AX

Axos Financial Inc

AX.US axosfinancial.com
93.19
-0.53 (-0.57%)
USD · NYSE
52-week range
74.89
105.74
Trading at 59% of the 52-week range
Market Cap
5.29B
P/E Ratio
11.00
Forward P/E
9.55
Book Value
55.81
Div. Yield
N/A
% Institutions
88.48%
% Insiders
4.59%

1 Year

+1.1%

3 Year

+117.5%

10 Year

+319.9%
Description

Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business. The company offers various deposits products, including consumer and business checking, savings, and time deposits; and demand accounts, and money market accounts. It also provides residential single family, multifamily, and commercial mortgage loans; loans secured by commercial real estate properties; loans secured by commercial assets and non-bank lenders; auto and unsecured loans and other loans; and lender finance loans, asset-based loans, capital call facilities, equipment lending and leasing, retail and floor plan marine loans, and other consumer loans. In addition, the company offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, and securities clearing and custody, as well as margin loans and securities lending services; and retail self-directed and digital advice services. It offers it services through its digital online and mobile banking platforms, distribution channels, and affinity partners. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.

Company Information

Company Name
Axos Financial Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US05465C1009
CIK: 0001299709
CUSIP: 05465C100
Currency: USD
Full Time Employees: 2,191
Phone: 858 649 2218
Fiscal Year End: June
IPO Date: Mar 15, 2005
Description:

Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business. The company offers various deposits products, including consumer and business checking, savings, and time deposits; and demand accounts, and money market accounts. It also provides residential single family, multifamily, and commercial mortgage loans; loans secured by commercial real estate properties; loans secured by commercial assets and non-bank lenders; auto and unsecured loans and other loans; and lender finance loans, asset-based loans, capital call facilities, equipment lending and leasing, retail and floor plan marine loans, and other consumer loans. In addition, the company offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, and securities clearing and custody, as well as margin loans and securities lending services; and retail self-directed and digital advice services. It offers it services through its digital online and mobile banking platforms, distribution channels, and affinity partners. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.

Address:

9205 West Russell Road, Las Vegas, NV, United States, 89148

People

Directors & Officers

Name Title Year Born
Mr. Gregory Garrabrants C.F.A., J.D. President, CEO & Director 1972
Mr. Derrick K. Walsh CPA Executive VP & CFO 1983
Mr. John Charles Tolla Executive VP, Chief Governance, Risk & Compliance Officer 1977
Mr. Brian D. Swanson President of Consumer Bank 1980
Ms. Ann Gill Senior VP & Chief Accounting Officer NA
Ms. Candace L. Thiele Executive VP & Chief Administrative Officer NA
Mr. Johnny Y. Lai CFA Senior Vice President of Corporate Development & Investor Relations NA
Mr. Eshel Bar-Adon J.D. Executive VP of Strategic Partnerships & Chief Legal Officer 1955
Mr. Andrew J. Micheletti CPA(inactive) Executive Vice President of Finance 1957
Mr. Thomas M. Constantine Executive VP & Chief Credit Officer - Axos Bank 1962

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 06, 2026 Derrick Walsh N/A Sale 4.85K $101.21 $490.46K
Feb 06, 2026 James John Court N/A Sale 11.16K $101.01 $1.13M
Feb 04, 2026 Gregory Garrabrants N/A Sale 43.29K $99.10 $4.29M
Dec 08, 2025 Tamara N Bohlig N/A Sale 2.15K $86.23 $184.96K
Dec 05, 2025 Edward James Ratinoff N/A Sale 2.15K $84.59 $181.45K
Sep 03, 2025 Candace L Thiele N/A Sale 700.00 $90.14 $63.10K
Aug 04, 2025 Andrew J Micheletti N/A Sale 13.96K $85.38 $1.19M
May 05, 2025 Paul Grinberg N/A Sale 30.00K $68.09 $2.04M

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 8.32M Mar 31, 2026 14.67% $0.01 -0.11%
Vanguard Portfolio Management, LLC 3.09M Mar 31, 2026 5.45% $0.01 0.00%
State Street Corp 2.82M Mar 31, 2026 4.96% $0.01 4.46%
American Century Companies Inc 2.71M Jun 30, 2026 4.77% $0.12 7.78%
Vanguard Capital Management, LLC 2.45M Mar 31, 2026 4.33% $0.01 0.00%
FMR Inc 2.44M Mar 31, 2026 4.30% $0.01 30.30%
Dimensional Fund Advisors, Inc. 2.20M Jun 30, 2026 3.87% $0.04 0.92%
Geode Capital Management, LLC 1.96M Mar 31, 2026 3.45% $0.01 10.30%
Davis Asset Management, L.P. 1.54M Jun 30, 2026 2.71% $3.79 0.00%
Franklin Templeton Inc 754.99K Mar 31, 2026 1.33% $0.02 65.87%
Charles Schwab Investment Management Inc 732.08K Mar 31, 2026 1.29% $0.01 1.46%
Ameriprise Financial Inc 708.49K Mar 31, 2026 1.25% $0.01 -5.99%
Northern Trust Corp 684.71K Mar 31, 2026 1.21% $0.01 2.96%
Amvescap Plc. 546.31K Mar 31, 2026 0.96% $0.00 171.86%
Morgan Stanley - Brokerage Accounts 543.63K Mar 31, 2026 0.96% $0.00 -3.59%
Emerald Advisers, LLC 536.16K Jun 30, 2026 0.95% $1.23 8.05%
Wasatch Advisors LP 515.58K Jun 30, 2026 0.91% $0.33 -16.35%
Geneva Capital Management 477.01K Jun 30, 2026 0.84% $1.07 -21.56%
Wellington Management Company LLP 470.59K Jun 30, 2026 0.83% $0.01 -43.83%
Boston Partners Global Investors, Inc 433.65K Jun 30, 2026 0.76% $0.04 4.96%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 3.46M 6.10% ▲ 0.00% Aug 31, 2026
2 Vanguard MStar Total Stk Mkt Idx Invest 1.73M 3.04% ▲ 0.40% Jul 31, 2026
3 Avantis US Small Cap Value ETF 1.65M 2.91% ▲ 0.09% Aug 31, 2026
4 iShares Russell 2000 ETF 1.36M 2.40% ▲ 0.00% Aug 31, 2026
5 Vanguard Small Cap Index 1.24M 2.19% ▲ 0.22% Jul 31, 2026
6 Strategic Advisers Fidelity US TtlStk 1.15M 2.02% ▼ 22.05% Jul 31, 2026
7 Vanguard MStar Small Cap Value Index 789.05K 1.39% ▲ 0.28% Jul 31, 2026
8 Vanguard Institutional Extnd Mkt Idx Tr 654.96K 1.15% ▲ 0.43% Jul 31, 2026
9 Fidelity Small Cap Index 600.44K 1.06% ▲ 11.16% Jun 30, 2026
10 iShares S&P Small-Cap 600 Growth ETF 538.07K 0.95% ▲ 0.00% Aug 28, 2026

Financial Highlights

Market Cap: $5.29B
P/E Ratio: $11.00
PEG Ratio: $0.95
Book Value: $55.81
Earnings/Share: $8.48
Profit Margin: 35.55%
Operating Margin: 45.03%
ROA (TTM): 1.79%
ROE (TTM): 16.77%
Revenue (TTM): $1.38B
Revenue/Share (TTM): $24.35
Earnings Growth (YOY): 12.40%
Revenue Growth (YOY): 18.10%

Valuation Metrics

Enterprise Value: $5.54B
Trailing P/E: 11.00
Forward P/E: 9.55

Shares Statistics

Shares Outstanding: 56.73M
Shares Float: 54.16M
% Insiders: 4.59%
% Institutions: 88.48%
Short % Float: 7.62%

Stock Price History

1 Year Price History

3 Years Price History

10 Years Price History

Financial Charts

Revenue, Net Income & Operating Cash Flow (Yearly)

Revenue, Net Income & Operating Cash Flow (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$2.19B
Cost of Goods Sold
adjust
$-811.15M
Gross Profit
subtotal
$1.38B
SG&A
adjust
$-77.41M
Other Operating Expense
adjust
$-655.31M
Operating Income
subtotal
$646.67M
Other / Non-Operating Items
adjust
$-156.30M
Net Income
subtotal
$490.37M

Earnings Per Share (EPS) History

Financial Ratios

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