CARE

Carter Bank and Trust

CARE.US carterbank.com + Research + Basket
CIK 0001829576
Employees 687
Phone 276 656 1776
Fiscal year end December
IPO Aug 27, 2012
Address 1300 Kings Mountain Road, Martinsville, VA, United States, 24112
30.22
-0.10 (-0.33%)
USD · NASDAQ
52-week range
16.67
35.95
Trading at 70% of the 52-week range
Market Cap
702.33M
P/E Ratio
5.23
Forward P/E
13.66
Book Value
24.33
Div. Yield
0.32%
% Institutions
67.94%
% Insiders
2.28%

1 Year

+69.3%

3 Year

+174.4%

10 Year

+151.6%
Description

Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various retail and commercial banking products and insurance services in the United States. It offers various deposit products, including checking, savings, retirement, and money market accounts, as well as certificates of deposit. The company also provides commercial loans, such as secured and unsecured, real estate construction and acquisition, and commercial and industrial loans; consumer loans, such as automobiles, home improvements, education, overdraft protection, and personal, and residential mortgages loans; home equity lines of credit; and credit cards, as well as originates and holds fixed and variable rate mortgage loans. In addition, it offers other banking services that include safe deposit boxes, direct deposit of payroll, social security checks, and debit cards; online banking products, including online and mobile banking, online account opening, bill payment, electronic statement, mobile deposit, Zelle, credit monitoring tools, digital wallet, MoneyPass, and ATM services; title insurance and other financial institution-related products and services; and treasury and corporate cash management services. Carter Bankshares, Inc. was founded in 1974 and is headquartered in Martinsville, Virginia.

Actions

Add an action for CARE.US, or sign in to see your action list.

People

▼

Directors & Officers

Name Title Year Born
Mr. Litz H. Van Dyke CEO & Director 1964
Ms. Phyllis Q. Karavatakis Vice Chairman 1956
Ms. Wendy S. Bell Senior EVP & Chief Financial Officer 1964
Ms. Kimberly Dempsey Schaufenbuel Executive VP & Chief Human Resources Officer NA
Mr. A. Loran Adams Executive VP & Director of Regulatory Risk Management 1962
Mr. Jayson Philbeck Senior Vice President of Commercial Banking NA
Mr. Brad Wilson Senior VP & Commercial Market Executive NA
Ms. Joyce A. Parker Secretary NA
Misty Powell Assistant Vice President NA
Bill Hubble Vice President and Managing Officer of Blacksburg Office NA

Insider Trading

Open insider trading
Date Insider Name Title Transaction Type Shares Price Value SEC
Oct 30, 2025 Robert M Bolton N/A Sale 1.90K $17.23 $32.75K SEC
Jul 30, 2025 Catharine L Midkiff N/A Sale 2.00K $17.76 $35.52K SEC
Jun 12, 2025 Kevin S Bloomfield N/A Sale 1.63K $16.81 $27.38K SEC
Jun 11, 2025 Kevin S Bloomfield N/A Sale 4.51K $16.71 $75.35K SEC
Jun 09, 2025 Kevin S Bloomfield N/A Sale 1.00K $16.52 $16.52K SEC
Jun 02, 2025 Catharine L Midkiff N/A Purchase 200.00 $16.47 $3.29K SEC

Shareholders

▼

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.80M Jun 30, 2026 7.76% $0.00 7.67%
Dimensional Fund Advisors, Inc. 1.26M Jun 30, 2026 5.42% $0.01 6.82%
Vanguard Capital Management, LLC 955.88K Jun 30, 2026 4.13% $0.00 -2.96%
State Street Corp 912.31K Jun 30, 2026 3.94% $0.00 82.86%
American Century Companies Inc 709.57K Jun 30, 2026 3.06% $0.01 31.19%
Lazard Asset Management LLC 640.74K Jun 30, 2026 2.77% $0.03 0.00%
Geode Capital Management, LLC 576.61K Jun 30, 2026 2.49% $0.00 11.75%
Acadian Asset Management LLC 387.40K Jun 30, 2026 1.67% $0.02 0.00%
Kennedy Capital Management Inc 384.08K Jun 30, 2026 1.66% $0.23 -14.58%
The Goldman Sachs Group Inc 373.75K Jun 30, 2026 1.61% $0.00 4.87%
Vanguard Portfolio Management, LLC 301.84K Jun 30, 2026 1.30% $0.00 84.19%
AQR Capital Management LLC 299.72K Jun 30, 2026 1.29% $0.00 400.26%
Algert Global LLC 278.21K Jun 30, 2026 1.20% $0.11 77.45%
Hillsdale Investment Management Inc. 263.66K Jun 30, 2026 1.14% $0.20 0.00%
Morgan Stanley - Brokerage Accounts 222.63K Jun 30, 2026 0.96% $0.00 85.80%
Nuveen, LLC 195.19K Jun 30, 2026 0.84% $0.00 316.00%
Northern Trust Corp 189.82K Jun 30, 2026 0.82% $0.00 8.18%
Huber Capital Management LLC 183.55K Jun 30, 2026 0.79% $0.92 -3.67%
Petiole USA ltd 179.22K Jun 30, 2026 0.77% $4.38 -53.01%
Tudor Investment Corp Et AL 161.42K Jun 30, 2026 0.70% $0.01 0.00%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Avantis US Small Cap Value ETF 749.68K 3.24% ▲ 0.20% Sep 30, 2026
2 Vanguard MStar Total Stk Mkt Idx Invest 676.58K 2.92% ▲ 0.00% Sep 30, 2026
3 iShares Russell 2000 ETF 617.07K 2.66% ▲ 3.39% Sep 30, 2026
4 State Street® SPDR® S&PRgnllBkgETF 485.04K 2.09% ▲ 3.08% Sep 30, 2026
5 Fidelity Enhanced Small Cap Core ETF 301.02K 1.30% ▲ 0.21% Sep 30, 2026
6 DFA US Small Cap Value I 291.21K 1.26% ▲ 6.18% Aug 31, 2026
7 Fidelity Small Cap Index 241.60K 1.04% ▲ 1.15% Jul 31, 2026
8 iShares Russell 2000 Value ETF 177.63K 0.77% ▲ 0.15% Sep 30, 2026
9 DFA US Targeted Value I 163.25K 0.70% ▲ 5.38% Aug 31, 2026
10 Lazard Baylight US Sm Cap Eq WW Dist EUR 162.95K 0.70% ▲ 155.89% Jun 30, 2026

Financial Highlights

▼
Market Cap: $702.33M
P/E Ratio: $5.23
PEG Ratio: $0.00
Book Value: $24.33
Dividend/Share: $0.10
Dividend Yield: 0.32%
Earnings/Share: $5.80
Profit Margin: 44.92%
Operating Margin: 55.04%
ROA (TTM): 2.68%
ROE (TTM): 27.22%
Revenue (TTM): $286.21M
Revenue/Share (TTM): $13.03
Earnings Growth (YOY): 253.90%
Revenue Growth (YOY): 68.30%

Valuation Metrics

Enterprise Value: $463.94M
Trailing P/E: 5.23
Forward P/E: 13.66

Shares Statistics

Shares Outstanding: 23.16M
Shares Float: 21.24M
% Insiders: 2.28%
% Institutions: 67.94%
Short % Float: 11.73%

Stock Price History

▼

1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

▼
Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

▼
Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$254.63M
Cost of Goods Sold
adjust
$-97.57M
Gross Profit
subtotal
$157.06M
SG&A
adjust
$-75.36M
Other Operating Expense
adjust
$-41.69M
Operating Income
subtotal
$40.00M
Other / Non-Operating Items
adjust
$-8.64M
Net Income
subtotal
$31.36M

Earnings Per Share (EPS) History

▼

Financial Ratios

▼

📦 Raw API Data (JSON Explorer)

▼

Assistant

×
Hello! I'm your AI assistant. I have access to the financial data on this page. Ask me anything about CARE.US!