Stock Fundamentals

Company Information

Company Name
Customers Bancorp, Inc.
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US23204G1004
CIK: 0001488813
CUSIP: 23204G100
Currency: USD
Full Time Employees: 900
Phone: 610 933 2000
Fiscal Year End: December
IPO Date: Feb 21, 2012
Description:

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company's lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Address:

701 Reading Avenue, West Reading, PA, United States, 19611

Directors & Officers

Name Title Year Born
Mr. Jay S. Sidhu Founder & Executive Chairman 1952
Mr. Samvir S. Sidhu Vice Chairman, President & CEO NA
Mr. Mark R. McCollom Executive VP & CFO 1964
Mr. Philip S. Watkins EVP, Head of Corporate Development & Investor Relations 1985
Mr. Lyle P. Cunningham Executive VP & Chief Banking Officer 1965
Mr. Thomas Kasulka Executive VP & Chief Credit Officer 1962
Mr. Timothy D. Romig Executive VP, Head of Middle Market and Community Banking & Member of Management Board NA
Mr. Glenn A. Hedde Executive VP of Warehouse Lending & Member of Management Board 1961
Mr. Daniel B. Park Executive VP, Treasurer & Member of Management Board NA
Carlos Coto Executive VP of Bank Operations & Member of Management Board NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Dec 03, 2025 Jay S Sidhu N/A Sale 128.19K $69.43 $8.90M
Nov 25, 2025 Jay S Sidhu N/A Sale 7.48K $70.06 $523.98K
Nov 24, 2025 Philip Watkins N/A Sale 2.90K $65.04 $188.62K
Nov 12, 2025 Jay S Sidhu N/A Sale 2.52K $68.39 $172.48K
Nov 11, 2025 Jay S Sidhu N/A Sale 24.78K $68.05 $1.69M
Nov 10, 2025 Jay S Sidhu N/A Sale 13.60K $68.69 $933.84K
Nov 07, 2025 Bernard Bennett Banks N/A Sale 9.00K $66.93 $602.37K
Nov 06, 2025 Jay S Sidhu N/A Sale 1.26K $67.75 $85.57K
Nov 05, 2025 Jay S Sidhu N/A Sale 22.17K $67.76 $1.50M

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 4.99M Mar 31, 2026 14.82% $0.01 -0.14%
Wellington Management Company LLP 3.89M Mar 31, 2026 11.55% $0.05 14.89%
Vanguard Group Inc 2.22M Dec 31, 2025 6.60% $0.00 3.06%
State Street Corp 1.99M Mar 31, 2026 5.91% $0.00 8.62%
Dimensional Fund Advisors, Inc. 1.94M Mar 31, 2026 5.77% $0.03 3.51%
Hood River Capital Management LLC 1.73M Mar 31, 2026 5.14% $1.20 0.33%
American Century Companies Inc 1.11M Mar 31, 2026 3.28% $0.04 14.87%
UBS Group AG 1.03M Mar 31, 2026 3.05% $0.01 275.61%
Geode Capital Management, LLC 882.32K Mar 31, 2026 2.62% $0.00 16.42%
Assenagon Asset Management SA 778.79K Mar 31, 2026 2.31% $0.08 213.02%
T. Rowe Price Associates, Inc. 737.88K Mar 31, 2026 2.19% $0.01 -15.34%
Driehaus Capital Management LLC 623.51K Mar 31, 2026 1.85% $0.32 -18.62%
Charles Schwab Investment Management Inc 537.29K Mar 31, 2026 1.60% $0.01 2.39%
Nuveen, LLC 486.93K Mar 31, 2026 1.45% $0.01 -13.63%
Allspring Global Investments Holdings, LLC 461.96K Mar 31, 2026 1.37% $0.05 9.51%
Northern Trust Corp 414.65K Mar 31, 2026 1.23% $0.00 2.22%
The Goldman Sachs Group Inc 414.33K Mar 31, 2026 1.23% $0.00 50.40%
Morgan Stanley - Brokerage Accounts 410.28K Mar 31, 2026 1.22% $0.00 -19.84%
Amvescap Plc. 343.34K Mar 31, 2026 1.02% $0.00 71.23%
Emerald Advisers, LLC 343.21K Mar 31, 2026 1.02% $0.75 3.91%

Shares Statistics

Shares Outstanding: 33.83M
Shares Float: 31.65M
% Insiders: 947.60%
% Institutions: 10,208.80%
Short % Float: 9.99%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 1.93M 5.72% ▲ 0.00% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 980.82K 2.91% ▲ 0.40% Apr 30, 2026
3 Hood River Small-Cap Growth Instl 966.03K 2.87% ▲ 0.00% Mar 31, 2026
4 Avantis US Small Cap Value ETF 883.82K 2.62% ▲ 0.00% Apr 30, 2026
5 iShares Russell 2000 ETF 769.74K 2.29% ▲ 0.00% Apr 30, 2026
6 State Street® SPDR® S&PRgnllBkgETF 543.40K 1.61% ▼ 0.91% Apr 30, 2026
7 T. Rowe Price New Horizons 392.30K 1.16% ▼ 13.15% Mar 31, 2026
8 US Small-Cap Growth II Equity Comp 392.30K 1.16% ▼ 20.26% Mar 31, 2026
9 DFA US Small Cap Value I 375.99K 1.12% ▲ 3.66% Mar 31, 2026
10 Vanguard Institutional Extnd Mkt Idx Tr 358.47K 1.06% ▲ 0.73% Apr 30, 2026

Valuation Metrics

Enterprise Value: $-392.11M
Trailing P/E: 9.15
Forward P/E: 10.44

Financial Highlights

Market Cap: $2.46B
P/E Ratio: $9.15
PEG Ratio: $1.18
Book Value: $63.64
Earnings/Share: $7.94
Profit Margin: 34.76%
Operating Margin: 48.70%
ROA (TTM): 1.16%
ROE (TTM): 14.01%
Revenue (TTM): $807.99M
Revenue/Share (TTM): $24.45
Earnings Growth (YOY): 579.30%
Revenue Growth (YOY): 76.40%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.01x 0.81x 0.92x 0.51x 4.87x
2024-12-31 0.32x 0.77x 0.92x 0.33x 5.47x
2023-12-31 0.37x 0.94x 0.92x 0.49x 4.24x
2022-12-31 0.19x 1.00x 0.93x 1.11x 4.41x
2021-12-31 0.25x 1.38x 0.93x 4.61x 4.06x
2020-12-31 0.16x 1.26x 0.94x 1.36x 6.75x
2019-12-31 0.08x 1.61x 0.91x 0.58x 13.95x
2018-12-31 0.10x 0.44x 0.90x 0.57x 3.99x
2017-12-31 166.16x 2.57x 0.91x 1.17x 17.58x
2016-12-31 0.10x 1.13x 0.91x 1.71x 7.42x
2015-12-31 0.12x 2.95x 0.93x 1.65x 17.66x
2014-12-31 0.14x 3.38x 0.94x 1.70x 21.65x
2013-12-31 0.21x 1.78x 0.91x 2.07x 12.91x
2012-12-31 7.22x 3.28x 0.92x 1.66x 23.19x
2011-12-31 0.09x 2.29x 0.93x 0.26x 46.66x
2010-12-31 3.63x 0.12x 0.92x 2.47x 0.44x
2009-12-31 4.17x 0.00x 0.94x -21.78x 0.00x
2008-12-31 N/A N/A N/A -0.16x 0.00x

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