Stock Fundamentals

Company Information

Company Name
First Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US31866P1021
CIK: 0000765207
CUSIP: 335716106
Currency: USD
Full Time Employees: 278
Phone: 207 563 3195
Fiscal Year End: December
IPO Date: Jul 15, 1999
Description:

The First Bancorp, Inc. operates as the bank holding company for First National Bank that provides a range of banking products and services to individual and corporate customers. It accepts various deposit products, including demand, NOW, time, savings, money market, and certificates of deposit accounts. The company also provides commercial loans, such as mortgage loans to finance investments in real property, which includes retail spaces, offices, industrial buildings, hotels, educational facilities, and other specific or mixed use properties; commercial real estate non-owner occupied loans; commercial construction to finance construction in a mix of owner- and nonowner occupied commercial real estate properties; and commercial and industrial loans, including revolving and term loans for financing working capital and/or capital investment. In addition, it offers commercial multifamily loans; residential real estate term and construction loans; loans to municipalities in Maine for capitalized expenditures, construction projects, or tax anticipation notes; home equity revolving and term loans; and personal lines of credit and amortizing loans for various purposes, such as autos, recreational vehicles, debt consolidation, personal expenses, or overdraft protection. Further, the company offers private banking, financial planning, investment management, and trust services to individuals, businesses, non-profit organizations, and municipalities, as well as brokerage, annuity, and various insurance products. It operates through full-service banking offices in Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties in the Mid-Coast, Eastern, and Down East regions of Maine. The company was formerly known as First National Lincoln Corporation and changed its name to The First Bancorp, Inc. in April 2008. The First Bancorp, Inc. was founded in 1864 and is based in Damariscotta, Maine.

Address:

223 Main Street, Damariscotta, ME, United States, 04543

Directors & Officers

Name Title Year Born
Mr. Tony C. McKim President, CEO & Director 1967
Mr. Richard M. Elder Executive VP, CFO & Treasurer 1965
Mr. Brad A. Martin Executive VP & Chief Information Officer 1984
Mr. Christopher J. Austin Chief Legal Counsel & Executive VP 1974

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Aug 19, 2025 Sarah Tolman N/A Sale 175.00 $26.03 $4.56K
Apr 28, 2025 Ingrid Wilbur Kachmar N/A Purchase 4.00K $24.10 $96.40K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 856.09K Mar 31, 2026 7.60% $0.00 -1.08%
First Bancorp, Inc /ME/ 741.52K Mar 31, 2026 6.58% $10.33 -0.83%
Vanguard Group Inc 524.25K Dec 31, 2025 4.65% $0.00 -1.40%
Dimensional Fund Advisors, Inc. 459.70K Mar 31, 2026 4.08% $0.00 -0.48%
Manufacturers Life Insurance Co 378.03K Mar 31, 2026 3.35% $0.01 -0.82%
Geode Capital Management, LLC 239.99K Mar 31, 2026 2.13% $0.00 -0.88%
State Street Corp 224.07K Mar 31, 2026 1.99% $0.00 0.06%
Morgan Stanley - Brokerage Accounts 188.69K Mar 31, 2026 1.67% $0.00 -1.50%
Renaissance Technologies Corp 98.06K Mar 31, 2026 0.87% $0.00 -3.35%
Northern Trust Corp 84.46K Mar 31, 2026 0.75% $0.00 6.73%
The Goldman Sachs Group Inc 83.98K Mar 31, 2026 0.75% $0.00 10.53%
CSM Advisors, LLC 65.96K Mar 31, 2026 0.59% $0.05 -0.59%
The Colony Group LLC 62.21K Mar 31, 2026 0.55% $0.00 2.04%
Quantinno Capital Management LP 55.60K Mar 31, 2026 0.49% $0.00 37.84%
Royal Bank of Canada 53.51K Mar 31, 2026 0.47% $0.00 -1.96%
Coston, McIsaac & Partners 50.70K Mar 31, 2026 0.45% $0.32 -3.20%
Rhino Investment Partners, Inc. 48.59K Mar 31, 2026 0.43% $0.38 0.00%
Bank of New York Mellon Corp 47.87K Mar 31, 2026 0.42% $0.00 5.46%
American Century Companies Inc 36.70K Mar 31, 2026 0.33% $0.00 -0.06%
Kimelman & Baird, LLC 35.63K Mar 31, 2026 0.32% $0.08 4.40%

Shares Statistics

Shares Outstanding: 11.28M
Shares Float: 10.66M
% Insiders: 493.40%
% Institutions: 5,266.00%
Short % Float: 0.65%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard High Dividend Yield ETF 369.43K 3.28% ▲ 0.00% Oct 31, 2025
2 Vanguard Total Stock Mkt Idx Inv 295.01K 2.62% ▲ 0.03% Apr 30, 2026
3 iShares Russell 2000 ETF 278.44K 2.47% ▲ 0.85% Apr 30, 2026
4 JH Financial Opportunities 226.17K 2.01% ▲ 0.00% Mar 31, 2026
5 JHancock Regional Bank A 130.17K 1.15% ▲ 0.00% Mar 31, 2026
6 Fidelity Small Cap Index 109.39K 0.97% ▼ 0.40% Feb 28, 2026
7 CS McKee Micro Cap Value 105.15K 0.93% ▲ 0.00% Apr 30, 2026
8 Vanguard Institutional Extnd Mkt Idx Tr 100.60K 0.89% ▲ 0.00% Apr 30, 2026
9 iShares Russell 2000 Value ETF 89.49K 0.79% ▲ 0.54% Apr 30, 2026
10 DFA US Targeted Value I 78.66K 0.70% ▲ 0.00% Mar 31, 2026

Valuation Metrics

Enterprise Value: $464.00M
Trailing P/E: 8.82
Forward P/E: 12.20

Financial Highlights

Market Cap: $322.15M
P/E Ratio: $8.82
PEG Ratio: $0.00
Book Value: $25.44
Dividend/Share: $1.48
Dividend Yield: 5.09%
Earnings/Share: $3.24
Profit Margin: 37.83%
Operating Margin: 46.82%
ROA (TTM): 1.14%
ROE (TTM): 13.29%
Revenue (TTM): $95.98M
Revenue/Share (TTM): $8.65
Earnings Growth (YOY): 27.00%
Revenue Growth (YOY): 14.50%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.11x 0.66x 0.91x 0.51x 4.48x
2024-12-31 0.12x 0.58x 0.92x 0.38x 4.20x
2023-12-31 0.12x 0.29x 0.92x 0.04x 25.81x
2022-12-31 0.18x 0.90x 0.92x 2.81x 4.19x
2021-12-31 0.19x 0.89x 0.90x 4.07x 4.74x
2020-12-31 0.20x 1.17x 0.91x 1.87x 7.60x
2019-12-31 0.22x 0.87x 0.90x 1.16x 5.74x
2018-12-31 0.21x 1.10x 0.90x 1.37x 7.10x
2017-12-31 0.21x 1.26x 0.90x 1.94x 8.15x
2016-12-31 0.23x 1.62x 0.90x 2.26x 10.64x
2015-12-31 0.19x 2.01x 0.89x 2.20x 14.40x
2014-12-31 0.17x 1.73x 0.89x 1.69x 13.37x
2013-12-31 0.28x 1.91x 0.90x 1.31x 15.41x
2012-12-31 0.28x 1.81x 0.89x 1.24x 16.28x
2011-12-31 0.28x 1.76x 0.89x 1.10x 15.17x
2010-12-31 0.02x 1.72x 0.89x 0.97x 14.63x
2009-12-31 0.02x 1.36x 0.89x 0.93x 10.54x
2008-12-31 0.02x 1.22x 0.91x 0.58x 6.85x
2007-12-31 0.03x 1.06x 0.91x 0.46x 7.08x
2006-12-31 0.04x 0.46x 0.90x 0.51x 2.68x
2005-12-31 0.04x 0.33x 0.90x 0.95x 1.75x
2004-12-31 0.05x 0.95x 0.92x 1.32x 3.85x
2003-12-31 0.06x 1.48x 0.92x 1.06x 6.22x
2002-12-31 0.05x 1.55x 0.91x 0.75x 6.51x
2001-12-31 0.05x 1.79x 0.91x 0.51x 7.85x
2000-12-31 0.05x 0.48x 0.92x 0.43x 2.29x
1999-12-31 0.04x 3.22x 0.92x 0.55x 13.41x
1998-12-31 0.04x 0.00x 0.90x 0.54x 0.00x
1997-12-31 0.04x 0.00x 0.90x 0.60x 0.00x
1996-12-31 0.06x 0.00x 0.90x 0.61x 0.00x
1995-12-31 0.07x 0.00x 0.91x 0.52x 0.00x

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