Stock Fundamentals

Company Information

Company Name
First Bank
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US31931U1025
CUSIP: 31931U102
Currency: USD
Full Time Employees: 334
Phone: (877) 821-2265
Fiscal Year End: December
IPO Date: Mar 28, 2007
Description:

First Bank provides various banking products and services to small and mid-sized businesses and individuals. It accepts various deposits, including non-interest- and interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking and cash management accounts. The company also offers various loan products, such as commercial and industrial loans, which include line of credit, inventory, equipment, and short-term working capital financing; commercial real estate loans comprising owner-occupied, investor, construction and development, and multi-family loans; residential real estate loans consisting of residential mortgages, first and second lien home equity loans, and revolving lines of credit; and consumer and other loans, such as auto, personal, traditional installment, and other loans. In addition, it provides electronic banking services, including Internet and mobile banking, electronic bill payment, and banking by phone; ATM and debit cards, and wire and ACH transfer services; remote deposit capture; and cash management services, as well as engages in the capital markets activities. The company operates full-service branches in Cinnaminson, Delanco, Denville, Ewing, Fairfield, Flemington, Hamilton, Lawrence, Monroe, Morristown, Pennington, Randolph, Somerset, Trenton, Williamstown, New Jersey; Coventry, Devon, Doylestown, Glen Mills, Lionville, Malvern, Paoli, Trevose, Warminster, and West Chester, Pennsylvania; and Palm Beach, Florida. First Bank was incorporated in 2007 and is headquartered in Hamilton, New Jersey.

Address:

2465 Kuser Road, Hamilton, NJ, United States, 08690

Directors & Officers

Name Title Year Born
Mr. Patrick L. Ryan President, CEO & Director 1976
Mr. Andrew L. Hibshman CPA Executive VP, Treasurer & CFO 1982
Mr. Peter J. Cahill Executive VP & Chief Lending Officer 1957
Mr. Christopher J. Ewing Executive VP & COO 1960
Mr. Parwinder S. Virk First Senior VP & Chief Accounting Officer NA
Ms. Sarah Pearson FVP, Chief Compliance & CRA Officer NA
Ms. Kimberly Cerasi First Senior VP & Director of Human Resources NA
Mr. Stephen F. Carman First Senior VP & Senior Accounting Officer 1957
Mr. Scott W. Civil Senior VP & Market Executive NA
Mr. Michael B. Cook Senior VP & Manager Investor Real Estate NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.90M Sep 30, 2025 7.65% $0.00 -1.95%
Patriot Financial Partners GP II, LP 1.83M Dec 31, 2025 7.38% $9.40 -9.85%
Vanguard Group Inc 1.22M Dec 31, 2025 4.91% $0.00 -3.91%
Dimensional Fund Advisors, Inc. 1.00M Dec 31, 2025 4.05% $0.00 2.32%
AllianceBernstein L.P. 850.67K Sep 30, 2025 3.43% $0.00 -4.19%
Banc Funds Co LLC 658.44K Dec 31, 2025 2.66% $2.15 -15.16%
Wellington Management Company LLP 616.16K Dec 31, 2025 2.48% $0.00 1.01%
Royce & Associates, LP 529.91K Dec 31, 2025 2.14% $0.09 -6.06%
Geode Capital Management, LLC 494.19K Sep 30, 2025 1.99% $0.00 1.82%
PL Capital Advisors, LLC 478.89K Dec 31, 2025 1.93% $2.48 0.00%
State Street Corp 393.46K Sep 30, 2025 1.59% $0.00 3.27%
American Century Companies Inc 379.95K Dec 31, 2025 1.53% $0.00 18.73%
Northern Trust Corp 223.49K Sep 30, 2025 0.90% $0.00 1.29%
Bridgeway Capital Management, LLC 205.31K Dec 31, 2025 0.83% $0.07 5.96%
Advisor Group Holdings, Inc. 199.82K Sep 30, 2025 0.81% $0.00 0.29%
Connor Clark & Lunn Inv Mgmt Ltd 168.53K Dec 31, 2025 0.68% $0.01 -0.72%
Petiole USA ltd 154.66K Dec 31, 2025 0.62% $1.65 0.00%
CSM Advisors, LLC 133.81K Sep 30, 2025 0.54% $0.06 -3.17%
Morgan Stanley - Brokerage Accounts 121.65K Sep 30, 2025 0.49% $0.00 -16.85%
Empowered Funds, LLC 108.52K Sep 30, 2025 0.44% $0.02 8.21%

Shares Statistics

Shares Outstanding: 24.80M
Shares Float: 20.70M
% Insiders: 738.20%
% Institutions: 5,752.20%
Short % Float: 0.55%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 1.90M 7.65% ▼ 1.95% Sep 30, 2025
2 Patriot Financial Partners GP II, LP 1.83M 7.38% ▼ 9.85% Dec 31, 2025
3 Vanguard Group Inc 1.22M 4.91% ▼ 3.91% Dec 31, 2025
4 Dimensional Fund Advisors, Inc. 1.00M 4.05% ▲ 2.32% Dec 31, 2025
5 AllianceBernstein L.P. 850.67K 3.43% ▼ 4.19% Sep 30, 2025
6 Banc Funds Co LLC 658.44K 2.66% ▼ 15.16% Dec 31, 2025
7 Wellington Management Company LLP 616.16K 2.48% ▲ 1.01% Dec 31, 2025
8 Royce & Associates, LP 529.91K 2.14% ▼ 6.06% Dec 31, 2025
9 Geode Capital Management, LLC 494.19K 1.99% ▲ 1.82% Sep 30, 2025
10 PL Capital Advisors, LLC 478.89K 1.93% ▲ 0.00% Dec 31, 2025

Valuation Metrics

Enterprise Value: $363.69M
Trailing P/E: 9.65
Forward P/E: 8.34

Financial Highlights

Market Cap: $394.98M
P/E Ratio: $9.65
PEG Ratio: $0.00
Book Value: $17.88
Dividend/Share: $0.24
Dividend Yield: 1.47%
Earnings/Share: $1.65
Profit Margin: 32.27%
Operating Margin: 45.41%
ROA (TTM): 1.13%
ROE (TTM): 10.24%
Revenue (TTM): $135.31M
Revenue/Share (TTM): $5.42
Earnings Growth (YOY): 19.40%
Revenue Growth (YOY): 0.40%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.27x 0.00x 0.89x 0.58x 0.00x
2024-12-31 0.11x 0.90x 0.89x 0.55x 6.22x
2023-12-31 0.11x 1.02x 0.90x 0.39x 12.63x
2022-12-31 0.10x 0.66x 0.89x 3.22x 3.86x
2021-12-31 0.12x 0.42x 0.89x 5.07x 2.31x
2020-12-31 0.09x 1.08x 0.90x 1.32x 9.20x
2019-12-31 0.06x 0.65x 0.89x 0.74x 7.15x
2018-12-31 0.07x 0.76x 0.89x 1.22x 6.43x
2017-12-31 0.10x 0.89x 0.89x 1.25x 9.60x
2016-12-31 1,516.01x 1.94x 0.92x 1.01x 17.00x
2015-12-31 1,223.48x 0.98x 0.92x 0.73x 11.81x
2014-12-31 49.76x 0.43x 0.90x 1.93x 26.87x
2013-12-31 152.01x 0.27x 0.89x 1.03x -19.28x
2012-12-31 172.14x 0.32x 0.91x 0.93x -69.40x
2011-12-31 N/A 0.23x 0.91x N/A 2.52x

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