SMBC

Southern Missouri Bancorp Inc

SMBC.US bankwithsouthern.com + Research + Basket
CIK 0000916907
Employees 711
Phone (573) 778-1800
Fiscal year end June
IPO Apr 12, 1994
Address 2991 Oak Grove Road, Poplar Bluff, MO, United States, 63901
70.70
-1.14 (-1.59%)
USD · NASDAQ
52-week range
50.66
79.58
Trading at 69% of the 52-week range
Market Cap
791.19M
P/E Ratio
10.63
Forward P/E
8.83
Book Value
54.68
Div. Yield
1.42%
% Institutions
58.97%
% Insiders
12.67%

1 Year

+35.6%

3 Year

+84.0%

10 Year

+238.4%
Description

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers deposit products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, savings accounts, certificates of deposit, and retirement savings plans. It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; consumer loans; and business financing, including small business, working capital, business real estate, and equipment loans. In addition, the company offers fiduciary and investment management services; brokerage services of commercial and consumer insurance products; cash management and merchant services; online and mobile banking services; refinance services; and debit or credit cards. The company was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

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People

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Directors & Officers

Name Title Year Born
Mr. Greg A. Steffens Chairman & CEO 1967
Mr. Matthew T. Funke President & Chief Administrative Officer 1976
Mr. Stefan Chkautovich Executive VP & Chief Financial Officer 1985
Mr. Justin G. Cox Executive VP & Chief Banking Officer 1980
Mr. Daniel L. Jones C.P.A. Market Chairman & Director 1965
Mr. Charles R. Love C.P.A. Secretary & Independent Director 1951
Mr. Richard A. Windes Executive VP & Chief Lending Officer 1964
Ms. Kimberly A. Capps Executive VP & COO 1967
Ms. Jane E. Butler Senior VP & Chief Accounting Officer NA
Ms. Lorna Brannum Investor Relations Contact & Executive Secretary NA

Insider Trading

Open insider trading
Date Insider Name Title Transaction Type Shares Price Value SEC
Mar 04, 2026 Charles R Love N/A Sale 580.00 $64.00 $37.12K SEC
Nov 20, 2025 William E Young N/A Sale 1.50K $53.87 $80.81K SEC
Jul 29, 2025 Brett Dorton N/A Sale 130.00 $56.30 $7.32K SEC
Jul 28, 2025 William E Young N/A Sale 10.00K $56.30 $563.00K SEC
May 05, 2025 William E Young N/A Sale 3.00K $53.23 $159.69K SEC

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 1.12M Jun 30, 2026 10.16% $0.00 20.61%
Dimensional Fund Advisors, Inc. 465.84K Jun 30, 2026 4.23% $0.01 5.67%
Raffles Associates LP 422.31K Jun 30, 2026 3.83% $14.12 89.47%
Vanguard Capital Management, LLC 417.02K Jun 30, 2026 3.79% $0.00 -3.40%
State Street Corp 358.89K Jun 30, 2026 3.26% $0.00 27.49%
American Century Companies Inc 353.44K Jun 30, 2026 3.21% $0.01 11.91%
Geode Capital Management, LLC 247.56K Jun 30, 2026 2.25% $0.00 5.00%
Manufacturers Life Insurance Co 237.22K Jun 30, 2026 2.15% $0.01 -0.74%
Hotchkis & Wiley Capital Management LLC 155.51K Jun 30, 2026 1.41% $0.03 0.46%
Vanguard Portfolio Management, LLC 155.41K Jun 30, 2026 1.41% $0.00 7.83%
Millennium Management LLC 110.32K Jun 30, 2026 1.00% $0.00 134.51%
Algert Global LLC 107.00K Jun 30, 2026 0.97% $0.10 -14.39%
Northern Trust Corp 98.04K Jun 30, 2026 0.89% $0.00 4.93%
AQR Capital Management LLC 95.61K Jun 30, 2026 0.87% $0.00 13.12%
Morgan Stanley - Brokerage Accounts 93.99K Jun 30, 2026 0.85% $0.00 -6.05%
Alpine Investment Management LLC 91.02K Jun 30, 2026 0.83% $0.10 -3.89%
The Goldman Sachs Group Inc 83.76K Jun 30, 2026 0.76% $0.00 16.44%
Franklin Templeton Inc 81.07K Jun 30, 2026 0.74% $0.00 42.79%
Renaissance Technologies Corp 79.82K Jun 30, 2026 0.72% $0.01 -12.79%
Siena Capital Management, LLC 79.31K Jun 30, 2026 0.72% $1.46 0.00%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Avantis US Small Cap Value ETF 316.55K 2.87% ▲ 0.06% Sep 30, 2026
2 Vanguard MStar Total Stk Mkt Idx Invest 300.30K 2.73% ▲ 0.00% Sep 30, 2026
3 iShares Russell 2000 ETF 270.40K 2.46% ▲ 2.40% Sep 30, 2026
4 State Street® SPDR® S&PRgnllBkgETF 142.22K 1.29% ▲ 3.08% Sep 30, 2026
5 BlackRock Advantage Small Cap Core Instl 118.99K 1.08% ▲ 1.03% Sep 30, 2026
6 JHancock Regional Bank A 116.32K 1.06% ▲ 0.00% Aug 31, 2026
7 JH Financial Opportunities 104.79K 0.95% ▲ 0.00% Aug 31, 2026
8 Fidelity Small Cap Index 104.48K 0.95% ▲ 1.07% Jul 31, 2026
9 iShares Russell 2000 Value ETF 89.30K 0.81% ▲ 0.15% Sep 30, 2026
10 DFA US Targeted Value I 68.79K 0.62% ▲ 0.00% Aug 31, 2026

Financial Highlights

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Market Cap: $791.19M
P/E Ratio: $10.63
PEG Ratio: $1.07
Book Value: $54.68
Dividend/Share: $1.02
Dividend Yield: 1.42%
Earnings/Share: $6.76
Profit Margin: 38.64%
Operating Margin: 49.73%
ROA (TTM): 1.46%
ROE (TTM): 12.97%
Revenue (TTM): $194.83M
Revenue/Share (TTM): $17.66
Earnings Growth (YOY): 25.40%
Revenue Growth (YOY): 12.70%

Valuation Metrics

Enterprise Value: $856.23M
Trailing P/E: 10.63
Forward P/E: 8.83

Shares Statistics

Shares Outstanding: 11.01M
Shares Float: 9.28M
% Insiders: 12.67%
% Institutions: 58.97%
Shares Short: 433.70K
Shares Short (Prior Month): 446.69K
Short Ratio: 5.08
Short % Float: 4.50%

Stock Price History

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1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

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Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$316.54M
Cost of Goods Sold
adjust
$-127.59M
Gross Profit
subtotal
$188.95M
SG&A
adjust
$-70.35M
Other Operating Expense
adjust
$-31.50M
Operating Income
subtotal
$87.10M
Other / Non-Operating Items
adjust
$-15.26M
Net Income
subtotal
$71.84M

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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