Stock Fundamentals

CUBI.US Logo

CUBI.US - Current Price

$65.99

Company Information

Company Name
Customers Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US23204G1004
CIK: 0001488813
CUSIP: 23204G100
Currency: USD
Full Time Employees: 850
Phone: 610 933 2000
Fiscal Year End: December
IPO Date: Feb 21, 2012
Description:

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. The company provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. Its lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage financing; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, the company provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, and other B2B verticals. Further, it offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Address:

701 Reading Avenue, West Reading, PA, United States, 19611

Directors & Officers

Name Title Year Born
Mr. Jay S. Sidhu Founder, Chairman & CEO 1952
Mr. Samvir S. Sidhu President & Vice Chair NA
Mr. Philip S. Watkins EVP, Head of Corporate Development & Investor Relations 1985
Mr. Lyle P. Cunningham Executive VP & Chief Banking Officer 1964
Mr. Thomas Kasulka Executive VP & Chief Credit Officer 1962
Mr. Mark R. McCollom Executive VP & CFO 1964
Mr. Robert Fischer Regional President of Pennsylvania & Member of Management Board NA
Mr. Timothy D. Romig Executive VP, Head of Middle Market and Community Banking & Member of Management Board NA
Mr. Glenn A. Hedde Executive VP of Warehouse Lending & Member of Management Board 1961
Mr. Daniel B. Park Executive VP, Treasurer & Member of Management Board NA

Shares Statistics

Shares Outstanding: 34.17M
Shares Float: 31.92M
% Insiders: 737.20%
% Institutions: 9,265.60%
Short % Float: 6.13%

Valuation Metrics

Enterprise Value: $-326.42M
Trailing P/E: 13.30
Forward P/E: 8.22

Financial Highlights

Market Cap: $2.25B
P/E Ratio: $13.30
PEG Ratio: $0.00
Book Value: $59.83
Earnings/Share: $4.96
Profit Margin: 27.07%
Operating Margin: 52.95%
ROA (TTM): 0.77%
ROE (TTM): 8.99%
Revenue (TTM): $651.98M
Revenue/Share (TTM): $20.58
Earnings Growth (YOY): 67.90%
Revenue Growth (YOY): 37.00%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

Date EPS Actual EPS Estimate Difference Surprise %
Sep 30, 2025 2.20 1.88 N/A 1,702.13%
Jun 30, 2025 1.80 1.52 N/A 1,842.11%
Mar 31, 2025 1.54 1.30 N/A 1,846.15%
Dec 31, 2024 1.36 1.20 N/A 1,333.33%
Sep 30, 2024 1.34 1.42 N/A -563.38%
Jun 30, 2024 1.49 1.43 N/A 419.58%
Mar 31, 2024 1.40 1.63 N/A -1,411.04%
Dec 31, 2023 1.79 1.72 N/A 406.98%
Sep 30, 2023 2.58 1.59 N/A 6,226.42%
Jun 30, 2023 1.39 1.46 N/A -479.45%
Mar 31, 2023 1.55 1.18 N/A 3,135.59%
Dec 31, 2022 0.77 1.59 N/A -5,157.23%
Sep 30, 2022 1.85 2.13 N/A -1,314.55%
Jun 30, 2022 1.68 1.76 N/A -454.55%
Mar 31, 2022 2.18 1.62 N/A 3,456.79%
Dec 31, 2021 2.87 2.85 N/A 70.18%
Sep 30, 2021 3.47 1.98 N/A 7,525.25%
Jun 30, 2021 1.82 2.05 N/A -1,121.95%
Mar 31, 2021 1.01 1.54 N/A -3,441.56%
Dec 31, 2020 1.65 1.59 N/A 377.36%
Sep 30, 2020 1.48 1.00 N/A 4,800.00%
Jun 30, 2020 0.62 0.44 N/A 4,090.91%
Mar 31, 2020 0.22 0.43 N/A -4,883.72%
Dec 31, 2019 0.77 0.74 N/A 405.41%
Sep 30, 2019 0.79 0.71 N/A 1,126.76%
Jun 30, 2019 0.38 0.28 N/A 3,571.43%
Mar 31, 2019 0.38 0.39 N/A -256.41%
Dec 31, 2018 0.53 0.50 N/A 600.00%
Sep 30, 2018 0.62 0.59 N/A 508.47%
Jun 30, 2018 0.62 0.65 N/A -461.54%
Mar 31, 2018 0.64 0.57 N/A 1,228.07%
Dec 31, 2017 0.50 0.51 N/A -196.08%
Sep 30, 2017 0.61 0.70 N/A -1,285.71%
Jun 30, 2017 0.62 0.62 N/A 0.00%
Mar 31, 2017 0.71 0.61 N/A 1,639.34%
Dec 31, 2016 0.64 0.62 N/A 322.58%
Sep 30, 2016 0.64 0.61 N/A 491.80%
Jun 30, 2016 0.64 0.60 N/A 666.67%
Mar 31, 2016 0.57 0.57 N/A 0.00%
Dec 31, 2015 0.58 0.50 N/A 1,600.00%
Sep 30, 2015 0.50 0.50 N/A 0.00%
Jun 30, 2015 0.52 0.50 N/A 400.00%
Mar 31, 2015 0.49 0.46 N/A 652.17%
Dec 31, 2014 0.47 0.44 N/A 681.82%
Sep 30, 2014 0.42 0.40 N/A 500.00%
Jun 30, 2014 0.37 0.35 N/A 571.43%
Mar 31, 2014 0.29 0.28 N/A 357.14%
Dec 31, 2013 0.33 0.29 N/A 1,379.31%
Sep 30, 2013 0.30 0.28 N/A 714.29%
Jun 30, 2013 0.35 0.31 N/A 1,290.32%
Mar 31, 2013 0.35 0.30 N/A 1,666.67%
Dec 31, 2012 0.36 0.67 N/A -4,626.87%
Sep 30, 2012 0.47 N/A N/A N/A
Jun 30, 2012 0.51 N/A N/A N/A
Mar 31, 2012 0.24 N/A N/A N/A
Dec 31, 2011 0.28 N/A N/A N/A
Sep 30, 2011 0.21 N/A N/A N/A
Jun 30, 2011 0.00 N/A N/A N/A
Mar 31, 2011 -0.05 N/A N/A N/A
Dec 31, 2010 0.02 N/A N/A N/A
Sep 30, 2010 3.46 N/A N/A N/A
Jun 30, 2010 0.02 N/A N/A N/A
Mar 31, 2010 -0.42 N/A N/A N/A

Balance Sheet (Yearly)

Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $3.79B $N/A $22.31B $20.47B $1.84B
2023-12-31 $3.85B $N/A $21.32B $19.68B $1.64B
2022-12-31 $455.81M $N/A $20.90B $19.49B $1.40B
2021-12-31 $518.03M $N/A $19.58B $18.21B $1.37B
2020-12-31 $693.35M $N/A $18.44B $17.32B $1.12B
2019-12-31 $212.51M $N/A $11.52B $10.47B $1.05B
2018-12-31 $62.14M $N/A $9.83B $8.88B $956.82M
2017-12-31 $146.32M $N/A $9.84B $8.92B $920.96M
2016-12-31 $264.71M $N/A $9.38B $8.53B $855.87M
2015-12-31 $264.59M $N/A $8.40B $7.84B $553.90M
2014-12-31 $371.02M $N/A $6.83B $6.38B $443.15M
2013-12-31 $233.07M $N/A $4.15B $3.77B $386.62M
2012-12-31 $186.02M $N/A $3.20B $2.93B $269.48M
2011-12-31 $73.57M $N/A $2.08B $1.93B $147.75M
2010-12-31 $6.40M $N/A $1.37B $1.27B $105.14M
2009-12-31 $N/A $N/A $349.76M $328.26M $21.50M
2008-12-31 $N/A $N/A $N/A $N/A $N/A

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 04, 2025 N/A N/A N/A N/A N/A N/A
Jan 31, 2025 N/A N/A N/A N/A N/A N/A
Jan 30, 2025 N/A N/A N/A N/A N/A N/A
Nov 20, 2024 N/A N/A N/A N/A N/A N/A
Nov 11, 2024 N/A N/A N/A N/A N/A N/A
Nov 07, 2024 N/A N/A N/A N/A N/A N/A
Nov 06, 2024 N/A N/A N/A N/A N/A N/A

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