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CACC.US Logo

CACC.US - Current Price

$428.10

Company Information

▼
Company Name
Credit Acceptance Corporation
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US2253101016
CIK: 0000885550
CUSIP: 225310101
Currency: USD
Full Time Employees: 2,431
Phone: 248 353 2700
Website: https://www.creditacceptance.com
Fiscal Year End: December
IPO Date: Jun 05, 1992
Description:

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. The company was incorporated in 1972 and is headquartered in Southfield, Michigan.

Address:

25505 West Twelve Mile Road, Southfield, MI, United States, 48034-8339

Directors & Officers

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Name Title Year Born
Mr. Vinayak R. Hegde CEO, President & Director 1970
Mr. Jay D. Martin Chief Financial Officer 1974
Mr. Jonathan L. Lum Chief Operating Officer 1977
Mr. Daniel A. Ulatowski Chief Sales Officer 1972
Mr. Kenneth S. Booth Executive Director 1967
Mr. Arthur L. Smith Chief Analytics Officer 1973
Mr. Ravi Mohan Valiyaveettil Chief Technology Officer 1973
Ms. Erin J. Kerber Chief Legal Officer, Chief Compliance Officer & Secretary 1979
Mr. Andrew K. Rostami Chief Marketing & Product Officer 1980
Ms. Wendy A. Rummler Chief People Officer 1977

Shares Statistics

▼
Shares Outstanding: 11.03M
Shares Float: 7.04M
% Insiders: 4,894.60%
% Institutions: 7,175.80%
Short % Float: 23.95%

Valuation Metrics

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Enterprise Value: $10.89B
Trailing P/E: 11.35
Forward P/E: 9.29

Financial Highlights

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Market Cap: $4.81B
P/E Ratio: $11.35
PEG Ratio: $1.15
Book Value: $142.97
Earnings/Share: $37.72
Profit Margin: 36.81%
Operating Margin: 47.41%
ROA (TTM): 5.24%
ROE (TTM): 28.14%
Revenue (TTM): $1.23B
Revenue/Share (TTM): $104.57
Earnings Growth (YOY): 48.50%
Revenue Growth (YOY): 23.50%

Stock Price History

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1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

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Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

▼
Date EPS Actual EPS Estimate Difference Surprise %
Dec 31, 2025 0.00 10.22 N/A -10,000.00%
Sep 30, 2025 10.28 9.52 N/A 798.32%
Jun 30, 2025 8.56 9.83 N/A -1,291.96%
Mar 31, 2025 9.35 9.67 N/A -330.92%
Dec 31, 2024 10.17 7.93 N/A 2,824.72%
Sep 30, 2024 8.79 9.05 N/A -287.29%
Jun 30, 2024 10.29 8.91 N/A 1,548.82%
Mar 31, 2024 9.28 8.35 N/A 1,113.77%
Dec 31, 2023 7.29 5.43 N/A 3,425.41%
Sep 30, 2023 5.43 5.71 N/A -490.37%
Jun 30, 2023 1.69 8.18 N/A -7,933.99%
Mar 31, 2023 7.61 8.81 N/A -1,362.09%
Dec 31, 2022 9.58 7.16 N/A 3,379.89%
Sep 30, 2022 6.49 10.33 N/A -3,717.33%
Jun 30, 2022 7.94 12.89 N/A -3,840.19%
Mar 31, 2022 14.94 12.37 N/A 2,077.61%
Dec 31, 2021 14.60 12.69 N/A 1,505.12%
Sep 30, 2021 15.79 12.02 N/A 3,136.44%
Jun 30, 2021 17.18 10.36 N/A 6,583.01%
Mar 31, 2021 11.82 7.92 N/A 4,924.24%
Dec 31, 2020 9.43 7.21 N/A 3,079.06%
Sep 30, 2020 13.56 5.69 N/A 13,831.28%
Jun 30, 2020 5.40 4.84 N/A 1,157.02%
Mar 31, 2020 -4.61 3.68 N/A -22,527.17%
Dec 31, 2019 8.60 8.85 N/A -282.49%
Sep 30, 2019 8.73 8.95 N/A -245.81%
Jun 30, 2019 8.68 8.46 N/A 260.05%
Mar 31, 2019 8.65 7.87 N/A 991.11%
Dec 31, 2018 7.79 7.29 N/A 685.87%
Sep 30, 2018 7.75 6.90 N/A 1,231.88%
Jun 30, 2018 7.75 6.52 N/A 1,886.50%
Mar 31, 2018 6.17 6.19 N/A -32.31%
Dec 31, 2017 3.97 5.27 N/A -2,466.79%
Sep 30, 2017 5.19 4.99 N/A 400.80%
Jun 30, 2017 5.09 4.67 N/A 899.36%
Mar 31, 2017 4.72 4.37 N/A 800.92%
Dec 31, 2016 4.33 4.26 N/A 164.32%
Sep 30, 2016 4.21 4.15 N/A 144.58%
Jun 30, 2016 4.38 3.86 N/A 1,347.15%
Mar 31, 2016 3.63 3.81 N/A -472.44%
Dec 31, 2015 3.84 3.75 N/A 240.00%
Sep 30, 2015 3.53 3.69 N/A -433.60%
Jun 30, 2015 3.54 3.53 N/A 28.33%
Mar 31, 2015 3.41 3.33 N/A 240.24%
Dec 31, 2014 3.45 3.28 N/A 518.29%
Sep 30, 2014 3.38 3.14 N/A 764.33%
Jun 30, 2014 2.98 2.90 N/A 275.86%
Mar 31, 2014 2.72 2.79 N/A -250.90%
Dec 31, 2013 2.80 2.74 N/A 218.98%
Sep 30, 2013 2.75 2.59 N/A 617.76%
Jun 30, 2013 2.56 2.49 N/A 281.12%
Mar 31, 2013 2.48 2.31 N/A 735.93%
Dec 31, 2012 2.40 2.24 N/A 714.29%
Sep 30, 2012 2.12 2.24 N/A -535.71%
Jun 30, 2012 2.18 1.94 N/A 1,237.11%
Mar 31, 2012 1.92 2.01 N/A -447.76%
Dec 31, 2011 1.91 1.86 N/A 268.82%
Sep 30, 2011 1.91 1.75 N/A 914.29%
Jun 30, 2011 1.72 1.70 N/A 117.65%
Mar 31, 2011 1.57 1.54 N/A 194.81%
Dec 31, 2010 1.69 1.36 N/A 2,426.47%
Sep 30, 2010 1.48 1.30 N/A 1,384.62%
Jun 30, 2010 1.55 1.13 N/A 3,716.81%
Mar 31, 2010 1.01 1.16 N/A -1,293.10%
Dec 31, 2009 1.26 1.19 N/A 588.24%
Sep 30, 2009 1.29 N/A N/A N/A
Jun 30, 2009 1.15 N/A N/A N/A
Mar 31, 2009 0.93 N/A N/A N/A
Dec 31, 2008 0.60 N/A N/A N/A
Sep 30, 2008 0.67 N/A N/A N/A
Jun 30, 2008 0.33 N/A N/A N/A
Mar 31, 2008 0.57 N/A N/A N/A
Dec 31, 2007 0.40 N/A N/A N/A
Sep 30, 2007 0.47 N/A N/A N/A
Jun 30, 2007 0.39 N/A N/A N/A
Mar 31, 2007 0.49 N/A N/A N/A
Dec 31, 2006 0.27 N/A N/A N/A
Sep 30, 2006 0.44 N/A N/A N/A
Jun 30, 2006 0.50 N/A N/A N/A
Mar 31, 2006 0.45 N/A N/A N/A
Dec 31, 2005 0.65 N/A N/A N/A
Sep 30, 2005 0.38 N/A N/A N/A
Jun 30, 2005 0.44 N/A N/A N/A
Mar 31, 2005 0.40 N/A N/A N/A
Dec 31, 2004 0.35 0.30 N/A 1,666.67%
Sep 30, 2004 0.32 0.28 N/A 1,428.57%
Jun 30, 2004 0.30 0.24 N/A 2,500.00%
Mar 31, 2004 0.04 0.24 N/A -8,333.33%
Dec 31, 2003 0.24 0.19 N/A 2,631.58%
Sep 30, 2003 0.22 0.17 N/A 2,941.18%
Jun 30, 2003 0.19 0.16 N/A 1,875.00%
Mar 31, 2003 0.20 0.11 N/A 8,181.82%
Dec 31, 2002 0.13 0.13 N/A 0.00%
Sep 30, 2002 0.22 0.19 N/A 1,578.95%
Jun 30, 2002 0.20 0.20 N/A 0.00%
Mar 31, 2002 0.19 0.18 N/A 555.56%
Dec 31, 2001 0.17 0.17 N/A 0.00%
Sep 30, 2001 0.18 0.17 N/A 588.24%
Jun 30, 2001 0.18 0.16 N/A 1,250.00%
Mar 31, 2001 0.15 0.14 N/A 714.29%
Dec 31, 2000 0.13 0.14 N/A -714.29%
Sep 30, 2000 0.14 0.14 N/A 0.00%
Jun 30, 2000 0.14 N/A N/A N/A
Mar 31, 2000 0.13 N/A N/A N/A
Dec 31, 1999 0.10 0.13 N/A -2,307.69%
Sep 30, 1999 0.07 0.12 N/A -4,166.67%
Jun 30, 1999 0.10 0.11 N/A -909.09%
Mar 31, 1999 0.12 0.11 N/A 909.09%
Dec 31, 1998 0.11 0.07 N/A 5,714.29%
Sep 30, 1998 0.12 0.10 N/A 2,000.00%
Jun 30, 1998 0.16 0.14 N/A 1,428.57%
Mar 31, 1998 0.15 0.11 N/A 3,636.36%
Dec 31, 1997 0.11 0.11 N/A 0.00%
Sep 30, 1997 0.69 0.27 N/A 15,555.56%
Jun 30, 1997 0.26 0.27 N/A -370.37%
Mar 31, 1997 0.26 0.26 N/A 0.00%
Dec 31, 1996 0.25 0.25 N/A 0.00%
Sep 30, 1996 0.23 0.23 N/A 0.00%
Jun 30, 1996 0.22 0.22 N/A 0.00%
Mar 31, 1996 0.20 0.20 N/A 0.00%
Dec 31, 1995 0.19 0.19 N/A 0.00%
Sep 30, 1995 0.18 0.18 N/A 0.00%
Jun 30, 1995 0.17 0.16 N/A 625.00%
Mar 31, 1995 0.15 0.14 N/A 714.29%
Dec 31, 1994 0.14 0.13 N/A 769.23%
Sep 30, 1994 0.14 0.11 N/A 2,727.27%
Jun 30, 1994 0.12 0.09 N/A 3,333.33%
Mar 31, 1994 0.10 0.09 N/A 1,111.11%
Dec 31, 1993 0.09 0.08 N/A 1,250.00%
Sep 30, 1993 0.07 0.07 N/A 0.00%
Jun 30, 1993 0.07 0.06 N/A 1,666.67%
Dec 31, 1992 0.06 0.06 N/A 0.00%

Balance Sheet (Yearly)

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Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $845.00M $N/A $9.74B $7.99B $1.75B
2023-12-31 $470.90M $N/A $8.39B $6.64B $1.75B
2022-12-31 $7.70M $N/A $6.90B $5.28B $1.62B
2021-12-31 $23.30M $N/A $7.05B $5.23B $1.82B
2020-12-31 $16.00M $N/A $7.49B $5.19B $2.30B
2019-12-31 $187.40M $N/A $7.42B $5.07B $2.36B
2018-12-31 $25.70M $N/A $6.24B $4.25B $1.99B
2017-12-31 $8.20M $N/A $4.99B $3.45B $1.54B
2016-12-31 $14.60M $N/A $4.22B $3.04B $1.17B
2015-12-31 $6.30M $N/A $3.39B $2.46B $928.10M
2014-12-31 $6.40M $N/A $2.79B $2.08B $702.20M
2013-12-31 $4.20M $N/A $2.43B $1.68B $750.10M
2012-12-31 $9.00M $N/A $2.13B $1.51B $621.90M
2011-12-31 $4.66M $N/A $1.76B $1.22B $539.95M
2010-12-31 $3.79M $N/A $1.34B $869.04M $474.47M
2009-12-31 $2.17M $N/A $1.18B $678.03M $498.21M
2008-12-31 $3.15M $N/A $1.14B $801.60M $337.75M
2007-12-31 $712.00K $N/A $942.18M $676.73M $265.45M
2006-12-31 $8.53M $N/A $725.21M $514.87M $210.35M
2005-12-31 $7.09M $N/A $619.39M $246.37M $373.03M
2004-12-31 $614.00K $N/A $591.31M $290.42M $300.89M
2003-12-31 $36.04M $N/A $943.78M $586.22M $357.57M
2002-12-31 $13.47M $N/A $842.33M $518.48M $323.85M
2001-12-31 $15.77M $N/A $861.43M $573.00M $288.44M
2000-12-31 $20.73M $N/A $671.03M $159.82M $262.23M
1999-12-31 $11.12M $N/A $660.24M $397.27M $262.98M
1998-12-31 $13.78M $N/A $751.93M $475.67M $276.26M
1997-12-31 $349.00K $N/A $1.12B $866.62M $248.99M
1996-12-31 $229.00K $N/A $1.07B $828.28M $246.14M
1995-12-31 $N/A $N/A $686.40M $95.80M $199.00M
1994-12-31 $N/A $N/A $425.90M $79.70M $75.70M
1993-12-31 $N/A $N/A $203.00M $4.60M $54.70M
1992-12-31 $N/A $N/A $128.20M $86.00M $42.20M

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Sep 18, 2025 N/A N/A N/A N/A N/A N/A
Aug 25, 2025 N/A N/A N/A N/A N/A N/A
Aug 25, 2025 N/A N/A N/A N/A N/A N/A
Aug 25, 2025 N/A N/A N/A N/A N/A N/A
Aug 22, 2025 N/A N/A N/A N/A N/A N/A
Jul 02, 2025 N/A N/A N/A N/A N/A N/A
Jun 20, 2025 N/A N/A N/A N/A N/A N/A
Jun 11, 2025 N/A N/A N/A N/A N/A N/A
Mar 25, 2025 N/A N/A N/A N/A N/A N/A
Mar 20, 2025 N/A N/A N/A N/A N/A N/A
Dec 17, 2024 N/A N/A N/A N/A N/A N/A

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