TrustCo Bank Corp NY

TRST.US
Financial Services · Banks - Regional
57.78
+0.37 (+0.64%)
USD · NASDAQ

Company Information

Company Name
TrustCo Bank Corp NY
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US8983492047
CIK: 0000357301
CUSIP: 898349105
Currency: USD
Full Time Employees: 742
Phone: 518 377 3311
Fiscal Year End: December
IPO Date: Mar 26, 1990
Description:

TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. TrustCo Bank Corp NY was founded in 1902 and is headquartered in Glenville, New York.

Address:

5 Sarnowski Drive, Glenville, NY, United States, 12302

People

Directors & Officers

Name Title Year Born
Mr. Robert Joseph McCormick President, CEO & Chairman of the Board 1964
Mr. Michael M. Ozimek Executive VP & CFO 1974
Mr. Robert Michael Leonard Executive VP & COO 1963
Mr. Michael James Hall Esq. General Counsel & Corporate Secretary 1965
Mr. Kevin M. Curley Executive VP & Chief Banking Officer 1966
Ms. Carly Batista Senior VP & COO NA
Sean P. Dougherty VP & Chief Technology Officer NA
Mr. Michael J. Ewell Senior VP & Chief Risk Officer NA
Mr. Patrick J. LaPorta Esq. Senior VP & Chief Trust Officer NA
Lauren A. McCormick VP, Treasurer & Assistant Corporate Secretary NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 26, 2025 Lisa M Lucarelli N/A Purchase 200.00 $42.69 $8.54K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 2.57M Mar 31, 2026 15.07% $0.00 -4.14%
Vanguard Group Inc 1.30M Dec 31, 2025 7.63% $0.00 1.13%
Systematic Financial Management LP 1.17M Mar 31, 2026 6.84% $1.17 -0.66%
Dimensional Fund Advisors, Inc. 1.14M Mar 31, 2026 6.68% $0.01 -0.47%
State Street Corp 891.08K Mar 31, 2026 5.23% $0.00 -1.63%
HoldCo Asset Management, L.P. 872.74K Mar 31, 2026 5.13% $2.84 0.00%
Vanguard Capital Management, LLC 819.11K Mar 31, 2026 4.81% $0.00 0.00%
American Century Companies Inc 564.91K Mar 31, 2026 3.32% $0.01 4.43%
Geode Capital Management, LLC 498.63K Mar 31, 2026 2.93% $0.00 9.49%
Vanguard Portfolio Management, LLC 372.70K Mar 31, 2026 2.19% $0.00 0.00%
Hotchkis & Wiley Capital Management LLC 291.37K Mar 31, 2026 1.71% $0.04 6.73%
Amvescap Plc. 286.16K Mar 31, 2026 1.68% $0.00 64.41%
Arrowstreet Capital Limited Partnership 229.32K Mar 31, 2026 1.35% $0.01 -1.68%
Two Sigma Investments LLC 220.33K Mar 31, 2026 1.29% $0.01 68.74%
Northern Trust Corp 197.12K Mar 31, 2026 1.16% $0.00 0.04%
The Goldman Sachs Group Inc 181.24K Mar 31, 2026 1.06% $0.00 -33.84%
Charles Schwab Investment Management Inc 169.00K Mar 31, 2026 0.99% $0.00 -2.63%
Bank of New York Mellon Corp 165.29K Mar 31, 2026 0.97% $0.00 -3.73%
Gabelli Funds LLC 151.44K Mar 31, 2026 0.89% $0.04 34.03%
Morgan Stanley - Brokerage Accounts 147.84K Mar 31, 2026 0.87% $0.00 -7.54%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 1.06M 6.20% ▲ 0.00% Jun 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 531.75K 3.12% ▼ 10.65% Jun 30, 2026
3 Avantis US Small Cap Value ETF 517.49K 3.04% ▲ 0.03% Jun 30, 2026
4 iShares Russell 2000 ETF 443.28K 2.60% ▲ 0.00% Jun 30, 2026
5 DFA US Small Cap Value I 250.23K 1.47% ▲ 0.00% May 31, 2026
6 Vanguard Institutional Extnd Mkt Idx Tr 200.35K 1.18% ▼ 2.01% Jun 30, 2026
7 Fidelity Small Cap Index 175.49K 1.03% ▲ 0.86% Apr 30, 2026
8 DFA US Targeted Value I 163.61K 0.96% ▲ 0.00% May 31, 2026
9 State Street SPDR Port S&P 600 Sm CpETF 159.62K 0.94% ▼ 2.87% Jun 30, 2026
10 State Street® SPDR® S&PRgnllBkgETF 153.13K 0.90% ▲ 2.10% Jun 30, 2026

Financial Highlights

Market Cap: $977.58M
P/E Ratio: $15.90
PEG Ratio: $0.63
Book Value: $38.53
Dividend/Share: $1.52
Dividend Yield: 2.65%
Earnings/Share: $3.61
Profit Margin: 33.41%
Operating Margin: 46.67%
ROA (TTM): 1.01%
ROE (TTM): 9.65%
Revenue (TTM): $194.77M
Revenue/Share (TTM): $10.80
Earnings Growth (YOY): 24.10%
Revenue Growth (YOY): 10.70%

Valuation Metrics

Enterprise Value: $425.68M
Trailing P/E: 15.90
Forward P/E: 14.04

Shares Statistics

Shares Outstanding: 17.03M
Shares Float: 15.49M
% Insiders: 336.50%
% Institutions: 8,167.00%
Short % Float: 6.00%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$278.33M
Cost of Goods Sold
adjust
$-91.64M
Gross Profit
subtotal
$186.72M
SG&A
adjust
$-63.71M
Other Operating Expense
adjust
$-41.80M
Operating Income
subtotal
$81.21M
Other / Non-Operating Items
adjust
$-20.08M
Net Income
subtotal
$61.14M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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