Stock Fundamentals

Company Information

Company Name
PennyMac Finl Svcs Inc
Sector
Financial Services
Industry
Mortgage Finance
Exchange
NYSE
ISIN: US70932M1071
CIK: 0001745916
CUSIP: 70932M107
Currency: USD
Full Time Employees: 5,241
Phone: 818 224 7442
Fiscal Year End: December
IPO Date: May 09, 2013
Description:

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California.

Address:

3043 Townsgate Road, Westlake Village, CA, United States, 91361

Directors & Officers

Name Title Year Born
Mr. David A. Spector CEO & Chairman 1963
Mr. Douglas Edward Jones President, Chief Mortgage Banking Officer & Director 1957
Mr. Daniel Stanley Perotti Senior MD & CFO 1981
Mr. Derek W. Stark J.D. Senior MD, Chief Legal Officer & Secretary 1969
Mr. James Follette Senior MD & Chief Digital Officer 1973
Mr. Marshall Dulles Sebring Senior MD & Chief Investment Officer NA
Mr. Gregory L. Hendry Chief Accounting Officer 1961
Mr. Mike Hogan Senior MD & Chief Information Officer NA
Mr. Kevin Chamberlain Managing Director of Investor Relations NA
Ms. Susan Hallock Smith Senior MD & Chief Marketing Officer NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
MFN Partners Management, LP 4.53M Dec 31, 2025 8.69% $12.69 0.00%
T. Rowe Price Investment Management,Inc. 3.74M Sep 30, 2025 7.17% $0.28 -15.30%
Vanguard Group Inc 2.83M Dec 31, 2025 5.43% $0.01 0.45%
FMR Inc 2.23M Dec 31, 2025 4.27% $0.02 -9.96%
BlackRock Inc 2.17M Sep 30, 2025 4.16% $0.00 -3.18%
Dimensional Fund Advisors, Inc. 1.79M Dec 31, 2025 3.43% $0.05 -4.22%
Amvescap Plc. 1.46M Sep 30, 2025 2.80% $0.03 18.32%
JPMorgan Chase & Co 1.30M Sep 30, 2025 2.48% $0.00 79.28%
State Street Corp 856.09K Sep 30, 2025 1.64% $0.00 -3.94%
The Goldman Sachs Group Inc 706.53K Sep 30, 2025 1.35% $0.01 9.92%
Geode Capital Management, LLC 695.51K Sep 30, 2025 1.33% $0.01 -3.64%
T. Rowe Price Associates, Inc. 691.24K Sep 30, 2025 1.33% $0.01 347.66%
Citadel Advisors Llc 682.20K Sep 30, 2025 1.31% $0.01 19.14%
140 Summer Partners LP 669.89K Dec 31, 2025 1.28% $6.53 50.15%
Basswood Capital Management LLC 550.93K Dec 31, 2025 1.06% $2.94 -4.77%
Charles Schwab Investment Management Inc 441.40K Dec 31, 2025 0.85% $0.01 -1.82%
Boston Partners Global Investors, Inc 434.99K Sep 30, 2025 0.83% $0.06 -0.46%
American Century Companies Inc 426.98K Dec 31, 2025 0.82% $0.03 -0.56%
RIMA MANAGEMENT, LLC 417.33K Dec 31, 2025 0.80% $1.71 0.00%
Ameriprise Financial Inc 369.30K Sep 30, 2025 0.71% $0.01 -7.86%

Shares Statistics

Shares Outstanding: 52.17M
Shares Float: 27.64M
% Insiders: 3,480.00%
% Institutions: 6,122.80%
Short % Float: 6.71%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 MFN Partners Management, LP 4.53M 8.69% ▲ 0.00% Dec 31, 2025
2 T. Rowe Price Investment Management,Inc. 3.74M 7.17% ▼ 15.30% Sep 30, 2025
3 Vanguard Group Inc 2.83M 5.43% ▲ 0.45% Dec 31, 2025
4 FMR Inc 2.23M 4.27% ▼ 9.96% Dec 31, 2025
5 BlackRock Inc 2.17M 4.16% ▼ 3.18% Sep 30, 2025
6 Dimensional Fund Advisors, Inc. 1.79M 3.43% ▼ 4.22% Dec 31, 2025
7 Amvescap Plc. 1.46M 2.80% ▲ 18.32% Sep 30, 2025
8 JPMorgan Chase & Co 1.30M 2.48% ▲ 79.28% Sep 30, 2025
9 State Street Corp 856.09K 1.64% ▼ 3.94% Sep 30, 2025
10 The Goldman Sachs Group Inc 706.53K 1.35% ▲ 9.92% Sep 30, 2025

Valuation Metrics

Enterprise Value: $27.14B
Trailing P/E: 9.88
Forward P/E: 5.71

Financial Highlights

Market Cap: $4.80B
P/E Ratio: $9.88
PEG Ratio: $4.67
Book Value: $82.77
Dividend/Share: $1.20
Dividend Yield: 1.29%
Earnings/Share: $9.30
Profit Margin: 14.47%
Operating Margin: 15.73%
ROA (TTM): 1.81%
ROE (TTM): 12.31%
Revenue (TTM): $3.46B
Revenue/Share (TTM): $66.93
Earnings Growth (YOY): 0.60%
Revenue Growth (YOY): 511.00%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.04x 7.07x 0.85x 1.57x 20.15x
2024-12-31 1.56x 5.37x 0.85x 1.10x 43.44x
2023-12-31 2.05x 3.81x 0.81x 1.11x 19.01x
2022-12-31 2.29x 3.38x 0.79x 13.71x 15.85x
2021-12-31 1.65x 4.06x 0.82x 15.02x 9.89x
2020-12-31 2.56x 3.40x 0.89x 91.37x 5.06x
2019-12-31 1.31x 4.89x 0.80x 6.90x 18.16x
2018-12-31 1.49x 3.44x 0.78x 1.85x 10.81x
2017-12-31 1.69x 13.17x 0.77x 2.32x 10.01x
2016-12-31 1.36x 12.36x 0.73x 3.61x 6.23x
2015-12-31 1.01x 4.53x 0.70x 4.07x 2.82x
2014-12-31 3.36x 4.74x 0.68x 5.99x 3.81x
2013-12-31 2.64x 2.82x 0.60x 10.92x 2.22x
2012-12-31 5.63x 1.50x 0.69x 15.02x 3.00x
2011-12-31 3.54x 0.78x 0.57x 7.84x 3.95x
2010-12-31 N/A N/A N/A 41.83x 0.00x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 19, 2026 David Spector N/A Sale 10.00K $94.50 $945.00K
Feb 19, 2026 David Spector N/A Sale 2.95K $94.52 $278.83K
Feb 17, 2026 Daniel Stanley Perotti N/A Sale 2.93K $93.30 $272.90K
Feb 12, 2026 Patrick Kinsella N/A Purchase 2.25K $89.15 $200.59K
Jan 13, 2026 David Spector N/A Sale 10.00K $145.19 $1.45M
Dec 18, 2025 Gregory L Hendry N/A Sale 3.53K $131.64 $464.69K
Dec 16, 2025 David Spector N/A Sale 5.00K $129.81 $649.05K
Nov 25, 2025 Doug Jones N/A Sale 20.00K $132.63 $2.65M
Nov 17, 2025 Daniel Stanley Perotti N/A Sale 8.78K $126.67 $1.11M
Nov 12, 2025 David Spector N/A Sale 5.00K $129.26 $646.30K
Nov 10, 2025 Doug Jones N/A Sale 23.45K $127.56 $2.99M
Nov 05, 2025 Doug Jones N/A Sale 4.32K $126.09 $544.46K
Oct 24, 2025 Anne Mccallion N/A Sale 27.77K $131.55 $3.65M
Oct 24, 2025 Daniel Stanley Perotti N/A Sale 26.01K $131.36 $3.42M
Oct 23, 2025 David Spector N/A Sale 71.16K $128.07 $9.11M
Oct 22, 2025 Daniel Stanley Perotti N/A Sale 13.11K $130.71 $1.71M
Oct 06, 2025 David Spector N/A Sale 5.00K $118.42 $592.10K
Sep 23, 2025 David Spector N/A Sale 5.00K $122.97 $614.85K
Sep 05, 2025 Daniel Stanley Perotti N/A Sale 2.93K $116.63 $341.14K
Sep 02, 2025 Daniel Stanley Perotti N/A Sale 5.85K $108.20 $632.97K

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