Stock Fundamentals

Company Information

Company Name
Repay Holdings Corp
Sector
Technology
Industry
Software - Infrastructure
Exchange
NASDAQ
ISIN: US76029L1008
CIK: 0001720592
CUSIP: G8857R118
Currency: USD
Full Time Employees: 465
Phone: 404 504 7472
Fiscal Year End: December
IPO Date: Jul 17, 2018
Description:

Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments. The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. The company was founded in 2006 and is headquartered in Atlanta, Georgia.

Address:

3060 Peachtree Road NW, Atlanta, GA, United States, 30305

Directors & Officers

Name Title Year Born
Mr. John Andrew Morris Sr., CPA CEO, Co-Founder & Director 1969
Mr. David M. Guthrie Chief Technology Officer 1967
Mr. Tyler B. Dempsey J.D. General Counsel & Secretary 1974

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 6.78M Sep 30, 2025 8.31% $0.00 1.28%
Vanguard Group Inc 4.60M Dec 31, 2025 5.63% $0.00 1.24%
Sunriver Management LLC 4.36M Dec 31, 2025 5.35% $1.67 11.04%
Private Management Group Inc 4.15M Sep 30, 2025 5.09% $0.65 -0.62%
Forager Capital Management, LLC 3.99M Dec 31, 2025 4.89% $6.60 0.00%
American Century Companies Inc 3.97M Dec 31, 2025 4.87% $0.01 -40.44%
Dimensional Fund Advisors, Inc. 3.58M Dec 31, 2025 4.39% $0.00 -11.04%
Portolan Capital Management, LLC 2.79M Dec 31, 2025 3.42% $0.55 27.82%
Whetstone Capital Advisors, LLC 2.73M Dec 31, 2025 3.34% $3.11 1,832.09%
AQR Capital Management LLC 2.22M Sep 30, 2025 2.72% $0.01 53.88%
State Street Corp 2.15M Sep 30, 2025 2.63% $0.00 -4.58%
BAMCO Inc 2.00M Dec 31, 2025 2.45% $0.02 -46.67%
Geode Capital Management, LLC 1.81M Sep 30, 2025 2.22% $0.00 -3.47%
D. E. Shaw & Co LP 1.61M Dec 31, 2025 1.98% $0.00 62.92%
Franklin Resources Inc 1.37M Sep 30, 2025 1.68% $0.00 1.55%
Morgan Stanley - Brokerage Accounts 1.30M Sep 30, 2025 1.59% $0.00 -19.08%
Nuveen, LLC 1.25M Sep 30, 2025 1.53% $0.00 -5.90%
Barclays PLC 1.16M Sep 30, 2025 1.42% $0.00 3.23%
Pacific Ridge Capital Partners, LLC 1.09M Dec 31, 2025 1.34% $0.87 76.40%
Bank of Montreal 971.02K Sep 30, 2025 1.19% $0.00 1.25%

Shares Statistics

Shares Outstanding: 81.58M
Shares Float: 50.28M
% Insiders: 840.50%
% Institutions: 10,044.00%
Short % Float: 8.26%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 6.78M 8.31% ▲ 1.28% Sep 30, 2025
2 Vanguard Group Inc 4.60M 5.63% ▲ 1.24% Dec 31, 2025
3 Sunriver Management LLC 4.36M 5.35% ▲ 11.04% Dec 31, 2025
4 Private Management Group Inc 4.15M 5.09% ▼ 0.62% Sep 30, 2025
5 Forager Capital Management, LLC 3.99M 4.89% ▲ 0.00% Dec 31, 2025
6 American Century Companies Inc 3.97M 4.87% ▼ 40.44% Dec 31, 2025
7 Dimensional Fund Advisors, Inc. 3.58M 4.39% ▼ 11.04% Dec 31, 2025
8 Portolan Capital Management, LLC 2.79M 3.42% ▲ 27.82% Dec 31, 2025
9 Whetstone Capital Advisors, LLC 2.73M 3.34% ▲ 1,832.09% Dec 31, 2025
10 AQR Capital Management LLC 2.22M 2.72% ▲ 53.88% Sep 30, 2025

Valuation Metrics

Enterprise Value: $566.86M
Trailing P/E: 0.00
Forward P/E: 2.99

Financial Highlights

Market Cap: $253.92M
EBITDA: $69.68M
Book Value: $7.56
Earnings/Share: $-1.38
Profit Margin: -39.08%
Operating Margin: -3.74%
ROA (TTM): -0.39%
ROE (TTM): -18.21%
Revenue (TTM): $308.95M
Revenue/Share (TTM): $3.55
Earnings Growth (YOY): 0.00%
Revenue Growth (YOY): -1.80%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

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Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2024-12-31 2.69x 0.65x 0.51x -0.99x 4.95x
2023-12-31 3.14x 0.53x 0.45x -106.31x 7.45x
2022-12-31 1.42x 0.51x 0.43x -10.79x 3.57x
2021-12-31 1.04x 0.52x 0.46x -14.68x 12.78x
2020-12-31 1.82x 0.51x 0.50x -2.22x 9.82x
2019-12-31 0.85x 0.84x 0.41x -5.32x 114.08x
2018-12-31 0.75x 0.37x 0.04x -0.19x 3.15x
2017-12-31 0.16x 4,610.46x 0.89x 2.87x 4.18x
2016-12-31 0.69x 0.59x 0.40x N/A 10.86x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 17, 2025 Richard E Thornburgh N/A Sale 4.50K $3.50 $15.75K
Sep 12, 2025 Jacob Hamilton Moore N/A Sale 26.39K $5.89 $155.41K
May 16, 2025 Shaler Alias N/A Purchase 118.00 $4.15 $489.70
May 15, 2025 John Andrew Sr. Morris N/A Purchase 86.76K $3.89 $337.50K
May 15, 2025 Shaler Alias N/A Purchase 15.38K $3.93 $60.44K
May 14, 2025 John Andrew Sr. Morris N/A Purchase 163.04K $4.20 $684.77K
May 14, 2025 Shaler Alias N/A Purchase 174.40K $4.15 $723.78K

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