Westamerica Bancorporation

WABC.US
Financial Services · Banks - Regional
60.52
+0.50 (+0.83%)
USD · NASDAQ

Company Information

Company Name
Westamerica Bancorporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US9570901036
CIK: 0000311094
CUSIP: 957090103
Currency: USD
Full Time Employees: 608
Phone: 707 863 6000
Fiscal Year End: December
IPO Date: Mar 17, 1992
Description:

Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.

Address:

1108 Fifth Avenue, San Rafael, CA, United States, 94901

People

Directors & Officers

Name Title Year Born
Mr. David L. Payne Chairman, President & CEO 1955
Ms. Anela M. Jonas Senior VP & CFO 1974
Mr. Brian J. Donohoe Senior VP & Chief Information Officer 1981
Mr. Russell W. Rizzardi Senior VP & Chief Credit Administrator of Westamerica Bank 1955
Mr. Robert James Baker Jr. Senior VP & Banking Division Manager 1965
Ms. Diane Cunningham Corporate Executive Secretary NA
Cheryl Thorsen Senior Vice President of Human Resources Division Manager NA
Curtis Belton Senior VP & Risk Officer NA
Mr. Kris Irvine VP & Corporate Secretary NA
Mr. Matthew Mihalik Senior VP & Treasurer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 22, 2026 Inez Wondeh N/A Purchase 61.00 $53.78 $3.28K
Apr 20, 2026 Robert James Baker Jr N/A Sale 759.00 $53.83 $40.86K
Apr 29, 2025 Inez Wondeh N/A Purchase 451.00 $48.51 $21.88K
Apr 28, 2025 John A Thorson N/A Sale 2.24K $48.57 $108.94K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 3.45M Mar 31, 2026 15.00% $0.00 -1.44%
Vanguard Group Inc 3.17M Dec 31, 2025 13.78% $0.00 -0.43%
American Century Companies Inc 1.91M Mar 31, 2026 8.29% $0.05 3.93%
Vanguard Portfolio Management, LLC 1.76M Mar 31, 2026 7.65% $0.00 0.00%
State Street Corp 1.20M Mar 31, 2026 5.23% $0.00 -1.48%
Vanguard Capital Management, LLC 1.10M Mar 31, 2026 4.76% $0.00 0.00%
Dimensional Fund Advisors, Inc. 944.70K Mar 31, 2026 4.11% $0.01 5.25%
Geode Capital Management, LLC 613.16K Mar 31, 2026 2.67% $0.00 1.10%
AQR Capital Management LLC 399.05K Mar 31, 2026 1.73% $0.01 4.51%
Nuveen, LLC 359.35K Mar 31, 2026 1.56% $0.01 1.26%
Two Sigma Investments LLC 353.03K Mar 31, 2026 1.53% $0.01 90.11%
Palisade Capital Management LLc 304.95K Mar 31, 2026 1.33% $0.53 -4.28%
Charles Schwab Investment Management Inc 297.93K Mar 31, 2026 1.30% $0.00 -0.18%
Northern Trust Corp 288.98K Mar 31, 2026 1.26% $0.00 0.52%
Arrowstreet Capital Limited Partnership 283.81K Mar 31, 2026 1.23% $0.01 -3.92%
Rbo & CO LLC 282.20K Mar 31, 2026 1.23% $2.38 -1.62%
Morgan Stanley - Brokerage Accounts 255.16K Mar 31, 2026 1.11% $0.00 -13.44%
The Goldman Sachs Group Inc 226.72K Mar 31, 2026 0.99% $0.00 -12.58%
Bank of New York Mellon Corp 209.51K Mar 31, 2026 0.91% $0.00 0.46%
T. Rowe Price Investment Management,Inc. 195.84K Mar 31, 2026 0.85% $0.01 -56.93%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 1.41M 6.14% ▲ 0.00% Jun 30, 2026
2 Avantis US Small Cap Value ETF 785.48K 3.41% ▲ 0.02% Jun 30, 2026
3 Vanguard Total Stock Mkt Idx Inv 740.59K 3.22% ▼ 6.70% Jun 30, 2026
4 American Century U.S. Mid Cap Value 575.99K 2.50% ▼ 4.72% Jun 30, 2026
5 American Century Mid Cap Value Inv 575.99K 2.50% ▼ 4.72% Jun 30, 2026
6 iShares Russell 2000 ETF 557.75K 2.42% ▲ 0.00% Jun 30, 2026
7 Vanguard Small Cap Index 537.29K 2.34% ▼ 5.02% Jun 30, 2026
8 Vanguard Small Cap Value Index Inv 341.61K 1.49% ▼ 6.42% Jun 30, 2026
9 State Street® SPDR® S&PRgnllBkgETF 283.75K 1.23% ▲ 2.10% Jun 30, 2026
10 Vanguard Institutional Extnd Mkt Idx Tr 269.00K 1.17% ▼ 3.13% Jun 30, 2026

Financial Highlights

Market Cap: $1.38B
P/E Ratio: $13.34
PEG Ratio: $4.62
Book Value: $37.35
Dividend/Share: $1.86
Dividend Yield: 3.07%
Earnings/Share: $4.50
Profit Margin: 43.94%
Operating Margin: 60.29%
ROA (TTM): 1.91%
ROE (TTM): 12.49%
Revenue (TTM): $252.20M
Revenue/Share (TTM): $10.32
Earnings Growth (YOY): 4.50%
Revenue Growth (YOY): -2.70%

Valuation Metrics

Enterprise Value: $1.21B
Trailing P/E: 13.34
Forward P/E: 21.10

Shares Statistics

Shares Outstanding: 23.00M
Shares Float: 21.74M
% Insiders: 363.10%
% Institutions: 8,225.90%
Short % Float: 4.95%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$271.84M
Cost of Goods Sold
adjust
$-13.16M
Gross Profit
subtotal
$258.70M
SG&A
adjust
$-70.75M
Other Operating Expense
adjust
$-31.18M
Operating Income
subtotal
$156.69M
Other / Non-Operating Items
adjust
$-40.51M
Net Income
subtotal
$116.17M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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