12-31 3.28x 0.01x 0.04x 83.50x 0.09x
2017-12-31 0.10x -38.93x 1.02x N/A 0.01x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 19, 2025 Matthew Sather N/A Purchase 40.00K $1.52 $60.80K
May 12, 2025 Jessica E Buss N/A Purchase 12.98K $1.93 $25.04K

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