Stock Fundamentals

Company Information

Company Name
PRA Group Inc
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US69354N1063
CIK: 0001185348
CUSIP: 73640Q105
Currency: USD
Full Time Employees: 2,541
Phone: 888 772 7326
Fiscal Year End: December
IPO Date: Nov 08, 2002
Description:

PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. In addition, the company is involved in core and insolvency nonperforming loans include general purpose and private label credit cards, consumer loans, auto loans, overdrafts and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.

Address:

120 Corporate Boulevard, Norfolk, VA, United States, 23502

Directors & Officers

Name Title Year Born
Mr. Steven D. Fredrickson Co-Founder & Executive Chairman 1960
Mr. Martin Sjolund CEO, President & Director 1973
Mr. Rakesh Sehgal Executive VP & CFO 1973
Ms. LaTisha Owens Tarrant Executive VP, General Counsel, Chief Human Resources Officer & Corporate Secretary 1973
Mr. R. Owen James President of PRA Group Europe 1967
Mr. Steven A. Macke Global Operations Officer NA
Mr. Jan Husby Chief Information Officer 1964
Mr. Najim Mostamand C.F.A. Vice President of Investor Relations NA
Mr. Keith Warren Chief Risk & Compliance Officer NA
Mr. Adrian Murphy Global Chief Data & Analytics Officer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 06, 2025 Geir Olsen N/A Purchase 15.00K $14.15 $212.25K
May 07, 2025 Brett Lee Paschke N/A Purchase 5.00K $13.39 $66.95K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 7.09M Mar 31, 2026 18.59% $0.00 -0.61%
Topline Capital Management LLC 3.85M Mar 31, 2026 10.08% $11.12 31.76%
T. Rowe Price Investment Management,Inc. 3.64M Mar 31, 2026 9.55% $0.04 -17.33%
Vanguard Group Inc 2.91M Dec 31, 2025 7.62% $0.00 -1.00%
Global Alpha Capital Management Ltd. 1.94M Mar 31, 2026 5.08% $2.04 -1.32%
Dimensional Fund Advisors, Inc. 1.64M Mar 31, 2026 4.29% $0.01 -12.63%
State Street Corp 1.50M Mar 31, 2026 3.94% $0.00 0.10%
Geode Capital Management, LLC 946.53K Mar 31, 2026 2.48% $0.00 0.27%
D. E. Shaw & Co LP 821.61K Mar 31, 2026 2.15% $0.01 -5.91%
Royal Bank of Canada 798.05K Mar 31, 2026 2.09% $0.00 -14.84%
Charles Schwab Investment Management Inc 771.05K Mar 31, 2026 2.02% $0.00 2.52%
Wellington Management Company LLP 750.53K Mar 31, 2026 1.97% $0.00 -42.13%
Jacobs Levy Equity Management, Inc. 666.60K Mar 31, 2026 1.75% $0.05 11.69%
American Century Companies Inc 581.66K Mar 31, 2026 1.53% $0.01 55.55%
UBS Group AG 490.11K Mar 31, 2026 1.29% $0.00 41.47%
Capital Management Corp 442.50K Mar 31, 2026 1.16% $1.32 -0.01%
Invenomic Capital Management, LP 407.40K Mar 31, 2026 1.07% $0.33 -4.67%
Northern Trust Corp 397.73K Mar 31, 2026 1.04% $0.00 1.03%
Jane Street Group LLC 372.99K Mar 31, 2026 0.98% $0.00 -6.10%
The Goldman Sachs Group Inc 336.82K Mar 31, 2026 0.88% $0.00 3.44%

Shares Statistics

Shares Outstanding: 38.14M
Shares Float: 33.52M
% Insiders: 218.80%
% Institutions: 10,137.90%
Short % Float: 3.02%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Small-Cap ETF 2.38M 6.25% ▲ 0.03% Apr 30, 2026
2 T. Rowe Price Small-Cap Value 1.94M 5.09% ▲ 0.00% Mar 31, 2026
3 T. Rowe Price U.S. SC Value Eq Tr-D 1.26M 3.29% ▲ 19.95% Mar 31, 2026
4 Vanguard Total Stock Mkt Idx Inv 1.17M 3.07% ▲ 0.00% Apr 30, 2026
5 CC&L Global Alpha - Series A 982.59K 2.58% ▲ 0.00% Mar 31, 2026
6 iShares Russell 2000 ETF 920.17K 2.41% ▲ 0.85% Apr 30, 2026
7 Avantis US Small Cap Value ETF 519.39K 1.36% ▲ 0.00% Apr 30, 2026
8 Vanguard Institutional Extnd Mkt Idx Tr 446.86K 1.17% ▲ 0.60% Apr 30, 2026
9 DFA US Small Cap Value I 440.67K 1.16% ▲ 0.00% Mar 31, 2026
10 Fidelity Small Cap Index 377.37K 0.99% ▲ 1.12% Feb 28, 2026

Valuation Metrics

Enterprise Value: $4.11B
Trailing P/E: 0.00
Forward P/E: 10.00

Financial Highlights

Market Cap: $534.74M
EBITDA: $420.22M
PEG Ratio: $5.82
Book Value: $26.28
Earnings/Share: $-7.15
Profit Margin: -22.51%
Operating Margin: 32.83%
ROA (TTM): 4.98%
ROE (TTM): -22.75%
Revenue (TTM): $1.25B
Revenue/Share (TTM): $32.07
Earnings Growth (YOY): 711.10%
Revenue Growth (YOY): 16.70%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 1.68x 3.81x 0.80x 1.67x 196.41x
2024-12-31 12.97x 2.94x 0.76x 3.83x 15.95x
2023-12-31 14.19x 2.50x 0.73x 1.34x 277.87x
2022-12-31 13.51x 2.03x 0.69x 5.53x 14.64x
2021-12-31 2.46x 1.97x 0.70x 9.62x 9.80x
2020-12-31 1.98x 3.09x 0.69x 9.85x 18.72x
2019-12-31 1.84x 3.75x 0.72x 1.72x 16.48x
2018-12-31 2.42x 3.23x 0.71x 1.49x 15.59x
2017-12-31 14.65x 1.99x 0.69x 8.74x 11.09x
2016-12-31 13.32x 2.03x 0.71x 2.87x 7.86x
2015-12-31 13.74x 2.11x 0.72x 5.21x 5.25x
2014-12-31 15.50x 1.67x 0.68x 9.71x 4.26x
2013-12-31 33.56x 1.03x 0.46x 20.57x 2.86x
2012-12-31 32.78x 0.46x 0.45x 23.90x 1.42x
2011-12-31 3.66x 0.37x 0.44x 16.84x 1.16x
2010-12-31 1.81x 0.62x 0.49x 14.35x 2.12x
2009-12-31 1.59x 1.91x 0.58x 10.19x 7.13x
2008-12-31 1.58x 1.89x 0.57x 7.61x 5.81x
2007-12-31 1.78x 1.43x 0.51x 21.92x 3.86x
2006-12-31 87.52x 0.00x 0.16x 190.20x 0.01x
2005-12-31 6.85x 0.08x 0.21x 212.48x 0.26x
2004-12-31 17.34x 0.01x 0.14x 164.22x 0.03x
2003-12-31 19.58x 0.01x 0.06x 57.23x 0.04x
2002-12-31 56.84x 0.02x 0.09x 8.57x 0.07x
2001-12-31 N/A 0.95x 0.51x N/A 2.80x
2000-12-31 N/A 1.03x 0.01x N/A 4.91x

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