Stock Fundamentals

Company Information

Company Name
Pinnacle Financial Partners, Inc.
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US72346Q1040
CIK: 0001115055
CUSIP: 72346Q104
Currency: USD
Full Time Employees: 8,389
Phone: 706 641 6500
Fiscal Year End: December
IPO Date: Aug 22, 2000
Description:

Pinnacle Financial Partners, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services to individuals, businesses, and professional entities in the United States. It accepts various deposits, including savings, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts; and provides treasury management services, such as online wire origination, enhanced ACH origination, positive pay, zero balance and sweep accounts, automated bill pay services, electronic receivables processing, lockbox processing, and merchant card acceptance services, small business and commercial credit cards corporate purchasing cards, and virtual accounting/deposit escrow solutions. The company also offers equipment and working capital loans; commercial real estate loans, such as investment properties and business loan; secured and unsecured loans comprising installment and term, lines of credit, and residential first mortgage, as well as home equity loans and home equity lines of credit; and credit cards for consumers and businesses. In addition, the company provides investment products; brokerage and investment advisory programs; and fiduciary and investment services, including personal trust, investment management, estate administration, endowments, foundations, individual retirement accounts, escrow services, and custody. Further, it offers insurance agency services in the property and casualty area; investment, merger and acquisition advisory services, private debt, equity and mezzanine placement services, and other middle-market advisory services; and other banking services, including telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Atlanta, Georgia.

Address:

3400 Overton Park Drive, Atlanta, GA, United States, 30339

Directors & Officers

Name Title Year Born
Mr. Michael Terry Turner Founder & Chairman 1955
Mr. Robert A. McCabe Jr. Founder, Executive VP, Chief Banking Officer & Vice Chair 1951
Ms. Charissa D. Sumerlin Executive VP & Chief Credit Officer 1977
Mr. Kevin S. Blair President, CEO & Director 1971
Mr. Andrew Jamie Gregory Jr. Executive VP & CFO 1976
Mr. Daniel Zachary Bishop Executive VP & COO 1976
Ms. Jill K. Hurley Chief Accounting Officer & Controller 1980
Mr. Randall L. Withrow Chief Information Officer, Senior VP, Chief Solutions Officer & EVP of Bank Operations NA
Ms. Jennifer S. Upshaw Executive VP & Chief Administrative Officer 1981
Ms. Mary W. Schneider Chief Compliance Officer NA

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 12, 2026 Andrew J Jr. Gregory N/A Purchase 1.00K $94.52 $94.52K
Nov 26, 2025 Robert A Mccabe Jr N/A Sale 6.78K $93.00 $630.08K
Oct 20, 2025 G Kennedy Thompson N/A Purchase 5.00K $87.63 $438.15K
Aug 01, 2025 G Kennedy Thompson N/A Purchase 10.00K $85.65 $856.50K
Aug 01, 2025 Thomas C Farnsworth III N/A Purchase 1.00K $84.94 $84.94K
Jul 31, 2025 Harold R Carpenter N/A Purchase 1.00K $89.73 $89.73K
Jul 30, 2025 Gregory L Burns N/A Purchase 174.00 $91.43 $15.91K

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 16.44M Mar 31, 2026 10.88% $0.02 -2.94%
Wellington Management Company LLP 9.12M Mar 31, 2026 6.04% $0.15 37.55%
FMR Inc 7.20M Mar 31, 2026 4.76% $0.03 18.94%
Vanguard Group Inc 7.00M Dec 31, 2025 4.63% $0.01 -5.47%
Vanguard Portfolio Management, LLC 7.00M Mar 31, 2026 4.63% $0.03 0.00%
Vanguard Capital Management, LLC 6.77M Mar 31, 2026 4.48% $0.01 0.00%
State Street Corp 5.89M Mar 31, 2026 3.90% $0.02 5.10%
Dimensional Fund Advisors, Inc. 5.04M Mar 31, 2026 3.33% $0.09 -4.05%
T. Rowe Price Investment Management,Inc. 4.95M Mar 31, 2026 3.28% $0.29 -14.33%
AQR Capital Management LLC 4.00M Mar 31, 2026 2.64% $0.16 -37.54%
Amvescap Plc. 3.58M Mar 31, 2026 2.37% $0.05 57.94%
Pinnacle Financial Partners Inc 3.50M Mar 31, 2026 2.31% $2.30 0.79%
Citadel Advisors Llc 3.26M Mar 31, 2026 2.16% $0.05 149.66%
Geode Capital Management, LLC 2.79M Mar 31, 2026 1.85% $0.01 -0.11%
Point72 Asset Management, L.P. 1.84M Mar 31, 2026 1.22% $0.20 73.79%
Bank of Montreal 1.69M Mar 31, 2026 1.12% $0.05 9,089.85%
BMO Capital Markets Corp. 1.69M Mar 31, 2026 1.12% $0.05 9,089.85%
Morgan Stanley - Brokerage Accounts 1.63M Mar 31, 2026 1.08% $0.01 -30.95%
Charles Schwab Investment Management Inc 1.62M Mar 31, 2026 1.07% $0.02 136.96%
Northern Trust Corp 1.42M Mar 31, 2026 0.94% $0.02 4.78%

Shares Statistics

Shares Outstanding: 151.11M
Shares Float: 148.39M
% Insiders: 137.50%
% Institutions: 8,575.30%
Short % Float: 3.46%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 iShares Core S&P Mid-Cap ETF 5.11M 3.38% ▲ 0.02% May 29, 2026
2 Vanguard Total Stock Mkt Idx Inv 4.81M 3.19% ▲ 0.23% Apr 30, 2026
3 Vanguard Small Cap Index 3.48M 2.31% ▼ 0.24% Apr 30, 2026
4 T. Rowe Price Small-Cap Value 2.16M 1.43% ▼ 0.06% Apr 30, 2026
5 Vanguard Institutional Extnd Mkt Idx Tr 1.70M 1.12% ▲ 0.97% Apr 30, 2026
6 Fidelity Low-Priced Stock 1.68M 1.11% ▲ 4.85% Mar 31, 2026
7 Invesco Small Cap Value A 1.67M 1.11% ▲ 29.84% Apr 30, 2026
8 Strategic Advisers Fidelity US TtlStk 1.51M 1.00% ▲ 117.12% Apr 30, 2026
9 T. Rowe Price U.S. SC Value Eq Tr-D 1.42M 0.94% ▲ 19.42% Mar 31, 2026
10 State Street® SPDR® S&P MIDCAP 400® ETF 1.14M 0.75% ▲ 0.38% Apr 30, 2026

Valuation Metrics

Enterprise Value: $15.35B
Trailing P/E: 13.40
Forward P/E: 9.35

Financial Highlights

Market Cap: $14.56B
P/E Ratio: $13.40
PEG Ratio: $1.41
Book Value: $91.91
Dividend/Share: $1.22
Dividend Yield: 1.30%
Earnings/Share: $7.19
Profit Margin: 24.66%
Operating Margin: 46.89%
ROA (TTM): 0.74%
ROE (TTM): 6.17%
Revenue (TTM): $2.64B
Revenue/Share (TTM): $27.70
Earnings Growth (YOY): -49.70%
Revenue Growth (YOY): 156.40%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 1.07x 0.36x 0.88x 0.63x 3.01x
2024-12-31 0.21x 0.39x 0.88x 0.44x 3.72x
2023-12-31 0.17x 0.46x 0.87x 0.65x 3.50x
2022-12-31 0.14x 0.20x 0.87x 2.85x 1.43x
2021-12-31 0.29x 0.28x 0.86x 6.60x 2.08x
2020-12-31 0.27x 0.16x 0.86x 1.86x 1.92x
2019-12-31 0.20x 0.20x 0.84x 1.65x 1.73x
2018-12-31 0.20x 0.15x 0.84x 2.14x 1.38x
2017-12-31 0.19x 0.16x 0.83x 3.21x 2.19x
2016-12-31 270.67x 0.55x 0.87x 4.96x 4.32x
2015-12-31 482.38x 0.59x 0.87x 7.72x 4.43x
2014-12-31 1,475.36x 0.62x 0.87x 8.01x 4.33x
2013-12-31 0.20x 0.23x 0.87x 5.58x 1.78x
2012-12-31 0.21x 0.33x 0.87x 2.77x 3.04x
2011-12-31 0.29x 0.32x 0.85x 0.77x 5.81x
2010-12-31 0.05x 0.52x 0.86x -0.34x -42.33x
2009-12-31 0.04x 0.71x 0.86x -0.87x -9.14x
2008-12-31 0.02x 0.86x 0.87x 0.47x 10.69x
2007-12-31 0.04x 0.78x 0.88x 0.44x 9.77x
2006-12-31 0.03x 0.85x 0.88x 0.54x 7.69x
2005-12-31 0.03x 2.18x 0.94x 0.65x 10.48x
2004-12-31 0.03x 1.65x 0.92x 1.01x 9.78x
2003-12-31 0.03x 2.03x 0.93x 0.74x 12.06x
2002-12-31 0.05x 0.77x 0.89x 0.23x 12.82x
2001-12-31 0.04x 0.46x 0.90x 0.56x 13.43x
2000-12-31 0.15x 0.03x 0.60x -16.99x 5.77x

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