Stock Fundamentals

Company Information

Company Name
Customers Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US23204G1004
CIK: 0001488813
CUSIP: 23204G100
Currency: USD
Full Time Employees: 870
Phone: 610 933 2000
Fiscal Year End: December
IPO Date: Feb 21, 2012
Description:

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. The company provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. Its lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage financing; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, the company provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, and other B2B verticals. Further, it offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Address:

701 Reading Avenue, West Reading, PA, United States, 19611

Directors & Officers

Name Title Year Born
Mr. Jay S. Sidhu Founder & Executive Chairman 1952
Mr. Samvir S. Sidhu Vice Chairman, President & CEO NA
Mr. Philip S. Watkins EVP, Head of Corporate Development & Investor Relations 1985
Mr. Lyle P. Cunningham Executive VP & Chief Banking Officer 1964
Mr. Thomas Kasulka Executive VP & Chief Credit Officer 1962
Mr. Mark R. McCollom Executive VP & CFO 1964
Mr. Robert Fischer Regional President of Pennsylvania & Member of Management Board NA
Mr. Timothy D. Romig Executive VP, Head of Middle Market and Community Banking & Member of Management Board NA
Mr. Glenn A. Hedde Executive VP of Warehouse Lending & Member of Management Board 1961
Mr. Daniel B. Park Executive VP, Treasurer & Member of Management Board NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 4.32M Sep 30, 2025 12.62% $0.00 -0.39%
Wellington Management Company LLP 3.39M Dec 31, 2025 9.90% $0.04 -8.46%
Vanguard Group Inc 2.22M Dec 31, 2025 6.50% $0.00 3.06%
Dimensional Fund Advisors, Inc. 1.88M Dec 31, 2025 5.49% $0.03 -2.89%
State Street Corp 1.80M Sep 30, 2025 5.26% $0.00 21.51%
Hood River Capital Management LLC 1.73M Dec 31, 2025 5.05% $1.38 0.79%
American Century Companies Inc 962.43K Dec 31, 2025 2.81% $0.04 1.76%
JPMorgan Chase & Co 856.82K Sep 30, 2025 2.51% $0.00 96.68%
Driehaus Capital Management LLC 766.21K Dec 31, 2025 2.24% $0.38 79.75%
Geode Capital Management, LLC 693.86K Sep 30, 2025 2.03% $0.00 -0.19%
Morgan Stanley - Brokerage Accounts 544.27K Sep 30, 2025 1.59% $0.00 13.28%
Nuveen, LLC 531.03K Sep 30, 2025 1.55% $0.01 -0.36%
Charles Schwab Investment Management Inc 524.75K Dec 31, 2025 1.53% $0.01 8.00%
Northern Trust Corp 404.64K Sep 30, 2025 1.18% $0.00 9.72%
Allspring Global Investments Holdings, LLC 398.72K Sep 30, 2025 1.17% $0.04 7.82%
Emerald Advisers, LLC 330.31K Dec 31, 2025 0.97% $0.74 42.53%
Millennium Management LLC 327.78K Sep 30, 2025 0.96% $0.01 448.79%
Tidal Investments LLC. 318.65K Dec 31, 2025 0.93% $0.06 -7.36%
Tieton Capital Management, LLC 289.60K Dec 31, 2025 0.85% $7.24 -0.22%
Aristotle Capital Boston, LLC 270.21K Dec 31, 2025 0.79% $1.08 -9.83%

Shares Statistics

Shares Outstanding: 34.19M
Shares Float: 32.15M
% Insiders: 710.90%
% Institutions: 9,577.90%
Short % Float: 7.37%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 4.32M 12.62% ▼ 0.39% Sep 30, 2025
2 Wellington Management Company LLP 3.39M 9.90% ▼ 8.46% Dec 31, 2025
3 Vanguard Group Inc 2.22M 6.50% ▲ 3.06% Dec 31, 2025
4 Dimensional Fund Advisors, Inc. 1.88M 5.49% ▼ 2.89% Dec 31, 2025
5 State Street Corp 1.80M 5.26% ▲ 21.51% Sep 30, 2025
6 Hood River Capital Management LLC 1.73M 5.05% ▲ 0.79% Dec 31, 2025
7 American Century Companies Inc 962.43K 2.81% ▲ 1.76% Dec 31, 2025
8 JPMorgan Chase & Co 856.82K 2.51% ▲ 96.68% Sep 30, 2025
9 Driehaus Capital Management LLC 766.21K 2.24% ▲ 79.75% Dec 31, 2025
10 Geode Capital Management, LLC 693.86K 2.03% ▼ 0.19% Sep 30, 2025

Valuation Metrics

Enterprise Value: $-400.18M
Trailing P/E: 10.77
Forward P/E: 10.44

Financial Highlights

Market Cap: $2.31B
P/E Ratio: $10.77
PEG Ratio: $0.00
Book Value: $61.87
Earnings/Share: $6.26
Profit Margin: 31.11%
Operating Margin: 49.54%
ROA (TTM): 0.95%
ROE (TTM): 11.34%
Revenue (TTM): $720.35M
Revenue/Share (TTM): $22.24
Earnings Growth (YOY): 176.40%
Revenue Growth (YOY): 46.80%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 1.19x 0.00x 0.92x 0.51x 0.00x
2024-12-31 0.32x 0.77x 0.92x 0.33x 5.47x
2023-12-31 0.37x 0.94x 0.92x 0.49x 4.24x
2022-12-31 0.19x 1.00x 0.93x 1.11x 4.41x
2021-12-31 0.25x 1.38x 0.93x 4.61x 4.06x
2020-12-31 0.16x 1.26x 0.94x 1.36x 6.75x
2019-12-31 0.08x 1.61x 0.91x 0.58x 13.95x
2018-12-31 0.10x 0.44x 0.90x 0.57x 3.99x
2017-12-31 166.16x 2.57x 0.91x 1.17x 17.58x
2016-12-31 0.10x 1.13x 0.91x 1.71x 7.42x
2015-12-31 0.12x 2.95x 0.93x 1.65x 17.66x
2014-12-31 0.14x 3.38x 0.94x 1.70x 21.65x
2013-12-31 0.21x 1.78x 0.91x 2.07x 12.91x
2012-12-31 7.22x 3.28x 0.92x 1.66x 23.19x
2011-12-31 0.09x 2.29x 0.93x 0.26x 46.66x
2010-12-31 3.63x 0.12x 0.92x 2.47x 0.44x
2009-12-31 4.17x 0.00x 0.94x -21.78x 0.00x
2008-12-31 N/A N/A N/A -0.16x 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Dec 03, 2025 Jay S Sidhu N/A Sale 128.19K $69.43 $8.90M
Nov 25, 2025 Jay S Sidhu N/A Sale 7.48K $70.06 $523.98K
Nov 24, 2025 Philip Watkins N/A Sale 2.90K $65.04 $188.62K
Nov 12, 2025 Jay S Sidhu N/A Sale 2.52K $68.39 $172.48K
Nov 11, 2025 Jay S Sidhu N/A Sale 24.78K $68.05 $1.69M
Nov 10, 2025 Jay S Sidhu N/A Sale 13.60K $68.69 $933.84K
Nov 07, 2025 Bernard Bennett Banks N/A Sale 9.00K $66.93 $602.37K
Nov 06, 2025 Jay S Sidhu N/A Sale 1.26K $67.75 $85.57K
Nov 05, 2025 Jay S Sidhu N/A Sale 22.17K $67.76 $1.50M

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