Stock Fundamentals

Company Information

Company Name
Ames National Corporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US0310011004
CIK: 0001132651
CUSIP: 031001100
Currency: USD
Full Time Employees: 259
Phone: 515 232 6251
Fiscal Year End: December
IPO Date: Feb 15, 2000
Description:

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit. The company also provides loans, such as short-term and medium-term commercial, multi-family and agricultural real estate, residential real estate loans, equipment, vehicle, and home improvement loans; consumer loans to finance consumer purchases, such as automobiles, trucks, recreational vehicles, household furnishings, boats, personal loans, and lines of credit; agricultural and business operating loans and lines of credit; and originates mortgage loans for sale into the secondary market. In addition, it offers cash management, merchant credit card processing, safe deposit box, wire transfer, direct deposit, and automated/video teller machine access services; and automatic drafts for various accounts, as well as wealth management services. Further, it provides farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and online, mobile, and private banking services. Ames National Corporation was founded in 1903 and is headquartered in Ames, Iowa.

Address:

323 Sixth Street, Ames, IA, United States, 50010

Directors & Officers

Name Title Year Born
Mr. John P. Nelson President, CEO & Director 1967
Mr. Scott T. Bauer President & Director of First National Bank 1963
Mr. Michael A. Wilson Chief Lending Officer 1965
Mr. Justin C. Clausen CFO & Secretary 1988
Mr. Timothy J. Lupardus Senior VP & Chief Information Officer NA
Ms. Lori J. Hill Valuation Services Coordinator & Administrative Officer NA
Dena M. Gray-Fisher VP & Marketing Director NA
Ms. Jennifer J. Hanson VP & Human Resources Director NA
Joel L. Regenwether Senior VP & Operations Project Manager NA
Mr. Richard J. Schreier President & Director of Reliance State Bank 1968

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 27, 2026 Michelle R Cassabaum N/A Purchase 205.00 $27.25 $5.59K
Jan 30, 2026 Michelle R Cassabaum N/A Purchase 280.00 $26.11 $7.31K
Dec 02, 2025 Scott T Bauer N/A Purchase 20.00 $21.68 $433.60
Nov 17, 2025 Jeffrey K Putzier N/A Purchase 200.00 $21.25 $4.25K
Nov 13, 2025 Douglas W Beals N/A Purchase 500.00 $21.37 $10.69K
Oct 31, 2025 Michelle R Cassabaum N/A Purchase 44.00 $20.82 $916.08
Oct 24, 2025 Patrick G Hagan N/A Purchase 300.00 $20.85 $6.26K
Aug 29, 2025 Michelle R Cassabaum N/A Purchase 278.00 $19.83 $5.51K
Jul 31, 2025 Michelle R Cassabaum N/A Purchase 164.00 $18.29 $3.00K
Jun 20, 2025 Jeffery C Baker N/A Purchase 500.00 $17.18 $8.59K
Jun 02, 2025 Horras Betty A Baudler N/A Purchase 100.00 $17.50 $1.75K
May 30, 2025 Michelle R Cassabaum N/A Purchase 314.00 $17.54 $5.51K
May 28, 2025 Horras Betty A Baudler N/A Purchase 100.00 $17.52 $1.75K
May 23, 2025 Douglas W Beals N/A Purchase 400.00 $17.29 $6.92K
May 22, 2025 Patrick G Hagan N/A Purchase 200.00 $17.65 $3.53K
May 21, 2025 Adam Snodgrass N/A Purchase 200.00 $17.80 $3.56K
May 21, 2025 Richard Schreier N/A Purchase 279.00 $17.90 $4.99K
May 02, 2025 Douglas W Beals N/A Purchase 275.00 $17.59 $4.84K
Apr 30, 2025 Michelle R Cassabaum N/A Purchase 122.00 $17.05 $2.08K
Apr 28, 2025 Patrick G Hagan N/A Purchase 500.00 $16.65 $8.33K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Fourthstone LLC 683.25K Mar 31, 2026 7.71% $3.27 55.75%
BlackRock Inc 609.16K Mar 31, 2026 6.88% $0.00 -3.40%
Vanguard Group Inc 510.11K Dec 31, 2025 5.76% $0.00 0.27%
Dimensional Fund Advisors, Inc. 273.04K Mar 31, 2026 3.08% $0.00 2.68%
Geode Capital Management, LLC 202.48K Mar 31, 2026 2.29% $0.00 -1.48%
State Street Corp 151.77K Mar 31, 2026 1.71% $0.00 14.87%
Arrowstreet Capital Limited Partnership 100.39K Mar 31, 2026 1.13% $0.00 1.65%
Elizabeth Park Capital Advisors, Ltd 80.48K Mar 31, 2026 0.91% $1.75 -25.05%
Northern Trust Corp 69.78K Mar 31, 2026 0.79% $0.00 6.16%
LPL Financial Corp 57.18K Mar 31, 2026 0.65% $0.00 -1.38%
Marshall Wace Asset Management Ltd 56.99K Mar 31, 2026 0.64% $0.00 0.00%
Morgan Stanley - Brokerage Accounts 46.92K Mar 31, 2026 0.53% $0.00 -12.05%
Ames National Corp 46.56K Mar 31, 2026 0.53% $0.79 -20.49%
American Century Companies Inc 45.19K Mar 31, 2026 0.51% $0.00 379.99%
The Goldman Sachs Group Inc 44.34K Mar 31, 2026 0.50% $0.00 322.39%
Segall Bryant & Hamill 39.52K Mar 31, 2026 0.45% $0.02 0.00%
Renaissance Technologies Corp 37.98K Mar 31, 2026 0.43% $0.00 -15.75%
O'Shaughnessy Asset Management LLC 33.67K Mar 31, 2026 0.38% $0.00 29.79%
AQR Capital Management LLC 32.17K Mar 31, 2026 0.36% $0.00 6.73%
CHANNEL WEALTH LLC 31.28K Mar 31, 2026 0.35% $0.21 0.00%

Shares Statistics

Shares Outstanding: 8.86M
Shares Float: 8.02M
% Insiders: 125.40%
% Institutions: 4,147.10%
Short % Float: 1.90%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 295.31K 3.33% ▲ 0.00% Apr 30, 2026
2 iShares Russell 2000 ETF 220.91K 2.49% ▲ 0.86% Apr 30, 2026
3 Vanguard Institutional Extnd Mkt Idx Tr 98.88K 1.12% ▲ 2.76% Apr 30, 2026
4 Fidelity Small Cap Index 84.48K 0.95% ▼ 0.40% Feb 28, 2026
5 iShares Russell 2000 Value ETF 75.93K 0.86% ▲ 0.54% Apr 30, 2026
6 Russell 2000 Equity Index Fund B 65.38K 0.74% ▼ 0.04% Dec 31, 2025
7 Avantis US Small Cap Value ETF 62.10K 0.70% ▲ 0.00% Apr 30, 2026
8 DFA US Targeted Value I 53.96K 0.61% ▲ 0.00% Mar 31, 2026
9 Vanguard Russell 2000 ETF 44.90K 0.51% ▲ 2.24% Apr 30, 2026
10 DFA US Small Cap I 38.65K 0.44% ▲ 0.00% Mar 31, 2026

Valuation Metrics

Enterprise Value: $183.82M
Trailing P/E: 11.80
Forward P/E: 12.76

Financial Highlights

Market Cap: $252.96M
P/E Ratio: $11.80
PEG Ratio: $1.03
Book Value: $23.44
Dividend/Share: $0.64
Dividend Yield: 2.20%
Earnings/Share: $2.42
Profit Margin: 31.18%
Operating Margin: 43.09%
ROA (TTM): 1.00%
ROE (TTM): 11.03%
Revenue (TTM): $69.09M
Revenue/Share (TTM): $7.78
Earnings Growth (YOY): 74.30%
Revenue Growth (YOY): 28.00%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 4.95x 0.29x 0.90x 0.74x 2.44x
2024-12-31 0.17x 0.57x 0.92x 0.33x 7.13x
2023-12-31 0.43x 0.99x 0.92x 0.43x 11.24x
2022-12-31 0.43x 0.54x 0.93x 3.03x 2.94x
2021-12-31 0.49x 0.21x 0.90x 6.84x 1.31x
2020-12-31 0.45x 0.19x 0.89x 2.87x 1.58x
2019-12-31 0.41x 0.25x 0.89x 1.93x 2.06x
2018-12-31 1.48x 0.39x 0.88x 2.82x 2.95x
2017-12-31 1.39x 0.44x 0.88x 3.81x 3.29x
2016-12-31 1.42x 0.43x 0.88x 5.45x 2.96x
2015-12-31 0.53x 0.42x 0.88x 4.98x 3.01x
2014-12-31 0.55x 0.48x 0.88x 4.59x 3.36x
2013-12-31 0.60x 0.42x 0.88x 3.67x 3.03x
2012-12-31 0.65x 0.33x 0.88x 3.29x 2.36x
2011-12-31 0.66x 0.46x 0.87x 2.74x 3.21x
2010-12-31 0.05x 0.76x 0.87x 2.25x 5.06x
2009-12-31 0.06x 0.67x 0.88x 1.10x 5.80x
2008-12-31 0.06x 0.72x 0.88x 0.44x 8.99x
2007-12-31 0.05x 0.50x 0.87x 0.62x 3.56x
2006-12-31 0.04x 0.34x 0.87x 0.67x 2.47x
2005-12-31 0.04x 0.34x 0.87x 0.97x 2.23x
2004-12-31 0.05x 0.58x 0.87x 1.58x 3.51x
2003-12-31 0.07x 0.17x 0.86x 1.54x 1.04x
2002-12-31 0.10x 0.18x 0.85x 1.35x 1.09x
2001-12-31 0.09x 0.12x 0.85x 0.80x 0.74x
2000-12-31 0.07x 0.22x 0.86x 0.52x 1.41x

📦 Raw API Data (JSON Explorer)

Watchlist

0

No stocks in watchlist

Assistant

×
Hello! I'm your AI assistant. I have access to the financial data on this page. Ask me anything about ATLO.US!