Stock Fundamentals

USIO.US Logo

USIO.US - Current Price

$1.38

Company Information

Company Name
Usio Inc
Sector
Technology
Industry
Software - Infrastructure
Exchange
NASDAQ
ISIN: US9173131080
CIK: 0001088034
CUSIP: 70438S103
Currency: USD
Full Time Employees: 107
Phone: 210 249 4100
Fiscal Year End: December
IPO Date: Jan 02, 2001
Description:

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, and Discover supported by online and physical terminal access. Further, it provides a proprietary platform, enabling businesses to handle both e-checks and card payments; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Further, the company offers prepaid and incentive card issuance services; and operates a payment facilitation platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

Address:

3611 Paesanos Parkway, San Antonio, TX, United States, 78231

Directors & Officers

Name Title Year Born
Mr. Louis A. Hoch Co-Founder, Chairman, President, CEO & COO 1966
Mr. Michael White Senior VP, Chief Accounting Officer and Principal Accounting & Financial Officer 1997
Mr. Houston Korth Frost Ph.D. Chief Product Officer 1982
Mr. Gregory Mark Carter Executive VP of Payment Acceptance & Chief Revenue Officer 1964
Mr. Kenneth Wayne Keller Chief Technology Officer & Senior VP 1966
Mr. Paul M. Manley Senior Vice President of Investor Relations NA
Mr. Wayne Gonzales AAP, CAMS, CFE, CFI Senior VP & Chief Compliance Officer NA
Mr. Joseph Saahene AAP, C.P.P., CFE, J.D., M.B.A. VP & General Counsel NA
Mr. Joe Huch C.P.P. Vice President of Sales NA
Mr. Larry Morrison C.P.P. Senior Vice President of Business Development 1960

Shares Statistics

Shares Outstanding: 27.31M
Shares Float: 22.01M
% Insiders: 1,941.10%
% Institutions: 2,598.40%
Short % Float: 0.20%

Valuation Metrics

Enterprise Value: $32.91M
Trailing P/E: 0.00
Forward P/E: 27.25

Financial Highlights

Market Cap: $37.68M
EBITDA: $245.27K
Book Value: $0.68
Earnings/Share: $-0.02
Profit Margin: -0.46%
Operating Margin: -2.19%
ROA (TTM): -1.00%
ROE (TTM): -2.06%
Revenue (TTM): $83.71M
Revenue/Share (TTM): $3.12
Earnings Growth (YOY): -63.30%
Revenue Growth (YOY): -0.70%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income

Operating Expenses

Balance Sheet Overview

Earnings Per Share (EPS)

Earnings History

Date EPS Actual EPS Estimate Difference Surprise %
Mar 31, 2026 0.00 0.01 N/A -10,000.00%
Sep 30, 2025 -0.02 0.00 N/A -90,000.00%
Jun 30, 2025 -0.01 0.01 N/A -20,000.00%
Mar 31, 2025 -0.01 0.02 N/A -15,000.00%
Dec 31, 2024 0.02 0.00 N/A 70,606.06%
Sep 30, 2024 0.10 0.01 N/A 90,000.00%
Jun 30, 2024 0.00 -0.01 N/A 12,800.00%
Mar 31, 2024 -0.01 0.01 N/A -20,000.00%
Dec 31, 2023 0.00 0.02 N/A -9,500.00%
Sep 30, 2023 -0.04 0.02 N/A -30,000.00%
Jun 30, 2023 0.01 0.01 N/A 0.00%
Mar 31, 2023 0.00 -0.02 N/A 10,300.00%
Dec 31, 2022 -0.01 -0.01 N/A 0.00%
Sep 30, 2022 -0.09 -0.08 N/A -1,250.00%
Jun 30, 2022 -0.10 -0.03 N/A -23,333.33%
Mar 31, 2022 -0.08 -0.01 N/A -70,000.00%
Dec 31, 2021 0.00 -0.01 N/A 11,900.00%
Sep 30, 2021 0.01 -0.01 N/A 20,000.00%
Jun 30, 2021 0.01 -0.03 N/A 13,333.33%
Mar 31, 2021 -0.04 -0.03 N/A -3,333.33%
Dec 31, 2020 -0.03 -0.05 N/A 4,000.00%
Sep 30, 2020 -0.06 -0.08 N/A 2,500.00%
Jun 30, 2020 -0.10 -0.09 N/A -1,111.11%
Mar 31, 2020 -0.06 -0.09 N/A 3,333.33%
Dec 31, 2019 -0.12 -0.09 N/A -3,333.33%
Sep 30, 2019 -0.09 -0.09 N/A 0.00%
Jun 30, 2019 -0.10 -0.08 N/A -2,500.00%
Mar 31, 2019 -0.09 -0.07 N/A -2,857.14%
Dec 31, 2018 -0.07 -0.07 N/A 0.00%
Sep 30, 2018 -0.07 -0.08 N/A 1,250.00%
Jun 30, 2018 -0.06 -0.08 N/A 2,500.00%
Mar 31, 2018 -0.06 -0.12 N/A 5,000.00%
Dec 31, 2017 -0.10 -0.13 N/A 2,307.69%
Sep 30, 2017 -0.10 N/A N/A N/A
Jun 30, 2017 -0.04 -0.04 N/A 0.00%
Mar 31, 2017 -0.03 N/A N/A N/A
Sep 30, 2016 -0.07 N/A N/A N/A
Jun 30, 2016 -0.05 N/A N/A N/A
Mar 31, 2016 0.00 N/A N/A N/A
Dec 31, 2015 0.01 N/A N/A N/A
Sep 30, 2015 0.01 N/A N/A N/A
Jun 30, 2015 0.00 N/A N/A N/A
Mar 31, 2015 0.06 N/A N/A N/A
Sep 30, 2014 0.08 N/A N/A N/A
Jun 30, 2014 0.06 N/A N/A N/A
Mar 31, 2014 0.02 N/A N/A N/A
Sep 30, 2013 -0.04 N/A N/A N/A
Jun 30, 2013 -0.03 N/A N/A N/A
Mar 31, 2013 -0.03 N/A N/A N/A
Dec 31, 2012 0.05 N/A N/A N/A
Sep 30, 2012 0.07 N/A N/A N/A
Jun 30, 2012 0.01 N/A N/A N/A
Mar 31, 2012 0.01 N/A N/A N/A
Dec 31, 2011 0.05 N/A N/A N/A
Sep 30, 2011 0.03 N/A N/A N/A
Jun 30, 2011 -0.03 N/A N/A N/A
Mar 31, 2011 -0.02 N/A N/A N/A
Dec 31, 2010 -0.02 N/A N/A N/A
Sep 30, 2010 -0.02 N/A N/A N/A
Jun 30, 2010 -0.01 N/A N/A N/A
Mar 31, 2010 -0.02 N/A N/A N/A
Sep 30, 2009 0.00 N/A N/A N/A
Jun 30, 2009 -0.05 N/A N/A N/A
Mar 31, 2009 -0.06 N/A N/A N/A
Dec 31, 2008 -0.06 N/A N/A N/A
Sep 30, 2008 -0.06 N/A N/A N/A
Jun 30, 2008 -0.07 N/A N/A N/A
Mar 31, 2008 0.06 N/A N/A N/A
Sep 30, 2007 -0.08 N/A N/A N/A
Jun 30, 2007 -0.07 N/A N/A N/A
Mar 31, 2007 -0.16 N/A N/A N/A
Sep 30, 2006 -0.09 N/A N/A N/A
Jun 30, 2006 -0.12 N/A N/A N/A
Mar 31, 2006 -0.18 N/A N/A N/A
Dec 31, 2005 0.30 N/A N/A N/A
Sep 30, 2005 -0.32 N/A N/A N/A
Jun 30, 2005 -0.26 N/A N/A N/A
Mar 31, 2005 -0.28 N/A N/A N/A
Dec 31, 2004 -0.30 N/A N/A N/A
Sep 30, 2004 -0.27 N/A N/A N/A
Jun 30, 2004 -0.21 N/A N/A N/A
Mar 31, 2004 -0.28 N/A N/A N/A
Sep 30, 2003 1.90 N/A N/A N/A
Jun 30, 2003 -0.66 N/A N/A N/A
Mar 31, 2003 -0.58 N/A N/A N/A
Dec 31, 2002 -3.38 N/A N/A N/A
Sep 30, 2002 -1.66 N/A N/A N/A
Jun 30, 2002 -1.35 -1.50 N/A 1,000.00%
Mar 31, 2002 -1.38 N/A N/A N/A
Dec 31, 2001 -1.65 -1.80 N/A 833.33%
Sep 30, 2001 -1.95 -1.87 N/A -427.81%
Jun 30, 2001 -2.10 -3.25 N/A 3,538.46%
Mar 31, 2001 -3.15 -5.05 N/A 3,762.38%
Dec 31, 2000 -4.05 -4.65 N/A 1,290.32%
Sep 30, 2000 -3.60 -3.15 N/A -1,428.57%
Jun 30, 2000 -2.70 -2.85 N/A 526.32%
Mar 31, 2000 -2.35 N/A N/A N/A
Sep 30, 1999 -2.10 N/A N/A N/A
Jun 30, 1999 -2.42 N/A N/A N/A

Balance Sheet (Yearly)

Date Cash Total Debt Total Assets Total Liabilities Total Equity
2024-12-31 $8.06M $N/A $107.21M $88.05M $19.16M
2023-12-31 $7.16M $N/A $106.93M $91.87M $15.07M
2022-12-31 $5.71M $N/A $97.91M $83.98M $13.93M
2021-12-31 $7.26M $N/A $133.68M $115.01M $18.67M
2020-12-31 $5.01M $N/A $82.67M $65.96M $16.70M
2019-12-31 $2.14M $N/A $61.56M $53.99M $7.57M
2018-12-31 $2.70M $N/A $68.22M $58.58M $9.63M
2017-12-31 $4.80M $N/A $67.44M $54.31M $13.12M
2016-12-31 $4.12M $N/A $69.51M $60.50M $9.01M
2015-12-31 $4.06M $N/A $68.36M $59.24M $9.12M
2014-12-31 $54.99M $N/A $61.10M $54.08M $7.02M
2013-12-31 $26.57M $N/A $27.53M $26.89M $638.80K
2012-12-31 $3.76M $N/A $5.16M $3.02M $2.14M
2011-12-31 $3.68M $N/A $4.91M $4.30M $611.31K
2010-12-31 $978.70K $N/A $1.98M $2.12M $-134.31K
2009-12-31 $565.60K $N/A $1.16M $2.05M $-884.51K
2008-12-31 $103.43K $N/A $607.99K $975.84K $-367.85K
2007-12-31 $115.60K $N/A $370.93K $746.26K $-375.32K
2006-12-31 $198.76K $N/A $601.53K $1.17M $-565.16K
2005-12-31 $378.10K $N/A $673.05K $1.35M $-672.10K
2004-12-31 $153.97K $N/A $415.24K $1.14M $-724.23K
2003-12-31 $528.12K $N/A $938.40K $725.67K $212.73K
2002-12-31 $286.11K $N/A $4.71M $5.05M $-345.27K
2001-12-31 $6.19M $N/A $11.42M $1.67M $9.75M
2000-12-31 $6.17M $N/A $15.29M $4.28M $11.01M
1999-12-31 $7.07M $N/A $9.40M $1.46M $7.94M

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 11, 2022 N/A N/A N/A N/A N/A N/A
Nov 10, 2022 N/A N/A N/A N/A N/A N/A
Nov 09, 2022 N/A N/A N/A N/A N/A N/A

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