Stock Fundamentals

Company Information

Company Name
First Business Financial Services
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US3193901002
CIK: 0001521951
CUSIP: 319390100
Currency: USD
Full Time Employees: 368
Phone: 608 238 8008
Fiscal Year End: December
IPO Date: Oct 07, 2005
Description:

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients. In addition, the company offers bank consulting services consisting of balance sheet, investment portfolio, and asset liability management services. Further, it provides commercial deposit accounts. The company was founded in 1909 and is headquartered in Madison, Wisconsin.

Address:

401 Charmany Drive, Madison, WI, United States, 53719

Directors & Officers

Name Title Year Born
Mr. Corey A. Chambas CEO & Director 1963
Mr. David R. Seiler President & COO 1965
Mr. Bradley A. Quade Executive VP & Chief Credit Officer 1966
Mr. Daniel S. Ovokaitys Chief Information Officer 1974
Ms. Jodie Johnson Senior Director of Marketing & Communications NA
Ms. Jodi A. Chandler Chief Human Resources Officer & Assistant Corporate Secretary 1965
Mr. Bill Elliott President of Accounts Receivable Financing at First Business Specialty Finance, LLC NA
Mr. Chris Doering Senior VP & Director of Commercial Banking NA
Mr. Josh Hoesch President of Greater Dane County Market NA
Ms. Laura M. Garcia Chief Risk Officer 1973

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 882.27K Sep 30, 2025 10.58% $0.00 -6.81%
Dimensional Fund Advisors, Inc. 499.38K Dec 31, 2025 5.99% $0.01 -1.23%
Vanguard Group Inc 480.48K Dec 31, 2025 5.76% $0.00 -0.25%
First Business Financial Services Inc 374.23K Sep 30, 2025 4.49% $1.76 -5.14%
Manufacturers Life Insurance Co 248.44K Dec 31, 2025 2.98% $0.01 -2.51%
Geode Capital Management, LLC 228.70K Sep 30, 2025 2.74% $0.00 23.38%
American Century Companies Inc 217.01K Dec 31, 2025 2.60% $0.01 9.47%
Banc Funds Co LLC 166.22K Dec 31, 2025 1.99% $1.79 -14.11%
State Street Corp 158.96K Sep 30, 2025 1.91% $0.00 2.09%
Cutler Capital Management 153.79K Dec 31, 2025 1.84% $2.43 -1.10%
Pacific Ridge Capital Partners, LLC 140.46K Dec 31, 2025 1.68% $1.67 -2.88%
LSV Asset Management 134.13K Dec 31, 2025 1.61% $0.02 7.83%
Renaissance Technologies Corp 128.27K Dec 31, 2025 1.54% $0.01 -9.40%
AQR Capital Management LLC 83.62K Sep 30, 2025 1.00% $0.00 239.29%
Hillsdale Investment Management Inc. 83.07K Dec 31, 2025 1.00% $0.12 -1.07%
Northern Trust Corp 82.99K Sep 30, 2025 0.99% $0.00 3.40%
Bridgeway Capital Management, LLC 73.73K Dec 31, 2025 0.88% $0.08 2.31%
Federated Hermes Inc 71.87K Sep 30, 2025 0.86% $0.01 0.86%
AllianceBernstein L.P. 71.33K Sep 30, 2025 0.86% $0.00 -0.70%
M3F, Inc. 58.94K Dec 31, 2025 0.71% $0.88 -11.34%

Shares Statistics

Shares Outstanding: 8.33M
Shares Float: 7.85M
% Insiders: 529.00%
% Institutions: 7,078.50%
Short % Float: 1.00%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 882.27K 10.58% ▼ 6.81% Sep 30, 2025
2 Dimensional Fund Advisors, Inc. 499.38K 5.99% ▼ 1.23% Dec 31, 2025
3 Vanguard Group Inc 480.48K 5.76% ▼ 0.25% Dec 31, 2025
4 First Business Financial Services Inc 374.23K 4.49% ▼ 5.14% Sep 30, 2025
5 Manufacturers Life Insurance Co 248.44K 2.98% ▼ 2.51% Dec 31, 2025
6 Geode Capital Management, LLC 228.70K 2.74% ▲ 23.38% Sep 30, 2025
7 American Century Companies Inc 217.01K 2.60% ▲ 9.47% Dec 31, 2025
8 Banc Funds Co LLC 166.22K 1.99% ▼ 14.11% Dec 31, 2025
9 State Street Corp 158.96K 1.91% ▲ 2.09% Sep 30, 2025
10 Cutler Capital Management 153.79K 1.84% ▼ 1.10% Dec 31, 2025

Valuation Metrics

Enterprise Value: $695.97M
Trailing P/E: 9.20
Forward P/E: 8.96

Financial Highlights

Market Cap: $454.98M
P/E Ratio: $9.20
PEG Ratio: $1.89
Book Value: $43.19
Dividend/Share: $1.16
Dividend Yield: 2.07%
Earnings/Share: $5.94
Profit Margin: 31.46%
Operating Margin: 42.20%
ROA (TTM): 1.27%
ROE (TTM): 14.37%
Revenue (TTM): $159.97M
Revenue/Share (TTM): $19.61
Earnings Growth (YOY): -8.10%
Revenue Growth (YOY): 5.00%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.03x 0.00x 0.91x 0.55x 0.00x
2024-12-31 0.17x 1.33x 0.91x 0.47x 7.98x
2023-12-31 0.16x 1.56x 0.92x 0.65x 20.00x
2022-12-31 0.15x 1.15x 0.91x 2.28x 5.32x
2021-12-31 0.15x 2.53x 0.91x 4.15x 11.64x
2020-12-31 0.15x 1.34x 0.92x 1.07x 12.66x
2019-12-31 0.18x 0.05x 0.91x 0.76x 0.36x
2018-12-31 0.18x 0.81x 0.91x 0.74x 7.66x
2017-12-31 0.15x 0.28x 0.91x 0.94x 2.98x
2016-12-31 149.09x 0.50x 0.91x 1.15x 4.31x
2015-12-31 157.20x 0.37x 0.92x 1.80x 2.24x
2014-12-31 0.18x 0.08x 0.92x 1.83x 0.49x
2013-12-31 0.26x 0.09x 0.91x 1.81x 0.44x
2012-12-31 0.28x 0.10x 0.92x 0.81x 0.62x
2011-12-31 0.30x 0.16x 0.95x 0.57x 0.72x
2010-12-31 0.06x 0.90x 0.95x 0.13x 10.20x
2009-12-31 0.13x 0.95x 0.95x 0.06x 19.89x
2008-12-31 0.04x 1.28x 0.95x 0.15x 11.86x
2007-12-31 0.04x 1.02x 0.95x 0.14x 8.94x
2006-12-31 0.04x 0.90x 0.94x 0.19x 6.80x
2005-12-31 0.04x 0.75x 0.94x 0.38x 3.83x
2004-12-31 0.03x 0.76x 0.93x 0.67x 3.34x
2003-12-31 0.04x 0.20x 0.95x 0.62x 0.64x
2002-12-31 0.00x 0.00x 0.96x 0.95x 0.00x
2001-12-31 0.00x 0.00x 0.95x 1.16x 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 07, 2025 Kevin D Crampton N/A Purchase 71.00 $51.40 $3.65K
Jul 30, 2025 Jason R Graham N/A Purchase 1.00K $47.87 $47.87K
Jul 30, 2025 Ralph R Kauten N/A Purchase 10.00K $47.80 $478.00K

📦 Raw API Data (JSON Explorer)

Watchlist

0

No stocks in watchlist

Assistant

×
Hello! I'm your AI assistant. I have access to the financial data on this page. Ask me anything about FBIZ.US!