Stock Fundamentals

Company Information

Company Name
Westamerica Bancorporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US9570901036
CIK: 0000311094
CUSIP: 957090103
Currency: USD
Full Time Employees: 608
Phone: 707 863 6000
Fiscal Year End: December
IPO Date: Mar 17, 1992
Description:

Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.

Address:

1108 Fifth Avenue, San Rafael, CA, United States, 94901

Directors & Officers

Name Title Year Born
Mr. David L. Payne Chairman, President & CEO 1955
Ms. Anela M. Jonas Senior VP & CFO 1974
Mr. Brian J. Donohoe Senior VP & Chief Information Officer 1981
Mr. Russell W. Rizzardi Senior VP & Chief Credit Administrator of Westamerica Bank 1955
Mr. Robert James Baker Jr. Senior VP & Banking Division Manager 1965
Ms. Diane Cunningham Corporate Executive Secretary NA
Cheryl Thorsen Senior Vice President of Human Resources Division Manager NA
Curtis Belton Senior VP & Risk Officer NA
Mr. Kris Irvine VP & Corporate Secretary NA
Mr. Matthew Mihalik Senior VP & Treasurer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Apr 22, 2026 Inez Wondeh N/A Purchase 61.00 $53.78 $3.28K
Apr 20, 2026 Robert James Baker Jr N/A Sale 759.00 $53.83 $40.86K
Apr 29, 2025 Inez Wondeh N/A Purchase 451.00 $48.51 $21.88K
Apr 28, 2025 John A Thorson N/A Sale 2.24K $48.57 $108.94K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 3.45M Mar 31, 2026 14.69% $0.00 -1.44%
Vanguard Group Inc 3.17M Dec 31, 2025 13.50% $0.00 -0.43%
American Century Companies Inc 1.91M Mar 31, 2026 8.12% $0.05 3.93%
State Street Corp 1.20M Mar 31, 2026 5.12% $0.00 -1.48%
Dimensional Fund Advisors, Inc. 944.70K Mar 31, 2026 4.02% $0.01 5.25%
Geode Capital Management, LLC 613.16K Mar 31, 2026 2.61% $0.00 1.10%
AQR Capital Management LLC 399.05K Mar 31, 2026 1.70% $0.01 4.51%
Nuveen, LLC 359.35K Mar 31, 2026 1.53% $0.01 1.26%
Two Sigma Investments LLC 353.03K Mar 31, 2026 1.50% $0.01 90.11%
Palisade Capital Management LLc 304.95K Mar 31, 2026 1.30% $0.53 -4.28%
Charles Schwab Investment Management Inc 297.93K Mar 31, 2026 1.27% $0.00 -0.18%
Northern Trust Corp 288.98K Mar 31, 2026 1.23% $0.00 0.52%
Arrowstreet Capital Limited Partnership 283.81K Mar 31, 2026 1.21% $0.01 -3.92%
Rbo & CO LLC 282.20K Mar 31, 2026 1.20% $2.38 -1.62%
Morgan Stanley - Brokerage Accounts 255.16K Mar 31, 2026 1.09% $0.00 -13.44%
The Goldman Sachs Group Inc 226.72K Mar 31, 2026 0.97% $0.00 -12.58%
Bank of New York Mellon Corp 209.51K Mar 31, 2026 0.89% $0.00 0.46%
T. Rowe Price Investment Management,Inc. 195.84K Mar 31, 2026 0.83% $0.01 -56.93%
Qube Research & Technologies 171.38K Mar 31, 2026 0.73% $0.01 -24.99%
UBS Group AG 159.86K Mar 31, 2026 0.68% $0.00 -65.04%

Shares Statistics

Shares Outstanding: 23.49M
Shares Float: 22.23M
% Insiders: 363.70%
% Institutions: 8,070.90%
Short % Float: 3.65%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 1.49M 6.35% ▲ 0.00% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 793.79K 3.38% ▲ 0.00% Apr 30, 2026
3 Avantis US Small Cap Value ETF 740.40K 3.15% ▲ 0.00% Apr 30, 2026
4 American Century Mid Cap Value Inv 604.54K 2.57% ▼ 0.84% Mar 31, 2026
5 American Century U.S. Mid Cap Value 604.54K 2.57% ▼ 0.84% Mar 31, 2026
6 Vanguard Small Cap Index 565.88K 2.41% ▼ 0.43% Apr 30, 2026
7 iShares Russell 2000 ETF 551.04K 2.35% ▲ 0.00% Apr 30, 2026
8 Vanguard Small Cap Value Index Inv 364.12K 1.55% ▲ 0.63% Apr 30, 2026
9 Vanguard Institutional Extnd Mkt Idx Tr 277.63K 1.18% ▲ 1.05% Apr 30, 2026
10 Fidelity Small Cap Index 238.12K 1.01% ▲ 1.42% Feb 28, 2026

Valuation Metrics

Enterprise Value: $1.06B
Trailing P/E: 12.25
Forward P/E: 21.10

Financial Highlights

Market Cap: $1.29B
P/E Ratio: $12.25
PEG Ratio: $4.62
Book Value: $37.35
Dividend/Share: $1.84
Dividend Yield: 3.30%
Earnings/Share: $4.49
Profit Margin: 44.30%
Operating Margin: 60.24%
ROA (TTM): 1.90%
ROE (TTM): 12.46%
Revenue (TTM): $253.92M
Revenue/Share (TTM): $10.12
Earnings Growth (YOY): -3.00%
Revenue Growth (YOY): -6.70%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.43x 0.15x 0.84x 11.43x 0.84x
2024-12-31 0.39x 0.14x 0.85x 10.85x 0.60x
2023-12-31 0.77x 0.08x 0.88x 56.96x 0.25x
2022-12-31 0.75x 0.10x 0.91x 86.02x 0.32x
2021-12-31 0.89x 0.18x 0.89x 59.86x 1.09x
2020-12-31 0.82x 0.12x 0.87x 58.55x 0.79x
2019-12-31 0.71x 0.08x 0.87x 55.73x 0.49x
2018-12-31 0.62x 0.17x 0.89x 46.45x 0.89x
2017-12-31 0.57x 0.20x 0.89x 45.88x 1.03x
2016-12-31 0.49x 0.21x 0.90x 37.79x 1.18x
2015-12-31 0.44x 0.20x 0.90x 31.63x 1.14x
2014-12-31 0.44x 0.34x 0.90x 22.92x 1.90x
2013-12-31 0.37x 0.29x 0.89x 18.44x 1.50x
2012-12-31 0.32x 0.17x 0.89x 18.55x 0.78x
2011-12-31 0.28x 0.46x 0.89x 14.41x 1.90x
2010-12-31 0.13x 0.25x 0.89x 10.24x 0.91x
2009-12-31 0.14x 0.52x 0.90x 9.46x 1.36x
2008-12-31 0.08x 1.18x 0.90x 2.10x 6.11x
2007-12-31 0.09x 2.12x 0.91x 1.66x 6.43x
2006-12-31 0.08x 1.81x 0.91x 2.06x 5.33x
2005-12-31 0.08x 1.87x 0.92x 3.33x 5.25x
2004-12-31 0.06x 2.11x 0.92x 6.11x 5.60x
2003-12-31 0.08x 2.12x 0.93x 4.93x 5.13x
2002-12-31 0.09x 2.09x 0.92x 3.27x 5.29x
2001-12-31 0.08x 1.08x 0.92x 1.81x 2.53x
2000-12-31 0.11x 1.24x 0.92x 1.33x 3.30x
1999-12-31 0.10x 1.54x 0.92x 1.46x 3.73x
1998-12-31 0.10x 0.55x 0.90x 1.28x 1.69x
1997-12-31 0.10x 0.65x 0.89x 0.84x 3.20x
1996-12-31 0.13x 0.87x 0.90x 0.77x 4.14x
1995-12-31 0.11x 0.78x 0.91x 0.68x 2.38x
1994-12-31 0.09x 0.80x 0.92x 0.87x 3.50x
1993-12-31 0.08x 0.45x 0.92x 0.30x 4.40x
1992-12-31 0.10x 0.11x 0.92x 0.58x 0.48x
1991-12-31 0.07x 0.29x 0.93x 0.30x 1.31x
1990-12-31 0.09x 0.67x 0.94x 0.23x 2.90x
1989-12-31 0.09x 0.57x 0.95x 0.15x 3.09x
1988-12-31 N/A N/A N/A N/A 0.00x
1987-12-31 N/A N/A N/A N/A 0.00x
1986-12-31 N/A N/A N/A N/A 0.00x
1985-12-31 N/A N/A N/A N/A 0.00x

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