Stock Fundamentals

Company Information

Company Name
The Baldwin Insurance Group, Inc.
Sector
Financial Services
Industry
Insurance Brokers
Exchange
NASDAQ
ISIN: US05589G1022
CIK: 0001781755
Currency: USD
Full Time Employees: 5,000
Phone: 866 279 0698
Fiscal Year End: December
IPO Date: Oct 24, 2019
Description:

The Baldwin Insurance Group, Inc. operates as an independent insurance distribution firm that delivers insurance and risk management solutions in the United States. The company operates through three segments: Insurance Advisory Solutions; Underwriting, Capacity & Technology Solutions; and Mainstreet Insurance Solutions. Its Insurance Advisory Solutions segment provides private risk management, commercial risk management, employee benefits, and Medicare insurance solutions for businesses and high-net-worth individuals, as well as their families. The Underwriting, Capacity & Technology Solutions segment offers MGA platform, that manufactures technology-enabled insurance product suite comprises personal, commercial, and professional lines. Its Mainstreet Insurance Solutions segment provides personal insurance, commercial insurance, and life and health solutions to individuals and businesses in communities, as well as offers reinsurance brokerage; and consultation for government assistance programs and solutions, including traditional Medicare and Medicare advantage and affordable care act to seniors and eligible individuals through a network of primarily independent contractor agents. The company was formerly known as BRP Group, Inc. and changed its name to The Baldwin Insurance Group, Inc. in May 2024. The Baldwin Insurance Group, Inc. was founded in 2011 and is headquartered in Tampa, Florida.

Address:

4211 West Boy Scout Blvd., Tampa, FL, United States, 33607

Directors & Officers

Name Title Year Born
Mr. L. Lowry Baldwin Co-Founder & Chairman 1960
Mr. Trevor Lowry Baldwin Co-Founder, CEO & Non-Independent Director 1987
Mr. Daniel Galbraith President & CEO of Retail Brokerage Operations 1981
Mr. James Morgan Roche President, CEO of Underwriting, Capacity & Technology Operations 1978
Mr. Bradford Lenzie Hale CPA Chief Financial Officer 1981
Mr. Seth Cohen General Counsel & Corporate Secretary 1978
Ms. Elizabeth H. Krystyn Co-Founder NA
Ms. Laura Rice Sherman Co-Founder NA
Ms. Corbyn N. Lichon Chief Accounting Officer 1993
Ms. Bonnie Bishop Executive Director of Investor Relations NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 06, 2026 Elizabeth Krystyn N/A Sale 119.99K $21.25 $2.55M
Mar 03, 2026 Paul Eugene Sparks N/A Purchase 15.20K $22.10 $335.92K
Mar 02, 2026 Paul Eugene Sparks N/A Purchase 29.00K $22.96 $665.84K
Dec 15, 2025 James Morgan Roche N/A Sale 80.00K $24.03 $1.92M
Dec 12, 2025 James Morgan Roche N/A Sale 100.00K $24.20 $2.42M
Dec 11, 2025 James Morgan Roche N/A Sale 60.00K $23.34 $1.40M
Dec 05, 2025 James Morgan Roche N/A Sale 15.00K $25.08 $376.20K
Oct 03, 2025 Gilbert Ray Cisneros, Jr. N/A Sale N/A $28.80 N/A
Sep 23, 2025 Josh Gottheimer N/A Sale N/A $29.83 N/A
Aug 07, 2025 Bradford Hale N/A Purchase 10.00K $28.72 $287.20K
Jun 13, 2025 James Morgan Roche N/A Sale 26.68K $40.07 $1.07M
Jun 12, 2025 James Morgan Roche N/A Sale 10.89K $40.03 $436.09K
Jun 12, 2025 Trevor Baldwin N/A Sale 117.00K $39.83 $4.66M
Jun 11, 2025 Trevor Baldwin N/A Sale 58.00K $38.48 $2.23M
Jun 09, 2025 Lowry Baldwin N/A Sale 50.00K $38.98 $1.95M
Jun 04, 2025 James Morgan Roche N/A Sale 7.14K $40.08 $286.25K
Jun 03, 2025 Seth Bala Cohen N/A Sale 4.50K $39.58 $177.95K
May 28, 2025 Lowry Baldwin N/A Sale 62.50K $38.32 $2.40M
May 16, 2025 James Morgan Roche N/A Sale 3.57K $40.04 $143.02K
May 15, 2025 James Morgan Roche N/A Sale 14.22K $40.01 $569.02K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
FMR Inc 13.95M Mar 31, 2026 14.31% $0.02 29.25%
Vanguard Group Inc 6.85M Dec 31, 2025 7.03% $0.00 4.38%
William Blair Investment Management, LLC 6.79M Mar 31, 2026 6.97% $0.49 -9.93%
BlackRock Inc 6.65M Mar 31, 2026 6.82% $0.00 25.00%
Bank of New York Mellon Corp 3.92M Mar 31, 2026 4.02% $0.02 36.33%
BAMCO Inc 2.71M Mar 31, 2026 2.78% $0.18 -9.98%
Westwood Holdings Group Inc 2.58M Mar 31, 2026 2.64% $0.41 -9.62%
State Street Corp 2.47M Mar 31, 2026 2.54% $0.00 16.03%
Geode Capital Management, LLC 2.15M Mar 31, 2026 2.21% $0.00 23.76%
Delaware Management Holdings Inc 1.98M Mar 31, 2026 2.03% $0.07 6.29%
Morgan Stanley - Brokerage Accounts 1.80M Mar 31, 2026 1.85% $0.00 244.81%
Annis Gardner Whiting Capital Advisors LLC 1.72M Mar 31, 2026 1.76% $6.03 11,089.90%
Capital Research & Mgmt Co - Division 3 1.64M Mar 31, 2026 1.69% $0.01 -54.57%
T. Rowe Price Investment Management,Inc. 1.57M Mar 31, 2026 1.61% $0.02 -2.18%
Nomura Holdings Inc 1.54M Mar 31, 2026 1.58% $0.09 0.00%
Capital Research Global Investors 1.54M Mar 31, 2026 1.58% $0.01 -48.86%
Dimensional Fund Advisors, Inc. 1.33M Mar 31, 2026 1.37% $0.01 16.76%
UBS Group AG 1.27M Mar 31, 2026 1.30% $0.00 84.58%
Artisan Partners Limited Partnership 1.22M Mar 31, 2026 1.25% $0.04 0.00%
Frontier Capital Management CO Inc 1.10M Mar 31, 2026 1.13% $0.25 329.14%

Shares Statistics

Shares Outstanding: 97.49M
Shares Float: 89.02M
% Insiders: 240.50%
% Institutions: 9,448.70%
Short % Float: 14.91%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Strategic Advisers Fidelity US TtlStk 3.45M 3.53% ▲ 2.22% Mar 31, 2026
2 American Funds SMALLCAP World A 3.02M 3.10% ▼ 53.22% Mar 31, 2026
3 Baron Small Cap Strategy 2.70M 2.77% ▼ 10.00% Mar 31, 2026
4 Baron Small Cap Retail 2.70M 2.77% ▼ 10.00% Mar 31, 2026
5 Vanguard Total Stock Mkt Idx Inv 2.52M 2.58% ▲ 0.36% Apr 30, 2026
6 iShares Russell 2000 ETF 2.25M 2.31% ▲ 0.85% Apr 30, 2026
7 Fidelity Balanced 2.11M 2.17% ▲ 9.76% Feb 28, 2026
8 Vanguard Small Cap Index 1.78M 1.83% ▲ 0.05% Apr 30, 2026
9 Nomura Small Cap Core I 1.60M 1.64% ▲ 17.95% Mar 31, 2026
10 Nomura US Small Cap Core Equity 1.60M 1.64% ▲ 0.00% Mar 31, 2026

Valuation Metrics

Enterprise Value: $4.39B
Trailing P/E: 0.00
Forward P/E: 9.57

Financial Highlights

Market Cap: $1.83B
EBITDA: $85.51M
Book Value: $9.97
Earnings/Share: $-0.69
Profit Margin: -2.80%
Operating Margin: -17.47%
ROA (TTM): -0.95%
ROE (TTM): -6.23%
Revenue (TTM): $1.62B
Revenue/Share (TTM): $21.69
Earnings Growth (YOY): -90.00%
Revenue Growth (YOY): 28.70%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 1.16x 2.85x 0.72x 0.90x 8.70x
2024-12-31 0.97x 2.70x 0.71x N/A 9.55x
2023-12-31 0.90x 2.77x 0.71x -0.36x 13.28x
2022-12-31 1.10x 2.28x 0.67x -0.44x 15.82x
2021-12-31 1.07x 1.59x 0.59x -1.18x 14.86x
2020-12-31 1.39x 1.06x 0.50x -2.79x 20.88x
2019-12-31 1.83x 0.03x 0.40x -0.48x 0.15x
2018-12-31 0.94x 1.12x 512.60x 1.44x 11.33x
2017-12-31 0.84x 0.01x 184.34x 3.05x 0.07x

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