PRA Group Inc

PRAA.US
Financial Services · Credit Services
18.04
+0.13 (+0.73%)
USD · NASDAQ

Company Information

Company Name
PRA Group Inc
Sector
Financial Services
Industry
Credit Services
Exchange
NASDAQ
ISIN: US69354N1063
CIK: 0001185348
CUSIP: 73640Q105
Currency: USD
Full Time Employees: 2,541
Phone: 888 772 7326
Fiscal Year End: December
IPO Date: Nov 08, 2002
Description:

PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of nonperforming loan portfolios in the United States, Europe, the United Kingdom, South America, Canada, and Australia. The company purchases loans from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed. It also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding; and purchase and provide fee-based services for class action claims recoveries. In addition, the company is involved in core and insolvency nonperforming loans include general purpose and private label credit cards, consumer loans, auto loans, overdrafts and small business loans. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was founded in 1996 and is headquartered in Norfolk, Virginia.

Address:

120 Corporate Boulevard, Norfolk, VA, United States, 23502

People

Directors & Officers

Name Title Year Born
Mr. Steven D. Fredrickson Co-Founder & Executive Chairman 1960
Mr. Martin Sjolund CEO, President & Director 1973
Mr. Rakesh Sehgal Executive VP & CFO 1973
Ms. LaTisha Owens Tarrant Executive VP, General Counsel, Chief Human Resources Officer & Corporate Secretary 1973
Mr. R. Owen James President of PRA Group Europe 1967
Mr. Steven A. Macke Global Operations Officer NA
Mr. Jan Husby Chief Information Officer 1964
Mr. Najim Mostamand C.F.A. Vice President of Investor Relations NA
Mr. Keith Warren Chief Risk & Compliance Officer NA
Mr. Adrian Murphy Global Chief Data & Analytics Officer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Nov 06, 2025 Geir Olsen N/A Purchase 15.00K $14.15 $212.25K
May 07, 2025 Brett Lee Paschke N/A Purchase 5.00K $13.39 $66.95K

Shareholders

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 7.09M Mar 31, 2026 18.59% $0.00 -0.61%
Topline Capital Management LLC 3.85M Mar 31, 2026 10.08% $11.12 31.76%
T. Rowe Price Investment Management,Inc. 3.64M Mar 31, 2026 9.55% $0.04 -17.33%
Vanguard Group Inc 2.91M Dec 31, 2025 7.62% $0.00 -1.00%
Global Alpha Capital Management Ltd. 1.94M Mar 31, 2026 5.08% $2.04 -1.32%
Vanguard Capital Management, LLC 1.65M Mar 31, 2026 4.34% $0.00 0.00%
Dimensional Fund Advisors, Inc. 1.64M Mar 31, 2026 4.29% $0.01 -12.63%
State Street Corp 1.50M Mar 31, 2026 3.94% $0.00 0.10%
Geode Capital Management, LLC 946.53K Mar 31, 2026 2.48% $0.00 0.27%
Vanguard Portfolio Management, LLC 822.65K Mar 31, 2026 2.16% $0.00 0.00%
D. E. Shaw & Co LP 821.61K Mar 31, 2026 2.15% $0.01 -5.91%
Royal Bank of Canada 798.05K Mar 31, 2026 2.09% $0.00 -14.84%
Charles Schwab Investment Management Inc 771.05K Mar 31, 2026 2.02% $0.00 2.52%
Wellington Management Company LLP 750.53K Mar 31, 2026 1.97% $0.00 -42.13%
Jacobs Levy Equity Management, Inc. 666.60K Mar 31, 2026 1.75% $0.05 11.69%
Assenagon Asset Management SA 601.44K Jun 30, 2026 1.58% $0.01 401.60%
American Century Companies Inc 581.66K Mar 31, 2026 1.53% $0.01 55.55%
UBS Group AG 490.11K Mar 31, 2026 1.29% $0.00 41.47%
Capital Management Corp 442.50K Mar 31, 2026 1.16% $1.32 -0.01%
Invenomic Capital Management, LP 407.40K Mar 31, 2026 1.07% $0.33 -4.67%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 T. Rowe Price Small-Cap Value 1.71M 4.48% ▼ 9.79% Jun 30, 2026
2 T. Rowe Price U.S. SC Value Eq Tr-D 1.19M 3.12% ▼ 5.29% Jun 30, 2026
3 Vanguard Total Stock Mkt Idx Inv 1.17M 3.07% ▲ 0.00% Jun 30, 2026
4 iShares Russell 2000 ETF 1.01M 2.65% ▲ 0.60% Jun 30, 2026
5 Avantis US Small Cap Value ETF 794.74K 2.08% ▲ 0.12% Jun 30, 2026
6 CC&L Global Alpha - Series A 771.31K 2.02% ▼ 8.05% May 31, 2026
7 Vanguard Institutional Extnd Mkt Idx Tr 441.26K 1.16% ▼ 1.38% Jun 30, 2026
8 Fidelity Small Cap Index 383.58K 1.01% ▲ 0.94% Apr 30, 2026
9 iShares Russell 2000 Value ETF 363.05K 0.95% ▼ 0.68% Jun 30, 2026
10 DFA US Small Cap Value I 339.24K 0.89% ▼ 23.02% May 31, 2026

Financial Highlights

Market Cap: $688.06M
EBITDA: $420.22M
PEG Ratio: $5.88
Book Value: $26.28
Earnings/Share: $-7.21
Profit Margin: -22.51%
Operating Margin: 32.83%
ROA (TTM): 4.98%
ROE (TTM): -22.75%
Revenue (TTM): $1.25B
Revenue/Share (TTM): $32.07
Earnings Growth (YOY): 711.10%
Revenue Growth (YOY): 16.70%

Valuation Metrics

Enterprise Value: $4.25B
Trailing P/E: 0.00
Forward P/E: 11.57

Shares Statistics

Shares Outstanding: 38.14M
Shares Float: 33.44M
% Insiders: 233.70%
% Institutions: 10,118.30%
Short % Float: 3.05%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

Open full waterfall
Line Item
Step Type
Value
Revenue
adjust
$1.24B
Cost of Goods Sold
adjust
$-10.44M
Gross Profit
subtotal
$1.23B
SG&A
adjust
$-361.58M
Other Operating Expense
adjust
$-447.48M
Operating Income
subtotal
$420.74M
Other / Non-Operating Items
adjust
$-725.88M
Net Income
subtotal
$-305.14M

Earnings Per Share (EPS) History

Financial Ratios

📦 Raw API Data (JSON Explorer)

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