WABC

Westamerica Bancorporation

WABC.US westamerica.com + Research + Basket
CIK 0000311094
Employees 608
Phone 707 863 6000
Fiscal year end December
IPO Mar 17, 1992
Address 1108 Fifth Avenue, San Rafael, CA, United States, 94901
61.40
+0.48 (+0.79%)
USD · NASDAQ
52-week range
45.05
63.10
Trading at 91% of the 52-week range
Market Cap
1.41B
P/E Ratio
13.42
Forward P/E
21.10
Book Value
37.09
Div. Yield
3.02%
% Institutions
82.57%
% Insiders
3.62%

1 Year

+33.2%

3 Year

+44.8%

10 Year

+68.8%
Description

Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.

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People

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Directors & Officers

Name Title Year Born
Mr. David L. Payne Chairman, President & CEO 1955
Ms. Anela M. Jonas Senior VP & CFO 1974
Mr. Brian J. Donohoe Senior VP & Chief Information Officer 1981
Mr. Russell W. Rizzardi Senior VP & Chief Credit Administrator of Westamerica Bank 1955
Mr. Robert James Baker Jr. Senior VP & Banking Division Manager 1965
Ms. Diane Cunningham Corporate Executive Secretary NA
Cheryl Thorsen Senior Vice President of Human Resources Division Manager NA
Curtis Belton Senior VP & Risk Officer NA
Mr. Kris Irvine VP & Corporate Secretary NA
Mr. Matthew Mihalik Senior VP & Treasurer NA

Insider Trading

Open insider trading
Date Insider Name Title Transaction Type Shares Price Value SEC
Apr 22, 2026 Inez Wondeh N/A Purchase 61.00 $53.78 $3.28K SEC
Apr 20, 2026 Robert James Baker Jr N/A Sale 759.00 $53.83 $40.86K SEC
Apr 29, 2025 Inez Wondeh N/A Purchase 451.00 $48.51 $21.88K SEC
Apr 28, 2025 John A Thorson N/A Sale 2.24K $48.57 $108.94K SEC

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 3.34M Jun 30, 2026 14.43% $0.00 -3.29%
American Century Companies Inc 1.96M Jun 30, 2026 8.47% $0.05 2.69%
Vanguard Portfolio Management, LLC 1.72M Jun 30, 2026 7.45% $0.00 -2.21%
State Street Corp 1.39M Jun 30, 2026 6.03% $0.00 15.86%
Vanguard Capital Management, LLC 1.03M Jun 30, 2026 4.48% $0.00 -5.53%
Dimensional Fund Advisors, Inc. 983.64K Jun 30, 2026 4.26% $0.01 4.12%
Geode Capital Management, LLC 627.07K Jun 30, 2026 2.71% $0.00 2.27%
AQR Capital Management LLC 495.22K Jun 30, 2026 2.14% $0.01 24.10%
Nuveen, LLC 382.29K Jun 30, 2026 1.65% $0.01 6.38%
Rhino Investment Partners, Inc. 324.82K Jun 30, 2026 1.41% $5.77 0.00%
Arrowstreet Capital Limited Partnership 324.19K Jun 30, 2026 1.40% $0.01 14.23%
Two Sigma Investments LLC 303.84K Jun 30, 2026 1.31% $0.01 -13.94%
Northern Trust Corp 303.42K Jun 30, 2026 1.31% $0.00 5.00%
Charles Schwab Investment Management Inc 294.93K Jun 30, 2026 1.28% $0.00 -1.01%
Rbo & CO LLC 275.55K Jun 30, 2026 1.19% $2.57 -2.36%
DePrince Race & Zollo Inc 248.32K Sep 30, 2026 1.07% $0.26 0.00%
Mackenzie Investments 242.86K Jun 30, 2026 1.05% $0.01 0.00%
Morgan Stanley - Brokerage Accounts 230.00K Jun 30, 2026 1.00% $0.00 -9.86%
The Goldman Sachs Group Inc 228.47K Jun 30, 2026 0.99% $0.00 0.77%
Bank of New York Mellon Corp 211.47K Jun 30, 2026 0.92% $0.00 0.93%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 1.31M 5.69% ▲ 0.00% Sep 30, 2026
2 Avantis US Small Cap Value ETF 818.42K 3.54% ▲ 0.03% Sep 30, 2026
3 Vanguard MStar Total Stk Mkt Idx Invest 697.38K 3.02% ▼ 5.83% Sep 30, 2026
4 iShares Russell 2000 ETF 589.17K 2.55% ▲ 0.00% Sep 30, 2026
5 Vanguard Small Cap Index 494.40K 2.14% ▼ 8.87% Sep 30, 2026
6 American Century Mid Cap Value Inv 432.42K 1.87% ▼ 24.93% Sep 30, 2026
7 Vanguard MStar Small Cap Value Index 321.62K 1.39% ▼ 6.29% Sep 30, 2026
8 Fidelity Small Cap Index 261.49K 1.13% ▲ 0.56% Jul 31, 2026
9 iShares Russell 2000 Value ETF 216.34K 0.94% ▲ 0.00% Sep 30, 2026
10 State Street® SPDR® S&PRgnllBkgETF 209.93K 0.91% ▲ 3.08% Sep 30, 2026

Financial Highlights

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Market Cap: $1.41B
P/E Ratio: $13.42
PEG Ratio: $4.62
Book Value: $37.09
Dividend/Share: $1.86
Dividend Yield: 3.02%
Earnings/Share: $4.54
Profit Margin: 43.84%
Operating Margin: 60.80%
ROA (TTM): 1.89%
ROE (TTM): 12.86%
Revenue (TTM): $252.51M
Revenue/Share (TTM): $10.57
Earnings Growth (YOY): 9.30%
Revenue Growth (YOY): 0.50%

Valuation Metrics

Enterprise Value: $1.22B
Trailing P/E: 13.42
Forward P/E: 21.10

Shares Statistics

Shares Outstanding: 23.08M
Shares Float: 21.84M
% Insiders: 3.62%
% Institutions: 82.57%
Short % Float: 6.05%

Stock Price History

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1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

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Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$271.84M
Cost of Goods Sold
adjust
$-13.16M
Gross Profit
subtotal
$258.70M
SG&A
adjust
$-70.75M
Other Operating Expense
adjust
$-31.18M
Operating Income
subtotal
$156.69M
Other / Non-Operating Items
adjust
$-40.51M
Net Income
subtotal
$116.17M

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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