ACNB Corporation

ACNB.US
Financial Services · Banks - Regional
64.63
+0.63 (+0.98%)
USD · NASDAQ

Company Information

Company Name
ACNB Corporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US0008681092
CIK: 0000715579
CUSIP: 000868109
Currency: USD
Full Time Employees: 501
Phone: 717 334 3161
Fiscal Year End: December
IPO Date: Jan 02, 1996
Description:

ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs that include personal residential mortgages, residential construction loans, and investment mortgage loans. In addition, the company offers other services that are related to testamentary trusts, life insurance trusts, charitable, guardianships, powers of attorney, custodial accounts, investment management and advisory accounts, wealth management, and retail brokerage and services. Further, the company offers property and casualty, health, life, and disability insurance products to commercial and personal clients; online, telephone, and mobile banking; as well as automated teller machine services. ACNB Corporation was founded in 1857 and is headquartered in Gettysburg, Pennsylvania.

Address:

16 Lincoln Square, Gettysburg, PA, United States, 17325

People

Directors & Officers

Name Title Year Born
Mr. James P. Helt President, CEO & Director 1967
Mr. Jason H. Weber C.F.A., CPA, FRM Executive VP, CFO & Treasurer 1975
Mr. Brett D. Fulk Executive VP & Chief Strategy Officer 1969
Mr. Douglas A. Seibel Executive VP and Chief Lending & Revenue Officer of ACNB Bank 1961
Mr. Kevin J. Hayes Esq. Senior VP, General Counsel, Secretary & Chief Governance Officer NA
Emily E. Berwager Senior VP & Human Resources Manager NA
Mr. Mark E. Blacksten Executive Vice President of Maryland Market President NA
Mr. Andrew A. Bradley Senior VP & Chief Risk Officer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Mar 13, 2026 Frank Elsner III N/A Purchase 5.00 $46.42 $232.10
Feb 03, 2026 Kevin J Hayes N/A Sale 750.00 $51.30 $38.48K
Jan 26, 2026 Brett D Fulk N/A Sale 1.49K $48.52 $72.10K
Dec 15, 2025 Brett D Fulk N/A Sale 2.77K $52.27 $144.94K
Dec 15, 2025 Frank Elsner III N/A Purchase 5.00 $52.65 $263.25
Dec 11, 2025 Donald Arthur Seibel Jr N/A Sale 5.00K $51.00 $255.00K
Nov 20, 2025 Scott L Kelley N/A Purchase 396.00 $40.00 $15.84K
Sep 15, 2025 Frank Elsner III N/A Purchase 6.00 $44.83 $268.98
Sep 15, 2025 James J Lott N/A Purchase 251.00 $44.83 $11.25K
Jun 13, 2025 Frank Elsner III N/A Purchase 6.00 $40.97 $245.82

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 622.58K Mar 31, 2026 6.10% $0.00 2.28%
Vanguard Group Inc 544.26K Dec 31, 2025 5.33% $0.00 2.74%
Vanguard Capital Management, LLC 427.66K Mar 31, 2026 4.19% $0.00 0.00%
FMR Inc 363.66K Mar 31, 2026 3.56% $0.00 -38.93%
Private Capital Management, LLC 359.74K Mar 31, 2026 3.52% $1.71 -2.97%
Dimensional Fund Advisors, Inc. 334.84K Mar 31, 2026 3.28% $0.00 4.62%
Geode Capital Management, LLC 246.38K Mar 31, 2026 2.41% $0.00 2.22%
State Street Corp 195.58K Mar 31, 2026 1.92% $0.00 7.74%
American Century Companies Inc 183.62K Mar 31, 2026 1.80% $0.00 39.10%
Manufacturers Life Insurance Co 162.98K Mar 31, 2026 1.60% $0.01 11.90%
Bridgeway Capital Management, LLC 106.16K Mar 31, 2026 1.04% $0.10 0.24%
Northern Trust Corp 92.57K Mar 31, 2026 0.91% $0.00 2.06%
Maltese Capital Management LLC 85.60K Mar 31, 2026 0.84% $0.81 29.38%
Vanguard Fiduciary Trust Co 67.45K Mar 31, 2026 0.66% $0.00 0.00%
Empowered Funds, LLC 59.76K Mar 31, 2026 0.59% $0.02 0.00%
Vanguard Portfolio Management, LLC 58.21K Mar 31, 2026 0.57% $0.00 0.00%
Morgan Stanley - Brokerage Accounts 51.38K Mar 31, 2026 0.50% $0.00 63.88%
Citadel Advisors Llc 45.48K Mar 31, 2026 0.45% $0.00 127.55%
Two Sigma Investments LLC 38.59K Mar 31, 2026 0.38% $0.00 115.09%
Bank of New York Mellon Corp 37.27K Mar 31, 2026 0.37% $0.00 8.27%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 305.40K 2.99% ▼ 2.52% Jun 30, 2026
2 iShares Russell 2000 ETF 283.72K 2.78% ▲ 0.60% Jun 30, 2026
3 Avantis US Small Cap Value ETF 210.96K 2.07% ▲ 0.13% Jun 30, 2026
4 Vanguard Institutional Extnd Mkt Idx Tr 119.13K 1.17% ▲ 0.35% Jun 30, 2026
5 iShares Russell 2000 Value ETF 101.45K 0.99% ▼ 0.69% Jun 30, 2026
6 Fidelity Small Cap Index 101.08K 0.99% ▲ 0.88% Apr 30, 2026
7 JHancock Regional Bank A 77.59K 0.76% ▲ 0.00% May 31, 2026
8 JH Financial Opportunities 71.32K 0.70% ▲ 0.00% May 31, 2026
9 Russell 2000 Index Non-Lendable Fund 66.91K 0.66% ▲ 1.27% Jun 30, 2026
10 Russell 2000 Equity Index Fund B 66.91K 0.66% ▲ 1.27% Jun 30, 2026

Financial Highlights

Market Cap: $659.29M
P/E Ratio: $12.86
PEG Ratio: $0.00
Book Value: $41.62
Dividend/Share: $1.52
Dividend Yield: 2.38%
Earnings/Share: $5.02
Profit Margin: 33.91%
Operating Margin: 48.93%
ROA (TTM): 1.66%
ROE (TTM): 13.34%
Revenue (TTM): $160.98M
Revenue/Share (TTM): $15.59
Earnings Growth (YOY): 34.20%
Revenue Growth (YOY): 5.30%

Valuation Metrics

Enterprise Value: $902.10M
Trailing P/E: 12.86
Forward P/E: 9.75

Shares Statistics

Shares Outstanding: 10.21M
Shares Float: 9.76M
% Insiders: 390.70%
% Institutions: 4,133.40%
Short % Float: 2.70%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$170.39M
Cost of Goods Sold
adjust
$-44.85M
Gross Profit
subtotal
$125.53M
SG&A
adjust
$-67.43M
Other Operating Expense
adjust
$-11.65M
Operating Income
subtotal
$46.45M
Other / Non-Operating Items
adjust
$-9.40M
Net Income
subtotal
$37.05M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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