Stock Fundamentals

Company Information

Company Name
The Bancorp Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US05969A1051
CIK: 0001258754
CUSIP: 05969A105
Currency: USD
Full Time Employees: 771
Phone: 302 385 5000
Fiscal Year End: December
IPO Date: Feb 03, 2004
Description:

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.

Address:

409 Silverside Road, Wilmington, DE, United States, 19809

Directors & Officers

Name Title Year Born
Mr. Damian M. Kozlowski CEO, President & Director 1965
Mr. Ryan Harris Executive VP & Head of Fintech Solutions 1978
Mr. Dominic C. Canuso C.F.A. Executive VP & CFO 1975
Mr. Gregor J. Garry Executive VP & COO 1983
Mr. Martin F. Egan MD & Chief Accounting Officer 1968
Mr. Andres Viroslav Director of Investor Relations NA
Ms. Erika R. Caesar Executive VP, General Counsel & Corporate Secretary 1984
Ms. Rachel Weiss Vice President of Communications Manager NA
Ms. Maria Wainwright Executive VP & Chief Marketing Officer 1978
Ms. Jennifer F. Terry Executive VP & Chief Human Resources Officer 1973

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 6.54M Sep 30, 2025 15.49% $0.01 -2.28%
FMR Inc 3.66M Dec 31, 2025 8.68% $0.01 -11.96%
Vanguard Group Inc 3.03M Dec 31, 2025 7.18% $0.00 -4.29%
Amvescap Plc. 2.78M Sep 30, 2025 6.59% $0.03 4.76%
American Century Companies Inc 2.66M Dec 31, 2025 6.30% $0.09 -0.83%
State Street Corp 2.63M Sep 30, 2025 6.23% $0.01 2.94%
Dimensional Fund Advisors, Inc. 1.40M Dec 31, 2025 3.33% $0.02 -2.03%
Geode Capital Management, LLC 1.37M Sep 30, 2025 3.25% $0.01 -0.19%
HHG PLC 1.17M Sep 30, 2025 2.78% $0.04 11.57%
Franklin Resources Inc 1.09M Sep 30, 2025 2.59% $0.02 -1.76%
Nantahala Capital Management, LLC 1.07M Dec 31, 2025 2.54% $2.39 25.74%
Loomis, Sayles & Company LP 1.04M Dec 31, 2025 2.46% $0.08 -3.43%
Wellington Management Company LLP 1.02M Dec 31, 2025 2.42% $0.01 -27.33%
Owls Nest Partners IA, LLC 973.79K Dec 31, 2025 2.31% $18.21 -20.23%
T. Rowe Price Associates, Inc. 854.93K Sep 30, 2025 2.03% $0.01 -1.64%
Deutsche Bank AG 834.59K Sep 30, 2025 1.98% $0.02 -5.26%
Brown Advisory Holdings Inc 834.58K Sep 30, 2025 1.98% $0.08 -38.46%
Ameriprise Financial Inc 621.90K Sep 30, 2025 1.47% $0.01 273.21%
Emerald Advisers, LLC 594.68K Dec 31, 2025 1.41% $1.24 -1.31%
Morgan Stanley - Brokerage Accounts 495.78K Sep 30, 2025 1.18% $0.00 -1.46%

Shares Statistics

Shares Outstanding: 43.92M
Shares Float: 79.94M
% Insiders: 470.60%
% Institutions: 10,809.60%
Short % Float: 10.53%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 6.54M 15.49% ▼ 2.28% Sep 30, 2025
2 FMR Inc 3.66M 8.68% ▼ 11.96% Dec 31, 2025
3 Vanguard Group Inc 3.03M 7.18% ▼ 4.29% Dec 31, 2025
4 Amvescap Plc. 2.78M 6.59% ▲ 4.76% Sep 30, 2025
5 American Century Companies Inc 2.66M 6.30% ▼ 0.83% Dec 31, 2025
6 State Street Corp 2.63M 6.23% ▲ 2.94% Sep 30, 2025
7 Dimensional Fund Advisors, Inc. 1.40M 3.33% ▼ 2.03% Dec 31, 2025
8 Geode Capital Management, LLC 1.37M 3.25% ▼ 0.19% Sep 30, 2025
9 HHG PLC 1.17M 2.78% ▲ 11.57% Sep 30, 2025
10 Franklin Resources Inc 1.09M 2.59% ▼ 1.76% Sep 30, 2025

Valuation Metrics

Enterprise Value: $4.86B
Trailing P/E: 10.67
Forward P/E: 0.00

Financial Highlights

Market Cap: $2.42B
P/E Ratio: $10.67
PEG Ratio: $1.46
Book Value: $16.29
Earnings/Share: $4.92
Profit Margin: 43.37%
Operating Margin: 58.22%
ROA (TTM): 2.52%
ROE (TTM): 30.85%
Revenue (TTM): $526.15M
Revenue/Share (TTM): $11.50
Earnings Growth (YOY): 11.60%
Revenue Growth (YOY): 2.30%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 8.66x 0.29x 0.93x 6.92x 0.66x
2024-12-31 0.18x 0.16x 0.91x 1.67x 0.42x
2023-12-31 0.38x 0.18x 0.90x 1.65x 0.57x
2022-12-31 0.12x 0.18x 0.91x 2.99x 0.68x
2021-12-31 0.35x 0.23x 0.02x 12.83x 1.03x
2020-12-31 74.46x 0.26x 0.02x 6.80x 1.36x
2019-12-31 0.53x 0.11x 0.01x 1.89x 0.70x
2018-12-31 0.76x 0.14x 0.91x 4.42x 0.44x
2017-12-31 0.75x 0.34x 0.93x 2.63x 2.41x
2016-12-31 0.78x 0.93x 0.94x -5.67x -4.39x
2015-12-31 0.68x 0.08x 0.93x 0.50x 2.18x
2014-12-31 0.56x 0.14x 0.94x N/A 0.59x
2013-12-31 42,183.19x 0.10x 0.92x 1.88x 1.38x
2012-12-31 28,340.23x 0.09x 0.91x -0.81x -5.81x
2011-12-31 20,553.42x 0.17x 0.91x 1.10x 2.70x
2010-12-31 24.40x 0.50x 0.92x 0.53x 8.49x
2009-12-31 19.04x 0.30x 0.90x 0.40x 5.32x
2008-12-31 26.18x 0.41x 0.90x -1.55x -1.24x
2007-12-31 14.52x 0.59x 0.89x 0.44x 4.17x
2006-12-31 11.37x 0.67x 0.89x 0.57x 4.38x
2005-12-31 19.77x 0.30x 0.85x 0.78x 3.21x
2004-12-31 0.26x 0.50x 0.79x 0.40x 17.36x
2003-12-31 63.74x 0.00x 0.93x 0.15x 0.00x
2002-12-31 N/A 0.00x 0.27x 0.89x 0.00x
2001-12-31 N/A 0.00x 0.91x -0.01x 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 12, 2026 Matthew Cohn N/A Purchase 230.00 $56.78 $13.06K
Feb 11, 2026 Matthew Cohn N/A Purchase 170.00 $56.99 $9.69K
Feb 10, 2026 Dominic C Canuso N/A Purchase 2.00K $60.54 $121.08K
Feb 10, 2026 Matthew Cohn N/A Purchase 680.00 $62.14 $42.26K
Feb 09, 2026 Dominic C Canuso N/A Purchase 800.00 $62.00 $49.60K
Feb 06, 2026 Dominic C Canuso N/A Purchase 200.00 $60.50 $12.10K
Feb 04, 2026 Mark E Tryniski N/A Purchase 5.00K $60.23 $301.15K
Nov 14, 2025 Dominic C Canuso N/A Purchase 1.80K $61.24 $110.23K
Nov 12, 2025 Dominic C Canuso N/A Purchase 1.70K $64.64 $109.89K
Sep 10, 2025 Ryan Harris N/A Sale 9.84K $76.37 $751.56K
Sep 08, 2025 Gregor J Garry N/A Sale 12.53K $75.14 $941.65K
Sep 05, 2025 Gregor J Garry N/A Sale 468.00 $78.00 $36.50K
Aug 04, 2025 Matthew Cohn N/A Purchase 550.00 $63.51 $34.93K
Jul 31, 2025 Damian Kozlowski N/A Sale 39.66K $62.74 $2.49M
Jul 31, 2025 Matthew Cohn N/A Purchase 500.00 $63.00 $31.50K
Jul 30, 2025 Damian Kozlowski N/A Sale 119.13K $63.93 $7.62M
Jul 30, 2025 Matthew Cohn N/A Purchase 62.00 $62.51 $3.88K
Jul 29, 2025 Damian Kozlowski N/A Sale 141.21K $64.84 $9.16M
Jul 29, 2025 Matthew Cohn N/A Purchase 1.35K $64.80 $87.48K

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