SEZL

Sezzle Inc.

SEZL.US sezzle.com + Research + Basket
CIK 0001662991
Employees 201
Phone 651 240 6001
Fiscal year end December
IPO Aug 17, 2023
Address 700 Nicollet Mall, Minneapolis, MN, United States, 55402
133.67
+3.65 (+2.81%)
USD · NASDAQ
52-week range
49.50
195.71
Trading at 58% of the 52-week range
Market Cap
4.39B
P/E Ratio
28.51
Forward P/E
20.12
Book Value
6.92
Div. Yield
N/A
% Institutions
44.95%
% Insiders
46.62%

1 Year

+80.3%

3 Year

+8,396.9%

10 Year

+862.2%
Description

Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

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People

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Directors & Officers

Name Title Year Born
Mr. Charles G. Youakim Co-Founder, Executive Chairman & CEO 1977
Mr. Paul Victor Paradis Co-Founder, President & Executive Director 1984
Mr. Lee Dickson Brading C.F.A. Chief Financial Officer 1968
Mr. Amin Sabzivand Chief Operating Officer 1989
Justin Krause Senior VP of Finance & Financial Controller NA

Insider Trading

Open insider trading
Date Insider Name Title Transaction Type Shares Price Value SEC
Mar 03, 2026 Charles Youakim N/A Sale 7.19K $71.38 $512.87K SEC
Mar 03, 2026 Amin Sabzivand N/A Sale 5.12K $71.38 $365.32K SEC
Mar 03, 2026 Paul Paradis N/A Sale 5.26K $71.38 $375.24K SEC
Mar 03, 2026 Lee Dickson Brading N/A Sale 1.24K $71.38 $88.51K SEC
Mar 03, 2026 Kerissa Hollis N/A Sale 233.00 $71.38 $16.63K SEC
Mar 03, 2026 Justin Krause N/A Sale 1.40K $71.38 $100.22K SEC
Feb 26, 2026 Paul Paradis N/A Sale 26.40K $81.69 $2.16M SEC
Jan 05, 2026 Kyle M Brehm N/A Sale 1.00 $65.55 $65.55 SEC
Nov 12, 2025 Kyle M Brehm N/A Purchase 1.22K $57.50 $69.98K SEC
Oct 06, 2025 Karen Hartje N/A Sale 5.48K $85.00 $466.14K SEC
Aug 19, 2025 Paul Paradis N/A Sale 3.00K $91.62 $274.86K SEC
Aug 12, 2025 Paul Paradis N/A Sale 3.00K $88.21 $264.63K SEC
Jul 29, 2025 Paul Paradis N/A Sale 3.00K $147.19 $441.57K SEC
Jul 22, 2025 Paul Paradis N/A Sale 3.00K $135.34 $406.02K SEC
Jul 08, 2025 Paul Paradis N/A Sale 3.00K $182.03 $546.09K SEC
Jul 07, 2025 Karen Hartje N/A Sale 5.48K $168.02 $921.42K SEC
Jul 01, 2025 Paul Paradis N/A Sale 3.00K $176.08 $528.24K SEC
Jun 27, 2025 Amin Sabzivand N/A Sale 6.03K $164.23 $989.98K SEC
Jun 26, 2025 Amin Sabzivand N/A Sale 8.80K $163.98 $1.44M SEC
Jun 25, 2025 Amin Sabzivand N/A Sale 3.17K $163.75 $518.92K SEC

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 2.54M Jun 30, 2026 7.53% $0.01 0.21%
Divisadero Street Capital Management, LP 1.65M Jun 30, 2026 4.88% $6.42 25.76%
Accredited Investors Inc 807.44K Jun 30, 2026 2.39% $5.99 -8.93%
Vanguard Capital Management, LLC 760.32K Jun 30, 2026 2.25% $0.00 -0.43%
State Street Corp 659.90K Jun 30, 2026 1.95% $0.00 6.05%
T. Rowe Price Associates, Inc. 631.85K Jun 30, 2026 1.87% $0.01 65.87%
Geode Capital Management, LLC 557.75K Jun 30, 2026 1.65% $0.01 7.05%
Morgan Stanley - Brokerage Accounts 496.74K Jun 30, 2026 1.47% $0.00 6.27%
Driehaus Capital Management LLC 476.03K Jun 30, 2026 1.41% $0.47 0.00%
Dimensional Fund Advisors, Inc. 467.49K Jun 30, 2026 1.38% $0.01 2.02%
T. Rowe Price Investment Management,Inc. 439.90K Jun 30, 2026 1.30% $0.05 11.76%
Vanguard Portfolio Management, LLC 352.61K Jun 30, 2026 1.04% $0.00 12.70%
Bank of America Corp 271.18K Jun 30, 2026 0.80% $0.00 -16.83%
Principal Financial Group Inc 260.47K Jun 30, 2026 0.77% $0.02 5.28%
The Goldman Sachs Group Inc 221.63K Jun 30, 2026 0.66% $0.00 -11.55%
Ardsley Advisory Partners 215.00K Jun 30, 2026 0.64% $3.84 -28.33%
Northern Trust Corp 166.61K Jun 30, 2026 0.49% $0.00 7.92%
Charles Schwab Investment Management Inc 158.57K Jun 30, 2026 0.47% $0.00 4.06%
Citigroup Inc 153.29K Jun 30, 2026 0.45% $0.01 74.86%
Portolan Capital Management, LLC 135.74K Jun 30, 2026 0.40% $0.87 93.79%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 1.02M 3.03% ▲ 0.03% Sep 30, 2026
2 Vanguard MStar Total Stk Mkt Idx Invest 539.53K 1.60% ▲ 0.41% Sep 30, 2026
3 iShares Russell 2000 ETF 427.80K 1.27% ▼ 1.14% Sep 30, 2026
4 T. Rowe Price Integrated US Sm Gr Eq 333.96K 0.99% ▲ 0.00% Sep 30, 2026
5 Fidelity Small Cap Index 179.47K 0.53% ▲ 0.91% Jul 31, 2026
6 iShares S&P Small-Cap 600 Growth ETF 158.69K 0.47% ▲ 0.00% Sep 30, 2026
7 State Street SPDR Port S&P 600 Sm CpETF 156.47K 0.46% ▲ 0.00% Sep 30, 2026
8 iShares Russell 2000 Growth ETF 154.22K 0.46% ▼ 0.13% Sep 30, 2026
9 DFA US Small Cap I 136.51K 0.40% ▲ 0.00% Aug 31, 2026
10 Driehaus Small Cap Growth Institutional 109.31K 0.32% ▲ 1.11% Aug 31, 2026

Financial Highlights

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Market Cap: $4.39B
EBITDA: $315.60M
P/E Ratio: $28.51
PEG Ratio: $0.08
Book Value: $6.92
Earnings/Share: $4.56
Profit Margin: 30.35%
Operating Margin: 57.17%
ROA (TTM): 48.79%
ROE (TTM): 88.85%
Revenue (TTM): $531.89M
Revenue/Share (TTM): $15.71
Earnings Growth (YOY): 50.00%
Revenue Growth (YOY): 51.70%

Valuation Metrics

Enterprise Value: $4.34B
Trailing P/E: 28.51
Forward P/E: 20.12

Shares Statistics

Shares Outstanding: 33.78M
Shares Float: 18.69M
% Insiders: 46.62%
% Institutions: 44.95%
Short % Float: 23.21%

Stock Price History

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1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

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Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$450.28M
Cost of Goods Sold
adjust
$-65.96M
Gross Profit
subtotal
$384.32M
SG&A
adjust
$-16.77M
Other Operating Expense
adjust
$-190.76M
Operating Income
subtotal
$176.79M
Other / Non-Operating Items
adjust
$-43.66M
Net Income
subtotal
$133.13M

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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