Stock Fundamentals

Company Information

Company Name
Zions Bancorporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US9897011071
CIK: 0000109380
CUSIP: 989701503
Currency: USD
Full Time Employees: 9,090
Phone: 801 844 7637
Fiscal Year End: December
IPO Date: Mar 26, 1990
Description:

Zions Bancorporation, National Association provides various banking products and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company operates through Zions Bank, California Bank & Trust, Amegy Bank, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and The Commerce Bank of Washington segments. It offers commercial and small business banking services to small- and medium-sized businesses, such as commercial, industrial, and owner-occupied lending and leasing; municipal and public finance services; depository account and cash management services; commercial and small business cards; merchant processing services; corporate trust services; and correspondent banking and international lending services. The company also provides capital markets and investment banking services, including loan syndications, foreign exchange services, interest rate derivatives, fixed income securities underwriting, mergers and acquisitions advisory services, advisory and capital raising, commercial mortgage-backed security conduit lending, and power and project financing; and commercial real estate lending services consisting of term and construction/land development financing for commercial and residential purposes. In addition, it offers retail banking services comprising residential mortgages lending, home equity lines of credit, personal lines of credit, installment consumer loans, depository account services, consumer cards, and personal trust services; and wealth management services consisting of investment management, fiduciary and estate, and advanced business succession and estate planning services. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.

Address:

One South Main Street, Salt Lake City, UT, United States, 84133-1109

Directors & Officers

Name Title Year Born
Mr. Harris Henry Simmons Chairman & CEO 1954
Mr. Scott J. McLean President, COO & Director 1957
Mr. Robert Ryan Richards Executive VP & CFO 1977
Mr. Christopher Kyriakakis Executive VP & Chief Risk Officer 1972
Mr. Kenneth Jay Collins Executive VP and Chief Transformation & Operations Officer 1966
Ms. Margaret Mayer Executive VP & Chief Information Officer NA
Ms. Rena A. Miller J.D. Executive VP, General Counsel & Corporate Secretary 1960
Mr. Eric Lucero Executive VP & Chief Marketing Officer NA
Ms. Christina Miles Senior VP & Director of Sales NA
Mr. Scott A. Law Executive VP & Chief Human Resources Officer 1966

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 24, 2026 Harris H Simmons N/A Purchase 4.50K $59.03 $265.64K
Feb 20, 2026 Jason D Arbuckle N/A Sale 190.00 $61.77 $11.74K
Feb 18, 2026 Jennifer Anne Smith N/A Sale 2.09K $62.48 $130.52K
Feb 06, 2026 Jennifer Anne Smith N/A Sale 6.56K $64.80 $424.96K
Feb 06, 2026 Steven Dan Stephens N/A Sale 15.48K $65.90 $1.02M
Feb 02, 2026 Derek Steward N/A Sale 769.00 $60.46 $46.49K
Feb 02, 2026 Eric Ellingsen N/A Sale 1.52K $61.27 $93.07K
Feb 02, 2026 Scott J Mclean N/A Sale 28.98K $61.15 $1.77M
Oct 27, 2025 Jennifer Anne Smith N/A Sale 2.46K $53.11 $130.54K
Aug 21, 2025 Michael T. McCaul N/A Sale N/A $53.50 N/A
Aug 20, 2025 Michael T. McCaul N/A Purchase N/A $53.78 N/A
May 28, 2025 Jason D Arbuckle N/A Sale 294.00 $47.30 $13.91K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 18.40M Dec 31, 2025 12.51% $0.02 -2.07%
BlackRock Inc 14.02M Mar 31, 2026 9.53% $0.01 2.04%
Dimensional Fund Advisors, Inc. 7.48M Mar 31, 2026 5.08% $0.09 0.76%
State Street Corp 5.88M Mar 31, 2026 4.00% $0.01 -3.30%
LSV Asset Management 3.91M Mar 31, 2026 2.66% $0.49 0.57%
Morgan Stanley - Brokerage Accounts 3.06M Mar 31, 2026 2.08% $0.01 -2.91%
Geode Capital Management, LLC 3.03M Mar 31, 2026 2.06% $0.01 2.38%
Fiduciary Management, Inc. of Milwaukee 2.79M Mar 31, 2026 1.90% $1.99 -3.68%
Fuller & Thaler Asset Management Inc 2.59M Mar 31, 2026 1.76% $0.50 -43.28%
AQR Capital Management LLC 2.24M Mar 31, 2026 1.53% $0.06 49.79%
Two Sigma Investments LLC 2.19M Mar 31, 2026 1.49% $0.10 94.13%
The Goldman Sachs Group Inc 1.94M Mar 31, 2026 1.32% $0.01 37.04%
First Trust Advisors L.P. 1.92M Mar 31, 2026 1.30% $0.08 28.50%
NORGES BANK 1.81M Dec 31, 2025 1.23% $0.01 15.95%
Amvescap Plc. 1.49M Mar 31, 2026 1.01% $0.01 -15.01%
Arrowstreet Capital Limited Partnership 1.47M Mar 31, 2026 1.00% $0.05 -22.32%
Balyasny Asset Management LLC 1.42M Mar 31, 2026 0.97% $0.11 24.15%
Wellington Management Company LLP 1.41M Mar 31, 2026 0.96% $0.02 122.98%
Northern Trust Corp 1.38M Mar 31, 2026 0.94% $0.01 1.45%
Bank of New York Mellon Corp 1.31M Mar 31, 2026 0.89% $0.01 0.05%

Shares Statistics

Shares Outstanding: 147.09M
Shares Float: 144.78M
% Insiders: 150.50%
% Institutions: 8,111.40%
Short % Float: 3.84%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 4.99M 3.39% ▲ 0.00% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 4.68M 3.18% ▲ 0.19% Apr 30, 2026
3 Vanguard Small Cap Index 3.41M 2.32% ▼ 0.19% Apr 30, 2026
4 Vanguard Small Cap Value Index Inv 2.19M 1.49% ▲ 0.74% Apr 30, 2026
5 FullerThaler Beh Small-Cap Equity SMA 2.18M 1.48% ▲ 0.00% Dec 31, 2025
6 FullerThaler Behavioral Small-Cap Equity 2.18M 1.48% ▼ 9.30% Dec 31, 2025
7 FullerThaler Behavioral Sm-Cp Eq R6 2.18M 1.48% ▼ 9.30% Dec 31, 2025
8 Vanguard Equity-Income Inv 1.83M 1.24% ▼ 3.20% Mar 31, 2026
9 Vanguard Institutional Extnd Mkt Idx Tr 1.67M 1.13% ▲ 1.03% Apr 30, 2026
10 DFA US Small Cap Value I 1.62M 1.10% ▲ 0.00% Mar 31, 2026

Valuation Metrics

Enterprise Value: $8.00B
Trailing P/E: 9.43
Forward P/E: 9.64

Financial Highlights

Market Cap: $8.94B
P/E Ratio: $9.43
PEG Ratio: $3.33
Book Value: $48.18
Dividend/Share: $1.78
Dividend Yield: 2.87%
Earnings/Share: $6.44
Profit Margin: 28.36%
Operating Margin: 36.10%
ROA (TTM): 1.09%
ROE (TTM): 14.12%
Revenue (TTM): $3.39B
Revenue/Share (TTM): $23.07
Earnings Growth (YOY): 37.90%
Revenue Growth (YOY): 10.20%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.16x 0.60x 0.92x 0.75x 3.36x
2024-12-31 0.16x 0.71x 0.93x 0.54x 3.84x
2023-12-31 0.16x 0.80x 0.93x 0.59x 4.42x
2022-12-31 0.17x 2.26x 0.95x 6.23x 8.77x
2021-12-31 43.96x 0.02x 0.01x 24.51x 1.27x
2020-12-31 9.36x 0.04x 0.02x 4.42x 4.25x
2019-12-31 15.51x 0.37x 0.89x 2.56x 2.19x
2018-12-31 11.26x 0.69x 0.89x 4.55x 3.91x
2017-12-31 13.26x 0.52x 0.88x 7.37x 3.57x
2016-12-31 91.92x 0.14x 0.88x 8.10x 1.25x
2015-12-31 207,015.26x 0.11x 0.87x 3.82x 1.52x
2014-12-31 41,592.80x 0.15x 0.87x 3.59x 1.61x
2013-12-31 176,521.99x 0.35x 0.88x 1.66x 4.23x
2012-12-31 0.24x 0.44x 0.89x 1.77x 3.70x
2011-12-31 0.27x 0.39x 0.87x 1.21x 3.57x
2010-12-31 0.24x 0.43x 0.87x -0.68x -94.49x
2009-12-31 0.14x 0.53x 0.89x -2.63x -2.15x
2008-12-31 0.15x 1.04x 0.88x -0.31x -38.64x
2007-12-31 0.18x 1.97x 0.90x 0.56x 12.07x
2006-12-31 0.19x 1.31x 0.89x 0.87x 6.29x
2005-12-31 0.20x 1.32x 0.90x 1.35x 6.62x
2004-12-31 0.03x 1.88x 0.91x 1.89x 7.29x
2003-12-31 0.05x 1.89x 0.91x 1.82x 7.40x
2002-12-31 0.05x 1.44x 0.91x 1.15x 5.96x
2001-12-31 0.05x 1.43x 0.91x 0.70x 5.75x
2000-12-31 0.06x 2.66x 0.92x 0.29x 13.27x
1999-12-31 0.05x 2.09x 0.92x 0.49x 8.80x
1998-12-31 0.06x 1.01x 0.92x 0.46x 4.98x
1997-12-31 0.08x 1.97x 0.93x 0.57x 6.26x
1996-12-31 0.08x 1.84x 0.92x 0.70x 4.92x
1995-12-31 0.09x 2.05x 0.92x 0.60x 6.16x
1994-12-31 0.08x 1.73x 0.93x 0.61x 5.62x
1993-12-31 0.09x 2.68x 0.93x 0.69x 8.36x
1992-12-31 0.16x 2.38x 0.94x 0.57x 7.17x
1991-12-31 0.18x 3.13x 0.94x 0.27x 13.64x
1990-12-31 0.15x 3.79x 0.95x 0.23x 15.95x
1989-12-31 0.17x 1.82x 0.94x 0.12x 12.25x
1988-12-31 0.00x 0.00x 0.94x N/A 0.00x
1987-12-31 0.00x 0.00x 0.94x N/A 0.00x
1986-12-31 0.00x 0.00x 0.94x N/A 0.00x
1985-12-31 0.00x 0.00x 0.94x N/A 0.00x
1984-12-31 0.00x 0.00x 0.93x 0.16x 0.00x
1983-12-31 0.00x 0.00x 0.93x 0.22x 0.00x

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