CFFN

Capitol Federal Financial Inc

CFFN.US capfed.com + Research + Basket
CIK 0001074433
Employees 604
Phone 785 235 1341
Fiscal year end September
IPO Apr 01, 1999
Address 700 South Kansas Avenue, Topeka, KS, United States, 66603
8.43
-0.11 (-1.29%)
USD · NASDAQ
52-week range
5.67
9.17
Trading at 79% of the 52-week range
Market Cap
1.04B
P/E Ratio
12.58
Forward P/E
20.45
Book Value
8.27
Div. Yield
3.98%
% Institutions
85.42%
% Insiders
8.33%

1 Year

+47.4%

3 Year

+92.0%

10 Year

+11.1%
Description

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

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People

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Directors & Officers

Name Title Year Born
Mr. John B. Dicus CEO & Chairman 1961
Mr. Kent G. Townsend Executive VP, Principal Accounting Officer, CFO & Treasurer 1961
Ms. Natalie G. Haag J.D. Executive VP, General Counsel & Corporate Secretary - submit 1959
Mr. Rick Cordell Jackson Chief Lending Officer and Executive VP 1965
Mr. Anthony S. Barry J.D. Executive VP & Chief Corporate Services Officer 1965
Mr. William Joseph Skrobacz Jr. President 1992
Amy Seifer Chief Compliance Officer NA
Ms. Sarah L. Sanders Executive VP & Chief Retail Operations Officer NA

Insider Trading

Open insider trading
Date Insider Name Title Transaction Type Shares Price Value SEC
Oct 31, 2025 Rick C Jackson N/A Purchase 8.00K $6.05 $48.40K SEC
Oct 31, 2025 Rick C Jackson N/A Purchase 2.00K $6.05 $12.10K SEC
May 07, 2025 Rick C Jackson N/A Purchase 15.00K $5.69 $85.35K SEC

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 17.92M Jun 30, 2026 14.53% $0.00 -1.35%
Dimensional Fund Advisors, Inc. 7.28M Jun 30, 2026 5.90% $0.01 7.23%
Vanguard Portfolio Management, LLC 6.62M Jun 30, 2026 5.37% $0.00 -0.98%
HoldCo Asset Management, L.P. 6.47M Jun 30, 2026 5.24% $3.53 0.00%
State Street Corp 6.39M Jun 30, 2026 5.18% $0.00 5.27%
Vanguard Capital Management, LLC 5.07M Jun 30, 2026 4.11% $0.00 -2.24%
Renaissance Technologies Corp 3.80M Jun 30, 2026 3.08% $0.04 -8.88%
AQR Capital Management LLC 3.66M Jun 30, 2026 2.96% $0.01 -3.52%
Arrowstreet Capital Limited Partnership 3.30M Jun 30, 2026 2.67% $0.01 0.98%
Geode Capital Management, LLC 3.20M Jun 30, 2026 2.60% $0.00 3.81%
Millennium Management LLC 2.67M Jun 30, 2026 2.16% $0.01 375.04%
American Century Companies Inc 2.63M Jun 30, 2026 2.13% $0.01 53.91%
Amvescap Plc. 2.06M Jun 30, 2026 1.67% $0.00 3.85%
Morgan Stanley - Brokerage Accounts 2.02M Jun 30, 2026 1.64% $0.00 7.53%
Hotchkis & Wiley Capital Management LLC 1.81M Jun 30, 2026 1.47% $0.04 -1.13%
Two Sigma Investments LLC 1.71M Jun 30, 2026 1.38% $0.01 -9.03%
Charles Schwab Investment Management Inc 1.66M Jun 30, 2026 1.34% $0.00 -5.58%
Northern Trust Corp 1.41M Jun 30, 2026 1.14% $0.00 7.76%
Cramer Rosenthal McGlynn LLC 1.40M Jun 30, 2026 1.13% $0.60 -2.76%
Nuveen, LLC 1.21M Jun 30, 2026 0.98% $0.00 5.34%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 6.88M 5.58% ▲ 0.03% Sep 30, 2026
2 Vanguard MStar Total Stk Mkt Idx Invest 3.62M 2.93% ▲ 0.00% Sep 30, 2026
3 iShares Russell 2000 ETF 3.13M 2.54% ▼ 1.14% Sep 30, 2026
4 Avantis US Small Cap Value ETF 2.79M 2.26% ▲ 0.21% Sep 30, 2026
5 Vanguard Small Cap Index 2.55M 2.07% ▼ 2.87% Sep 30, 2026
6 DFA US Small Cap Value I 1.66M 1.35% ▲ 2.18% Aug 31, 2026
7 Vanguard MStar Small Cap Value Index 1.66M 1.34% ▼ 0.65% Sep 30, 2026
8 Fidelity Small Cap Index 1.35M 1.10% ▲ 0.51% Jul 31, 2026
9 iShares Russell 2000 Value ETF 1.15M 0.93% ▲ 0.15% Sep 30, 2026
10 State Street SPDR Port S&P 600 Sm CpETF 1.04M 0.84% ▲ 0.00% Sep 30, 2026

Financial Highlights

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Market Cap: $1.04B
P/E Ratio: $12.58
PEG Ratio: $4.09
Book Value: $8.27
Dividend/Share: $0.34
Dividend Yield: 3.98%
Earnings/Share: $0.67
Profit Margin: 37.16%
Operating Margin: 48.01%
ROA (TTM): 0.89%
ROE (TTM): 8.41%
Revenue (TTM): $232.49M
Revenue/Share (TTM): $1.89
Earnings Growth (YOY): 30.20%
Revenue Growth (YOY): 12.60%

Valuation Metrics

Enterprise Value: $2.48B
Trailing P/E: 12.58
Forward P/E: 20.45

Shares Statistics

Shares Outstanding: 123.41M
Shares Float: 104.26M
% Insiders: 8.33%
% Institutions: 85.42%
Shares Short: 7.30M
Shares Short (Prior Month): 7.09M
Short Ratio: 6.46
Short % Float: 8.34%

Stock Price History

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1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

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Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$445.56M
Cost of Goods Sold
adjust
$-213.07M
Gross Profit
subtotal
$232.49M
SG&A
adjust
$-99.97M
Other Operating Expense
adjust
$-24.86M
Operating Income
subtotal
$107.66M
Other / Non-Operating Items
adjust
$-21.26M
Net Income
subtotal
$86.40M

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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