Stock Fundamentals

Company Information

Company Name
Webster Financial Corporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US9478901096
CIK: 0000801337
CUSIP: 947890109
Currency: USD
Full Time Employees: 4,297
Phone: 203 578 2202
Fiscal Year End: December
IPO Date: Dec 12, 1986
Description:

Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States. It operates through three segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. It offers checking, savings, and money market accounts; individual retirement account retirement savings; certificates of deposit; mortgages; home equity loans and lines of credit; business and commercial lines of credit; overdrafts; and term, commercial, student, SBA, and personal loans. The company also provides commercial real estate financing, equipment and lender finance, asset-based and community lending, and public finance solutions; financial planning, life and long-term insurance, personal retirement, and portfolio management solutions; employee retirement plans; credit cards; payroll services; automated clearing house payables and wires; bill pay, remote deposit capture, merchant, and lockbox services; treasury management and investment services; private banking services; capital markets and finance solutions; employee benefits solutions, including administrators of HSAs, emergency savings accounts, and flexible spending accounts administration services; wealth management services; and online and mobile banking services. Webster Financial Corporation was founded in 1870 and is headquartered in Stamford, Connecticut.

Address:

200 Elm Street, Stamford, CT, United States, 06902

Directors & Officers

Name Title Year Born
Mr. John R. Ciulla Chairman, President & CEO 1966
Mr. Luis R. Massiani President & COO 1977
Mr. William Holland C.F.A., CPA CFO & Executive VP 1978
Ms. Kristy Berner Esq. Executive VP, General Counsel and Corporate Secretary 1974
Mr. Christopher J. Motl President of Commercial Banking 1971
Ms. Kristen Antonopoulos Chief Accounting Officer 1983
Mr. Vikram Nafde Chief Information Officer 1976
Mr. Emlen Briggs Harmon C.F.A. Senior MD & Director of Investor Relations NA
Mr. Javier L. Evans Executive VP & Chief Human Resources Officer 1962
Mr. Charles L. Wilkins Head of HSA Bank 1962

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 16.50M Dec 31, 2025 10.23% $0.02 -3.76%
BlackRock Inc 15.36M Sep 30, 2025 9.53% $0.02 -0.55%
Dimensional Fund Advisors, Inc. 7.92M Dec 31, 2025 4.91% $0.10 1.37%
FMR Inc 7.73M Dec 31, 2025 4.79% $0.02 -11.53%
State Street Corp 6.61M Sep 30, 2025 4.10% $0.01 -5.56%
Amvescap Plc. 5.36M Sep 30, 2025 3.32% $0.05 1.20%
T. Rowe Price Associates, Inc. 4.53M Sep 30, 2025 2.81% $0.03 2.10%
Capital Research & Mgmt Co - Division 3 4.16M Sep 30, 2025 2.58% $0.04 2.20%
Earnest Partners LLC 3.14M Dec 31, 2025 1.95% $0.85 -0.79%
Geode Capital Management, LLC 3.13M Sep 30, 2025 1.94% $0.01 1.39%
Macquarie Group Ltd 2.70M Sep 30, 2025 1.67% $0.19 -5.03%
Bank of America Corp 2.44M Sep 30, 2025 1.52% $0.01 -2.17%
NORGES BANK 2.26M Dec 31, 2025 1.40% $0.02 -6.50%
Citadel Advisors Llc 2.17M Sep 30, 2025 1.35% $0.02 -40.11%
Bank of Montreal 2.07M Sep 30, 2025 1.28% $0.05 65.23%
BMO Capital Markets Corp. 2.07M Sep 30, 2025 1.28% $0.05 65.23%
Davis Asset Management, L.P. 2.00M Dec 31, 2025 1.24% $4.51 0.00%
American Century Companies Inc 2.00M Dec 31, 2025 1.24% $0.06 -22.93%
SEI Investments Co 1.73M Sep 30, 2025 1.07% $0.11 -0.83%
Pzena Investment Management, LLC 1.65M Sep 30, 2025 1.03% $0.32 2.47%

Shares Statistics

Shares Outstanding: 161.24M
Shares Float: 159.96M
% Insiders: 97.70%
% Institutions: 9,244.00%
Short % Float: 3.47%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Group Inc 16.50M 10.23% ▼ 3.76% Dec 31, 2025
2 BlackRock Inc 15.36M 9.53% ▼ 0.55% Sep 30, 2025
3 Dimensional Fund Advisors, Inc. 7.92M 4.91% ▲ 1.37% Dec 31, 2025
4 FMR Inc 7.73M 4.79% ▼ 11.53% Dec 31, 2025
5 State Street Corp 6.61M 4.10% ▼ 5.56% Sep 30, 2025
6 Amvescap Plc. 5.36M 3.32% ▲ 1.20% Sep 30, 2025
7 T. Rowe Price Associates, Inc. 4.53M 2.81% ▲ 2.10% Sep 30, 2025
8 Capital Research & Mgmt Co - Division 3 4.16M 2.58% ▲ 2.20% Sep 30, 2025
9 Earnest Partners LLC 3.14M 1.95% ▼ 0.79% Dec 31, 2025
10 Geode Capital Management, LLC 3.13M 1.94% ▲ 1.39% Sep 30, 2025

Valuation Metrics

Enterprise Value: $13.78B
Trailing P/E: 12.23
Forward P/E: 10.96

Financial Highlights

Market Cap: $11.63B
P/E Ratio: $12.23
PEG Ratio: $1.93
Book Value: $57.12
Dividend/Share: $1.60
Dividend Yield: 2.18%
Earnings/Share: $5.90
Profit Margin: 37.29%
Operating Margin: 47.42%
ROA (TTM): 1.23%
ROE (TTM): 10.77%
Revenue (TTM): $2.69B
Revenue/Share (TTM): $16.32
Earnings Growth (YOY): 53.40%
Revenue Growth (YOY): 18.20%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.41x 0.14x 0.89x 0.83x 1.06x
2024-12-31 0.05x 0.37x 0.88x 0.64x 3.09x
2023-12-31 0.19x 0.72x 0.88x 0.84x 5.36x
2022-12-31 0.28x 0.96x 0.89x 3.19x 8.77x
2021-12-31 229.57x 0.17x 0.90x 12.79x 1.04x
2020-12-31 0.15x 0.49x 0.90x 2.53x 4.91x
2019-12-31 0.25x 0.96x 0.08x 2.44x 5.82x
2018-12-31 1.50x 0.77x 0.90x 2.97x 4.60x
2017-12-31 0.16x 0.32x 0.90x 3.02x 2.22x
2016-12-31 0.19x 0.46x 0.90x 2.93x 3.46x
2015-12-31 0.20x 0.57x 0.90x 3.12x 4.14x
2014-12-31 0.22x 0.64x 0.90x 3.22x 4.58x
2013-12-31 0.22x 0.77x 0.89x 2.82x 5.84x
2012-12-31 0.24x 0.67x 0.90x 2.17x 4.90x
2011-12-31 0.23x 1.55x 0.90x 1.53x 9.87x
2010-12-31 10.84x 0.94x 0.90x 0.49x 9.45x
2009-12-31 0.09x 0.95x 0.89x -0.51x -29.55x
2008-12-31 0.04x 1.75x 0.89x -1.06x -10.02x
2007-12-31 0.03x 1.62x 0.90x 0.33x 12.77x
2006-12-31 0.03x 1.02x 0.89x 0.38x 7.75x
2005-12-31 0.03x 2.66x 0.91x 0.75x 13.70x
2004-12-31 0.02x 3.04x 0.91x 0.84x 17.06x
2003-12-31 0.02x 4.38x 0.92x 0.99x 17.03x
2002-12-31 0.03x 4.46x 0.91x 0.82x 16.59x
2001-12-31 0.04x 3.03x 0.90x 0.53x 11.83x
2000-12-31 0.04x 2.09x 0.90x 0.43x 8.74x
1999-12-31 0.04x 2.78x 0.92x 0.42x 10.56x
1998-12-31 0.03x 3.44x 0.92x 0.32x 14.09x
1997-12-31 0.03x 4.55x 0.92x 0.22x 23.09x
1996-12-31 0.03x 1.87x 0.94x 0.30x 5.68x
1995-12-31 0.04x 0.00x 0.93x 0.23x 0.00x
1994-12-31 0.05x 0.00x 0.95x 0.23x 0.00x
1993-12-31 0.03x 0.00x 0.95x 0.31x 0.00x
1992-12-31 0.03x 1.18x 0.95x 0.23x 10.57x
1991-12-31 0.11x 0.00x 0.93x 0.12x 0.00x
1990-12-31 0.07x 0.00x 0.91x -0.02x 0.00x
1989-12-31 0.06x 0.19x 0.90x 0.12x 1.91x
1988-12-31 N/A N/A N/A N/A 0.00x
1987-12-31 N/A N/A N/A N/A 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 17, 2025 John R Ciulla N/A Sale 8.00K $55.45 $443.60K
Sep 15, 2025 Elzbieta Cieslik N/A Sale 2.00K $61.58 $123.16K
Sep 12, 2025 Elzbieta Cieslik N/A Sale 1.00K $61.62 $61.62K
Aug 28, 2025 James Mi Griffin N/A Sale 807.00 $62.14 $50.15K
Aug 14, 2025 John R Ciulla N/A Sale 8.00K $57.95 $463.60K
Jul 28, 2025 William L Atwell N/A Sale 16.82K $59.20 $995.92K
Jul 22, 2025 Albert Jen-Wen Wang N/A Sale 3.25K $60.31 $196.01K
Jul 21, 2025 James Mi Griffin N/A Sale 2.07K $60.56 $125.06K
Jul 21, 2025 Jason A Soto N/A Sale 2.50K $61.21 $153.03K
Jun 06, 2025 Charles L Wilkins N/A Sale 5.00K $53.25 $266.25K
May 28, 2025 Javier L Evans N/A Sale 7.80K $52.58 $410.12K
May 22, 2025 Lauren States N/A Sale 2.20K $50.80 $111.76K
May 05, 2025 Daniel Bley N/A Sale 1.20K $49.97 $59.96K
Apr 29, 2025 Daniel Bley N/A Sale 1.80K $47.84 $86.11K

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