LCNB Corporation

LCNB.US
Financial Services · Banks - Regional
20.98
+0.62 (+3.05%)
USD · NASDAQ

Company Information

Company Name
LCNB Corporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US50181P1003
CIK: 0001074902
CUSIP: 50181P100
Currency: USD
Full Time Employees: 328
Phone: 513 932 1414
Fiscal Year End: December
IPO Date: Oct 26, 1999
Description:

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States. It offers checking and savings accounts; interest-bearing demand and money market deposit; and time certificates. The company also provides commercial and industrial, commercial and residential real estate, agricultural, construction, various types of consumer, and small business administration loans; residential mortgage loans, such as loans for purchasing or refinancing personal residences, home equity lines of credit, and loans for commercial or consumer purposes secured by residential mortgages; and consumer lending comprising automobile, boat, home improvement, and personal loans. In addition, it offers trust administration, estate settlement, and fiduciary services; and investment management of trusts, agency accounts, individual retirement accounts, and foundations/endowments. Further, the company offers investment services and products, including financial needs analysis, mutual funds, securities trading, annuities, and life insurance; and security brokerage services. Additionally, it provides safe deposit boxes, night depositories, cashier's checks, bank-by-mail, ATMs, cash and transaction services, debit cards, wire transfers, electronic funds transfer, utility bill collections, notary public service, cash management services, telephone banking, PC Internet banking, mobile banking, and other services for individuals and businesses. LCNB Corp. was founded in 1877 and is headquartered in Lebanon, Ohio.

Address:

2 North Broadway, Lebanon, OH, United States, 45036

People

Directors & Officers

Name Title Year Born
Mr. Eric J. Meilstrup CEO & Director 1968
Mr. Robert C. Haines II President 1973
Mr. Andrew Wallace Executive VP & Chief Financial Officer 1992
Mr. Bradley Austin Ruppert Executive VP & Chief Investment Officer 1976
Mr. William H. Kaufman Assistant Secretary & Director 1944
Ms. Anne E. Krehbiel Secretary & Independent Director 1956
Mr. Michael R. Miller CFP, J.D. Executive VP & Trust Officer 1958
Mr. Lawrence P. Mulligan Jr. Executive VP & COO 1969
Ms. Susan Kelley Senior VP & Chief Accounting Officer NA
Ms. Connie Sears Vice President of Human Resources and Vice President of Human Resources - LCNB National Bank NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 04, 2026 Michael Robert Miller N/A Sale 2.76K $17.75 $48.97K
Nov 19, 2025 Eric J Meilstrup N/A Purchase 500.00 $15.31 $7.66K
Nov 12, 2025 William G Huddle N/A Sale 3.00K $15.51 $46.53K
May 28, 2025 Eric J Meilstrup N/A Purchase 200.00 $14.51 $2.90K
May 23, 2025 Lawrence P Jr. Mulligan N/A Purchase 1.00K $14.37 $14.37K
Apr 29, 2025 Takeitha W Lawson N/A Purchase 60.00 $14.90 $894.00

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 825.77K Mar 31, 2026 5.79% $0.00 0.95%
Vanguard Group Inc 705.27K Dec 31, 2025 4.95% $0.00 0.33%
Vanguard Capital Management, LLC 546.56K Mar 31, 2026 3.83% $0.00 0.00%
Ritter Daniher Financial Advisory LLC / DE 543.93K Jun 30, 2026 3.82% $1.46 -0.18%
Dimensional Fund Advisors, Inc. 523.53K Mar 31, 2026 3.67% $0.00 5.84%
LCNB Corp 509.46K Mar 31, 2026 3.57% $2.67 0.55%
Geode Capital Management, LLC 325.50K Mar 31, 2026 2.28% $0.00 -1.21%
State Street Corp 182.37K Mar 31, 2026 1.28% $0.00 0.82%
Renaissance Technologies Corp 156.28K Mar 31, 2026 1.10% $0.00 13.15%
Johnson Investment Counsel Inc 136.91K Mar 31, 2026 0.96% $0.02 0.04%
Bridgeway Capital Management, LLC 120.43K Mar 31, 2026 0.84% $0.04 4.08%
Northern Trust Corp 98.12K Mar 31, 2026 0.69% $0.00 6.56%
American Financial Group Inc 93.58K Mar 31, 2026 0.66% $0.54 0.00%
The Goldman Sachs Group Inc 89.80K Mar 31, 2026 0.63% $0.00 43.95%
Kapstone Financial Advisors LLC 86.07K Mar 31, 2026 0.60% $0.66 0.00%
Vanguard Fiduciary Trust Co 84.38K Mar 31, 2026 0.59% $0.00 0.00%
Cetera Investment Advisers 79.83K Mar 31, 2026 0.56% $0.00 -2.27%
HORAN Wealth, LLC 78.60K Mar 31, 2026 0.55% $0.12 0.00%
Vanguard Portfolio Management, LLC 77.87K Mar 31, 2026 0.55% $0.00 0.00%
Empowered Funds, LLC 76.83K Mar 31, 2026 0.54% $0.01 6.55%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 387.77K 2.72% ▲ 0.78% Jun 30, 2026
2 iShares Russell 2000 ETF 352.13K 2.47% ▲ 0.59% Jun 30, 2026
3 iShares Russell 2000 Value ETF 151.27K 1.06% ▼ 0.69% Jun 30, 2026
4 Vanguard Institutional Extnd Mkt Idx Tr 147.33K 1.03% ▲ 0.00% Jun 30, 2026
5 Fidelity Small Cap Index 138.86K 0.97% ▲ 1.50% Apr 30, 2026
6 DFA US Small Cap Value I 135.02K 0.95% ▲ 2.59% May 31, 2026
7 BSF Systematic US Eq Abs Ret A2 USD 124.16K 0.87% ▲ 9.69% Dec 31, 2025
8 Russell 2000 Equity Index Fund B 95.30K 0.67% ▼ 0.14% Jun 30, 2026
9 Russell 2000 Index Non-Lendable Fund 95.30K 0.67% ▼ 0.14% Jun 30, 2026
10 EA Bridgeway Omni Small-Cap Value ETF 81.33K 0.57% ▲ 0.00% Jun 30, 2026

Financial Highlights

Market Cap: $290.21M
P/E Ratio: $11.50
PEG Ratio: $11.81
Book Value: $19.36
Dividend/Share: $0.88
Dividend Yield: 4.40%
Earnings/Share: $1.77
Profit Margin: 26.65%
Operating Margin: 39.20%
ROA (TTM): 1.08%
ROE (TTM): 9.02%
Revenue (TTM): $92.04M
Revenue/Share (TTM): $6.52
Earnings Growth (YOY): 29.10%
Revenue Growth (YOY): 9.20%

Valuation Metrics

Enterprise Value: $372.39M
Trailing P/E: 11.50
Forward P/E: 13.05

Shares Statistics

Shares Outstanding: 14.25M
Shares Float: 13.45M
% Insiders: 565.70%
% Institutions: 4,135.70%
Short % Float: 1.17%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$124.24M
Cost of Goods Sold
adjust
$-34.46M
Gross Profit
subtotal
$89.78M
SG&A
adjust
$-41.00M
Other Operating Expense
adjust
$-20.63M
Operating Income
subtotal
$28.15M
Other / Non-Operating Items
adjust
$-5.03M
Net Income
subtotal
$23.12M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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