Stock Fundamentals

Company Information

Company Name
TransUnion
Sector
Financial Services
Industry
Financial Data & Stock Exchanges
Exchange
NYSE
ISIN: US89400J1079
CIK: 0001552033
CUSIP: 89400J107
Currency: USD
Full Time Employees: 13,500
Phone: 312 985 2000
Fiscal Year End: December
IPO Date: Jun 25, 2015
Description:

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports and scores, credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

Address:

555 West Adams, Chicago, IL, United States, 60661

Directors & Officers

Name Title Year Born
Mr. Christopher A. Cartwright President, CEO & Director 1965
Mr. Venkat Achanta Executive VP and Chief Technology, Data & Analytics Officer 1973
Mr. Todd C. Skinner President of International 1970
Mr. Steven M. Chaouki President of U.S. Markets 1973
Ms. Tiffani L. Chambers Executive VP & COO NA
Ms. Jennifer A. Williams Senior VP & Chief Accounting Officer 1974
Mr. Gregory R. Bardi C.F.A. Vice President of Investor Relations NA
Ms. Heather J. Russell J.D. Executive VP & Chief Legal Officer 1972
Mr. Brian Silver Executive Vice President of Marketing Solutions 1967
Ms. Alicia B. Zuiker Executive VP & Chief Human Resources Officer NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 19.10M Sep 30, 2025 9.93% $0.03 79.31%
Vanguard Group Inc 18.63M Dec 31, 2025 9.68% $0.02 -2.25%
Massachusetts Financial Services Company 15.54M Dec 31, 2025 8.08% $0.43 -14.97%
Wellington Management Company LLP 11.72M Dec 31, 2025 6.09% $0.18 -1.99%
Dodge & Cox 9.84M Dec 31, 2025 5.12% $0.46 0.00%
Independent Franchise Partners LLP 9.14M Dec 31, 2025 4.75% $4.98 99.70%
Morgan Stanley - Brokerage Accounts 8.31M Sep 30, 2025 4.32% $0.04 11.08%
T. Rowe Price Investment Management,Inc. 7.06M Sep 30, 2025 3.67% $0.36 34.35%
State Street Corp 6.78M Sep 30, 2025 3.52% $0.02 62.19%
Meritage Group LP 5.33M Dec 31, 2025 2.77% $14.23 -2.44%
Van Eck Associates Corporation 4.61M Sep 30, 2025 2.40% $0.36 -3.87%
FMR Inc 4.47M Dec 31, 2025 2.32% $0.02 166.40%
William Blair Investment Management, LLC 3.97M Dec 31, 2025 2.06% $0.95 -15.25%
Ninety One UK Limited 3.60M Dec 31, 2025 1.87% $0.66 -49.07%
Bessemer Group Inc 3.56M Sep 30, 2025 1.85% $0.46 -0.94%
Apg All Pensions Group 3.50M Sep 30, 2025 1.82% $0.70 10.34%
Geode Capital Management, LLC 3.50M Sep 30, 2025 1.82% $0.02 8.54%
HHG PLC 3.38M Sep 30, 2025 1.76% $0.13 0.70%
Victory Capital Management Inc. 3.27M Sep 30, 2025 1.70% $0.16 3.86%
JPMorgan Chase & Co 2.77M Sep 30, 2025 1.44% $0.01 157.71%

Shares Statistics

Shares Outstanding: 192.40M
Shares Float: 191.65M
% Insiders: 51.90%
% Institutions: 10,872.40%
Short % Float: 5.05%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 19.10M 9.93% ▲ 79.31% Sep 30, 2025
2 Vanguard Group Inc 18.63M 9.68% ▼ 2.25% Dec 31, 2025
3 Massachusetts Financial Services Company 15.54M 8.08% ▼ 14.97% Dec 31, 2025
4 Wellington Management Company LLP 11.72M 6.09% ▼ 1.99% Dec 31, 2025
5 Dodge & Cox 9.84M 5.12% ▲ 0.00% Dec 31, 2025
6 Independent Franchise Partners LLP 9.14M 4.75% ▲ 99.70% Dec 31, 2025
7 Morgan Stanley - Brokerage Accounts 8.31M 4.32% ▲ 11.08% Sep 30, 2025
8 T. Rowe Price Investment Management,Inc. 7.06M 3.67% ▲ 34.35% Sep 30, 2025
9 State Street Corp 6.78M 3.52% ▲ 62.19% Sep 30, 2025
10 Meritage Group LP 5.33M 2.77% ▼ 2.44% Dec 31, 2025

Valuation Metrics

Enterprise Value: $19.36B
Trailing P/E: 33.86
Forward P/E: 15.92

Financial Highlights

Market Cap: $15.25B
EBITDA: $1.44B
P/E Ratio: $33.86
PEG Ratio: $0.98
Book Value: $23.07
Dividend/Share: $0.47
Dividend Yield: 0.60%
Earnings/Share: $2.32
Profit Margin: 9.95%
Operating Margin: 17.53%
ROA (TTM): 4.89%
ROE (TTM): 10.60%
Revenue (TTM): $4.58B
Revenue/Share (TTM): $23.54
Earnings Growth (YOY): 53.10%
Revenue Growth (YOY): 13.00%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 1.75x 1.15x 0.59x 3.64x 3.55x
2024-12-31 1.70x 1.23x 0.61x 2.51x 4.29x
2023-12-31 1.47x 1.34x 0.63x 0.45x 8.04x
2022-12-31 1.60x 1.37x 0.63x 2.71x 5.03x
2021-12-31 1.94x 1.64x 0.68x 4.93x 6.44x
2020-12-31 2.19x 1.37x 0.64x 3.71x 4.02x
2019-12-31 1.55x 1.64x 0.67x 2.84x 4.15x
2018-12-31 1.53x 2.14x 0.72x 3.39x 5.14x
2017-12-31 1.28x 1.43x 0.64x 4.67x 3.53x
2016-12-31 1.47x 1.74x 0.69x 3.46x 4.27x
2015-12-31 1.44x 1.79x 0.69x 1.14x 5.03x
2014-12-31 1.22x 5.01x 0.84x 0.68x 6.85x
2013-12-31 1.41x 4.57x 0.84x 0.86x 8.00x
2012-12-31 1.84x 0.02x 0.81x 1.85x 0.04x
2011-12-31 N/A N/A N/A N/A N/A

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 02, 2026 Todd C Skinner N/A Sale 500.00 $78.79 $39.40K
Jan 02, 2026 Steven M Chaouki N/A Sale 1.00K $85.71 $85.71K
Jan 02, 2026 Todd C Skinner N/A Sale 500.00 $85.71 $42.86K
Dec 17, 2025 Tiffani Chambers N/A Sale 4.32K $86.00 $371.35K
Dec 10, 2025 Todd C Skinner N/A Sale 500.00 $81.07 $40.54K
Dec 01, 2025 Steven M Chaouki N/A Sale 1.00K $84.04 $84.04K
Nov 03, 2025 Steven M Chaouki N/A Sale 1.00K $80.47 $80.47K
Oct 01, 2025 Steven M Chaouki N/A Sale 1.00K $83.19 $83.19K
Sep 05, 2025 Heather J Russell N/A Sale 5.34K $90.01 $480.38K
Sep 02, 2025 Steven M Chaouki N/A Sale 1.00K $86.12 $86.12K
Aug 29, 2025 Jennifer A Williams N/A Sale 755.00 $88.46 $66.79K
Aug 26, 2025 Jennifer A Williams N/A Sale 245.00 $89.22 $21.86K
Aug 08, 2025 Steven M Chaouki N/A Sale 1.00K $91.21 $91.21K
Aug 04, 2025 Jennifer A Williams N/A Sale 972.00 $92.89 $90.29K
Jul 01, 2025 Steven M Chaouki N/A Sale 1.00K $87.14 $87.14K
Jun 02, 2025 Steven M Chaouki N/A Sale 1.00K $84.91 $84.91K
May 01, 2025 Steven M Chaouki N/A Sale 1.00K $82.96 $82.96K
Apr 01, 2025 Steven M Chaouki N/A Sale 1.00K $83.31 $83.31K
Feb 26, 2025 Jennifer A Williams N/A Sale 200.00 $95.74 $19.15K
Feb 26, 2025 Venkat Achanta N/A Sale 1.82K $95.74 $174.34K

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