Capital Intensity
Score how much of a company is physical plant, inventory, and equipment, whether that base is being maintained, and whether the shares have tangible backing.
Southern Missouri Bancorp Inc
Banks, insurers, and other financials hold few plants and little inventory, so a physical-asset screen is a poor fit. The ratios below are still the latest annual figures. Capex is 0.41x depreciation while free cash flow yield is positive, which can mean an aging base that is still throwing off cash. EBITDA after capex covers debt service by 0.61x, which is below 1.
Fixed-asset turnover is 3.40x. Compare it with other names in the same basket.
Physical asset ratio
1.8%Physical asset ratio · 2026-06-30(Net PP&E + inventory) / total assetsNet PP&E$93.19MpropertyPlantAndEquipmentNetInventory$0.00Not reported, treated as 0Total assets$5.23BtotalAssetsInventory was not reported and is treated as zero.Result 1.8%
Net PP&E plus inventory, divided by total assets. Above 50% is a heavy footprint.
Fixed asset turnover
3.40xFixed asset turnover · 2026-06-30Revenue / net PP&ERevenue$316.54MtotalRevenueNet PP&E$93.19MpropertyPlantAndEquipmentNetResult 3.40x
Revenue per dollar of the physical asset base.
Capex / D&A
0.41xCapex / D&A · 2026-06-30Capital expenditures / depreciation and amortizationCapex$3.96McapitalExpendituresD&A$9.59MreconciledDepreciationResult 0.41x
Above 1.0x means the physical base is being replaced or expanded.
Tangible book / share
$42.19Tangible book / share · 2026-06-30(Total assets − goodwill − intangibles − liabilities) / sharesTotal assets$5.23BtotalAssetsGoodwill$50.73MgoodWillIntangibles$70.62MintangibleAssetsLiabilities$4.64BtotalLiabTangible book$469.33MShares11,124,000commonStockSharesOutstandingResult $42.19
Assets minus goodwill, intangibles, and liabilities, per share.
Price / tangible book
1.68xPrice / tangible bookPrice / tangible book per sharePrice$70.70Latest quoteTangible book / share$42.192026-06-30Result 1.68x
Price $70.70.
Fixed-charge coverage
0.61xFixed-charge coverage · 2026-06-30(EBITDA − capex) / (interest + short-term debt)EBITDA$87.10MebitdaCapex$3.96McapitalExpendituresInterest$116.14MinterestExpenseShort-term debt$20.00MshortTermDebtEBITDA − capex$83.15MPrincipal due is short-term debt.Result 0.61x
EBITDA minus capex, divided by interest plus short-term debt.
FCF yield
9.7%Free cash flow yield · 2026-06-30Latest free cash flow / current market capFree cash flow$76.56MfreeCashFlowMarket cap$791.19MMarketCapitalizationResult 9.7%
Latest free cash flow divided by current market cap ($791.19M).
ROIC
33.4%ROIC · 2026-06-30Operating income × (1 − tax rate) / (equity + debt − cash)Operating income$87.10MoperatingIncomeTax expense$15.26MincomeTaxExpensePretax income$87.10MincomeBeforeTaxTax rate17.5%Equity$590.68MtotalStockholderEquityDebt$166.19MshortLongTermDebtTotalCash$541.74McashAndShortTermInvestmentsInvested capital$215.13MResult 33.4%
After-tax operating income over equity plus debt minus cash.
Operating income / net PP&E is 0.93x.
Footprint and return
Turnover and reinvestment
| Year | Physical | FAT | Capex/D&A | TBV/sh | Coverage | FCF | ROIC | EBIT/PP&E |
|---|---|---|---|---|---|---|---|---|
| 2019 | 0.6%Physical asset ratio · 2019-06-30(Net PP&E + inventory) / total assetsNet PP&E$62.73MpropertyPlantEquipmentInventory-$50.28MinventoryTotal assets$2.21BtotalAssetsResult 0.6% | 1.76xFixed asset turnover · 2019-06-30Revenue / net PP&ERevenue$110.58MtotalRevenueNet PP&E$62.73MpropertyPlantEquipmentResult 1.76x | 1.52xCapex / D&A · 2019-06-30Capital expenditures / depreciation and amortizationCapex$7.70McapitalExpendituresD&A$5.07MdepreciationAndAmortizationResult 1.52x | $23.37Tangible book / share · 2019-06-30(Total assets − goodwill − intangibles − liabilities) / sharesTotal assets$2.21BtotalAssetsGoodwill$14.09MgoodWillIntangibles$9.24MintangibleAssetsLiabilities$1.98BtotalLiabTangible book$215.06MShares9,204,000commonStockSharesOutstandingResult $23.37 | 1.29xFixed-charge coverage · 2019-06-30(EBITDA − capex) / (interest + short-term debt)EBITDA$41.03MebitdaCapex$7.70McapitalExpendituresInterest$24.70MinterestExpenseShort-term debt$1.19MshortLongTermDebtEBITDA − capex$33.33MPrincipal due is the current portion of debt.Result 1.29x | $30.91MFree cash flow · 2019-06-30Reported free cash flowOperating cash flow$38.60MtotalCashFromOperatingActivitiesCapex$7.70McapitalExpendituresFree cash flow$30.91MfreeCashFlowFree cash flow is the amount reported on the cash-flow statement.Result $30.91M | 71.1%ROIC · 2019-06-30Operating income × (1 − tax rate) / (equity + debt − cash)Operating income$35.95MoperatingIncomeTax expense$7.05MincomeTaxExpensePretax income$35.95MincomeBeforeTaxTax rate19.6%Equity$238.39MtotalStockholderEquityDebt$4.19MlongTermDebt + shortLongTermDebtCash$201.90McashAndShortTermInvestmentsInvested capital$40.68MReported total debt was more than 1.5× long-term debt plus the current portion, so invested capital uses those two lines.Result 71.1% | 0.57xEBIT / PP&E · 2019-06-30Operating income / net PP&EOperating income$35.95MoperatingIncomeNet PP&E$62.73MpropertyPlantEquipmentResult 0.57x |
| 2020 | -0.2%Physical asset ratio · 2020-06-30(Net PP&E + inventory) / total assetsNet PP&E$65.11MpropertyPlantEquipmentInventory-$69.90MinventoryTotal assets$2.54BtotalAssetsResult -0.2% | 1.87xFixed asset turnover · 2020-06-30Revenue / net PP&ERevenue$121.80MtotalRevenueNet PP&E$65.11MpropertyPlantEquipmentResult 1.87x | 0.77xCapex / D&A · 2020-06-30Capital expenditures / depreciation and amortizationCapex$4.30McapitalExpendituresD&A$5.55MdepreciationAndAmortizationResult 0.77x | $25.72Tangible book / share · 2020-06-30(Total assets − goodwill − intangibles − liabilities) / sharesTotal assets$2.54BtotalAssetsGoodwill$14.09MgoodWillIntangibles$7.70MintangibleAssetsLiabilities$2.28BtotalLiabTangible book$236.56MShares9,199,000commonStockSharesOutstandingResult $25.72 | 0.91xFixed-charge coverage · 2020-06-30(EBITDA − capex) / (interest + short-term debt)EBITDA$39.99MebitdaCapex$4.30McapitalExpendituresInterest$26.92MinterestExpenseShort-term debt$12.47MshortTermDebtEBITDA − capex$35.68MPrincipal due is short-term debt.Result 0.91x | $36.00MFree cash flow · 2020-06-30Reported free cash flowOperating cash flow$40.30MtotalCashFromOperatingActivitiesCapex$4.30McapitalExpendituresFree cash flow$36.00MfreeCashFlowFree cash flow is the amount reported on the cash-flow statement.Result $36.00M | 24.6%ROIC · 2020-06-30Operating income × (1 − tax rate) / (equity + debt − cash)Operating income$34.43MoperatingIncomeTax expense$6.89MincomeTaxExpensePretax income$34.43MincomeBeforeTaxTax rate20.0%Equity$258.35MtotalStockholderEquityDebt$85.17MshortLongTermDebtTotalCash$231.74McashAndShortTermInvestmentsInvested capital$111.77MResult 24.6% | 0.53xEBIT / PP&E · 2020-06-30Operating income / net PP&EOperating income$34.43MoperatingIncomeNet PP&E$65.11MpropertyPlantEquipmentResult 0.53x |
| 2021 | -2.7%Physical asset ratio · 2021-06-30(Net PP&E + inventory) / total assetsNet PP&E$64.08MpropertyPlantEquipmentInventory-$136.88MinventoryTotal assets$2.70BtotalAssetsResult -2.7% | 2.02xFixed asset turnover · 2021-06-30Revenue / net PP&ERevenue$129.52MtotalRevenueNet PP&E$64.08MpropertyPlantEquipmentResult 2.02x | 0.53xCapex / D&A · 2021-06-30Capital expenditures / depreciation and amortizationCapex$2.86McapitalExpendituresD&A$5.42MdepreciationAndAmortizationResult 0.53x | $29.10Tangible book / share · 2021-06-30(Total assets − goodwill − intangibles − liabilities) / sharesTotal assets$2.70BtotalAssetsGoodwill$14.09MgoodWillIntangibles$7.13MintangibleAssetsLiabilities$2.42BtotalLiabTangible book$262.21MShares9,011,000commonStockSharesOutstandingResult $29.10 | 1.52xFixed-charge coverage · 2021-06-30(EBITDA − capex) / (interest + short-term debt)EBITDA$65.13MebitdaCapex$2.86McapitalExpendituresInterest$16.79MinterestExpenseShort-term debt$24.24MshortTermDebtEBITDA − capex$62.27MPrincipal due is short-term debt.Result 1.52x | $48.91MFree cash flow · 2021-06-30Reported free cash flowOperating cash flow$51.76MtotalCashFromOperatingActivitiesCapex$2.86McapitalExpendituresFree cash flow$48.91MfreeCashFlowFree cash flow is the amount reported on the cash-flow statement.Result $48.91M | 191.8%ROIC · 2021-06-30Operating income × (1 − tax rate) / (equity + debt − cash)Operating income$59.71MoperatingIncomeTax expense$12.53MincomeTaxExpensePretax income$59.71MincomeBeforeTaxTax rate21.0%Equity$283.42MtotalStockholderEquityDebt$72.77MshortLongTermDebtTotalCash$331.59McashAndShortTermInvestmentsInvested capital$24.60MResult 191.8% | 0.93xEBIT / PP&E · 2021-06-30Operating income / net PP&EOperating income$59.71MoperatingIncomeNet PP&E$64.08MpropertyPlantEquipmentResult 0.93x |
| 2022 | 2.3%Physical asset ratio · 2022-06-30(Net PP&E + inventory) / total assetsNet PP&E$71.35MpropertyPlantEquipmentInventory$2.19MinventoryTotal assets$3.21BtotalAssetsResult 2.3% | 1.94xFixed asset turnover · 2022-06-30Revenue / net PP&ERevenue$138.07MtotalRevenueNet PP&E$71.35MpropertyPlantEquipmentResult 1.94x | 0.78xCapex / D&A · 2022-06-30Capital expenditures / depreciation and amortizationCapex$4.62McapitalExpendituresD&A$5.92MdepreciationAndAmortizationResult 0.78x | $31.66Tangible book / share · 2022-06-30(Total assets − goodwill − intangibles − liabilities) / sharesTotal assets$3.21BtotalAssetsGoodwill$27.29MgoodWillIntangibles$8.18MintangibleAssetsLiabilities$2.89BtotalLiabTangible book$285.31MShares9,011,000commonStockSharesOutstandingResult $31.66 | 2.82xFixed-charge coverage · 2022-06-30(EBITDA − capex) / (interest + short-term debt)EBITDA$65.83MebitdaCapex$4.62McapitalExpendituresInterest$13.30MinterestExpenseShort-term debt$8.44MshortTermDebtEBITDA − capex$61.21MPrincipal due is short-term debt.Result 2.82x | $62.73MFree cash flow · 2022-06-30Reported free cash flowOperating cash flow$67.34MtotalCashFromOperatingActivitiesCapex$4.62McapitalExpendituresFree cash flow$62.73MfreeCashFlowFree cash flow is the amount reported on the cash-flow statement.Result $62.73M | 86.0%ROIC · 2022-06-30Operating income × (1 − tax rate) / (equity + debt − cash)Operating income$59.90MoperatingIncomeTax expense$12.74MincomeTaxExpensePretax income$59.90MincomeBeforeTaxTax rate21.3%Equity$320.77MtotalStockholderEquityDebt$61.01MshortLongTermDebtTotalCash$326.95McashAndShortTermInvestmentsInvested capital$54.83MResult 86.0% | 0.84xEBIT / PP&E · 2022-06-30Operating income / net PP&EOperating income$59.90MoperatingIncomeNet PP&E$71.35MpropertyPlantEquipmentResult 0.84x |
| 2023 | -0.1%Physical asset ratio · 2023-06-30(Net PP&E + inventory) / total assetsNet PP&E$92.40MpropertyPlantEquipmentInventory-$96.57MinventoryTotal assets$4.36BtotalAssetsResult -0.1% | 2.19xFixed asset turnover · 2023-06-30Revenue / net PP&ERevenue$202.62MtotalRevenueNet PP&E$92.40MpropertyPlantEquipmentResult 2.19x | 0.80xCapex / D&A · 2023-06-30Capital expenditures / depreciation and amortizationCapex$6.04McapitalExpendituresD&A$7.56MdepreciationAndAmortizationResult 0.80x | $32.20Tangible book / share · 2023-06-30(Total assets − goodwill − intangibles − liabilities) / sharesTotal assets$4.36BtotalAssetsGoodwill$50.77MgoodWillIntangibles$30.47MintangibleAssetsLiabilities$3.91BtotalLiabTangible book$364.81MShares11,330,000commonStockSharesOutstandingResult $32.20 | 0.53xFixed-charge coverage · 2023-06-30(EBITDA − capex) / (interest + short-term debt)EBITDA$57.02MebitdaCapex$6.04McapitalExpendituresInterest$49.67MinterestExpenseShort-term debt$47.21MshortTermDebtEBITDA − capex$50.98MPrincipal due is short-term debt.Result 0.53x | $55.98MFree cash flow · 2023-06-30Reported free cash flowOperating cash flow$62.02MtotalCashFromOperatingActivitiesCapex$6.04McapitalExpendituresFree cash flow$55.98MfreeCashFlowFree cash flow is the amount reported on the cash-flow statement.Result $55.98M | 30.2%ROIC · 2023-06-30Operating income × (1 − tax rate) / (equity + debt − cash)Operating income$49.46MoperatingIncomeTax expense$10.23MincomeTaxExpensePretax income$49.46MincomeBeforeTaxTax rate20.7%Equity$446.06MtotalStockholderEquityDebt$156.62MshortLongTermDebtTotalCash$472.77McashAndShortTermInvestmentsInvested capital$129.90MResult 30.2% | 0.54xEBIT / PP&E · 2023-06-30Operating income / net PP&EOperating income$49.46MoperatingIncomeNet PP&E$92.40MpropertyPlantEquipmentResult 0.54x |
| 2024 | 2.9%Physical asset ratio · 2024-06-30(Net PP&E + inventory) / total assetsNet PP&E$95.95MpropertyPlantAndEquipmentNetInventory$37.57MinventoryTotal assets$4.60BtotalAssetsResult 2.9% | 2.85xFixed asset turnover · 2024-06-30Revenue / net PP&ERevenue$273.22MtotalRevenueNet PP&E$95.95MpropertyPlantAndEquipmentNetResult 2.85x | 0.90xCapex / D&A · 2024-06-30Capital expenditures / depreciation and amortizationCapex$9.05McapitalExpendituresD&A$10.09MdepreciationAndAmortizationResult 0.90x | $36.41Tangible book / share · 2024-06-30(Total assets − goodwill − intangibles − liabilities) / sharesTotal assets$4.60BtotalAssetsGoodwill$50.73MgoodWillIntangibles$26.51MintangibleAssetsLiabilities$4.12BtotalLiabTangible book$411.52MShares11,301,000commonStockSharesOutstandingResult $36.41 | 0.54xFixed-charge coverage · 2024-06-30(EBITDA − capex) / (interest + short-term debt)EBITDA$73.20MebitdaCapex$9.05McapitalExpendituresInterest$108.89MinterestExpenseShort-term debt$9.40MshortTermDebtEBITDA − capex$64.16MPrincipal due is short-term debt.Result 0.54x | $61.22MFree cash flow · 2024-06-30Reported free cash flowOperating cash flow$70.27MtotalCashFromOperatingActivitiesCapex$9.05McapitalExpendituresFree cash flow$61.22MfreeCashFlowFree cash flow is the amount reported on the cash-flow statement.Result $61.22M | 37.4%ROIC · 2024-06-30Operating income × (1 − tax rate) / (equity + debt − cash)Operating income$63.11MoperatingIncomeTax expense$12.93MincomeTaxExpensePretax income$63.11MincomeBeforeTaxTax rate20.5%Equity$488.75MtotalStockholderEquityDebt$134.60MshortLongTermDebtTotalCash$489.30McashAndShortTermInvestmentsInvested capital$134.05MResult 37.4% | 0.66xEBIT / PP&E · 2024-06-30Operating income / net PP&EOperating income$63.11MoperatingIncomeNet PP&E$95.95MpropertyPlantAndEquipmentNetResult 0.66x |
| 2025 | 1.9%Physical asset ratio · 2025-06-30(Net PP&E + inventory) / total assetsNet PP&E$95.98MpropertyPlantAndEquipmentNetInventory$0.00Not reported, treated as 0Total assets$5.02BtotalAssetsInventory was not reported and is treated as zero.Result 1.9% | 3.18xFixed asset turnover · 2025-06-30Revenue / net PP&ERevenue$305.25MtotalRevenueNet PP&E$95.98MpropertyPlantAndEquipmentNetResult 3.18x | 0.62xCapex / D&A · 2025-06-30Capital expenditures / depreciation and amortizationCapex$6.26McapitalExpendituresD&A$10.02MdepreciationAndAmortizationResult 0.62x | $41.80Tangible book / share · 2025-06-30(Total assets − goodwill − intangibles − liabilities) / sharesTotal assets$5.02BtotalAssetsGoodwill$50.73MgoodWillIntangibles$22.99MintangibleAssetsLiabilities$4.47BtotalLiabTangible book$470.97MShares11,266,000commonStockSharesOutstandingResult $41.80 | 0.56xFixed-charge coverage · 2025-06-30(EBITDA − capex) / (interest + short-term debt)EBITDA$84.02MebitdaCapex$6.26McapitalExpendituresInterest$122.75MinterestExpenseShort-term debt$15.00MshortTermDebtEBITDA − capex$77.75MPrincipal due is short-term debt.Result 0.56x | $75.29MFree cash flow · 2025-06-30Reported free cash flowOperating cash flow$81.56MtotalCashFromOperatingActivitiesCapex$6.26McapitalExpendituresFree cash flow$75.29MfreeCashFlowFree cash flow is the amount reported on the cash-flow statement.Result $75.29M | 177.4%ROIC · 2025-06-30Operating income × (1 − tax rate) / (equity + debt − cash)Operating income$73.99MoperatingIncomeTax expense$15.41MincomeTaxExpensePretax income$73.99MincomeBeforeTaxTax rate20.8%Equity$544.69MtotalStockholderEquityDebt$142.28MshortLongTermDebtTotalCash$653.95McashAndShortTermInvestmentsInvested capital$33.02MResult 177.4% | 0.77xEBIT / PP&E · 2025-06-30Operating income / net PP&EOperating income$73.99MoperatingIncomeNet PP&E$95.98MpropertyPlantAndEquipmentNetResult 0.77x |
| 2026 | 1.8%Physical asset ratio · 2026-06-30(Net PP&E + inventory) / total assetsNet PP&E$93.19MpropertyPlantAndEquipmentNetInventory$0.00Not reported, treated as 0Total assets$5.23BtotalAssetsInventory was not reported and is treated as zero.Result 1.8% | 3.40xFixed asset turnover · 2026-06-30Revenue / net PP&ERevenue$316.54MtotalRevenueNet PP&E$93.19MpropertyPlantAndEquipmentNetResult 3.40x | 0.41xCapex / D&A · 2026-06-30Capital expenditures / depreciation and amortizationCapex$3.96McapitalExpendituresD&A$9.59MreconciledDepreciationResult 0.41x | $42.19Tangible book / share · 2026-06-30(Total assets − goodwill − intangibles − liabilities) / sharesTotal assets$5.23BtotalAssetsGoodwill$50.73MgoodWillIntangibles$70.62MintangibleAssetsLiabilities$4.64BtotalLiabTangible book$469.33MShares11,124,000commonStockSharesOutstandingResult $42.19 | 0.61xFixed-charge coverage · 2026-06-30(EBITDA − capex) / (interest + short-term debt)EBITDA$87.10MebitdaCapex$3.96McapitalExpendituresInterest$116.14MinterestExpenseShort-term debt$20.00MshortTermDebtEBITDA − capex$83.15MPrincipal due is short-term debt.Result 0.61x | $76.56MFree cash flow · 2026-06-30Reported free cash flowOperating cash flow$80.52MtotalCashFromOperatingActivitiesCapex$3.96McapitalExpendituresFree cash flow$76.56MfreeCashFlowFree cash flow is the amount reported on the cash-flow statement.Result $76.56M | 33.4%ROIC · 2026-06-30Operating income × (1 − tax rate) / (equity + debt − cash)Operating income$87.10MoperatingIncomeTax expense$15.26MincomeTaxExpensePretax income$87.10MincomeBeforeTaxTax rate17.5%Equity$590.68MtotalStockholderEquityDebt$166.19MshortLongTermDebtTotalCash$541.74McashAndShortTermInvestmentsInvested capital$215.13MResult 33.4% | 0.93xEBIT / PP&E · 2026-06-30Operating income / net PP&EOperating income$87.10MoperatingIncomeNet PP&E$93.19MpropertyPlantAndEquipmentNetResult 0.93x |
- Inventory was missing and treated as zero in the physical asset ratio.
- Receivables are larger than the physical asset base, so a finance or credit book may sit outside the physical ratio and inside the debt used for coverage.
- Principal due is short-term debt, the amount reported as due within a year.
Latest year inputs (2026)
Net PP&E: $93.19M
Inventory: $0.00
Total assets: $5.23B
Goodwill: $50.73M
Intangibles: $70.62M
Liabilities: $4.64B
Tangible book: $469.33M
Shares: 11,124,000
Revenue: $316.54M
Capex: $3.96M
D&A: $9.59M
EBITDA: $87.10M
Interest: $116.14M
Short-term debt: $20.00M
Free cash flow: $76.56M
Operating income: $87.10M
Invested capital: $215.13M
Tax rate: 17.5%