LPRO

Open Lending Corp

LPRO.US openlending.com
Price N/A
USD · NASDAQ
52-week range
1.18
3.15
Market Cap
371.53M
P/E Ratio
0.00
Forward P/E
39.22
Book Value
0.64
Div. Yield
N/A
% Institutions
72.59%
% Insiders
0.858%

1 Year

+39.6%

3 Year

-69.4%

10 Year

-67.5%
Description

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. The company was founded in 2000 and is headquartered in Austin, Texas. As of July 27, 2026, Open Lending Corporation operates as a subsidiary of ANV Group Holdings Ltd.

Company Information

Company Name
Open Lending Corp
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US68373J1043
CIK: 0001806201
CUSIP: 68373J104
Currency: USD
Full Time Employees: 164
Phone: 512 892 0400
Fiscal Year End: December
IPO Date: Mar 06, 2018
Description:

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. The company was founded in 2000 and is headquartered in Austin, Texas. As of July 27, 2026, Open Lending Corporation operates as a subsidiary of ANV Group Holdings Ltd.

Address:

1501 South Mopac Expressway, Austin, TX, United States, 78746

People

Directors & Officers

Name Title Year Born
Ms. Jessica Elizabeth Buss CPA Chairman & CEO 1972
Mr. Massimo Monaco Chief Financial Officer 1974
Ms. Michelle Lynn Glasl Chief Operating Officer 1971
Mr. Ben Massey General Counsel & Corporate Secretary 1986
Mr. Matthew Sather Chief Underwriting Officer 1971
Mr. Richard F. Watkins Founder NA
Ms. Laura Moser Chief Accounting Officer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 19, 2025 Matthew Sather N/A Purchase 40.00K $1.52 $60.80K
May 12, 2025 Jessica E Buss N/A Purchase 12.98K $1.93 $25.04K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
True Wind Capital Management, L.P. 7.55M Jun 30, 2026 6.38% $10.39 0.00%
BlackRock Inc 7.37M Mar 31, 2026 6.23% $0.00 -1.44%
Portolan Capital Management, LLC 6.90M Mar 31, 2026 5.83% $0.46 45.73%
Wasatch Advisors LP 4.87M Jun 30, 2026 4.12% $0.10 -30.94%
LB Partners LLC 4.85M Jun 30, 2026 4.10% $10.29 -10.18%
Palogic Value Management LP 4.54M Mar 31, 2026 3.84% $2.40 5.17%
Vanguard Capital Management, LLC 4.44M Mar 31, 2026 3.75% $0.00 0.00%
Ethos Financial Group LLC 3.46M Mar 31, 2026 2.93% $0.39 0.00%
Geode Capital Management, LLC 2.50M Mar 31, 2026 2.12% $0.00 -1.03%
State Street Corp 2.18M Mar 31, 2026 1.84% $0.00 0.86%
Transmarket Holdings LP 1.87M Jun 30, 2026 1.58% $4.27 0.00%
D. E. Shaw & Co LP 1.86M Jun 30, 2026 1.57% $0.00 14.04%
Two Sigma Investments LLC 1.67M Mar 31, 2026 1.41% $0.00 69.82%
Veradace Capital Management LLC 1.56M Jun 30, 2026 1.32% $3.66 0.00%
AQR Capital Management LLC 1.13M Mar 31, 2026 0.96% $0.00 34.62%
Gabelli Funds LLC 907.95K Jun 30, 2026 0.77% $0.02 0.00%
Morgan Stanley - Brokerage Accounts 895.16K Mar 31, 2026 0.76% $0.00 -42.40%
Charles Schwab Investment Management Inc 812.26K Mar 31, 2026 0.69% $0.00 9.57%
Gabelli Securities Inc 772.96K Jun 30, 2026 0.65% $0.35 0.00%
Northern Trust Corp 772.23K Mar 31, 2026 0.65% $0.00 5.60%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Wasatch Micro Cap 3.72M 3.15% ▲ 0.00% Jun 30, 2026
2 First Trust Merger Arbitrage Cl I 1.46M 1.24% ▲ 0.00% Jun 30, 2026
3 Fidelity Small Cap Index 1.13M 0.96% ▲ 12.22% Jun 30, 2026
4 Carmignac Pf Merger Arb Plus I EUR Acc 960.18K 0.81% ▲ 0.00% Jun 30, 2026
5 Russell 2000 Equity Index Fund B 665.20K 0.56% ▼ 0.15% Jun 30, 2026
6 Russell 2000 Index Non-Lendable Fund 665.20K 0.56% ▼ 0.15% Jun 30, 2026
7 Wasatch Micro Cap Value 621.20K 0.53% ▼ 63.22% Jun 30, 2026
8 Wasatch Micro Cap Value Composite 621.20K 0.53% ▼ 63.22% Jun 30, 2026
9 Stork Fund Dynamic MultiStrategies O EUR 595.82K 0.50% ▲ 0.00% Jun 30, 2026
10 Extended Equity Market Fund E 313.37K 0.26% ▼ 0.04% Dec 31, 2025

Financial Highlights

Market Cap: $371.53M
EBITDA: $5.02M
Book Value: $0.64
Earnings/Share: $-0.05
Profit Margin: -5.95%
Operating Margin: -3.09%
ROA (TTM): 1.07%
ROE (TTM): -6.85%
Revenue (TTM): $89.32M
Revenue/Share (TTM): $0.76
Earnings Growth (YOY): -56.50%
Revenue Growth (YOY): -16.00%

Valuation Metrics

Enterprise Value: $328.57M
Trailing P/E: 0.00
Forward P/E: 39.22

Shares Statistics

Shares Outstanding: 118.32M
Shares Float: 95.63M
% Insiders: 0.858%
% Institutions: 72.59%
Short % Float: 2.02%

Stock Price History

1 Year Price History

3 Years Price History

10 Years Price History

Financial Charts

Revenue, Net Income & Operating Cash Flow (Yearly)

Revenue, Net Income & Operating Cash Flow (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$93.22M
Cost of Goods Sold
adjust
$-22.82M
Gross Profit
subtotal
$70.40M
SG&A
adjust
$-62.61M
R&D
adjust
$-8.78M
Operating Income
subtotal
$5.99M
Other / Non-Operating Items
adjust
$-10.23M
Net Income
subtotal
$-4.24M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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