Stock Fundamentals

Company Information

Company Name
Southside Bancshares, Inc.
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US84470P1093
CIK: 0000705432
CUSIP: 84470P109
Currency: USD
Full Time Employees: 778
Phone: 903 531 7111
Fiscal Year End: December
IPO Date: May 13, 1998
Description:

Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides wealth management and trust services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; safe deposit services; and brokerage services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking services. The company offers various banking services through branches, drive-thru facilities, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.

Address:

1201 South Beckham Avenue, Tyler, TX, United States, 75701

Directors & Officers

Name Title Year Born
Mr. Keith M. Donahoe CEO, President & Director 1971
Ms. Julie N. Shamburger CPA Chief Financial Officer 1963
Mr. T. L. Arnold Jr. Chief Credit Officer 1964
Mr. Mitchell Craddock Chief Operations Officer 1980
Ms. April Pinkley CPA Chief Accounting Officer 1971
Ms. Lindsey Bailes CPA VP & Investor Relations Officer NA
Vonna Crowley Chief Compliance Officer NA
Ms. Anne Martinez Chief Risk Officer 1976
Ms. Sandi Hegwood CPA Senior VP & Chief Audit Executive NA
Erin Byers Senior VP & Loan Review Officer NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 4.12M Sep 30, 2025 13.87% $0.00 -3.65%
Vanguard Group Inc 2.03M Dec 31, 2025 6.84% $0.00 1.58%
Dimensional Fund Advisors, Inc. 1.38M Dec 31, 2025 4.63% $0.01 -0.38%
State Street Corp 1.30M Sep 30, 2025 4.38% $0.00 2.81%
Geode Capital Management, LLC 689.29K Sep 30, 2025 2.32% $0.00 -0.07%
JPMorgan Chase & Co 605.25K Sep 30, 2025 2.04% $0.00 96.79%
Renaissance Technologies Corp 460.45K Dec 31, 2025 1.55% $0.02 -9.16%
Charles Schwab Investment Management Inc 405.88K Dec 31, 2025 1.37% $0.00 10.11%
UBS Group AG 387.53K Sep 30, 2025 1.30% $0.00 -3.34%
American Century Companies Inc 348.67K Dec 31, 2025 1.17% $0.01 -1.42%
Northern Trust Corp 327.24K Sep 30, 2025 1.10% $0.00 -1.46%
The Goldman Sachs Group Inc 315.04K Sep 30, 2025 1.06% $0.00 7.16%
Bank of New York Mellon Corp 281.04K Sep 30, 2025 0.95% $0.00 -3.56%
Amvescap Plc. 274.46K Sep 30, 2025 0.92% $0.00 -5.43%
Royal Bank of Canada 269.26K Sep 30, 2025 0.91% $0.00 -51.51%
Morgan Stanley - Brokerage Accounts 252.45K Sep 30, 2025 0.85% $0.00 -3.09%
Millennium Management LLC 251.43K Sep 30, 2025 0.85% $0.00 388.22%
Two Sigma Advisers, LLC 244.30K Dec 31, 2025 0.82% $0.01 5.53%
ProShare Advisors LLC 199.51K Dec 31, 2025 0.67% $0.01 -3.18%
Two Sigma Investments LLC 164.35K Dec 31, 2025 0.55% $0.01 7.70%

Shares Statistics

Shares Outstanding: 29.72M
Shares Float: 27.99M
% Insiders: 559.30%
% Institutions: 5,876.10%
Short % Float: 3.45%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 4.12M 13.87% ▼ 3.65% Sep 30, 2025
2 Vanguard Group Inc 2.03M 6.84% ▲ 1.58% Dec 31, 2025
3 Dimensional Fund Advisors, Inc. 1.38M 4.63% ▼ 0.38% Dec 31, 2025
4 State Street Corp 1.30M 4.38% ▲ 2.81% Sep 30, 2025
5 Geode Capital Management, LLC 689.29K 2.32% ▼ 0.07% Sep 30, 2025
6 JPMorgan Chase & Co 605.25K 2.04% ▲ 96.79% Sep 30, 2025
7 Renaissance Technologies Corp 460.45K 1.55% ▼ 9.16% Dec 31, 2025
8 Charles Schwab Investment Management Inc 405.88K 1.37% ▲ 10.11% Dec 31, 2025
9 UBS Group AG 387.53K 1.30% ▼ 3.34% Sep 30, 2025
10 American Century Companies Inc 348.67K 1.17% ▼ 1.42% Dec 31, 2025

Valuation Metrics

Enterprise Value: $1.26B
Trailing P/E: 13.68
Forward P/E: 0.00

Financial Highlights

Market Cap: $941.67M
P/E Ratio: $13.68
PEG Ratio: $8.82
Book Value: $28.52
Dividend/Share: $1.44
Dividend Yield: 4.47%
Earnings/Share: $2.29
Profit Margin: 29.58%
Operating Margin: 41.54%
ROA (TTM): 0.81%
ROE (TTM): 8.34%
Revenue (TTM): $233.99M
Revenue/Share (TTM): $7.76
Earnings Growth (YOY): -1.50%
Revenue Growth (YOY): -3.70%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 N/A 0.00x 0.47x 0.45x 0.00x
2024-12-31 0.23x 1.18x 0.90x 0.54x 8.15x
2023-12-31 0.28x 2.06x 0.91x 0.70x 14.25x
2022-12-31 0.08x 1.31x 0.90x 2.94x 7.45x
2021-12-31 0.53x 0.98x 0.87x 4.95x 6.27x
2020-12-31 0.55x 1.27x 0.88x 2.10x 10.52x
2019-12-31 1.24x 1.42x 0.17x 1.24x 11.47x
2018-12-31 0.48x 0.27x 0.88x 1.48x 1.99x
2017-12-31 0.39x 0.22x 0.88x 1.62x 2.08x
2016-12-31 0.38x 2.85x 0.91x 2.03x 21.45x
2015-12-31 0.38x 2.72x 0.91x 2.58x 20.17x
2014-12-31 0.11x 2.26x 0.91x 1.10x 43.47x
2013-12-31 0.16x 2.44x 0.92x 2.58x 12.65x
2012-12-31 0.31x 2.25x 0.92x 1.57x 12.65x
2011-12-31 0.13x 2.64x 0.92x 1.43x 12.59x
2010-12-31 0.05x 2.04x 0.93x 1.14x 7.96x
2009-12-31 0.04x 3.01x 0.93x 1.19x 9.28x
2008-12-31 0.05x 4.52x 0.94x 0.69x 16.30x
2007-12-31 0.05x 3.84x 0.94x 0.33x 18.23x
2006-12-31 0.04x 4.38x 0.94x 0.35x 22.68x
2005-12-31 0.04x 4.97x 0.94x 0.47x 18.86x
2004-12-31 0.05x 5.36x 0.94x 0.73x 17.04x
2003-12-31 0.05x 4.69x 0.93x 0.54x 14.64x
2002-12-31 0.06x 5.31x 0.94x 0.43x 15.47x
2001-12-31 0.07x 6.45x 0.95x 0.34x 17.13x
2000-12-31 0.05x 7.24x 0.96x 0.27x 23.70x
1999-12-31 0.06x 4.93x 0.96x 0.28x 11.55x
1998-12-31 0.07x 2.67x 0.95x 0.27x 9.37x
1997-12-31 0.08x 0.86x 0.93x 0.41x 3.64x
1996-12-31 0.08x 0.13x 0.92x 0.39x 0.61x
1995-12-31 0.07x 0.14x 0.93x 0.49x 0.59x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Jun 17, 2025 Lisa C. McClain N/A Sale N/A $27.71 N/A
Jun 09, 2025 Lisa C. McClain N/A Purchase N/A $28.52 N/A
May 23, 2025 Kirk A Calhoun N/A Purchase 300.00 $27.99 $8.40K
Nov 06, 2024 Lee R Gibson N/A Sale 3.30K $36.74 $121.24K
Nov 06, 2024 Suni M Davis N/A Sale 2.22K $36.00 $79.92K

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