CFFN

Capitol Federal Financial Inc

CFFN.US capfed.com
8.84
+0.02 (+0.17%)
USD · NASDAQ
52-week range
5.67
9.17
Trading at 90% of the 52-week range
Market Cap
1.09B
P/E Ratio
13.57
Forward P/E
20.45
Book Value
8.29
Div. Yield
3.86%
% Institutions
83.25%
% Insiders
8.15%

1 Year

+41.6%

3 Year

+94.5%

10 Year

+21.9%
Description

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

Company Information

Company Name
Capitol Federal Financial Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US14057J1016
CIK: 0001074433
CUSIP: 14057C106
Currency: USD
Full Time Employees: 604
Phone: 785 235 1341
Website: capfed.com
Fiscal Year End: September
IPO Date: Apr 01, 1999
Description:

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

Address:

700 South Kansas Avenue, Topeka, KS, United States, 66603

People

Directors & Officers

Name Title Year Born
Mr. John B. Dicus Chairman, President & CEO 1961
Mr. Kent G. Townsend Executive VP, CFO & Treasurer 1961
Ms. Natalie G. Haag J.D. Executive VP, General Counsel & Corporate Secretary - submit 1959
Mr. Rick Cordell Jackson Chief Lending Officer and Executive VP 1965
Mr. Anthony S. Barry J.D. Executive VP & Chief Corporate Services Officer 1965
Ms. Tara D. Van Houweling First VP, Principal Accounting Officer & Reporting Director 1974
Mr. William Joseph Skrobacz Jr. Executive VP & Chief Retail Operations Officer 1992

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Oct 31, 2025 Rick C Jackson N/A Purchase 8.00K $6.05 $48.40K
Oct 31, 2025 Rick C Jackson N/A Purchase 2.00K $6.05 $12.10K
May 07, 2025 Rick C Jackson N/A Purchase 15.00K $5.69 $85.35K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 18.17M Mar 31, 2026 14.73% $0.00 -1.46%
Dimensional Fund Advisors, Inc. 7.28M Jun 30, 2026 5.90% $0.01 7.23%
Vanguard Portfolio Management, LLC 6.69M Mar 31, 2026 5.42% $0.00 0.00%
HoldCo Asset Management, L.P. 6.47M Jun 30, 2026 5.24% $3.53 0.00%
State Street Corp 6.07M Mar 31, 2026 4.92% $0.00 5.06%
Vanguard Capital Management, LLC 5.19M Mar 31, 2026 4.21% $0.00 0.00%
Renaissance Technologies Corp 4.17M Mar 31, 2026 3.38% $0.05 -0.67%
AQR Capital Management LLC 3.79M Mar 31, 2026 3.07% $0.01 -1.31%
Arrowstreet Capital Limited Partnership 3.26M Mar 31, 2026 2.65% $0.01 10.47%
Geode Capital Management, LLC 3.09M Mar 31, 2026 2.50% $0.00 2.69%
Millennium Management LLC 2.67M Jun 30, 2026 2.16% $0.01 375.04%
American Century Companies Inc 2.63M Jun 30, 2026 2.13% $0.01 53.91%
Amvescap Plc. 1.99M Mar 31, 2026 1.61% $0.00 41.31%
Morgan Stanley - Brokerage Accounts 1.88M Mar 31, 2026 1.52% $0.00 -6.75%
The Goldman Sachs Group Inc 1.85M Mar 31, 2026 1.50% $0.00 5.41%
Hotchkis & Wiley Capital Management LLC 1.83M Mar 31, 2026 1.48% $0.04 -9.68%
Charles Schwab Investment Management Inc 1.75M Mar 31, 2026 1.42% $0.00 -2.31%
Two Sigma Investments LLC 1.71M Jun 30, 2026 1.38% $0.01 -9.03%
Cramer Rosenthal McGlynn LLC 1.40M Jun 30, 2026 1.13% $0.60 -2.76%
Northern Trust Corp 1.31M Mar 31, 2026 1.06% $0.00 2.77%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 7.12M 5.78% ▲ 0.03% Aug 31, 2026
2 Vanguard MStar Total Stk Mkt Idx Invest 3.62M 2.93% ▲ 0.00% Jul 31, 2026
3 iShares Russell 2000 ETF 3.07M 2.49% ▼ 0.57% Aug 31, 2026
4 Avantis US Small Cap Value ETF 2.63M 2.13% ▲ 0.15% Aug 31, 2026
5 Vanguard Small Cap Index 2.62M 2.12% ▲ 0.42% Jul 31, 2026
6 Vanguard MStar Small Cap Value Index 1.67M 1.35% ▲ 0.47% Jul 31, 2026
7 DFA US Small Cap Value I 1.62M 1.32% ▲ 2.59% Jul 31, 2026
8 Fidelity Small Cap Index 1.35M 1.09% ▲ 8.69% Jun 30, 2026
9 Vanguard Institutional Extnd Mkt Idx Tr 1.34M 1.09% ▲ 0.22% Jul 31, 2026
10 CS McKee Micro Cap Value 1.30M 1.05% ▲ 0.00% Jun 30, 2026

Financial Highlights

Market Cap: $1.09B
P/E Ratio: $13.57
PEG Ratio: $4.09
Book Value: $8.29
Dividend/Share: $0.34
Dividend Yield: 3.86%
Earnings/Share: $0.65
Profit Margin: 36.70%
Operating Margin: 50.09%
ROA (TTM): 0.86%
ROE (TTM): 8.01%
Revenue (TTM): $225.68M
Revenue/Share (TTM): $1.77
Earnings Growth (YOY): 35.60%
Revenue Growth (YOY): 18.30%

Valuation Metrics

Enterprise Value: $2.58B
Trailing P/E: 13.57
Forward P/E: 20.45

Shares Statistics

Shares Outstanding: 123.37M
Shares Float: 106.19M
% Insiders: 8.15%
% Institutions: 83.25%
Short % Float: 7.35%

Stock Price History

1 Year Price History

3 Years Price History

10 Years Price History

Financial Charts

Revenue, Net Income & Operating Cash Flow (Yearly)

Revenue, Net Income & Operating Cash Flow (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$417.40M
Cost of Goods Sold
adjust
$-219.95M
Gross Profit
subtotal
$197.45M
SG&A
adjust
$-64.70M
Other Operating Expense
adjust
$-49.73M
Operating Income
subtotal
$83.02M
Other / Non-Operating Items
adjust
$-15.00M
Net Income
subtotal
$68.03M

Earnings Per Share (EPS) History

Financial Ratios

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