Stock Fundamentals

Company Information

Company Name
Credicorp Ltd
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: BMG2519Y1084
CIK: 0001001290
CUSIP: G2519Y108
Currency: USD
Full Time Employees: 51,005
Phone: 51 1 313 2000
Fiscal Year End: December
IPO Date: Oct 25, 1995
Description:

Credicorp Ltd. provides various financial, insurance, and health services and products in Peru and internationally. It operates through Universal Banking; Insurance and Pensions; Microfinance; and Investment Management and Advisory segments. The Universal Banking segment grants various credits and financial instruments to individuals and legal entities; and various deposits and current accounts. Its Insurance and Pensions segment issues insurance policies to cover losses in commercial property, transport, marine vessels, automobiles, life, health, and pensions; and management services for private pension funds. The Microfinance segment provides management of loans, credits, deposits, and checking accounts for small and microenterprises. Its Investment Management and Advisory segment is involved in provision of brokerage and investment management services for corporations, institutional investors, governments, and foundations; structuring and placement of issues in the primary market; execution and negotiation of transactions in the secondary market; structuring of securitization processes for corporate customers; and management of mutual funds. The company also offers retail, wholesale, and investment banking; treasury; and asset and wealth management, capital markets, and trust services. Credicorp Ltd. was founded in 1889 and is headquartered in Lima, Peru.

Address:

Calle Centenario 156, Lima, Peru, 15026

Directors & Officers

Name Title Year Born
Mr. Luis Enrique Romero Belismelis Executive Chairman of the Board 1961
Mr. Gianfranco Piero Dario Ferrari de Las Casas Chief Executive Officer 1965
Mr. Alejandro Perez-Reyes Zarak Chief Financial Officer 1976
Mr. José Luis Muñoz Rivera Head of Accounting NA
Andre Rezende Chief Technology Officer NA
Ms. Milagros Cigüeñas Head of Investor Relations NA
Ms. Barbara Falero Chief Compliance & Ethics Officer 1972
Mr. Guillermo Jesus Morales Valentin Head of Legal & Deputy General Secretary 1966
Mr. Jose Esposito Li-Carrillo Chief Corporate Audit Officer 1964
Ms. Ursula Alvarez Pena Head of People Strategy 1976

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 3.95M Sep 30, 2025 4.98% $0.02 -2.27%
Dodge & Cox 3.87M Dec 31, 2025 4.88% $0.60 -21.00%
FMR Inc 3.46M Dec 31, 2025 4.36% $0.05 -2.96%
JPMorgan Chase & Co 3.16M Sep 30, 2025 3.98% $0.03 91.24%
Massachusetts Financial Services Company 2.87M Dec 31, 2025 3.61% $0.27 -5.65%
Royal Bank of Canada 1.72M Sep 30, 2025 2.17% $0.08 -50.84%
Westwood Global Investments LLC 1.67M Sep 30, 2025 2.11% $11.11 -3.05%
Capital World Investors 1.63M Sep 30, 2025 2.05% $0.06 0.00%
Baillie Gifford & Co Limited. 1.43M Dec 31, 2025 1.81% $0.34 -9.47%
Harding Loevner L.P. 1.42M Dec 31, 2025 1.79% $3.59 -7.92%
Amvescap Plc. 1.35M Sep 30, 2025 1.70% $0.06 27.44%
State Street Corp 1.27M Sep 30, 2025 1.60% $0.01 5.85%
Schroder Investment Management Group 1.11M Dec 31, 2025 1.40% $0.24 2.19%
Pzena Investment Management, LLC 1.05M Sep 30, 2025 1.33% $0.91 2.47%
Bank of Nova Scotia 1.03M Sep 30, 2025 1.30% $0.48 1.50%
UBS Asset Mgmt Americas Inc 1.02M Sep 30, 2025 1.28% $0.06 -20.95%
GQG Partners LLC 949.18K Dec 31, 2025 1.20% $0.45 -0.61%
The Goldman Sachs Group Inc 792.78K Sep 30, 2025 1.00% $0.03 -4.62%
William Blair Investment Management, LLC 767.41K Dec 31, 2025 0.97% $0.61 -6.42%
Aristotle Capital Management LLC 759.39K Dec 31, 2025 0.96% $0.44 -2.51%

Shares Statistics

Shares Outstanding: 79.37M
Shares Float: 53.99M
% Insiders: 1,461.70%
% Institutions: 8,063.20%
Short % Float: 1.96%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 3.95M 4.98% ▼ 2.27% Sep 30, 2025
2 Dodge & Cox 3.87M 4.88% ▼ 21.00% Dec 31, 2025
3 FMR Inc 3.46M 4.36% ▼ 2.96% Dec 31, 2025
4 JPMorgan Chase & Co 3.16M 3.98% ▲ 91.24% Sep 30, 2025
5 Massachusetts Financial Services Company 2.87M 3.61% ▼ 5.65% Dec 31, 2025
6 Royal Bank of Canada 1.72M 2.17% ▼ 50.84% Sep 30, 2025
7 Westwood Global Investments LLC 1.67M 2.11% ▼ 3.05% Sep 30, 2025
8 Capital World Investors 1.63M 2.05% ▲ 0.00% Sep 30, 2025
9 Baillie Gifford & Co Limited. 1.43M 1.81% ▼ 9.47% Dec 31, 2025
10 Harding Loevner L.P. 1.42M 1.79% ▼ 7.92% Dec 31, 2025

Valuation Metrics

Enterprise Value: $6.19B
Trailing P/E: 13.57
Forward P/E: 12.94

Financial Highlights

Market Cap: $27.49B
P/E Ratio: $13.57
PEG Ratio: $1.16
Book Value: $141.16
Dividend/Share: $0.00
Dividend Yield: 3.18%
Earnings/Share: $25.53
Profit Margin: 33.08%
Operating Margin: 43.39%
ROA (TTM): 2.71%
ROE (TTM): 19.12%
Revenue (TTM): $20.94B
Revenue/Share (TTM): $262.40
Earnings Growth (YOY): 42.20%
Revenue Growth (YOY): 10.50%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 N/A 0.64x 0.85x 1.91x 2.42x
2024-12-31 0.53x 1.08x 0.86x 1.36x 4.34x
2023-12-31 0.49x 1.17x 0.86x 1.17x 5.06x
2022-12-31 45.17x 0.91x 0.88x 1.75x 3.53x
2021-12-31 0.49x 1.76x 0.89x 2.14x 7.67x
2020-12-31 39.94x 1.02x 0.89x 0.08x 28.10x
2019-12-31 0.51x 1.19x 0.86x 1.82x 4.74x
2018-12-31 0.42x 1.37x 0.86x 1.84x 5.44x
2017-12-31 0.48x 1.74x 0.87x 1.88x 6.30x
2016-12-31 0.40x 1.97x 0.87x 1.68x 7.31x
2015-12-31 0.44x 2.41x 0.89x 1.73x 8.16x
2014-12-31 0.50x 1.09x 0.89x 1.56x 3.97x
2013-12-31 0.59x 0.81x 0.89x 1.10x 3.60x
2012-12-31 0.66x 0.98x 0.89x 1.54x 3.47x
2011-12-31 0.62x 0.63x 0.89x 1.76x 2.10x
2010-12-31 0.50x 0.42x 0.90x 1.91x 1.38x
2009-12-31 0.21x 0.98x 0.89x 1.50x 3.22x
2008-12-31 0.29x 1.14x 0.91x 0.88x 3.47x
2007-12-31 0.28x 0.93x 0.90x 1.02x 3.16x
2006-12-31 0.33x 0.23x 0.88x 1.11x 0.87x
2005-12-31 0.35x 0.95x 0.88x 1.48x 3.83x
2004-12-31 0.30x 0.40x 0.87x 1.10x 1.90x
2003-12-31 0.29x 0.25x 0.88x 0.74x 1.37x
2002-12-31 0.44x 0.26x 0.90x 0.42x 1.79x
2001-12-31 0.45x 0.26x 0.88x 0.25x 1.63x
2000-12-31 0.30x 0.43x 0.88x 0.07x 4.44x
1999-12-31 0.28x 0.44x 0.89x 0.11x 3.59x
1998-12-31 0.30x 0.95x 0.89x 0.13x 7.13x
1997-12-31 0.00x 0.00x 0.90x 0.41x 0.00x

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