Stock Fundamentals

Company Information

Company Name
Washington Trust Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US9406101082
CIK: 0000737468
CUSIP: 940610108
Currency: USD
Full Time Employees: 642
Phone: 401 348 1200
Fiscal Year End: December
IPO Date: Aug 18, 1995
Description:

Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly that provides various banking and financial services to individuals and businesses. The company operates in two segments, Banking and Wealth Management Services. The Banking segment offers deposit accounts, including noninterest-bearing demand deposits, interest-bearing demand deposits, now accounts, money market accounts, savings accounts, and time deposits; various commercial and retail lending products, such as commercial real estate loans, including commercial mortgages, and construction and development loans; commercial and industrial loans comprising working capital, equipment financing, and financing for other business-related purposes; residential real estate loans that consist of mortgage and homeowner construction loans; and consumer loans comprising home equity loans and lines of credit, personal installment loans, and loans to individuals secured by general aviation aircraft. This segment also provides debit cards; automated teller machines (ATMs); telephone banking, internet banking, mobile banking, remote deposit capture, and other cash management services; and investment portfolio and wholesale funding services. The Wealth Management Services segment offers investment management; financial planning; personal trust and estate services, such as trustee, personal representative, custodian, and guardian; and settlement of decedents' estates, as well as institutional trust services comprising custody and fiduciary services for personal and institutional clients. Washington Trust Bancorp, Inc. was founded in 1800 and is headquartered in Westerly, Rhode Island.

Address:

23 Broad Street, Westerly, RI, United States, 02891

Directors & Officers

Name Title Year Born
Mr. Edward Otis Handy III Chairman & CEO 1962
Ms. Mary E. Noons President & COO 1962
Mr. Ronald Stephen Ohsberg CPA Senior EVP, CFO & Treasurer 1965
Ms. Kathleen A. Ryan Esq. Executive VP & Chief Wealth Management Officer 1966
Mr. Rolando A. Lora Executive VP, Chief Retail Lending Officer & Director of Community Lending 1971
Ms. Maria N. Janes CPA Executive VP, Chief Accounting Officer & Controller 1971
Mr. James A. Mignone Executive VP & Chief Information Officer NA
Mr. Dennis L. Algiere Executive VP, Chief Compliance Officer & Director of Community Affairs 1961
Ms. Sharon M. Walsh Senior VP and Director of Marketing & Corporate Communications NA
Ms. Kristen L. DiSanto Senior EVP, Chief Human Resources Officer & Corporate Secretary 1970

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Jun 06, 2025 Kathleen A Ryan N/A Sale 544.00 $27.65 $15.04K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 2.46M Mar 31, 2026 12.88% $0.00 1.83%
Vanguard Group Inc 1.17M Dec 31, 2025 6.13% $0.00 2.54%
FMR Inc 994.98K Mar 31, 2026 5.22% $0.00 -25.25%
Dimensional Fund Advisors, Inc. 693.20K Mar 31, 2026 3.64% $0.00 -15.94%
Franklin Resources Inc 655.87K Mar 31, 2026 3.44% $0.01 3.39%
State Street Corp 577.41K Mar 31, 2026 3.03% $0.00 -3.62%
Geode Capital Management, LLC 487.84K Mar 31, 2026 2.56% $0.00 3.40%
Two Sigma Investments LLC 400.67K Mar 31, 2026 2.10% $0.01 83.51%
Hotchkis & Wiley Capital Management LLC 306.76K Mar 31, 2026 1.61% $0.03 -12.58%
Drexel Morgan & Company, LLC 300.80K Mar 31, 2026 1.58% $1.48 0.00%
First Horizon Corp 296.23K Mar 31, 2026 1.55% $0.41 0.00%
Manufacturers Life Insurance Co 291.02K Mar 31, 2026 1.53% $0.01 -1.26%
The Goldman Sachs Group Inc 264.33K Mar 31, 2026 1.39% $0.00 -1.22%
Amvescap Plc. 230.45K Mar 31, 2026 1.21% $0.00 -8.70%
AQR Capital Management LLC 225.91K Mar 31, 2026 1.18% $0.00 24.69%
Northern Trust Corp 174.42K Mar 31, 2026 0.91% $0.00 3.63%
Prudential Financial Inc 171.87K Mar 31, 2026 0.90% $0.01 0.00%
M3F, Inc. 166.49K Mar 31, 2026 0.87% $1.38 0.00%
Two Sigma Advisers, LLC 162.60K Dec 31, 2025 0.85% $0.01 28.44%
Citadel Advisors Llc 160.32K Mar 31, 2026 0.84% $0.00 3.73%

Shares Statistics

Shares Outstanding: 19.07M
Shares Float: 18.62M
% Insiders: 131.90%
% Institutions: 7,258.00%
Short % Float: 4.87%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Vanguard Total Stock Mkt Idx Inv 621.70K 3.26% ▲ 0.00% Apr 30, 2026
2 Fidelity Low-Priced Stock 558.70K 2.93% ▼ 0.08% Feb 28, 2026
3 Franklin Small Cap Value A 516.33K 2.71% ▲ 28.18% Apr 30, 2026
4 iShares Russell 2000 ETF 433.92K 2.28% ▲ 0.85% Apr 30, 2026
5 Franklin Small Cap Value SMA Composite 402.83K 2.11% ▲ 1,611,208.00% Mar 31, 2026
6 Franklin US Small Cap Value Equity 402.83K 2.11% ▲ 0.00% Mar 31, 2026
7 BlackRock Advantage Small Cap Core Instl 245.37K 1.29% ▲ 0.00% Apr 30, 2026
8 Vanguard Institutional Extnd Mkt Idx Tr 213.33K 1.12% ▲ 1.89% Apr 30, 2026
9 Invesco KBW High Dividend Yld Fincl ETF 193.18K 1.01% ▲ 0.00% Apr 30, 2026
10 Fidelity Small Cap Index 190.62K 1.00% ▲ 1.26% Feb 28, 2026

Valuation Metrics

Enterprise Value: $1.16B
Trailing P/E: 11.97
Forward P/E: 10.31

Financial Highlights

Market Cap: $625.16M
P/E Ratio: $11.97
PEG Ratio: $2.76
Book Value: $28.56
Dividend/Share: $2.24
Dividend Yield: 6.96%
Earnings/Share: $2.74
Profit Margin: 24.40%
Operating Margin: 31.87%
ROA (TTM): 0.81%
ROE (TTM): 9.86%
Revenue (TTM): $215.81M
Revenue/Share (TTM): $11.29
Earnings Growth (YOY): 4.80%
Revenue Growth (YOY): -7.00%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.01x 1.19x 0.92x 0.41x 9.62x
2024-12-31 0.03x 3.81x 0.93x -0.18x -55.84x
2023-12-31 0.20x 3.74x 0.93x 0.33x 28.81x
2022-12-31 0.22x 2.28x 0.93x 2.37x 10.81x
2021-12-31 0.25x 0.50x 0.90x 5.93x 2.75x
2020-12-31 0.25x 1.02x 0.91x 2.10x 5.83x
2019-12-31 0.30x 1.98x 0.90x 1.37x 10.81x
2018-12-31 0.29x 1.77x 0.91x 1.97x 8.72x
2017-12-31 0.27x 1.19x 0.91x 2.58x 5.99x
2016-12-31 0.28x 1.14x 0.91x 2.99x 6.05x
2015-12-31 0.97x 1.16x 0.90x 2.96x 6.33x
2014-12-31 0.97x 1.33x 0.90x 2.77x 7.22x
2013-12-31 0.19x 0.07x 0.90x 2.14x 0.40x
2012-12-31 0.20x 0.23x 0.90x 1.68x 1.23x
2011-12-31 0.29x 0.26x 0.91x 1.17x 1.54x
2010-12-31 0.05x 1.86x 0.91x 0.75x 13.00x
2009-12-31 0.03x 2.12x 0.91x 0.35x 20.20x
2008-12-31 0.04x 2.57x 0.92x 0.39x 17.84x
2007-12-31 0.03x 2.60x 0.93x 0.45x 12.25x
2006-12-31 0.04x 2.03x 0.93x 0.53x 8.17x
2005-12-31 0.03x 3.60x 0.93x 0.62x 14.19x
2004-12-31 0.03x 4.48x 0.93x 0.72x 18.42x
2003-12-31 0.04x 2.30x 0.93x 0.73x 8.90x
2002-12-31 0.03x 5.91x 0.93x 0.56x 25.34x
2001-12-31 0.05x 2.76x 0.93x 0.39x 12.19x
2000-12-31 0.03x 6.55x 0.93x 0.40x 26.51x
1999-12-31 0.03x 4.56x 0.93x 0.46x 17.15x
1998-12-31 0.03x 3.60x 0.92x 0.47x 13.96x
1997-12-31 0.06x 0.30x 0.92x 0.43x 1.23x
1996-12-31 0.05x 0.24x 0.91x 0.64x 1.00x
1995-12-31 0.07x 0.00x 0.90x 0.69x 0.00x
1994-12-31 0.05x 0.00x 0.91x 0.68x 0.00x
1993-12-31 0.06x 0.00x 0.92x 0.48x 0.00x
1992-12-31 0.06x 0.07x 0.92x 0.29x 0.43x
1991-12-31 0.05x 0.00x 0.93x 0.15x 0.00x
1990-12-31 0.04x 0.00x 0.93x 0.01x 0.00x
1989-12-31 0.04x 0.15x 0.92x 0.35x 0.49x
1988-12-31 N/A N/A N/A N/A 0.00x

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