Stock Fundamentals

Company Information

Company Name
1st Source Corporation
Sector
Financial Services
Industry
Banks - Regional
Exchange
NASDAQ
ISIN: US3369011032
CIK: 0000034782
CUSIP: 336901103
Currency: USD
Full Time Employees: 1,190
Phone: 574 235 2000
Fiscal Year End: December
IPO Date: Sep 03, 1996
Description:

1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. The company's consumer banking services include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. It also provides commercial, small business, agricultural, and real estate loans for financing of industrial and commercial properties, equipment, inventories, accounts receivables, acquisition, and general corporate purposes; and commercial leasing, treasury management, payment services, Fedwires, ACH and merchant services, and retirement planning services, as well as construction and permanent loans, and tax equity investments for community solar, commercial and industrial, small utility scale, university, and municipal projects. In addition, the company offers trust, investment, agency, and custodial services for individual, estate and trust, corporate, and not-for-profit customers, as well as employee benefit plans and charitable foundations. Further, the company provides equipment loan and lease products for construction equipment, aircraft, auto and light trucks, and medium and heavy duty trucks; and financing services to construction equipment, new and pre-owned private and cargo aircraft, and various vehicle types for fleet purposes. Additionally, it offers property, casualty, individual and group health, and life insurance products and services for individuals and businesses; and owns and manages available-for-sale investment securities. 1st Source Corporation was founded in 1863 and is headquartered in South Bend, Indiana.

Address:

100 North Michigan Street, South Bend, IN, United States, 46601

Directors & Officers

Name Title Year Born
Mr. Christopher J. Murphy III Executive Chairman 1947
Ms. Andrea Gayle Short CPA President, CEO & Director 1963
Mr. Brett A. Bauer Executive VP, CFO & Treasurer 1972
Mr. Jeffrey L. Buhr Executive VP & Chief Credit Officer of 1st Source Bank 1960
Mr. Brian Duba Senior VP, General Counsel & Secretary NA
Mr. Kevin C. Murphy Executive Vice President 1975
Mr. Christopher L. Craft CFA, CTP President & COO of Specialty Finance Group - 1st Source Bank NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
1st Source Bank 5.17M Dec 31, 2025 21.25% $16.94 -0.41%
BlackRock Inc 1.97M Sep 30, 2025 8.11% $0.00 -1.20%
Dimensional Fund Advisors, Inc. 1.46M Dec 31, 2025 6.02% $0.02 -0.64%
Vanguard Group Inc 1.32M Dec 31, 2025 5.41% $0.00 10.23%
Charles Schwab Investment Management Inc 690.59K Dec 31, 2025 2.84% $0.01 1.26%
State Street Corp 593.42K Sep 30, 2025 2.44% $0.00 1.06%
Geode Capital Management, LLC 484.14K Sep 30, 2025 1.99% $0.00 0.69%
AllianceBernstein L.P. 476.18K Sep 30, 2025 1.96% $0.01 -0.70%
American Century Companies Inc 395.34K Dec 31, 2025 1.62% $0.01 16.50%
BTIM Corp 372.08K Dec 31, 2025 1.53% $0.18 -5.74%
Kennedy Capital Management Inc 318.73K Dec 31, 2025 1.31% $0.42 19.85%
Manufacturers Life Insurance Co 247.83K Dec 31, 2025 1.02% $0.01 -1.96%
UBS Group AG 243.63K Sep 30, 2025 1.00% $0.00 54.87%
HHG PLC 224.46K Sep 30, 2025 0.92% $0.01 60.91%
Bridgeway Capital Management, LLC 221.32K Dec 31, 2025 0.91% $0.29 2.17%
Millennium Management LLC 199.65K Sep 30, 2025 0.82% $0.01 -18.54%
Northern Trust Corp 190.49K Sep 30, 2025 0.78% $0.00 -1.10%
Qube Research & Technologies 167.19K Sep 30, 2025 0.69% $0.01 3.46%
JPMorgan Chase & Co 156.85K Sep 30, 2025 0.64% $0.00 180.59%
Hotchkis & Wiley Capital Management LLC 154.29K Dec 31, 2025 0.63% $0.03 1.96%

Shares Statistics

Shares Outstanding: 24.33M
Shares Float: 17.86M
% Insiders: 2,650.00%
% Institutions: 7,508.90%
Short % Float: 1.84%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 1st Source Bank 5.17M 21.25% ▼ 0.41% Dec 31, 2025
2 BlackRock Inc 1.97M 8.11% ▼ 1.20% Sep 30, 2025
3 Dimensional Fund Advisors, Inc. 1.46M 6.02% ▼ 0.64% Dec 31, 2025
4 Vanguard Group Inc 1.32M 5.41% ▲ 10.23% Dec 31, 2025
5 Charles Schwab Investment Management Inc 690.59K 2.84% ▲ 1.26% Dec 31, 2025
6 State Street Corp 593.42K 2.44% ▲ 1.06% Sep 30, 2025
7 Geode Capital Management, LLC 484.14K 1.99% ▲ 0.69% Sep 30, 2025
8 AllianceBernstein L.P. 476.18K 1.96% ▼ 0.70% Sep 30, 2025
9 American Century Companies Inc 395.34K 1.62% ▲ 16.50% Dec 31, 2025
10 BTIM Corp 372.08K 1.53% ▼ 5.74% Dec 31, 2025

Valuation Metrics

Enterprise Value: $1.88B
Trailing P/E: 10.45
Forward P/E: 0.00

Financial Highlights

Market Cap: $1.64B
P/E Ratio: $10.45
PEG Ratio: $2.03
Book Value: $52.32
Dividend/Share: $1.56
Dividend Yield: 2.25%
Earnings/Share: $6.41
Profit Margin: 37.58%
Operating Margin: 49.97%
ROA (TTM): 1.76%
ROE (TTM): 12.66%
Revenue (TTM): $421.22M
Revenue/Share (TTM): $17.20
Earnings Growth (YOY): 31.50%
Revenue Growth (YOY): 16.80%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

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Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 12.62x 0.25x 0.85x 1.23x 1.46x
2024-12-31 0.14x 0.29x 0.87x 0.93x 1.77x
2023-12-31 0.23x 0.40x 0.88x 1.17x 2.24x
2022-12-31 0.31x 0.37x 0.89x 5.17x 1.82x
2021-12-31 0.31x 0.36x 0.88x 8.54x 1.85x
2020-12-31 0.25x 0.24x 0.87x 2.86x 1.52x
2019-12-31 0.24x 0.25x 0.87x 2.04x 1.32x
2018-12-31 0.23x 0.34x 0.88x 2.42x 1.87x
2017-12-31 0.22x 0.38x 0.88x 3.79x 2.05x
2016-12-31 0.22x 0.52x 0.88x 4.03x 2.98x
2015-12-31 0.22x 0.45x 0.88x 4.88x 2.58x
2014-12-31 0.24x 0.50x 0.87x 4.63x 2.92x
2013-12-31 0.26x 0.64x 0.88x 3.69x 3.62x
2012-12-31 0.28x 0.41x 0.88x 2.50x 2.32x
2011-12-31 0.33x 0.41x 0.88x 1.89x 2.17x
2010-12-31 0.05x 0.56x 0.89x 1.14x 3.05x
2009-12-31 0.02x 0.44x 0.87x 0.44x 4.16x
2008-12-31 0.03x 0.89x 0.90x 0.45x 5.48x
2007-12-31 0.04x 1.06x 0.90x 0.31x 6.91x
2006-12-31 0.04x 0.85x 0.90x 0.58x 3.77x
2005-12-31 0.04x 1.04x 0.90x 0.70x 4.58x
2004-12-31 0.03x 1.15x 0.91x 0.65x 5.52x
2003-12-31 0.04x 1.49x 0.91x 0.46x 7.11x
2002-12-31 0.04x 1.07x 0.89x 0.14x 6.55x
2001-12-31 0.04x 0.89x 0.90x 0.46x 3.45x
2000-12-31 0.04x 1.24x 0.90x 0.42x 4.67x
1999-12-31 0.04x 1.44x 0.90x 0.54x 5.21x
1998-12-31 0.05x 0.93x 0.90x 0.48x 3.61x
1997-12-31 0.04x 1.21x 0.92x 0.47x 4.45x
1996-12-31 0.07x 1.31x 0.92x 0.49x 5.53x
1995-12-31 0.06x 1.00x 0.92x 0.49x 4.30x
1994-12-31 0.06x 0.78x 0.92x 0.55x 3.39x
1993-12-31 0.06x 1.07x 0.92x 0.53x 5.03x
1992-12-31 0.06x 0.93x 0.92x 0.42x 4.29x
1991-12-31 0.07x 1.19x 0.93x 0.29x 5.94x
1990-12-31 0.06x 1.32x 0.93x 0.22x 6.90x
1989-12-31 0.07x 1.07x 0.94x 0.20x 5.57x
1988-12-31 N/A N/A N/A N/A 0.00x
1987-12-31 N/A N/A N/A N/A 0.00x
1986-12-31 N/A N/A N/A N/A 0.00x
1985-12-31 N/A N/A N/A N/A 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Dec 10, 2025 John B Griffith N/A Sale 1.90K $66.01 $125.42K

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