Stock Fundamentals

Company Information

Company Name
SLM Corp
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US78442P1066
CIK: 0001032033
CUSIP: 90390U102
Currency: USD
Full Time Employees: 1,788
Phone: 302 451 4911
Fiscal Year End: December
IPO Date: Jan 05, 1988
Description:

SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.

Address:

300 Continental Drive, Newark, DE, United States, 19713

Directors & Officers

Name Title Year Born
Mr. Jonathan W. Witter CEO & Director 1970
Ms. Kerri A. Palmer Co-President, Chief Operational Officer & Head of Financial Services 1971
Mr. Peter M. Graham CPA Co-President, CFO & Treasurer 1966
Mr. Nicolas Jafarieh Executive VP and Chief Legal, Government Affairs & Communications Officer 1975
Mr. Steven A. Turner Executive VP and Chief Technology & Enablement Officer 1966
Kate deLacy Senior Director & Head of Investor Relations NA
Mr. William Wolf Executive VP & Chief People Officer 1966
Mr. Munish Pahwa Executive VP & Chief Risk Officer 1970
Mr. Jeremy Brandon Executive VP & Chief Audit Officer NA
Mr. Richard M. Nelson Senior VP, Chief Regulatory Counsel & Corporate Secretary NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Jul 29, 2025 Kerri A Palmer N/A Sale 55.00K $32.21 $1.77M
May 02, 2025 Robert S Strong N/A Sale 3.00K $31.15 $93.45K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
Vanguard Group Inc 22.40M Dec 31, 2025 11.88% $0.01 -8.17%
BlackRock Inc 18.88M Mar 31, 2026 10.01% $0.01 0.50%
FMR Inc 17.92M Mar 31, 2026 9.50% $0.02 -2.41%
Brave Warrior Advisors LLC 13.58M Mar 31, 2026 7.20% $7.20 5.86%
T. Rowe Price Associates, Inc. 8.44M Mar 31, 2026 4.47% $0.02 17.56%
Impactive Capital LP 7.82M Mar 31, 2026 4.15% $12.14 8.27%
Dimensional Fund Advisors, Inc. 7.52M Mar 31, 2026 3.98% $0.03 22.44%
Massachusetts Financial Services Company 6.63M Mar 31, 2026 3.52% $0.05 -3.27%
Hotchkis & Wiley Capital Management LLC 6.49M Mar 31, 2026 3.44% $0.43 48.28%
State Street Corp 6.45M Mar 31, 2026 3.42% $0.00 -0.23%
American Century Companies Inc 6.32M Mar 31, 2026 3.35% $0.07 10.16%
Capital Research Global Investors 5.31M Mar 31, 2026 2.81% $0.02 -52.89%
Barrow Hanley Mewhinney & Strauss LLC 5.23M Mar 31, 2026 2.77% $0.37 -63.99%
Geode Capital Management, LLC 4.10M Mar 31, 2026 2.17% $0.01 3.34%
Citadel Advisors Llc 3.28M Mar 31, 2026 1.74% $0.01 150.30%
Azora Capital LP 3.21M Mar 31, 2026 1.70% $4.51 381.58%
Allianz Asset Management AG 3.12M Mar 31, 2026 1.65% $0.07 -1.41%
Morgan Stanley - Brokerage Accounts 2.77M Mar 31, 2026 1.47% $0.00 1.09%
NORGES BANK 2.54M Dec 31, 2025 1.35% $0.01 -5.30%
First Trust Advisors L.P. 2.30M Mar 31, 2026 1.22% $0.04 148.58%

Shares Statistics

Shares Outstanding: 188.59M
Shares Float: 186.48M
% Insiders: 126.50%
% Institutions: 11,331.80%
Short % Float: 13.88%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 6.73M 3.57% ▲ 0.00% Apr 30, 2026
2 Vanguard Total Stock Mkt Idx Inv 6.00M 3.18% ▲ 0.28% Apr 30, 2026
3 Avantis US Small Cap Value ETF 5.35M 2.84% ▲ 0.00% Apr 30, 2026
4 American Funds SMALLCAP World A 4.77M 2.53% ▼ 53.66% Mar 31, 2026
5 Bridge Builder Large Cap Value 4.71M 2.50% ▲ 36.17% Apr 30, 2026
6 Vanguard Small Cap Index 4.33M 2.30% ▼ 0.33% Apr 30, 2026
7 MFS Mid Cap Value A 4.00M 2.12% ▲ 0.00% Apr 30, 2026
8 MFS Mid Cap Value Equity 4.00M 2.12% ▼ 4.14% Mar 31, 2026
9 T. Rowe Price US Mid-Cap Value Equity 3.61M 1.91% ▲ 11.74% Mar 31, 2026
10 T. Rowe Price Mid-Cap Value 3.61M 1.91% ▲ 0.00% Mar 31, 2026

Valuation Metrics

Enterprise Value: $5.29B
Trailing P/E: 6.01
Forward P/E: 6.81

Financial Highlights

Market Cap: $4.08B
P/E Ratio: $6.01
PEG Ratio: $0.51
Book Value: $11.04
Dividend/Share: $0.52
Dividend Yield: 2.36%
Earnings/Share: $3.60
Profit Margin: 44.93%
Operating Margin: 70.06%
ROA (TTM): 2.57%
ROE (TTM): 30.93%
Revenue (TTM): $1.67B
Revenue/Share (TTM): $8.19
Earnings Growth (YOY): 10.00%
Revenue Growth (YOY): 2.50%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.28x 2.39x 0.92x 0.88x 5.89x
2024-12-31 0.40x 2.98x 0.93x 0.70x 7.89x
2023-12-31 0.38x 5.56x 0.94x 103.67x 7.47x
2022-12-31 0.19x 6.06x 0.94x 1.16x 16.16x
2021-12-31 0.25x 0.51x 0.20x 4.03x 7.62x
2020-12-31 0.25x 0.41x 0.17x 2.13x 8.88x
2019-12-31 0.31x 1.40x 0.90x 1.05x 6.12x
2018-12-31 0.13x 7.81x 0.89x 1.07x 40.53x
2017-12-31 0.01x 7.59x 0.89x 1.60x 37.36x
2016-12-31 0.00x 6.65x 0.87x 2.23x 36.80x
2015-12-31 0.27x 0.51x 0.86x 3.41x 2.41x
2014-12-31 0.30x 0.01x 0.86x 3.48x 0.07x
2013-12-31 0.21x 25.57x 0.96x 4.68x 339.53x
2012-12-31 0.21x 34.19x 0.97x 4.12x 478.69x
2011-12-31 0.22x 6.12x 0.97x 0.39x 33.92x
2010-12-31 0.24x 39.91x 0.98x 0.48x 177.17x
2009-12-31 0.33x 7.36x 0.97x 0.27x 45.87x
2008-12-31 0.33x 8.16x 0.97x 0.94x 7.38x
2007-12-31 0.46x 6.88x 0.97x -0.07x -73.05x
2006-12-31 2.39x 0.81x 0.96x 0.39x 1.77x
2005-12-31 1.84x 1.00x 0.96x 0.69x 1.80x
2004-12-31 2.59x 0.71x 0.96x 1.78x 0.86x
2003-12-31 0.09x 7.12x 0.96x 3.26x 5.62x
2002-12-31 0.03x 12.82x 0.96x 1.02x 20.94x
2001-12-31 0.02x 18.57x 0.97x 1.29x 11.37x
2000-12-31 0.02x 21.52x 0.97x 1.25x 8.61x
1999-12-31 0.02x 44.58x 0.98x 1.35x 13.13x
1998-12-31 0.08x 40.68x 0.98x 1.38x 9.98x
1997-12-31 0.09x 34.35x 0.98x 1.30x 7.07x
1996-12-31 0.09x 21.15x 0.98x 1.23x 6.97x
1995-12-31 0.15x 16.14x 0.98x 1.21x 4.77x
1994-12-31 0.21x 10.89x 0.97x 1.27x 5.91x
1993-12-31 0.15x 10.64x 0.97x 1.47x 6.27x
1992-12-31 0.54x 11.24x 0.97x 1.34x 5.67x
1991-12-31 0.55x 10.42x 0.97x 1.18x 3.95x
1990-12-31 0.52x 13.54x 0.97x 1.13x 4.32x
1989-12-31 0.53x 14.42x 0.97x 1.13x 4.83x
1988-12-31 N/A N/A N/A N/A 0.00x
1987-12-31 N/A N/A N/A N/A 0.00x
1986-12-31 N/A N/A N/A N/A 0.00x
1985-12-31 N/A N/A N/A N/A 0.00x

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