PICS

Picpay Holdings Netherlands N.V. Class A Common Shares

PICS.US picpay.com + Research + Basket
ISIN NL0015073TP4
Phone 55 119 7723 1925
Fiscal year end December
IPO Jan 29, 2026
Address Avenida Manuel Bandeira, 291, São Paulo, SP, Brazil, 05317-020
7.70
+0.11 (+1.45%)
USD · NASDAQ
52-week range
7.50
19.95
Trading at 2% of the 52-week range
Market Cap
983.57M
P/E Ratio
3.89
Forward P/E
2.15
Book Value
9.76
Div. Yield
N/A
% Institutions
32.62%
% Insiders
50.48%

1 Year

-60.1%

3 Year

-60.1%

10 Year

-60.1%
Description

PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. PicS N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in São Paulo, Brazil. PicS N.V. is a subsidiary of Jf International B.v.

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People

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Directors & Officers

Name Title Year Born
Mr. Eduardo Chedid Simoes CEO & Executive Director 1971
Mr. Andre Augusto Cazotto CFO & Investor Relations Officer 1987

Insider Trading

Open insider trading
Date Insider Name Title Transaction Type Shares Price Value SEC
Mar 23, 2026 William Rodney Pruett N/A Purchase 100.00K $11.80 $1.18M SEC

Shareholders

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Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
The Goldman Sachs Group Inc 3.15M Jun 30, 2026 2.43% $0.00 -13.80%
Fidelity International Ltd 1.73M Jun 30, 2026 1.34% $0.01 57.18%
Samlyn Capital, LLC 1.46M Jun 30, 2026 1.13% $0.25 5.18%
Sagil Capital LLP 1.30M Jun 30, 2026 1.00% $4.93 0.00%
BlackRock Inc 564.81K Jun 30, 2026 0.44% $0.00 -31.39%
NORGES BANK 500.00K Jun 30, 2026 0.39% $0.00 0.00%
BlueCrest Capital Management Ltd. 375.00K Jun 30, 2026 0.29% $0.13 20.97%
Teacher Retirement System Of Texas 250.00K Jun 30, 2026 0.19% $0.01 0.00%
Schonfeld Strategic Advisors LLC 246.28K Jun 30, 2026 0.19% $0.01 25.38%
Whetstone Capital Advisors, LLC 205.95K Jun 30, 2026 0.16% $0.58 0.00%
Diametric Capital, LP 194.52K Jun 30, 2026 0.15% $0.22 0.00%
Marshall Wace Asset Management Ltd 194.15K Jun 30, 2026 0.15% $0.00 5.62%
Franklin Templeton Inc 174.87K Jun 30, 2026 0.13% $0.00 -0.01%
Mirabella Financial Services LLP 154.43K Jun 30, 2026 0.12% $0.16 -21.44%
UBS Group AG 150.95K Jun 30, 2026 0.12% $0.00 -64.78%
SEVEN GRAND MANAGERS, LLC 150.00K Jun 30, 2026 0.12% $0.06 0.00%
Ameriprise Financial Inc 131.07K Jun 30, 2026 0.10% $0.00 0.00%
Jane Street Group LLC 129.89K Jun 30, 2026 0.10% $0.00 68.18%
Ghisallo Capital Management LLC 105.00K Jun 30, 2026 0.08% $0.02 -53.33%
Citigroup Inc 96.87K Jun 30, 2026 0.07% $0.00 51.60%

Fund Holdings

Rank Holder Name Shares Held % of Shares Change Date Reported
1 Fidelity Latin America A-Dis-USD 730.35K 0.56% ▲ 0.00% Aug 31, 2026
2 Goldman Sachs Emerging Markets Eq Instl 571.38K 0.44% ▼ 8.80% Sep 30, 2026
3 GS Emerging Markets Eq Base Inc USD 533.53K 0.41% ▼ 28.21% Jul 31, 2026
4 Fidelity EM Eq Rsh Enh ETF USD Acc 305.09K 0.24% ▲ 0.33% Sep 30, 2026
5 Danske Invest Nye Markeder KL DKK d 295.17K 0.23% ▲ 0.00% Aug 31, 2026
6 BGF FinTech Z2 287.12K 0.22% ▲ 28.44% Jun 30, 2026
7 BlackRock Latin American Ord 257.19K 0.20% ▼ 11.70% Jun 30, 2026
8 M&G Funds(1) GSAM Glbl EM Eq GBPZ1A Acc 224.17K 0.17% ▼ 0.95% Jun 30, 2026
9 VB INVEST RV FIF MULT CP 194.74K 0.15% ▲ 0.00% Jun 30, 2026
10 NatixisIntls(Lux)I-FIMGlbEmMktsEqR/AUSD 167.31K 0.13% ▲ 0.00% Aug 31, 2026

Financial Highlights

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Market Cap: $983.57M
EBITDA: $5.47B
P/E Ratio: $3.89
Book Value: $9.76
Earnings/Share: $1.95
Profit Margin: 9.97%
Operating Margin: 42.92%
ROA (TTM): 6.96%
ROE (TTM): 30.72%
Revenue (TTM): $13.38B
Revenue/Share (TTM): $103.99
Earnings Growth (YOY): -99.70%
Revenue Growth (YOY): 67.00%

Valuation Metrics

Enterprise Value: $-2.09B
Trailing P/E: 3.89
Forward P/E: 2.15

Shares Statistics

Shares Outstanding: 43.14M
Shares Float: 33.21M
% Insiders: 50.48%
% Institutions: 32.62%
Short % Float: 4.28%

Stock Price History

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1 Year Price History

3 Years Price History

10 Years Price History

Max Price History

Financial Charts

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Open balance sheet Open capital intensity Download Financials (Excel)

Revenue, Net Income & Operating Cash Flow (Yearly)

Change % vs Prior Year

Revenue, Net Income & Operating Cash Flow (Quarterly)

Change % vs Prior Quarter

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Income Statement Waterfall

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Open full waterfall Open balance sheet
Line Item
Step Type
Value
Revenue
adjust
$10.28B
Cost of Goods Sold
adjust
$-4.98B
Gross Profit
subtotal
$5.22B
SG&A
adjust
$-1.75B
Other Operating Expense
adjust
$-2.37B
Operating Income
subtotal
$4.04B
Other / Non-Operating Items
adjust
$-2.95B
Net Income
subtotal
$1.09B

Earnings Per Share (EPS) History

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Financial Ratios

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📦 Raw API Data (JSON Explorer)

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