Open Lending Corp

LPRO.US
Financial Services · Credit Services
3.15
+0.01 (+0.32%)
USD · NASDAQ

Company Information

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Company Name
Open Lending Corp
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US68373J1043
CIK: 0001806201
CUSIP: 68373J104
Currency: USD
Full Time Employees: 164
Phone: 512 892 0400
Website: https://www.openlending.com
Fiscal Year End: December
IPO Date: Mar 06, 2018
Description:

Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers lenders protection platform (LPP), which is a cloud-based automotive lending enablement platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. The company was founded in 2000 and is headquartered in Austin, Texas.

Address:

1501 South Mopac Expressway, Austin, TX, United States, 78746

People

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Directors & Officers

Name Title Year Born
Ms. Jessica Elizabeth Buss CPA Chairman & CEO 1972
Mr. Massimo Monaco Chief Financial Officer 1974
Ms. Michelle Lynn Glasl Chief Operating Officer 1971
Mr. Ben Massey General Counsel & Corporate Secretary 1986
Mr. Matthew Sather Chief Underwriting Officer 1971
Mr. Richard F. Watkins Founder NA
Ms. Laura Moser Chief Accounting Officer NA
Mr. Anthony Capizzano Chief Growth Officer 1975
Ms. Derica Demint Senior Vice President of Account Management & Client Services NA
Mr. Aaron Bussey Senior Vice President of Product Development Strategy NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 19, 2025 Matthew Sather N/A Purchase 40.00K $1.52 $60.80K
May 12, 2025 Jessica E Buss N/A Purchase 12.98K $1.93 $25.04K

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
True Wind Capital Management, L.P. 7.55M Jun 30, 2026 6.38% $10.39 0.00%
BlackRock Inc 7.37M Mar 31, 2026 6.23% $0.00 -1.44%
Portolan Capital Management, LLC 6.90M Mar 31, 2026 5.83% $0.46 45.73%
Vanguard Group Inc 5.79M Dec 31, 2025 4.90% $0.00 -0.32%
LB Partners LLC 5.40M Mar 31, 2026 4.56% $6.05 2.86%
Wasatch Advisors LP 4.87M Jun 30, 2026 4.12% $0.10 -30.94%
Palogic Value Management LP 4.54M Mar 31, 2026 3.84% $2.40 5.17%
Vanguard Capital Management, LLC 4.44M Mar 31, 2026 3.75% $0.00 0.00%
Whetstone Capital Advisors, LLC 3.80M Mar 31, 2026 3.21% $1.65 -36.84%
Ethos Financial Group LLC 3.46M Mar 31, 2026 2.93% $0.39 0.00%
Geode Capital Management, LLC 2.50M Mar 31, 2026 2.12% $0.00 -1.03%
State Street Corp 2.18M Mar 31, 2026 1.84% $0.00 0.86%
Transmarket Holdings LP 1.87M Jun 30, 2026 1.58% $4.27 0.00%
Two Sigma Investments LLC 1.67M Mar 31, 2026 1.41% $0.00 69.82%
D. E. Shaw & Co LP 1.63M Mar 31, 2026 1.37% $0.00 -11.06%
Veradace Capital Management LLC 1.56M Mar 31, 2026 1.32% $1.73 1.83%
AQR Capital Management LLC 1.13M Mar 31, 2026 0.96% $0.00 34.62%
Two Sigma Advisers, LLC 1.03M Dec 31, 2025 0.87% $0.00 -7.29%
Morgan Stanley - Brokerage Accounts 895.16K Mar 31, 2026 0.76% $0.00 -42.40%
Charles Schwab Investment Management Inc 812.26K Mar 31, 2026 0.69% $0.00 9.57%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Wasatch Micro Cap 3.72M 3.15% ▲ 8.17% Mar 31, 2026
2 Strategic Advisers U.S. Total Stock 3.59M 3.04% ▼ 26.21% May 31, 2026
3 Vanguard Total Stock Mkt Idx Inv 3.13M 2.64% ▲ 0.00% Jun 30, 2026
4 iShares Russell 2000 ETF 2.78M 2.35% ▲ 0.60% Jun 30, 2026
5 Wasatch Micro Cap Value 1.69M 1.43% ▲ 12.59% Mar 31, 2026
6 Wasatch Micro Cap Value Composite 1.69M 1.43% ▲ 0.00% Mar 31, 2026
7 Vanguard Institutional Extnd Mkt Idx Tr 1.17M 0.98% ▲ 0.00% Jun 30, 2026
8 Fidelity Small Cap Index 991.49K 0.84% ▲ 1.20% Apr 30, 2026
9 Russell 2000 Equity Index Fund B 665.20K 0.56% ▼ 0.15% Jun 30, 2026
10 Russell 2000 Index Non-Lendable Fund 665.20K 0.56% ▼ 0.15% Jun 30, 2026

Financial Highlights

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Market Cap: $371.53M
EBITDA: $5.02M
Book Value: $0.64
Earnings/Share: $-0.05
Profit Margin: -5.95%
Operating Margin: -3.09%
ROA (TTM): 1.07%
ROE (TTM): -6.85%
Revenue (TTM): $89.32M
Revenue/Share (TTM): $0.76
Earnings Growth (YOY): -56.50%
Revenue Growth (YOY): -16.00%

Valuation Metrics

Enterprise Value: $329.76M
Trailing P/E: 0.00
Forward P/E: 39.37

Shares Statistics

Shares Outstanding: 118.32M
Shares Float: 95.30M
% Insiders: 85.80%
% Institutions: 7,308.50%
Short % Float: 2.02%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$93.22M
Cost of Goods Sold
adjust
$-22.82M
Gross Profit
subtotal
$70.40M
SG&A
adjust
$-62.61M
R&D
adjust
$-8.78M
Operating Income
subtotal
$5.99M
Other / Non-Operating Items
adjust
$-10.23M
Net Income
subtotal
$-4.24M

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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