Stock Fundamentals

Company Information

Company Name
Yirendai Ltd
Sector
Financial Services
Industry
Credit Services
Exchange
NYSE
ISIN: US98585L1008
CIK: 0001631761
CUSIP: 98585L100
Currency: USD
Full Time Employees: 981
Phone: 86 10 5964 4552
Fiscal Year End: December
IPO Date: Dec 18, 2015
Description:

Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Address:

China Merchants Bureau Building, Beijing, China, 100022

Directors & Officers

Name Title Year Born
Mr. Ning Tang Executive Chairman & CEO 1974
Mr. Ka Chun Hui Chief Financial Officer 1976
Ms. Keyao He Director of Investor Relations NA
Ms. Bin Yang Chief Human Resources Officer 1978
Ms. Mei Zhao Chief Executive Officer of Yiren Credit NA
Ms. Lydia Yu Investor Relations Officer NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Dimensional Fund Advisors, Inc. 1.12M Mar 31, 2026 1.28% $0.00 3.09%
Connor Clark & Lunn Inv Mgmt Ltd 216.42K Mar 31, 2026 0.25% $0.00 -51.75%
Morgan Stanley - Brokerage Accounts 213.35K Mar 31, 2026 0.24% $0.00 7.11%
Renaissance Technologies Corp 213.14K Mar 31, 2026 0.24% $0.00 0.60%
GSA Capital Partners LLP 91.35K Mar 31, 2026 0.10% $0.01 -16.37%
Trexquant Investment LP 58.99K Mar 31, 2026 0.07% $0.00 -27.30%
Verdad Advisers, LP 56.30K Mar 31, 2026 0.06% $0.11 7.03%
Public Employees Retirement System Of Ohio 26.64K Mar 31, 2026 0.03% $0.00 -45.90%
Acadian Asset Management LLC 25.72K Mar 31, 2026 0.03% $0.00 0.00%
American Century Companies Inc 24.10K Mar 31, 2026 0.03% $0.00 0.00%
Two Sigma Advisers, LLC 21.10K Dec 31, 2025 0.02% $0.00 -21.43%
Jane Street Group LLC 14.46K Mar 31, 2026 0.02% $0.00 0.00%
Susquehanna International Group, LLP 13.61K Mar 31, 2026 0.02% $0.00 3.25%
BlackRock Inc 8.42K Mar 31, 2026 0.01% $0.00 -86.83%
Citigroup Inc 5.30K Mar 31, 2026 0.01% $0.00 0.00%
Tower Research Capital LLC 4.21K Mar 31, 2026 0.00% $0.00 5,231.65%
BNP Paribas Arbitrage, SA 4.20K Mar 31, 2026 0.00% $0.00 10.58%
SIMPLEX TRADING, LLC 1.92K Mar 31, 2026 0.00% $0.00 -49.63%
SignatureFD, LLC 1.23K Mar 31, 2026 0.00% $0.00 -23.19%
UBS Group AG 498.00 Mar 31, 2026 0.00% $0.00 -77.30%

Shares Statistics

Shares Outstanding: 87.49M
Shares Float: 15.60M
% Insiders: 0.00%
% Institutions: 265.50%
Short % Float: 0.45%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 DFA Emerging Markets Core Equity 2 I 329.52K 0.38% ▲ 0.00% Mar 31, 2026
2 DFA Emerging Markets Value I 203.57K 0.23% ▲ 0.00% Mar 31, 2026
3 DFA Emerging Markets Small Cap I 157.22K 0.18% ▼ 2.01% Mar 31, 2026
4 Dimensional Emerg Mkt Trgtd Val USD Acc 56.89K 0.07% ▼ 0.32% Apr 30, 2026
5 Rainbow Emerging Markets Equities 50.00K 0.06% ▲ 0.00% May 31, 2026
6 CC&L Q Global Equity CIT 47.40K 0.05% ▼ 57.42% Mar 31, 2026
7 DFA Emerging Markets Social Core Port 42.12K 0.05% ▲ 0.00% Apr 30, 2026
8 Dimensional EM Core Equity Acc 40.60K 0.05% ▲ 0.00% Apr 30, 2026
9 Dimensional Emerging Mkts Val EUR Acc 39.62K 0.05% ▲ 0.00% Apr 30, 2026
10 DFA World ex US Core Equity Instl 26.71K 0.03% ▲ 0.00% Apr 30, 2026

Valuation Metrics

Enterprise Value: $-384.26M
Trailing P/E: 13.11
Forward P/E: 7.10

Financial Highlights

Market Cap: $103.24M
EBITDA: $2.16B
P/E Ratio: $13.11
PEG Ratio: $1.24
Book Value: $15.63
Dividend/Share: $0.00
Dividend Yield: 27.16%
Earnings/Share: $0.09
Profit Margin: 0.95%
Operating Margin: 3.50%
ROA (TTM): 10.14%
ROE (TTM): 0.58%
Revenue (TTM): $5.72B
Revenue/Share (TTM): $65.90
Earnings Growth (YOY): -10.20%
Revenue Growth (YOY): -34.10%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 5.25x 0.00x 0.31x N/A -0.21x
2024-12-31 5.61x 0.00x 0.26x N/A 0.00x
2023-12-31 6.30x 0.00x 0.21x N/A 0.01x
2022-12-31 11.77x 0.23x 0.38x 23.88x 0.73x
2021-12-31 11.77x 0.21x 0.38x 18.62x 0.80x
2020-12-31 4.92x 0.23x 0.44x -0.05x 3.13x
2019-12-31 2.38x 0.00x 0.53x 1.71x 0.01x
2018-12-31 7.66x 0.08x 0.32x 11.75x 0.46x
2017-12-31 12.45x 0.17x 0.60x 14.60x 0.30x
2016-12-31 8.87x 0.16x 0.55x 29.44x 0.32x
2015-12-31 6.13x 0.23x 0.55x 83.25x 0.54x
2014-12-31 2.19x 0.00x 0.44x N/A 0.00x
2013-12-31 2.69x 0.00x 0.36x N/A 0.00x

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