Stock Fundamentals

Company Information

Company Name
Provident Financial Services Inc
Sector
Financial Services
Industry
Banks - Regional
Exchange
NYSE
ISIN: US74386T1051
CIK: 0001178970
CUSIP: 74386T105
Currency: USD
Full Time Employees: 1,753
Phone: 732 590 9200
Fiscal Year End: December
IPO Date: Jan 16, 2003
Description:

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

Address:

239 Washington Street, Jersey City, NJ, United States, 07302

Directors & Officers

Name Title Year Born
Mr. Anthony J. Labozzetta President, CEO & Director 1964
Mr. Thomas J. Shara Jr. Executive Vice Chairman 1958
Mr. Thomas M. Lyons CPA Senior EVP & CFO 1964
Ms. Valerie O Murray CFP Executive VP & Chief Wealth Management Officer of Provident Bank 1975
Mr. Ravi Vakacherla Executive VP and Chief Digital & Innovation Officer of Provident Bank NA
Mr. Christopher P. Martin Executive Chairman 1956
Mr. Adriano M. Duarte CPA Executive VP & Investor Relations Officer 1972
Mr. Bennett Allen MacDougall Executive VP, General Counsel & Corporate Secretary 1970
Mr. Vito Giannola Executive VP & Chief Banking Officer 1977
Ms. Kim Strignile Senior VP of HR business partner director NA

Institutional Holders

Holder Name Shares Date Reported % Out Value % Change
BlackRock Inc 19.20M Sep 30, 2025 14.70% $0.01 1.18%
Vanguard Group Inc 14.27M Dec 31, 2025 10.92% $0.00 -1.33%
Dimensional Fund Advisors, Inc. 7.81M Dec 31, 2025 5.98% $0.03 1.63%
State Street Corp 7.00M Sep 30, 2025 5.36% $0.00 1.79%
Wellington Management Company LLP 6.71M Dec 31, 2025 5.14% $0.02 5.53%
Geode Capital Management, LLC 3.07M Sep 30, 2025 2.35% $0.00 0.02%
American Century Companies Inc 2.98M Dec 31, 2025 2.28% $0.03 29.02%
JPMorgan Chase & Co 2.19M Sep 30, 2025 1.68% $0.00 168.31%
Systematic Financial Management LP 1.97M Dec 31, 2025 1.51% $0.92 -1.08%
Charles Schwab Investment Management Inc 1.59M Dec 31, 2025 1.22% $0.00 -0.86%
Morgan Stanley - Brokerage Accounts 1.40M Sep 30, 2025 1.07% $0.00 6.91%
Northern Trust Corp 1.39M Sep 30, 2025 1.06% $0.00 0.15%
Bank of New York Mellon Corp 1.36M Sep 30, 2025 1.04% $0.00 -2.91%
Nuveen, LLC 1.05M Sep 30, 2025 0.80% $0.01 7.25%
The Goldman Sachs Group Inc 897.33K Sep 30, 2025 0.69% $0.00 3.58%
Bridgeway Capital Management, LLC 896.08K Dec 31, 2025 0.69% $0.37 23.60%
Assenagon Asset Management SA 787.17K Dec 31, 2025 0.60% $0.02 2,957.57%
Principal Financial Group Inc 708.12K Sep 30, 2025 0.54% $0.01 -6.14%
Ledgewood Wealth Advisors, LLC 680.01K Sep 30, 2025 0.52% $7.76 0.00%
Hotchkis & Wiley Capital Management LLC 676.76K Dec 31, 2025 0.52% $0.04 -1.05%

Shares Statistics

Shares Outstanding: 130.62M
Shares Float: 126.56M
% Insiders: 281.70%
% Institutions: 7,387.90%
Short % Float: 4.87%

🏆 Top 10 Institutional Holders

Rank Holder Name Shares Held % of Shares Change Date Reported
1 BlackRock Inc 19.20M 14.70% ▲ 1.18% Sep 30, 2025
2 Vanguard Group Inc 14.27M 10.92% ▼ 1.33% Dec 31, 2025
3 Dimensional Fund Advisors, Inc. 7.81M 5.98% ▲ 1.63% Dec 31, 2025
4 State Street Corp 7.00M 5.36% ▲ 1.79% Sep 30, 2025
5 Wellington Management Company LLP 6.71M 5.14% ▲ 5.53% Dec 31, 2025
6 Geode Capital Management, LLC 3.07M 2.35% ▲ 0.02% Sep 30, 2025
7 American Century Companies Inc 2.98M 2.28% ▲ 29.02% Dec 31, 2025
8 JPMorgan Chase & Co 2.19M 1.68% ▲ 168.31% Sep 30, 2025
9 Systematic Financial Management LP 1.97M 1.51% ▼ 1.08% Dec 31, 2025
10 Charles Schwab Investment Management Inc 1.59M 1.22% ▼ 0.86% Dec 31, 2025

Valuation Metrics

Enterprise Value: $5.06B
Trailing P/E: 9.44
Forward P/E: 8.73

Financial Highlights

Market Cap: $2.75B
P/E Ratio: $9.44
PEG Ratio: $1.84
Book Value: $21.69
Dividend/Share: $0.96
Dividend Yield: 4.33%
Earnings/Share: $2.23
Profit Margin: 33.59%
Operating Margin: 54.46%
ROA (TTM): 1.19%
ROE (TTM): 10.72%
Revenue (TTM): $866.82M
Revenue/Share (TTM): $6.64
Earnings Growth (YOY): 72.10%
Revenue Growth (YOY): 15.20%

Stock Price History

1 Year Price History

2 Years Price History

5 Years Price History

10 Years Price History

Download Financials (Excel)

Financial Charts

Revenue & Net Income (Yearly)

Revenue & Net Income (Quarterly)

Operating Expenses (Yearly)

Operating Expenses (Quarterly)

Balance Sheet (Yearly)

Balance Sheet (Quarterly)

Assets Breakdown (Yearly)

Assets Breakdown (Quarterly)

Liabilities Breakdown (Yearly)

Liabilities Breakdown (Quarterly)

Earnings Per Share (EPS) History

Financial Ratios (Yearly)

Financial Ratios (Quarterly)

Earnings History

Balance Sheet (Yearly)

Financial Ratios

Date Current Ratio Debt/Equity Debt/Assets Interest Coverage Debt/EBITDA
2025-12-31 0.24x 0.89x 0.89x 0.80x 6.17x
2024-12-31 0.16x 0.93x 0.89x 0.34x 11.86x
2023-12-31 0.19x 0.91x 0.88x 0.81x 7.73x
2022-12-31 0.21x 1.40x 0.88x 4.94x 8.45x
2021-12-31 0.30x 0.64x 0.05x 6.25x 4.32x
2020-12-31 0.20x 1.27x 0.09x 2.51x 13.97x
2019-12-31 0.19x 1.40x 0.11x 2.00x 11.94x
2018-12-31 1.28x 1.80x 0.86x 2.43x 15.90x
2017-12-31 1.32x 2.09x 0.87x 3.08x 17.83x
2016-12-31 1.39x 1.75x 0.87x 2.85x 15.92x
2015-12-31 1.17x 2.86x 0.87x 2.87x 25.56x
2014-12-31 1.12x 2.64x 0.87x 2.60x 25.93x
2013-12-31 0.23x 1.43x 0.87x 2.88x 12.65x
2012-12-31 0.24x 1.12x 0.87x 2.14x 10.42x
2011-12-31 0.26x 1.36x 0.87x 1.29x 14.88x
2010-12-31 0.02x 1.05x 0.86x 0.85x 12.59x
2009-12-31 0.03x 0.65x 0.87x -1.03x -5.64x
2008-12-31 0.02x 0.78x 0.84x 0.43x 11.31x
2007-12-31 0.03x 1.12x 0.84x 0.34x 17.26x
2006-12-31 0.03x 1.04x 0.82x 0.65x 10.97x
2005-12-31 0.03x 0.37x 0.82x 0.90x 3.55x
2004-12-31 0.04x 0.47x 0.82x 1.02x 5.89x
2003-12-31 0.05x 0.68x 0.81x 0.47x 11.03x
2002-12-31 0.04x 0.60x 0.92x 0.57x 4.25x
2001-12-31 0.05x 0.36x 0.90x 0.42x 2.34x
2000-12-31 N/A 0.53x 0.90x N/A 2.77x

Insider Trading

Date Insider Name Title Transaction Type Shares Price Value
Feb 05, 2026 Christopher P Martin N/A Sale 1.05K $23.45 $24.62K
Nov 06, 2025 George Lista N/A Sale 8.26K $18.35 $151.61K
Sep 12, 2025 James A Christy N/A Sale 3.00K $19.90 $59.70K
Sep 11, 2025 John Pugliese N/A Sale 25.00K $19.91 $497.75K
Jun 11, 2025 Christopher P Martin N/A Sale 55.67K $17.07 $950.25K
Mar 13, 2025 George Lista N/A Purchase 1.00K $16.73 $16.73K

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