Stock Fundamentals

Company Information

Company Name
ACNB Corporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US0008681092
CIK: 0000715579
CUSIP: 000868109
Currency: USD
Full Time Employees: 501
Phone: 717 334 3161
Fiscal Year End: December
IPO Date: Jan 02, 1996
Description:

ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs that include personal residential mortgages, residential construction loans, and investment mortgage loans. In addition, the company offers other services that are related to testamentary trusts, life insurance trusts, charitable, guardianships, powers of attorney, custodial accounts, investment management and advisory accounts, wealth management, and retail brokerage and services. Further, the company offers property and casualty, health, life, and disability insurance products to commercial and personal clients; online, telephone, and mobile banking; as well as automated teller machine services. ACNB Corporation was founded in 1857 and is headquartered in Gettysburg, Pennsylvania.

Address:

16 Lincoln Square, Gettysburg, PA, United States, 17325

Directors & Officers

Name Title Year Born
Mr. James P. Helt President, CEO & Director 1967
Mr. Jason H. Weber C.F.A., CPA, FRM Executive VP, CFO & Treasurer 1975
Mr. Brett D. Fulk Executive VP & Chief Strategy Officer 1969
Mr. Douglas A. Seibel Executive VP and Chief Lending & Revenue Officer of ACNB Bank 1961
Mr. Kevin J. Hayes Esq. Senior VP, General Counsel, Secretary & Chief Governance Officer NA
Emily E. Berwager Senior VP & Human Resources Manager NA
Mr. Mark E. Blacksten Executive Vice President of Maryland Market President NA
Mr. Andrew A. Bradley Senior VP & Chief Risk Officer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 13, 2026 Frank Elsner III N/A Purchase 5.00 $46.42 $232.10
Feb 03, 2026 Kevin J Hayes N/A Sale 750.00 $51.30 $38.48K
Jan 26, 2026 Brett D Fulk N/A Sale 1.49K $48.52 $72.10K
Dec 15, 2025 Brett D Fulk N/A Sale 2.77K $52.27 $144.94K
Dec 15, 2025 Frank Elsner III N/A Purchase 5.00 $52.65 $263.25
Dec 11, 2025 Donald Arthur Seibel Jr N/A Sale 5.00K $51.00 $255.00K
Nov 20, 2025 Scott L Kelley N/A Purchase 396.00 $40.00 $15.84K
Sep 15, 2025 Frank Elsner III N/A Purchase 6.00 $44.83 $268.98
Sep 15, 2025 James J Lott N/A Purchase 251.00 $44.83 $11.25K
Jun 13, 2025 Frank Elsner III N/A Purchase 6.00 $40.97 $245.82

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 622.58K Mar 31, 2026 6.10% $0.00 2.28%
Vanguard Group Inc 544.26K Dec 31, 2025 5.33% $0.00 2.74%
FMR Inc 363.66K Mar 31, 2026 3.56% $0.00 -38.93%
Private Capital Management, LLC 359.74K Mar 31, 2026 3.52% $1.71 -2.97%
Dimensional Fund Advisors, Inc. 334.84K Mar 31, 2026 3.28% $0.00 4.62%
Geode Capital Management, LLC 246.38K Mar 31, 2026 2.41% $0.00 2.22%
State Street Corp 195.58K Mar 31, 2026 1.92% $0.00 7.74%
American Century Companies Inc 183.62K Mar 31, 2026 1.80% $0.00 39.10%
Manufacturers Life Insurance Co 162.98K Mar 31, 2026 1.60% $0.01 11.90%
Bridgeway Capital Management, LLC 106.16K Mar 31, 2026 1.04% $0.10 0.24%
Northern Trust Corp 92.57K Mar 31, 2026 0.91% $0.00 2.06%
Maltese Capital Management LLC 85.60K Mar 31, 2026 0.84% $0.81 29.38%
Empowered Funds, LLC 59.76K Mar 31, 2026 0.59% $0.02 0.00%
Morgan Stanley - Brokerage Accounts 51.38K Mar 31, 2026 0.50% $0.00 63.88%
Citadel Advisors Llc 45.48K Mar 31, 2026 0.45% $0.00 127.55%
Two Sigma Investments LLC 38.59K Mar 31, 2026 0.38% $0.00 115.09%
Bank of New York Mellon Corp 37.27K Mar 31, 2026 0.37% $0.00 8.27%
Bank of America Corp 33.19K Mar 31, 2026 0.33% $0.00 10.01%
Stifel Financial Corp 27.80K Mar 31, 2026 0.27% $0.00 0.00%
Charles Schwab Investment Management Inc 27.24K Mar 31, 2026 0.27% $0.00 -11.49%

Shares Statistics

Shares Outstanding: 10.21M
Shares Float: 9.80M
% Insiders: 386.90%
% Institutions: 4,105.50%
Short % Float: 1.31%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Fidelity Low-Priced Stock 329.25K 3.22% ▼ 0.08% Feb 28, 2026
2 Vanguard Total Stock Mkt Idx Inv 313.30K 3.07% ▲ 5.33% Apr 30, 2026
3 iShares Russell 2000 ETF 234.62K 2.30% ▲ 0.85% Apr 30, 2026
4 Avantis US Small Cap Value ETF 169.30K 1.66% ▲ 0.00% Apr 30, 2026
5 Vanguard Institutional Extnd Mkt Idx Tr 120.80K 1.18% ▲ 1.05% Apr 30, 2026
6 Fidelity Small Cap Index 100.51K 0.98% ▲ 1.01% Feb 28, 2026
7 iShares Russell 2000 Value ETF 85.26K 0.83% ▲ 0.54% Apr 30, 2026
8 JHancock Regional Bank A 77.59K 0.76% ▲ 12.63% Mar 31, 2026
9 JH Financial Opportunities 71.32K 0.70% ▲ 14.61% Mar 31, 2026
10 Fidelity LowPriced Stock Commingled Pl A 67.60K 0.66% ▲ 0.00% Feb 28, 2026

Valuation Metrics

Enterprise Value: $725.34M
Trailing P/E: 10.63
Forward P/E: 9.75

Financial Highlights

Market Cap: $537.36M
P/E Ratio: $10.63
PEG Ratio: $0.00
Book Value: $41.16
Dividend/Share: $1.44
Dividend Yield: 2.68%
Earnings/Share: $4.95
Profit Margin: 32.12%
Operating Margin: 45.66%
ROA (TTM): 1.56%
ROE (TTM): 12.56%
Revenue (TTM): $158.86M
Revenue/Share (TTM): $15.28
Earnings Growth (YOY): 34.80%
Revenue Growth (YOY): 42.70%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.32x 0.76x 0.87x 1.16x 6.02x
2024-12-31 0.04x 0.89x 0.87x 1.69x 6.24x
2023-12-31 0.27x 0.91x 0.89x 4.79x 5.84x
2022-12-31 16.00x 0.27x 0.90x 12.40x 1.36x
2021-12-31 29.82x 0.03x 0.01x 5.06x 1.90x
2020-12-31 17.72x 0.04x 0.02x 1.86x 3.62x
2019-12-31 0.21x 0.53x 0.89x 2.90x 3.11x
2018-12-31 0.15x 0.70x 0.90x 3.61x 4.00x
2017-12-31 36.31x 0.85x 0.90x 3.02x 7.03x
2016-12-31 28.32x 0.91x 0.90x 3.72x 6.62x
2015-12-31 26.19x 0.97x 0.90x 3.83x 6.76x
2014-12-31 19.03x 1.15x 0.90x 3.67x 8.21x
2013-12-31 0.17x 1.23x 0.90x 2.97x 9.52x
2012-12-31 17.01x 1.06x 0.90x 1.84x 8.10x
2011-12-31 0.27x 1.67x 0.90x 1.43x 12.67x
2010-12-31 0.03x 1.18x 0.90x 1.09x 8.63x
2009-12-31 0.03x 1.31x 0.91x 0.63x 10.65x
2008-12-31 0.02x 1.84x 0.91x 0.41x 16.02x
2007-12-31 0.03x 1.07x 0.91x 0.37x 7.64x
2006-12-31 0.03x 1.75x 0.92x 0.39x 11.39x
2005-12-31 0.03x 1.76x 0.92x 0.51x 10.89x
2004-12-31 0.03x 1.88x 0.92x 0.88x 9.32x
2003-12-31 0.05x 2.17x 0.92x 1.00x 8.75x
2002-12-31 0.03x 1.38x 0.90x 0.89x 7.21x
2001-12-31 0.04x 0.83x 0.90x 0.75x 4.19x
2000-12-31 0.04x 0.81x 0.89x 0.72x 3.84x
1999-12-31 0.07x 0.50x 0.89x 0.73x 2.45x
1998-12-31 0.05x 0.00x 0.89x 0.70x 0.00x
1997-12-31 0.07x 0.00x 0.89x 0.72x 0.00x
1996-12-31 0.05x 0.00x 0.90x 0.70x 0.00x
1995-12-31 0.06x 0.00x 0.89x 0.66x 0.00x
1994-12-31 0.03x 0.35x 0.90x 1.81x 0.75x

📦 Raw API Data (JSON Explorer)

Watchlist

0

No stocks in watchlist

Assistant

×
Hello! I'm your AI assistant. I have access to the financial data on this page. Ask me anything about ACNB.US!