Stock Fundamentals

Company Information

Company Name
Meta Financial Group Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US59100U1088
CIK: 0000907471
CUSIP: 320878101
Currency: USD
Full Time Employees: 1,170
Phone: 877 497 7497
Fiscal Year End: September
IPO Date: Sep 21, 1993
Description:

Pathward Financial, Inc. operates as the bank holding company for Pathward, National Association that provides various banking products and services in the United States. It operates through three segments: Consumer, Commercial, and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, and money market savings accounts. It also provides commercial finance product comprising term lending, asset-based lending, factoring, lease financing, insurance premium finance, government guaranteed lending, and other commercial finance products; installment and revolving consumer lending products; tax services, which includes short-term refund advance loans and short-term electronic return originator advance loans; and warehouse financing services. In addition, the company offers payment solutions, such as acceptance, processing, and settlement of credit card and debit card payments, financial processing services for freestanding ATMs; digital payments; and merchant services, as well as issues debit and prepaid cards. The company was formerly known as Meta Financial Group, Inc. and changed its name to Pathward Financial, Inc. in July 2022. Pathward Financial, Inc. was founded in 1954 and is based in Sioux Falls, South Dakota.

Address:

5501 South Broadband Lane, Sioux Falls, SD, United States, 57108

Directors & Officers

Name Title Year Born
Mr. Brett L. Pharr CEO & Director 1962
Mr. Anthony M. Sharett J.D. President 1977
Mr. Gregory A. Sigrist CPA Executive VP & CFO 1968
Mr. Charles C. Ingram Executive VP, Chief Information & Operations Officer 1970
Ms. Nadia A. Dombrowski J.D. Executive VP and Chief Legal & Administrative Officer 1962
Ms. Jennifer W. Warren Senior VP & Chief Accounting Officer 1984
Ms. Darby Schoenfeld CPA Senior VP and Chief of Staff & Investor Relations NA
Catherine McGlown Senior Vice President of Communications, Sustainability & Public Policy NA
Ms. Anajana Bernde SPHR Executive VP and Chief People & Culture Officer 1970
Mr. Michael D. Lister Head of Tax Services Division 1954

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Seros Financial, LLC 6.50M Sep 30, 2025 29.86% $3.78 0.00%
BlackRock Inc 3.31M Sep 30, 2025 15.21% $0.00 -2.08%
FMR Inc 1.72M Dec 31, 2025 7.89% $0.01 -17.19%
Vanguard Group Inc 1.52M Dec 31, 2025 6.97% $0.00 -18.32%
Pure Financial Advisors, INC. 1.41M Dec 31, 2025 6.48% $1.61 0.00%
State Street Corp 1.39M Sep 30, 2025 6.39% $0.00 -1.32%
American Century Companies Inc 1.19M Dec 31, 2025 5.46% $0.04 13.20%
Dimensional Fund Advisors, Inc. 1.10M Dec 31, 2025 5.08% $0.02 -2.94%
JPMorgan Chase & Co 785.58K Sep 30, 2025 3.61% $0.00 79.40%
Geode Capital Management, LLC 699.45K Sep 30, 2025 3.21% $0.00 -0.05%
Morgan Stanley - Brokerage Accounts 444.02K Sep 30, 2025 2.04% $0.00 -7.66%
Austin Asset Management Co Inc 334.83K Dec 31, 2025 1.54% $3.91 6.66%
Mawer Investment Management Ltd 310.62K Dec 31, 2025 1.43% $0.12 -10.24%
Charles Schwab Investment Management Inc 274.77K Dec 31, 2025 1.26% $0.00 -3.70%
Northern Trust Corp 271.61K Sep 30, 2025 1.25% $0.00 6.17%
Neumeier Investment Counsel LLC 264.10K Dec 31, 2025 1.21% $1.55 -24.24%
Nuveen, LLC 246.50K Sep 30, 2025 1.13% $0.00 -14.15%
Amvescap Plc. 209.67K Sep 30, 2025 0.96% $0.00 -19.84%
Elgethun Capital Management 202.78K Dec 31, 2025 0.93% $2.49 2.81%
UBS Asset Mgmt Americas Inc 200.35K Sep 30, 2025 0.92% $0.00 -38.39%

Shares Statistics

Shares Outstanding: 21.76M
Shares Float: 21.43M
% Insiders: 144.20%
% Institutions: 9,467.20%
Short % Float: 8.85%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Seros Financial, LLC 6.50M 29.86% ▲ 0.00% Sep 30, 2025
2 BlackRock Inc 3.31M 15.21% ▼ 2.08% Sep 30, 2025
3 FMR Inc 1.72M 7.89% ▼ 17.19% Dec 31, 2025
4 Vanguard Group Inc 1.52M 6.97% ▼ 18.32% Dec 31, 2025
5 Pure Financial Advisors, INC. 1.41M 6.48% ▲ 0.00% Dec 31, 2025
6 State Street Corp 1.39M 6.39% ▼ 1.32% Sep 30, 2025
7 American Century Companies Inc 1.19M 5.46% ▲ 13.20% Dec 31, 2025
8 Dimensional Fund Advisors, Inc. 1.10M 5.08% ▼ 2.94% Dec 31, 2025
9 JPMorgan Chase & Co 785.58K 3.61% ▲ 79.40% Sep 30, 2025
10 Geode Capital Management, LLC 699.45K 3.21% ▼ 0.05% Sep 30, 2025

Valuation Metrics

Enterprise Value: $1.70B
Trailing P/E: 11.06
Forward P/E: 0.00

Financial Highlights

Market Cap: $2.03B
P/E Ratio: $11.06
PEG Ratio: $0.00
Book Value: $38.55
Dividend/Share: $0.20
Dividend Yield: 0.21%
Earnings/Share: $8.21
Profit Margin: 24.31%
Operating Margin: 25.54%
ROA (TTM): 2.53%
ROE (TTM): 23.57%
Revenue (TTM): $786.02M
Revenue/Share (TTM): $34.29
Earnings Growth (YOY): 27.70%
Revenue Growth (YOY): 3.60%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-09-30 0.22x 0.05x 0.88x 19.23x 0.15x
2024-09-30 0.33x 0.49x 0.89x 10.30x 1.48x
2023-09-30 0.35x 0.07x 0.91x 16.32x 0.21x
2022-09-30 0.43x 0.06x 0.90x 37.01x 0.17x
2021-09-30 2,034.79x 0.11x 0.87x 22.80x 0.45x
2020-09-30 654.44x 0.13x 0.86x 3.40x 0.61x
2019-09-30 0.20x 1.00x 0.86x 1.59x 5.51x
2018-09-30 0.33x 0.69x 0.87x 2.05x 5.39x
2017-09-30 0.51x 3.43x 0.92x 3.71x 14.85x
2016-09-30 0.48x 3.54x 0.92x 9.49x 30.56x
2015-09-30 0.33x 2.04x 0.89x 8.14x 11.48x
2014-09-30 0.29x 2.81x 0.91x 7.76x 13.35x
2013-09-30 0.23x 1.51x 0.92x 5.80x 5.66x
2012-09-30 0.40x 0.25x 0.91x 7.52x 0.78x
2011-09-30 0.25x 0.23x 0.94x 1.74x 1.02x
2010-09-30 0.11x 0.42x 0.93x 3.31x 0.97x
2009-09-30 0.03x 0.82x 0.94x -0.23x 9.84x
2008-09-30 0.03x 1.68x 0.94x -0.21x 208.38x
2007-09-30 0.03x 1.20x 0.93x 0.15x 11.24x
2006-09-30 0.20x 2.43x 0.94x 0.26x 13.58x
2005-09-30 0.03x 4.43x 0.94x -0.06x 101.94x
2004-09-30 0.02x 5.69x 0.94x 0.33x 25.15x
2003-09-30 0.02x 9.40x 0.94x 0.26x 47.83x
2002-09-30 0.02x 7.29x 0.93x 0.14x 61.25x
2001-09-30 0.03x 5.57x 0.92x 0.12x 64.58x
2000-09-30 0.03x 5.92x 0.92x 0.16x 43.63x
1999-09-30 0.03x 1.64x 0.92x 0.20x 10.50x
1998-09-30 0.04x 0.61x 0.90x 0.25x 4.43x
1997-09-30 0.05x 2.51x 0.89x 0.36x 15.17x
1996-09-30 0.06x 1.71x 0.89x 0.29x 14.80x
1995-09-30 0.03x 1.37x 0.86x 0.50x 8.29x
1994-09-30 0.05x 0.03x 0.87x 0.53x 0.20x
1993-09-30 0.17x 0.09x 0.79x 0.40x 1.07x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 23, 2026 Brett L Pharr N/A Sale 15.64K $93.88 $1.47M
Oct 31, 2025 Douglas J Hajek N/A Sale 3.00K $68.11 $204.33K
Oct 24, 2025 Anthony M Sharett N/A Sale 11.50K $71.55 $822.83K
Oct 24, 2025 Nadia Dombrowski N/A Sale 5.00K $71.46 $357.30K
Apr 29, 2025 Kendall E Stork N/A Sale 4.00K $79.33 $317.32K
Apr 25, 2025 Brett L Pharr N/A Sale 10.37K $78.07 $809.20K
Apr 25, 2025 Douglas J Hajek N/A Sale 1.85K $79.26 $146.63K
Apr 25, 2025 Jennifer W Warren N/A Sale 1.67K $77.97 $129.98K

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